Orange County Bancorp, Inc. (OBT)

NASDAQ: OBT · IEX Real-Time Price · USD
46.00
+0.01 (0.02%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

OBT has a market cap or net worth of $259.96 million. The enterprise value is $276.75 million.

Market Cap 259.96M
Enterprise Value 276.75M

Important Dates

The next estimated earnings date is Monday, April 29, 2024, before market open.

Earnings Date Apr 29, 2024
Ex-Dividend Date Mar 1, 2024

Share Statistics

OBT has 5.65 million shares outstanding. The number of shares has increased by 0.12% in one year.

Shares Outstanding 5.65M
Shares Change (YoY) +0.12%
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 16.97%
Owned by Institutions (%) 45.05%
Float 3.82M

Valuation Ratios

The trailing PE ratio is 8.52 and the forward PE ratio is 8.33.

PE Ratio 8.52
Forward PE 8.33
PS Ratio 2.78
Forward PS 2.55
PB Ratio 1.81
P/FCF Ratio 7.95
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.95, with an EV/FCF ratio of 8.46.

EV / Earnings 9.10
EV / Sales 2.96
EV / EBITDA 6.95
EV / EBIT 7.29
EV / FCF 8.46

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.22
Debt / EBITDA 4.41
Debt / FCF 5.36
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.00% and return on invested capital (ROIC) is 9.52%.

Return on Equity (ROE) 21.00%
Return on Assets (ROA) 1.30%
Return on Capital (ROIC) 9.52%
Revenue Per Employee $457,931
Profits Per Employee $149,137
Employee Count 204
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, OBT has paid $7.55 million in taxes.

Income Tax 7.55M
Effective Tax Rate 19.88%

Stock Price Statistics

The stock price has decreased by -1.69% in the last 52 weeks. The beta is 0.36, so OBT's price volatility has been lower than the market average.

Beta (1Y) 0.36
52-Week Price Change -1.69%
50-Day Moving Average 46.63
200-Day Moving Average 45.59
Relative Strength Index (RSI) 50.48
Average Volume (30 Days) 8,352

Short Selling Information

The latest short interest is 34,345, so 0.61% of the outstanding shares have been sold short.

Short Interest 34,345
Short Previous Month 29,537
Short % of Shares Out 0.61%
Short % of Float 0.90%
Short Ratio (days to cover) 4.62

Income Statement

In the last 12 months, OBT had revenue of $93.42 million and earned $30.42 million in profits. Earnings per share was $5.40.

Revenue 93.42M
Gross Profit 93.42M
Operating Income 37.97M
Pretax Income 37.97M
Net Income 30.42M
EBITDA 39.80M
EBIT 37.97M
Earnings Per Share (EPS) $5.40
Full Income Statement

Balance Sheet

The company has $158.71 million in cash and $175.50 million in debt, giving a net cash position of -$16.79 million or -$2.97 per share.

Cash & Cash Equivalents 158.71M
Total Debt 175.50M
Net Cash -16.79M
Net Cash Per Share -$2.97
Equity / Book Value 143.92M
Book Value Per Share 25.47
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $35.74 million and capital expenditures -$3.02 million, giving a free cash flow of $32.72 million.

Operating Cash Flow 35.74M
Capital Expenditures -3.02M
Free Cash Flow 32.72M
FCF Per Share $5.81
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 40.65% and 32.57%.

Gross Margin 100.00%
Operating Margin 40.65%
Pretax Margin 40.65%
Profit Margin 32.57%
EBITDA Margin 42.60%
EBIT Margin 40.65%
FCF Margin 35.02%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.00%.

Dividend Per Share $0.92
Dividend Yield 2.00%
Dividend Growth (YoY) 6.98%
Years of Dividend Growth 2
Payout Ratio 17.04%
Buyback Yield -0.12%
Shareholder Yield 1.88%
Earnings Yield 11.70%
FCF Yield 12.58%
Dividend Details

Analyst Forecast

The average price target for OBT is $51.00, which is 10.87% higher than the current price. The consensus rating is "Buy".

Price Target $51.00
Price Target Difference 10.87%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on February 26, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Feb 26, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5