Orange County Bancorp Statistics
Total Valuation
OBT has a market cap or net worth of $345.28 million. The enterprise value is $231.22 million.
Important Dates
The next estimated earnings date is Wednesday, July 30, 2025, after market close.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | Jun 4, 2025 |
Share Statistics
OBT has 13.36 million shares outstanding. The number of shares has increased by 0.49% in one year.
| Current Share Class | 13.36M |
| Shares Outstanding | 13.36M |
| Shares Change (YoY) | +0.49% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 12.13% |
| Owned by Institutions (%) | 40.94% |
| Float | 10.57M |
Valuation Ratios
The trailing PE ratio is 9.79 and the forward PE ratio is 8.34.
| PE Ratio | 9.79 |
| Forward PE | 8.34 |
| PS Ratio | 2.65 |
| Forward PS | 2.86 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.77 |
| P/FCF Ratio | 9.80 |
| P/OCF Ratio | 9.28 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.47 |
| EV / Sales | 2.29 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.76%.
| Return on Equity (ROE) | 14.76% |
| Return on Assets (ROA) | 1.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $448,369 |
| Profits Per Employee | $121,320 |
| Employee Count | 225 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OBT has paid $7.19 million in taxes.
| Income Tax | 7.19M |
| Effective Tax Rate | 20.85% |
Stock Price Statistics
The stock price has increased by +10.19% in the last 52 weeks. The beta is 0.51, so OBT's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +10.19% |
| 50-Day Moving Average | 24.81 |
| 200-Day Moving Average | 26.51 |
| Relative Strength Index (RSI) | 58.78 |
| Average Volume (20 Days) | 86,616 |
Short Selling Information
The latest short interest is 143,580, so 1.07% of the outstanding shares have been sold short.
| Short Interest | 143,580 |
| Short Previous Month | 133,755 |
| Short % of Shares Out | 1.07% |
| Short % of Float | 1.36% |
| Short Ratio (days to cover) | 3.55 |
Income Statement
In the last 12 months, OBT had revenue of $100.88 million and earned $27.30 million in profits. Earnings per share was $2.41.
| Revenue | 100.88M |
| Gross Profit | 100.88M |
| Operating Income | 35.99M |
| Pretax Income | 43.84M |
| Net Income | 27.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.41 |
Full Income StatementBalance Sheet
The company has $164.17 million in cash and $50.11 million in debt, giving a net cash position of $114.06 million or $8.54 per share.
| Cash & Cash Equivalents | 164.17M |
| Total Debt | 50.11M |
| Net Cash | 114.06M |
| Net Cash Per Share | $8.54 |
| Equity (Book Value) | 201.32M |
| Book Value Per Share | 17.69 |
| Working Capital | -2.15B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $37.19 million and capital expenditures -$1.97 million, giving a free cash flow of $35.22 million.
| Operating Cash Flow | 37.19M |
| Capital Expenditures | -1.97M |
| Free Cash Flow | 35.22M |
| FCF Per Share | $2.64 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.68% |
| Pretax Margin | 34.19% |
| Profit Margin | 27.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.91% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.27%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 2.27% |
| Dividend Growth (YoY) | 8.70% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 20.73% |
| Buyback Yield | -0.49% |
| Shareholder Yield | 1.52% |
| Earnings Yield | 7.91% |
| FCF Yield | 10.20% |
Dividend DetailsAnalyst Forecast
The average price target for OBT is $35.50, which is 37.38% higher than the current price. The consensus rating is "Buy".
| Price Target | $35.50 |
| Price Target Difference | 37.38% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 13, 2025. It was a forward split with a ratio of 2:1.
| Last Split Date | Jan 13, 2025 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
