Orange County Bancorp, Inc. (OBT)

Orange County Bancorp Statistics

Total Valuation

OBT has a market cap or net worth of $322.21 million.

Market Cap	322.21M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, November 5, 2024, after market close.

Earnings Date	Nov 5, 2024
Ex-Dividend Date	Sep 4, 2024

Share Statistics

OBT has 5.66 million shares outstanding. The number of shares has increased by 0.15% in one year.

Shares Outstanding	5.66M
Shares Change (YoY)	+0.15%
Shares Change (QoQ)	+0.12%
Owned by Insiders (%)	15.51%
Owned by Institutions (%)	39.14%
Float	3.88M

Valuation Ratios

The trailing PE ratio is 9.25 and the forward PE ratio is 9.94.

PE Ratio	9.25
Forward PE	9.94
PS Ratio	3.11
Forward PS	3.04
PB Ratio	1.81
P/FCF Ratio	8.60
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.29%.

Return on Equity (ROE)	21.29%
Return on Assets (ROA)	1.39%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$522,624
Profits Per Employee	$175,964
Employee Count	197
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OBT has paid $9.18 million in taxes.

Income Tax	9.18M
Effective Tax Rate	20.93%

Stock Price Statistics

The stock price has increased by +39.81% in the last 52 weeks. The beta is 0.44, so OBT's price volatility has been lower than the market average.

Beta (5Y)	0.44
52-Week Price Change	+39.81%
50-Day Moving Average	56.88
200-Day Moving Average	50.65
Relative Strength Index (RSI)	50.95
Average Volume (20 Days)	14,014

Short Selling Information

The latest short interest is 34,239, so 0.60% of the outstanding shares have been sold short.

Short Interest	34,239
Short Previous Month	35,102
Short % of Shares Out	0.60%
Short % of Float	0.88%
Short Ratio (days to cover)	2.20

Income Statement

In the last 12 months, OBT had revenue of $102.96 million and earned $34.67 million in profits. Earnings per share was $6.15.

Revenue	102.96M
Gross Profit	102.96M
Operating Income	45.74M
Pretax Income	43.84M
Net Income	34.67M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.15

Balance Sheet

The company has $189.68 million in cash and $79.56 million in debt, giving a net cash position of $110.13 million or $19.44 per share.

Cash & Cash Equivalents	189.68M
Total Debt	79.56M
Net Cash	110.13M
Net Cash Per Share	$19.44
Equity (Book Value)	177.54M
Book Value Per Share	31.35
Working Capital	-2.07B

Cash Flow

In the last 12 months, operating cash flow was $38.42 million and capital expenditures -$956,000, giving a free cash flow of $37.46 million.

Operating Cash Flow	38.42M
Capital Expenditures	-956,000
Free Cash Flow	37.46M
FCF Per Share	$6.61

Margins

Gross Margin	n/a
Operating Margin	44.42%
Pretax Margin	42.58%
Profit Margin	33.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.39%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 1.62%.

Dividend Per Share	$0.92
Dividend Yield	1.62%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	14.95%
Buyback Yield	-0.15%
Shareholder Yield	1.47%
Earnings Yield	10.76%
FCF Yield	11.63%

Analyst Forecast

The average price target for OBT is $60.00, which is 5.47% higher than the current price. The consensus rating is "Buy".

Price Target	$60.00
Price Target Difference	5.47%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 26, 2018. It was a forward split with a ratio of 2:1.

Last Split Date	Feb 26, 2018
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4