Orange County Bancorp, Inc. (OBT)
NASDAQ: OBT · Real-Time Price · USD
25.34
+0.11 (0.44%)
Nov 19, 2025, 12:57 PM EST - Market open
Orange County Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 189.88 | 150.33 | 147.38 | 86.08 | 306.18 | 121.23 | Upgrade |
Investment Securities | 168.18 | 186.44 | 199.73 | 216.55 | 194.37 | 169.32 | Upgrade |
Mortgage-Backed Securities | 258.45 | 257.34 | 290.22 | 316.92 | 270.43 | 160.78 | Upgrade |
Total Investments | 426.63 | 443.78 | 489.95 | 533.46 | 464.8 | 330.11 | Upgrade |
Gross Loans | 1,936 | 1,816 | 1,747 | 1,569 | 1,291 | 1,153 | Upgrade |
Allowance for Loan Losses | -29.29 | -26.08 | -25.18 | -21.83 | -17.66 | -16.17 | Upgrade |
Net Loans | 1,906 | 1,790 | 1,722 | 1,548 | 1,274 | 1,137 | Upgrade |
Property, Plant & Equipment | 15.17 | 19.5 | 19.38 | 18.77 | 17.64 | 15.95 | Upgrade |
Goodwill | 5.36 | 5.36 | 5.36 | 5.36 | 5.36 | 5.36 | Upgrade |
Other Intangible Assets | 0.61 | 0.82 | 1.11 | 1.39 | 1.68 | 1.96 | Upgrade |
Accrued Interest Receivable | 10.51 | 6.68 | 5.93 | 6.32 | 6.64 | 6.3 | Upgrade |
Long-Term Deferred Tax Assets | - | 23.67 | 18.84 | 19.1 | 4.09 | 2.66 | Upgrade |
Other Long-Term Assets | 81.9 | 70.12 | 75.64 | 69.26 | 62.43 | 44.81 | Upgrade |
Total Assets | 2,636 | 2,510 | 2,485 | 2,287 | 2,143 | 1,665 | Upgrade |
Accrued Expenses | 30.48 | 17.42 | 16.68 | 18.62 | 18.7 | 14.62 | Upgrade |
Interest Bearing Deposits | 1,557 | 402.22 | 339.55 | 51.16 | 112.74 | 944.45 | Upgrade |
Institutional Deposits | 10.4 | 1,100 | 1,000 | 1,200 | 1,100 | 23.75 | Upgrade |
Non-Interest Bearing Deposits | 711.95 | 651.14 | 699.2 | 723.23 | 701.65 | 521.09 | Upgrade |
Total Deposits | 2,279 | 2,153 | 2,039 | 1,974 | 1,914 | 1,489 | Upgrade |
Short-Term Borrowings | 22.5 | 113.5 | 224.5 | 131.5 | - | - | Upgrade |
Current Portion of Long-Term Debt | - | - | - | - | 3 | - | Upgrade |
Current Portion of Leases | - | 0.83 | - | - | - | - | Upgrade |
Long-Term Debt | 24.48 | 19.59 | 19.52 | 19.45 | 19.38 | 22.32 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | 10 | 10 | 10 | - | - | - | Upgrade |
Long-Term Leases | - | 2.87 | 3.22 | 4.03 | 3.04 | 1.93 | Upgrade |
Pension & Post-Retirement Benefits | - | 1.06 | 1.17 | 1.18 | 1.25 | 1.35 | Upgrade |
Other Long-Term Liabilities | - | 5.77 | 6.26 | 0.03 | - | - | Upgrade |
Total Liabilities | 2,366 | 2,324 | 2,320 | 2,149 | 1,960 | 1,530 | Upgrade |
Common Stock | 3.34 | 2.84 | 2.84 | 2.84 | 2.84 | 2.27 | Upgrade |
Retained Earnings | 154.41 | 129.92 | 107.36 | 84.64 | 64.94 | 47.68 | Upgrade |
Treasury Stock | -0.2 | -0.38 | -1.11 | -1.25 | -1.33 | -1.46 | Upgrade |
Comprehensive Income & Other | 112.57 | 53.15 | 56.28 | 51.91 | 116.38 | 86.93 | Upgrade |
Shareholders' Equity | 270.12 | 185.53 | 165.38 | 138.14 | 182.84 | 135.42 | Upgrade |
Total Liabilities & Equity | 2,636 | 2,510 | 2,485 | 2,287 | 2,143 | 1,665 | Upgrade |
Total Debt | 56.98 | 146.79 | 257.24 | 154.98 | 25.41 | 24.25 | Upgrade |
Net Cash (Debt) | 132.9 | 3.55 | -109.86 | -68.9 | 280.77 | 96.98 | Upgrade |
Net Cash Growth | - | - | - | - | 189.51% | 515.97% | Upgrade |
Net Cash Per Share | 11.07 | 0.31 | -9.76 | -6.13 | 28.25 | 10.76 | Upgrade |
Filing Date Shares Outstanding | 13.37 | 11.36 | 11.31 | 11.29 | 11.27 | 8.97 | Upgrade |
Total Common Shares Outstanding | 13.37 | 11.35 | 11.3 | 11.29 | 11.27 | 8.97 | Upgrade |
Book Value Per Share | 20.21 | 16.35 | 14.63 | 12.24 | 16.22 | 15.10 | Upgrade |
Tangible Book Value | 264.15 | 179.35 | 158.91 | 131.39 | 175.8 | 128.1 | Upgrade |
Tangible Book Value Per Share | 19.76 | 15.80 | 14.06 | 11.64 | 15.59 | 14.29 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.