Orange County Bancorp, Inc. (OBT)

Chimerix Statistics

Total Valuation

OBT has a market cap or net worth of $318.84 million. The enterprise value is $193.86 million.

Market Cap	318.84M
Enterprise Value	193.86M

Important Dates

The last earnings date was Wednesday, July 30, 2025, after market close.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jun 4, 2025

Share Statistics

OBT has 13.36 million shares outstanding. The number of shares has increased by 2.03% in one year.

Current Share Class	13.36M
Shares Outstanding	13.36M
Shares Change (YoY)	+2.03%
Shares Change (QoQ)	+5.85%
Owned by Insiders (%)	12.09%
Owned by Institutions (%)	39.93%
Float	10.58M

Valuation Ratios

The trailing PE ratio is 9.29 and the forward PE ratio is 8.43.

PE Ratio	9.29
Forward PE	8.43
PS Ratio	2.60
Forward PS	2.59
PB Ratio	1.26
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.56
EV / Sales	1.84
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.74%.

Return on Equity (ROE)	13.74%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$468,933
Profits Per Employee	$131,311
Employee Count	225
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OBT has paid $8.30 million in taxes.

Income Tax	8.30M
Effective Tax Rate	21.94%

Stock Price Statistics

The stock price has decreased by -21.85% in the last 52 weeks. The beta is 0.51, so OBT's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	-21.85%
50-Day Moving Average	25.83
200-Day Moving Average	26.32
Relative Strength Index (RSI)	29.20
Average Volume (20 Days)	82,843

Short Selling Information

The latest short interest is 122,180, so 0.91% of the outstanding shares have been sold short.

Short Interest	122,180
Short Previous Month	143,714
Short % of Shares Out	0.91%
Short % of Float	1.15%
Short Ratio (days to cover)	1.00

Income Statement

In the last 12 months, OBT had revenue of $105.51 million and earned $29.55 million in profits. Earnings per share was $2.57.

Revenue	105.51M
Gross Profit	105.51M
Operating Income	39.34M
Pretax Income	43.84M
Net Income	29.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.57

Balance Sheet

The company has $175.61 million in cash and $50.63 million in debt, giving a net cash position of $124.98 million or $9.35 per share.

Cash & Cash Equivalents	175.61M
Total Debt	50.63M
Net Cash	124.98M
Net Cash Per Share	$9.35
Equity (Book Value)	252.59M
Book Value Per Share	18.90
Working Capital	-2.14B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.28%
Pretax Margin	35.87%
Profit Margin	28.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.08%.

Dividend Per Share	$0.52
Dividend Yield	2.08%
Dividend Growth (YoY)	8.70%
Years of Dividend Growth	3
Payout Ratio	19.46%
Buyback Yield	-2.03%
Shareholder Yield	0.11%
Earnings Yield	9.27%
FCF Yield	n/a

Analyst Forecast

The average price target for OBT is $29.00, which is 19.34% higher than the current price. The consensus rating is "Buy".

Price Target	$29.00
Price Target Difference	19.34%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 13, 2025. It was a forward split with a ratio of 2:1.

Last Split Date	Jan 13, 2025
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2