Orange County Bancorp Statistics
Total Valuation
OBT has a market cap or net worth of $348.10 million. The enterprise value is $223.12 million.
Important Dates
The next estimated earnings date is Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Sep 8, 2025 |
Share Statistics
OBT has 13.36 million shares outstanding. The number of shares has increased by 2.03% in one year.
| Current Share Class | 13.36M |
| Shares Outstanding | 13.36M |
| Shares Change (YoY) | +2.03% |
| Shares Change (QoQ) | +5.85% |
| Owned by Insiders (%) | 12.09% |
| Owned by Institutions (%) | 55.06% |
| Float | 10.59M |
Valuation Ratios
The trailing PE ratio is 10.14 and the forward PE ratio is 9.20.
| PE Ratio | 10.14 |
| Forward PE | 9.20 |
| PS Ratio | 2.84 |
| Forward PS | 2.84 |
| PB Ratio | 1.38 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 17.09 |
| P/OCF Ratio | 15.16 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.55 |
| EV / Sales | 2.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.96 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.74%.
| Return on Equity (ROE) | 13.74% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $468,933 |
| Profits Per Employee | $131,311 |
| Employee Count | 225 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OBT has paid $8.30 million in taxes.
| Income Tax | 8.30M |
| Effective Tax Rate | 21.94% |
Stock Price Statistics
The stock price has decreased by -4.56% in the last 52 weeks. The beta is 0.54, so OBT's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | -4.56% |
| 50-Day Moving Average | 26.16 |
| 200-Day Moving Average | 25.82 |
| Relative Strength Index (RSI) | 50.21 |
| Average Volume (20 Days) | 30,547 |
Short Selling Information
The latest short interest is 98,921, so 0.74% of the outstanding shares have been sold short.
| Short Interest | 98,921 |
| Short Previous Month | 103,220 |
| Short % of Shares Out | 0.74% |
| Short % of Float | 0.93% |
| Short Ratio (days to cover) | 2.88 |
Income Statement
In the last 12 months, OBT had revenue of $105.51 million and earned $29.55 million in profits. Earnings per share was $2.57.
| Revenue | 105.51M |
| Gross Profit | 105.51M |
| Operating Income | 39.34M |
| Pretax Income | 43.84M |
| Net Income | 29.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.57 |
Full Income StatementBalance Sheet
The company has $175.61 million in cash and $50.63 million in debt, giving a net cash position of $124.98 million or $9.35 per share.
| Cash & Cash Equivalents | 175.61M |
| Total Debt | 50.63M |
| Net Cash | 124.98M |
| Net Cash Per Share | $9.35 |
| Equity (Book Value) | 252.59M |
| Book Value Per Share | 18.90 |
| Working Capital | -2.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $22.96 million and capital expenditures -$2.60 million, giving a free cash flow of $20.37 million.
| Operating Cash Flow | 22.96M |
| Capital Expenditures | -2.60M |
| Free Cash Flow | 20.37M |
| FCF Per Share | $1.52 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.28% |
| Pretax Margin | 35.87% |
| Profit Margin | 28.00% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.30% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.00%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 2.00% |
| Dividend Growth (YoY) | 11.96% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 20.04% |
| Buyback Yield | -2.03% |
| Shareholder Yield | -0.08% |
| Earnings Yield | 8.49% |
| FCF Yield | 5.85% |
Dividend DetailsAnalyst Forecast
The average price target for OBT is $29.00, which is 10.90% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.00 |
| Price Target Difference | 10.90% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 13, 2025. It was a forward split with a ratio of 2:1.
| Last Split Date | Jan 13, 2025 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
