Orange County Bancorp Statistics
Total Valuation
OBT has a market cap or net worth of $457.48 million. The enterprise value is $234.52 million.
Important Dates
The last earnings date was Tuesday, April 28, 2026, after market close.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Jun 4, 2026 |
Share Statistics
OBT has 13.41 million shares outstanding. The number of shares has increased by 14.98% in one year.
| Current Share Class | 13.41M |
| Shares Outstanding | 13.41M |
| Shares Change (YoY) | +14.98% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 12.08% |
| Owned by Institutions (%) | 54.08% |
| Float | 10.73M |
Valuation Ratios
The trailing PE ratio is 10.05 and the forward PE ratio is 9.93.
| PE Ratio | 10.05 |
| Forward PE | 9.93 |
| PS Ratio | 3.68 |
| Forward PS | 3.31 |
| PB Ratio | 1.57 |
| P/TBV Ratio | 1.60 |
| P/FCF Ratio | 9.81 |
| P/OCF Ratio | 9.29 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.31 |
| EV / Sales | 1.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.03 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.93%.
| Return on Equity (ROE) | 17.93% |
| Return on Assets (ROA) | 1.68% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.23% |
| Revenue Per Employee | $528,460 |
| Profits Per Employee | $188,060 |
| Employee Count | 235 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OBT has paid $10.66 million in taxes.
| Income Tax | 10.66M |
| Effective Tax Rate | 19.44% |
Stock Price Statistics
The stock price has increased by +32.04% in the last 52 weeks. The beta is 0.45, so OBT's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +32.04% |
| 50-Day Moving Average | 33.89 |
| 200-Day Moving Average | 29.55 |
| Relative Strength Index (RSI) | 51.26 |
| Average Volume (20 Days) | 41,015 |
Short Selling Information
The latest short interest is 76,635, so 0.57% of the outstanding shares have been sold short.
| Short Interest | 76,635 |
| Short Previous Month | 70,585 |
| Short % of Shares Out | 0.57% |
| Short % of Float | 0.71% |
| Short Ratio (days to cover) | 1.65 |
Income Statement
In the last 12 months, OBT had revenue of $124.19 million and earned $44.19 million in profits. Earnings per share was $3.40.
| Revenue | 124.19M |
| Gross Profit | 124.19M |
| Operating Income | 56.46M |
| Pretax Income | 54.86M |
| Net Income | 44.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.40 |
Full Income StatementBalance Sheet
The company has $257.54 million in cash and $34.58 million in debt, with a net cash position of $222.96 million or $16.63 per share.
| Cash & Cash Equivalents | 257.54M |
| Total Debt | 34.58M |
| Net Cash | 222.96M |
| Net Cash Per Share | $16.63 |
| Equity (Book Value) | 291.66M |
| Book Value Per Share | 21.75 |
| Working Capital | -2.11B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $49.24 million and capital expenditures -$2.59 million, giving a free cash flow of $46.66 million.
| Operating Cash Flow | 49.24M |
| Capital Expenditures | -2.59M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.95M |
| Free Cash Flow | 46.66M |
| FCF Per Share | $3.48 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.47% |
| Pretax Margin | 44.17% |
| Profit Margin | 35.59% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.57% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.11%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.11% |
| Dividend Growth (YoY) | 34.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 19.73% |
| Buyback Yield | -14.98% |
| Shareholder Yield | -12.87% |
| Earnings Yield | 9.66% |
| FCF Yield | 10.20% |
Dividend DetailsAnalyst Forecast
The average price target for OBT is $39.00, which is 14.30% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $39.00 |
| Price Target Difference | 14.30% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 13, 2025. It was a forward split with a ratio of 2:1.
| Last Split Date | Jan 13, 2025 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
