Orange County Bancorp, Inc. (OBT)
NASDAQ: OBT · Real-Time Price · USD
31.15
+0.38 (1.23%)
Mar 19, 2026, 4:00 PM EDT - Market closed

Orange County Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
41.6127.8829.4824.3621.29
Depreciation & Amortization
1.831.952.171.691.66
Provision for Credit Losses
7.757.717.879.522.43
Stock-Based Compensation
1.141.760.870.670.54
Other Adjustments
-5.99-1.83-2.8-3.97-4.69
Changes in Accrued Interest and Accounts Receivable
-3.7-0.750.390.32-0.35
Changes in Other Operating Activities
1.2-2.126.63-2.31-0.56
Operating Cash Flow
43.8534.644.530.4820.32
Operating Cash Flow Growth
26.72%-22.24%45.98%50.02%79.13%
Net Change in Loans Held-for-Investment
-137.47-73.26-179.14-279.75-134.04
Net Change in Securities and Investments
49.8145.15-0.38-152.81-145.11
Capital Expenditures
-2.52-1.73-3.54-1.55-1.96
Sale of Property, Plant & Equipment
2.540.420.44--
Other Investing Activities
13.49----10.2
Investing Cash Flow
-74.15-29.42-144.92-434.11-291.31
Net Change in Deposits
157.01114.6164.3660425.09
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-113.5-11193131.5-
Long-Term Debt Issued
24.56-10--
Long-Term Debt Repaid
-20---3-
Net Long-Term Debt Issued (Repaid)
4.56-10-3-
Issuance of Common Stock
43.39---35.25
Repurchase of Common Stock
-0.16-0.52-0.45-0.31-0.38
Net Common Stock Issued (Repurchased)
43.23-0.52-0.45-0.3134.87
Common Dividends Paid
-7.1-5.33-5.19-4.67-4.03
Financing Cash Flow
84.2-2.23161.72183.53455.93
Net Cash Flow
53.92.9561.3-220.1184.95
Free Cash Flow
41.3332.8740.9628.9418.36
Free Cash Flow Growth
25.74%-19.75%41.56%57.61%72.37%
FCF Margin
38.23%35.61%47.59%35.92%26.18%
Free Cash Flow Per Share
3.302.91---
Levered Free Cash Flow
42.9825.2445.1219.5220.08
Unlevered Free Cash Flow
-3.19-2.655.64-1.84-1.21
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q