Orange County Bancorp Statistics
Total Valuation
OBT has a market cap or net worth of $506.42 million. The enterprise value is $206.09 million.
| Market Cap | 506.42M |
| Enterprise Value | 206.09M |
Important Dates
The last earnings date was Tuesday, July 28, 2026, after market close.
| Earnings Date | Jul 28, 2026 |
| Ex-Dividend Date | Jun 4, 2026 |
Share Statistics
OBT has 13.41 million shares outstanding. The number of shares has increased by 16.20% in one year.
| Current Share Class | 13.41M |
| Shares Outstanding | 13.41M |
| Shares Change (YoY) | +16.20% |
| Shares Change (QoQ) | +0.22% |
| Owned by Insiders (%) | 12.21% |
| Owned by Institutions (%) | 54.22% |
| Float | 10.71M |
Valuation Ratios
The trailing PE ratio is 10.65 and the forward PE ratio is 10.68.
| PE Ratio | 10.65 |
| Forward PE | 10.68 |
| PS Ratio | 4.13 |
| Forward PS | 3.71 |
| PB Ratio | 1.65 |
| P/TBV Ratio | 1.68 |
| P/FCF Ratio | 10.85 |
| P/OCF Ratio | 10.28 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.35 |
| EV / Sales | 1.68 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.95%.
| Return on Equity (ROE) | 16.95% |
| Return on Assets (ROA) | 1.75% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.15% |
| Revenue Per Employee | $522,017 |
| Profits Per Employee | $201,668 |
| Employee Count | 235 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OBT has paid $5.44 million in taxes.
| Income Tax | 5.44M |
| Effective Tax Rate | 10.29% |
Stock Price Statistics
The stock price has increased by +43.07% in the last 52 weeks. The beta is 0.42, so OBT's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +43.07% |
| 50-Day Moving Average | 36.18 |
| 200-Day Moving Average | 31.85 |
| Relative Strength Index (RSI) | 54.55 |
| Average Volume (20 Days) | 64,233 |
Short Selling Information
The latest short interest is 131,085, so 0.98% of the outstanding shares have been sold short.
| Short Interest | 131,085 |
| Short Previous Month | 108,361 |
| Short % of Shares Out | 0.98% |
| Short % of Float | 1.22% |
| Short Ratio (days to cover) | 1.33 |
Income Statement
In the last 12 months, OBT had revenue of $122.67 million and earned $47.39 million in profits. Earnings per share was $3.55.
| Revenue | 122.67M |
| Gross Profit | 122.67M |
| Operating Income | 54.27M |
| Pretax Income | 52.83M |
| Net Income | 47.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.55 |
Balance Sheet
The company has $334.93 million in cash and $34.60 million in debt, with a net cash position of $300.32 million or $22.40 per share.
| Cash & Cash Equivalents | 334.93M |
| Total Debt | 34.60M |
| Net Cash | 300.32M |
| Net Cash Per Share | $22.40 |
| Equity (Book Value) | 306.63M |
| Book Value Per Share | 22.87 |
| Working Capital | -2.05B |
Cash Flow
In the last 12 months, operating cash flow was $49.24 million and capital expenditures -$2.59 million, giving a free cash flow of $46.66 million.
| Operating Cash Flow | 49.24M |
| Capital Expenditures | -2.59M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.95M |
| Free Cash Flow | 46.66M |
| FCF Per Share | $3.48 |
Margins
| Gross Margin | n/a |
| Operating Margin | 44.24% |
| Pretax Margin | 43.06% |
| Profit Margin | 38.63% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.57% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 1.89%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 1.89% |
| Dividend Growth (YoY) | 34.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 18.89% |
| Buyback Yield | -16.20% |
| Shareholder Yield | -14.29% |
| Earnings Yield | 9.36% |
| FCF Yield | 9.21% |
Analyst Forecast
The average price target for OBT is $39.50, which is 4.58% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $39.50 |
| Price Target Difference | 4.58% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 13, 2025. It was a forward split with a ratio of 2:1.
| Last Split Date | Jan 13, 2025 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |