Orange County Bancorp, Inc. (OBT)

NASDAQ: OBT · Real-Time Price · USD

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34.95

-0.46 (-1.30%)

At close: Feb 11, 2026, 4:00 PM EST

34.96

+0.01 (0.03%)

After-hours: Feb 11, 2026, 4:32 PM EST

Orange County Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	204.23	150.33	147.38	86.08	306.18
Investment Securities	419.41	186.44	199.73	216.55	194.37
Mortgage-Backed Securities	-	257.34	290.22	316.92	270.43
Total Investments	419.41	443.78	489.95	533.46	464.8
Gross Loans	1,950	1,816	1,747	1,569	1,291
Allowance for Loan Losses	-28.34	-26.08	-25.18	-21.83	-17.66
Net Loans	1,922	1,790	1,722	1,548	1,274
Property, Plant & Equipment	15.48	19.5	19.38	18.77	17.64
Goodwill	5.36	5.36	5.36	5.36	5.36
Other Intangible Assets	0.54	0.82	1.11	1.39	1.68
Accrued Interest Receivable	10.38	6.68	5.93	6.32	6.64
Long-Term Deferred Tax Assets	-	23.67	18.84	19.1	4.09
Other Long-Term Assets	82.03	70.12	75.64	69.26	62.43
Total Assets	2,659	2,510	2,485	2,287	2,143
Accrued Expenses	30.09	17.42	16.68	18.62	18.7
Interest Bearing Deposits	1,585	402.22	339.55	51.16	112.74
Institutional Deposits	-	1,100	1,000	1,200	1,100
Non-Interest Bearing Deposits	725.66	651.14	699.2	723.23	701.65
Total Deposits	2,310	2,153	2,039	1,974	1,914
Short-Term Borrowings	-	113.5	224.5	131.5	-
Current Portion of Long-Term Debt	-	-	-	-	3
Current Portion of Leases	-	0.83	-	-	-
Long-Term Debt	24.56	19.59	19.52	19.45	19.38
Federal Home Loan Bank Debt, Long-Term	10	10	10	-	-
Long-Term Leases	-	2.87	3.22	4.03	3.04
Pension & Post-Retirement Benefits	-	1.06	1.17	1.18	1.25
Other Long-Term Liabilities	-	5.77	6.26	0.03	-
Total Liabilities	2,375	2,324	2,320	2,149	1,960
Common Stock	3.34	2.84	2.84	2.84	2.84
Retained Earnings	164.43	129.92	107.36	84.64	64.94
Treasury Stock	-0.2	-0.38	-1.11	-1.25	-1.33
Comprehensive Income & Other	116.79	53.15	56.28	51.91	116.38
Shareholders' Equity	284.36	185.53	165.38	138.14	182.84
Total Liabilities & Equity	2,659	2,510	2,485	2,287	2,143
Total Debt	34.56	146.79	257.24	154.98	25.41
Net Cash (Debt)	169.68	3.55	-109.86	-68.9	280.77
Net Cash Growth	4682.33%	-	-	-	189.51%
Net Cash Per Share	13.56	0.31	-9.76	-6.13	28.25
Filing Date Shares Outstanding	13.37	11.36	11.31	11.29	11.27
Total Common Shares Outstanding	13.37	11.35	11.3	11.29	11.27
Book Value Per Share	21.27	16.35	14.63	12.24	16.22
Tangible Book Value	278.47	179.35	158.91	131.39	175.8
Tangible Book Value Per Share	20.83	15.80	14.06	11.64	15.59

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q