Orange County Bancorp Statistics
Total Valuation
OBT has a market cap or net worth of $427.39 million. The enterprise value is $262.06 million.
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Mar 4, 2026 |
Share Statistics
OBT has 13.37 million shares outstanding. The number of shares has increased by 10.67% in one year.
| Current Share Class | 13.37M |
| Shares Outstanding | 13.37M |
| Shares Change (YoY) | +10.67% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 12.15% |
| Owned by Institutions (%) | 54.86% |
| Float | 10.64M |
Valuation Ratios
The trailing PE ratio is 9.61 and the forward PE ratio is 9.47.
| PE Ratio | 9.61 |
| Forward PE | 9.47 |
| PS Ratio | 3.58 |
| Forward PS | 3.23 |
| PB Ratio | 1.50 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 10.34 |
| P/OCF Ratio | 9.75 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 6.30 |
| EV / Sales | 2.19 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.34 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.94 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.71%.
| Return on Equity (ROE) | 17.71% |
| Return on Assets (ROA) | 1.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.01% |
| Revenue Per Employee | $508,323 |
| Profits Per Employee | $177,081 |
| Employee Count | 235 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OBT has paid $9.94 million in taxes.
| Income Tax | 9.94M |
| Effective Tax Rate | 19.28% |
Stock Price Statistics
The stock price has increased by +32.38% in the last 52 weeks. The beta is 0.42, so OBT's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +32.38% |
| 50-Day Moving Average | 32.06 |
| 200-Day Moving Average | 27.57 |
| Relative Strength Index (RSI) | 50.36 |
| Average Volume (20 Days) | 46,354 |
Short Selling Information
The latest short interest is 53,639, so 0.40% of the outstanding shares have been sold short.
| Short Interest | 53,639 |
| Short Previous Month | 48,998 |
| Short % of Shares Out | 0.40% |
| Short % of Float | 0.50% |
| Short Ratio (days to cover) | 0.75 |
Income Statement
In the last 12 months, OBT had revenue of $119.46 million and earned $41.61 million in profits. Earnings per share was $3.33.
| Revenue | 119.46M |
| Gross Profit | 119.46M |
| Operating Income | 53.16M |
| Pretax Income | 51.56M |
| Net Income | 41.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.33 |
Full Income StatementBalance Sheet
The company has $204.23 million in cash and $38.90 million in debt, with a net cash position of $165.33 million or $12.37 per share.
| Cash & Cash Equivalents | 204.23M |
| Total Debt | 38.90M |
| Net Cash | 165.33M |
| Net Cash Per Share | $12.37 |
| Equity (Book Value) | 284.36M |
| Book Value Per Share | 21.27 |
| Working Capital | -2.12B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $43.85 million and capital expenditures -$2.52 million, giving a free cash flow of $41.33 million.
| Operating Cash Flow | 43.85M |
| Capital Expenditures | -2.52M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -108.95M |
| Free Cash Flow | 41.33M |
| FCF Per Share | $3.09 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.50% |
| Pretax Margin | 43.16% |
| Profit Margin | 34.84% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.60% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.33%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.33% |
| Dividend Growth (YoY) | 27.84% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 18.64% |
| Buyback Yield | -10.67% |
| Shareholder Yield | -8.42% |
| Earnings Yield | 9.74% |
| FCF Yield | 9.67% |
Dividend DetailsAnalyst Forecast
The average price target for OBT is $36.00, which is 12.61% higher than the current price. The consensus rating is "Buy".
| Price Target | $36.00 |
| Price Target Difference | 12.61% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 13, 2025. It was a forward split with a ratio of 2:1.
| Last Split Date | Jan 13, 2025 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
