Orange County Bancorp, Inc. (OBT)
Total Valuation
OBT has a market cap or net worth of $259.96 million. The enterprise value is $276.75 million.
Market Cap | 259.96M |
Enterprise Value | 276.75M |
Important Dates
The next estimated earnings date is Monday, April 29, 2024, before market open.
Earnings Date | Apr 29, 2024 |
Ex-Dividend Date | Mar 1, 2024 |
Share Statistics
OBT has 5.65 million shares outstanding. The number of shares has increased by 0.12% in one year.
Shares Outstanding | 5.65M |
Shares Change (YoY) | +0.12% |
Shares Change (QoQ) | +0.01% |
Owned by Insiders (%) | 16.97% |
Owned by Institutions (%) | 45.05% |
Float | 3.82M |
Valuation Ratios
The trailing PE ratio is 8.52 and the forward PE ratio is 8.33.
PE Ratio | 8.52 |
Forward PE | 8.33 |
PS Ratio | 2.78 |
Forward PS | 2.55 |
PB Ratio | 1.81 |
P/FCF Ratio | 7.95 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.95, with an EV/FCF ratio of 8.46.
EV / Earnings | 9.10 |
EV / Sales | 2.96 |
EV / EBITDA | 6.95 |
EV / EBIT | 7.29 |
EV / FCF | 8.46 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.22 |
Debt / EBITDA | 4.41 |
Debt / FCF | 5.36 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.00% and return on invested capital (ROIC) is 9.52%.
Return on Equity (ROE) | 21.00% |
Return on Assets (ROA) | 1.30% |
Return on Capital (ROIC) | 9.52% |
Revenue Per Employee | $457,931 |
Profits Per Employee | $149,137 |
Employee Count | 204 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, OBT has paid $7.55 million in taxes.
Income Tax | 7.55M |
Effective Tax Rate | 19.88% |
Stock Price Statistics
The stock price has decreased by -1.69% in the last 52 weeks. The beta is 0.36, so OBT's price volatility has been lower than the market average.
Beta (1Y) | 0.36 |
52-Week Price Change | -1.69% |
50-Day Moving Average | 46.63 |
200-Day Moving Average | 45.59 |
Relative Strength Index (RSI) | 50.48 |
Average Volume (30 Days) | 8,352 |
Short Selling Information
The latest short interest is 34,345, so 0.61% of the outstanding shares have been sold short.
Short Interest | 34,345 |
Short Previous Month | 29,537 |
Short % of Shares Out | 0.61% |
Short % of Float | 0.90% |
Short Ratio (days to cover) | 4.62 |
Income Statement
In the last 12 months, OBT had revenue of $93.42 million and earned $30.42 million in profits. Earnings per share was $5.40.
Revenue | 93.42M |
Gross Profit | 93.42M |
Operating Income | 37.97M |
Pretax Income | 37.97M |
Net Income | 30.42M |
EBITDA | 39.80M |
EBIT | 37.97M |
Earnings Per Share (EPS) | $5.40 |
Balance Sheet
The company has $158.71 million in cash and $175.50 million in debt, giving a net cash position of -$16.79 million or -$2.97 per share.
Cash & Cash Equivalents | 158.71M |
Total Debt | 175.50M |
Net Cash | -16.79M |
Net Cash Per Share | -$2.97 |
Equity / Book Value | 143.92M |
Book Value Per Share | 25.47 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $35.74 million and capital expenditures -$3.02 million, giving a free cash flow of $32.72 million.
Operating Cash Flow | 35.74M |
Capital Expenditures | -3.02M |
Free Cash Flow | 32.72M |
FCF Per Share | $5.81 |
Margins
Gross margin is 100.00%, with operating and profit margins of 40.65% and 32.57%.
Gross Margin | 100.00% |
Operating Margin | 40.65% |
Pretax Margin | 40.65% |
Profit Margin | 32.57% |
EBITDA Margin | 42.60% |
EBIT Margin | 40.65% |
FCF Margin | 35.02% |
Dividends & Yields
This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.00%.
Dividend Per Share | $0.92 |
Dividend Yield | 2.00% |
Dividend Growth (YoY) | 6.98% |
Years of Dividend Growth | 2 |
Payout Ratio | 17.04% |
Buyback Yield | -0.12% |
Shareholder Yield | 1.88% |
Earnings Yield | 11.70% |
FCF Yield | 12.58% |
Analyst Forecast
The average price target for OBT is $51.00, which is 10.87% higher than the current price. The consensus rating is "Buy".
Price Target | $51.00 |
Price Target Difference | 10.87% |
Analyst Consensus | Buy |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on February 26, 2018. It was a forward split with a ratio of 2:1.
Last Split Date | Feb 26, 2018 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |