Orange County Bancorp, Inc. (OBT)
NASDAQ: OBT · IEX Real-Time Price · USD
55.52
-3.54 (-5.99%)
Jul 17, 2024, 4:00 PM EDT - Market closed

Orange County Bancorp Statistics

Total Valuation

OBT has a market cap or net worth of $314.10 million. The enterprise value is $276.91 million.

Market Cap 314.10M
Enterprise Value 276.91M

Important Dates

The next estimated earnings date is Wednesday, July 24, 2024, after market close.

Earnings Date Jul 24, 2024
Ex-Dividend Date Jun 4, 2024

Share Statistics

OBT has 5.66 million shares outstanding. The number of shares has increased by 0.16% in one year.

Shares Outstanding 5.66M
Shares Change (YoY) +0.16%
Shares Change (QoQ) +0.04%
Owned by Insiders (%) 19.85%
Owned by Institutions (%) 44.45%
Float 3.86M

Valuation Ratios

The trailing PE ratio is 8.78 and the forward PE ratio is 10.43.

PE Ratio 8.78
Forward PE 10.43
PS Ratio 3.05
Forward PS 3.03
PB Ratio 1.86
P/FCF Ratio 8.36
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.93, with an EV/FCF ratio of 7.37.

EV / Earnings 7.79
EV / Sales 2.69
EV / EBITDA 5.93
EV / EBIT 6.18
EV / FCF 7.37

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.64
Debt / EBITDA 2.30
Debt / FCF 2.86
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 22.70% and return on invested capital (ROIC) is 12.87%.

Return on Equity (ROE) 22.70%
Return on Assets (ROA) 1.40%
Return on Capital (ROIC) 12.87%
Revenue Per Employee $522,411
Profits Per Employee $180,396
Employee Count 197
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, OBT has paid $9.30 million in taxes.

Income Tax 9.30M
Effective Tax Rate 20.74%

Stock Price Statistics

The stock price has increased by +54.65% in the last 52 weeks. The beta is 0.44, so OBT's price volatility has been lower than the market average.

Beta (5Y) 0.44
52-Week Price Change +54.65%
50-Day Moving Average 48.54
200-Day Moving Average 47.68
Relative Strength Index (RSI) 61.80
Average Volume (20 Days) 18,405

Short Selling Information

The latest short interest is 24,609, so 0.43% of the outstanding shares have been sold short.

Short Interest 24,609
Short Previous Month 20,890
Short % of Shares Out 0.43%
Short % of Float 0.64%
Short Ratio (days to cover) 2.34

Income Statement

In the last 12 months, OBT had revenue of $102.92 million and earned $35.54 million in profits. Earnings per share was $6.32.

Revenue 102.92M
Gross Profit 102.92M
Operating Income 44.84M
Pretax Income 44.84M
Net Income 35.54M
EBITDA 46.70M
EBIT 44.84M
Earnings Per Share (EPS) $6.32
Full Income Statement

Balance Sheet

The company has $144.73 million in cash and $107.54 million in debt, giving a net cash position of $37.19 million or $6.57 per share.

Cash & Cash Equivalents 144.73M
Total Debt 107.54M
Net Cash 37.19M
Net Cash Per Share $6.57
Equity (Book Value) 168.67M
Book Value Per Share 29.81
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $38.58 million and capital expenditures -$1.02 million, giving a free cash flow of $37.57 million.

Operating Cash Flow 38.58M
Capital Expenditures -1.02M
Free Cash Flow 37.57M
FCF Per Share $6.67
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 43.57% and 34.53%.

Gross Margin 100.00%
Operating Margin 43.57%
Pretax Margin 43.57%
Profit Margin 34.53%
EBITDA Margin 45.38%
EBIT Margin 43.57%
FCF Margin 36.50%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 1.66%.

Dividend Per Share $0.92
Dividend Yield 1.66%
Dividend Growth (YoY) 3.37%
Years of Dividend Growth 2
Payout Ratio 14.56%
Buyback Yield -0.16%
Shareholder Yield 1.49%
Earnings Yield 11.31%
FCF Yield 11.96%
Dividend Details

Analyst Forecast

The average price target for OBT is $51.00, which is -8.14% lower than the current price. The consensus rating is "Buy".

Price Target $51.00
Price Target Difference -8.14%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on February 26, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Feb 26, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5