Orange County Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	334.93	204.23	150.33	147.38	86.08	306.18
Investment Securities	161.53	167.58	186.44	199.73	216.55	194.37
Mortgage-Backed Securities	234.38	251.83	257.34	290.22	316.92	270.43
Total Investments	395.91	419.41	443.78	489.95	533.46	464.8
Gross Loans	1,910	1,950	1,816	1,747	1,569	1,291
Allowance for Loan Losses	-26.34	-28.34	-26.08	-25.18	-21.83	-17.66
Net Loans	1,884	1,922	1,790	1,722	1,548	1,274
Property, Plant & Equipment	15.46	19.83	19.5	19.38	18.77	17.64
Goodwill	5.36	5.36	5.36	5.36	5.36	5.36
Other Intangible Assets	0.39	0.54	0.82	1.11	1.39	1.68
Loans Held for Sale	63.59	-	-	-	-	-
Accrued Interest Receivable	10.79	10.38	6.68	5.93	6.32	6.64
Long-Term Deferred Tax Assets	-	18.3	23.67	18.84	19.1	4.09
Other Long-Term Assets	90.02	59.39	70.12	75.64	69.26	62.43
Total Assets	2,800	2,659	2,510	2,485	2,287	2,143
Accrued Expenses	27.95	19.8	17.42	16.68	18.62	18.7
Interest Bearing Deposits	1,626	284.72	402.22	339.55	51.16	112.74
Institutional Deposits	11.5	1,300	1,100	1,000	1,200	1,100
Non-Interest Bearing Deposits	793.91	725.66	651.14	699.2	723.23	701.65
Total Deposits	2,431	2,310	2,153	2,039	1,974	1,914
Short-Term Borrowings	-	-	113.5	224.5	131.5	-
Current Portion of Long-Term Debt	-	-	-	-	-	3
Current Portion of Leases	-	0.95	-	-	-	-
Long-Term Debt	24.6	24.56	19.59	19.52	19.45	19.38
Federal Home Loan Bank Debt, Long-Term	10	10	10	10	-	-
Long-Term Leases	-	3.4	3.7	3.22	4.03	3.04
Pension & Post-Retirement Benefits	-	0.84	1.06	1.17	1.18	1.25
Other Long-Term Liabilities	-	5.1	5.77	6.26	0.03	-
Total Liabilities	2,494	2,375	2,324	2,320	2,149	1,960
Common Stock	3.35	3.34	2.84	2.84	2.84	2.84
Retained Earnings	184.56	164.43	129.92	107.36	84.64	64.94
Treasury Stock	-0.2	-0.2	-0.38	-1.11	-1.25	-1.33
Comprehensive Income & Other	118.92	116.79	53.15	56.28	51.91	116.38
Shareholders' Equity	306.63	284.36	185.53	165.38	138.14	182.84
Total Liabilities & Equity	2,800	2,659	2,510	2,485	2,287	2,143
Total Debt	34.6	38.9	146.79	257.24	154.98	25.41
Net Cash (Debt)	300.32	165.33	3.55	-109.86	-68.9	280.77
Net Cash Growth	140.30%	4559.81%	-	-	-	189.51%
Net Cash Per Share	22.48	13.22	0.31	-9.76	-6.13	28.25
Filing Date Shares Outstanding	13.41	13.37	11.36	11.31	11.29	11.27
Total Common Shares Outstanding	13.41	13.37	11.35	11.3	11.29	11.27
Book Value Per Share	22.87	21.27	16.35	14.63	12.24	16.22
Tangible Book Value	300.88	278.47	179.35	158.91	131.39	175.8
Tangible Book Value Per Share	22.44	20.83	15.80	14.06	11.64	15.59

SEC Filings: 10-K · 10-Q