Orange County Bancorp, Inc. (OBT)

NASDAQ: OBT · Real-Time Price · USD

34.12

-0.13 (-0.38%)

At close: May 29, 2026, 4:00 PM EDT

34.79

+0.67 (1.96%)

After-hours: May 29, 2026, 7:23 PM EDT

Orange County Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	44.19	41.61	27.88	29.48	24.36	21.29
Depreciation & Amortization	2.49	1.83	1.95	2.17	1.69	1.66
Provision for Credit Losses	7.11	7.75	7.71	7.87	9.52	2.43
Stock-Based Compensation	1.39	1.14	1.76	0.87	0.67	0.54
Other Adjustments	-6.16	-5.99	-1.83	-2.8	-3.97	-4.69
Changes in Accrued Interest and Accounts Receivable	0.01	-3.7	-0.75	0.39	0.32	-0.35
Changes in Other Operating Activities	0.54	1.2	-2.12	6.63	-2.31	-0.56
Operating Cash Flow	49.24	43.85	34.6	44.5	30.48	20.32
Operating Cash Flow Growth	32.41%	26.72%	-22.24%	45.98%	50.02%	79.13%
Net Change in Loans Held-for-Investment	-100.89	-137.47	-73.26	-179.14	-279.75	-134.04
Net Change in Securities and Investments	37.29	49.81	45.15	-0.38	-152.81	-145.11
Capital Expenditures	-2.59	-2.52	-1.73	-3.54	-1.55	-1.96
Sale of Property, Plant & Equipment	1.27	2.54	0.42	0.44	-	-
Other Investing Activities	8.61	13.49	-	-	-	-10.2
Investing Cash Flow	-43.31	-74.15	-29.42	-144.92	-434.11	-291.31
Net Change in Deposits	68.03	157.01	114.61	64.36	60	425.09
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-20.5	-113.5	-111	93	131.5	-
Long-Term Debt Issued	-0.45	24.56	-	10	-	-
Long-Term Debt Repaid	-	-20	-	-	-3	-
Net Long-Term Debt Issued (Repaid)	-0.45	4.56	-	10	-3	-
Issuance of Common Stock	21.55	43.39	-	-	-	35.25
Repurchase of Common Stock	-	-0.16	-0.52	-0.45	-0.31	-0.38
Net Common Stock Issued (Repurchased)	21.55	43.23	-0.52	-0.45	-0.31	34.87
Common Dividends Paid	-8.03	-7.1	-5.33	-5.19	-4.67	-4.03
Financing Cash Flow	87.44	84.2	-2.23	161.72	183.53	455.93
Net Cash Flow	93.37	53.9	2.95	61.3	-220.1	184.95
Free Cash Flow	46.66	41.33	32.87	40.96	28.94	18.36
Free Cash Flow Growth	12.88%	25.74%	-19.75%	41.56%	57.61%	72.37%
FCF Margin	37.57%	35.67%	32.86%	43.61%	35.92%	26.18%
Free Cash Flow Per Share	0.01	3.30	2.91	3.64	2.58	1.85
Levered Free Cash Flow	44.21	42.98	25.24	45.12	19.52	20.08
Unlevered Free Cash Flow	0.46	-3.19	-2.65	5.64	-1.84	-1.21

SEC Filings: 10-K · 10-Q