Orange County Bancorp, Inc. (OBT)

Orange County Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	204.23	150.33	147.38	86.08	306.18
Securities and Investments	425.32	453.49	504.47	543.02	467.01
Gross Loans	1,950	1,816	1,747	1,569	1,291
Allowance for Loan Losses	-28.34	-26.08	-25.18	-21.83	-17.66
Net Loans	1,922	1,790	1,722	1,548	1,274
Net Property, Plant & Equipment	15.48	15.81	16.16	14.74	14.6
Accrued Interest and Accounts Receivable	10.38	6.68	5.93	6.32	6.64
Other Intangible Assets	0.54	0.82	1.11	1.39	1.68
Goodwill	5.36	5.36	5.36	5.36	5.36
Other Non-Earning Assets	76.11	87.76	83.17	82.82	67.34
Total Assets	2,659	2,510	2,485	2,287	2,143
Interest-bearing deposits	-	-	1,340	1,251	1,213
Noninterest-bearing deposits	-	-	699.2	723.23	701.65
Total Deposits	-	-	2,039	1,974	1,914
Short-Term Interbank Borrowing and Repurchase Agreements	-	113.5	224.5	131.5	3
Long-Term Debt	34.56	29.59	29.52	19.45	19.38
Other Liabilities	30.09	27.95	27.32	23.86	22.99
Total Liabilities	2,375	2,324	2,320	2,149	1,960
Common Stock	3.34	2.84	2.84	2.84	2.84
Treasury Stock	-	-	-1.11	-1.25	-1.33
Additional Paid-in Capital	164.59	120.9	120.39	120.11	119.83
Accumulated Other Comprehensive Income	-47.81	-67.75	-64.11	-68.2	-3.44
Retained Earnings	164.43	129.92	107.36	84.64	64.94
Shareholders' Equity	284.36	185.53	165.38	138.14	182.84
Total Liabilities & Equity	2,659	2,510	2,485	2,287	2,143
Total Debt	34.56	29.59	29.52	19.45	19.38
Net Cash (Debt)	-34.56	-29.59	-29.52	-19.45	-19.38
Net Cash Per Share	-2.76	-2.62	-	-	-
Book Value	284.36	185.53	165.38	138.14	182.84
Book Value Per Share	22.73	16.41	-	-	-
Tangible Book Value	278.47	179.35	158.91	131.39	175.8
Tangible Book Value Per Share	22.26	15.87	-	-	-

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q