OceanFirst Financial Corp. (OCFC)
NASDAQ: OCFC · Real-Time Price · USD
19.01
-0.41 (-2.11%)
Aug 10, 2026, 2:22 PM EDT - Market open
OceanFirst Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 403.11 | 360.22 | 334.04 | 369.73 | 377.48 | 305.34 |
Net Interest Income Growth | 18.62% | 7.84% | -9.65% | -2.05% | 23.63% | -2.43% |
Non-Interest Income | 39.06 | 44.7 | 50.19 | 33.62 | 59.09 | 51.93 |
Non-Interest Income Growth | -21.73% | -10.93% | 49.26% | -43.10% | 13.79% | -29.75% |
Revenues Before Loan Losses | 442.17 | 404.92 | 384.22 | 403.36 | 436.57 | 357.27 |
Provision for Credit Losses | 14.53 | 16.17 | 7.69 | 17.68 | 7.77 | -11.83 |
| 427.64 | 388.75 | 376.53 | 385.68 | 428.8 | 369.1 | |
Revenue Growth | 13.32% | 3.25% | -2.37% | -10.06% | 16.18% | 12.71% |
Compensation Expenses | 172.06 | 159.35 | 138.34 | 135.8 | 131.92 | 120.01 |
Selling, General & Admin | 96.23 | 91.12 | 79.36 | 89.01 | 77.17 | 72.04 |
Other Non-Interest Expenses | 95.44 | 45.77 | 28.18 | 24.11 | 25.8 | 34.8 |
Total Non-Interest Expense | 363.73 | 296.24 | 245.88 | 248.91 | 234.88 | 226.86 |
Pretax Income | 63.91 | 92.52 | 130.66 | 136.77 | 193.92 | 142.24 |
Provision for Income Taxes | 15.95 | 21.49 | 30.27 | 32.7 | 46.57 | 32.17 |
Net Income | 47.96 | 71.03 | 100.39 | 104.07 | 147.36 | 110.08 |
Minority Interest in Earnings | 0.06 | 0.05 | 0.33 | 0.04 | 0.75 | - |
Net Income Attributable to Preferred Dividends | - | 3.85 | 4.02 | 4.02 | 4.02 | 4.02 |
Net Income to Common | 47.9 | 67.13 | 96.05 | 100.01 | 142.59 | 106.06 |
Net Income Growth | -42.68% | -30.11% | -3.96% | -29.86% | 34.44% | 73.27% |
Shares Outstanding (Basic) | 60 | 57 | 58 | 59 | 59 | 59 |
Shares Outstanding (Diluted) | 60 | 57 | 58 | 59 | 59 | 60 |
Shares Change | 4.00% | -1.50% | -1.12% | 0.13% | -1.29% | -0.70% |
EPS (Basic) | 0.85 | 1.17 | 1.65 | 1.70 | 2.43 | 1.79 |
EPS (Diluted) | 0.85 | 1.17 | 1.65 | 1.70 | 2.42 | 1.78 |
EPS Growth | -39.72% | -29.09% | -2.94% | -29.75% | 35.95% | 74.51% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 112.68 | 79.51 | 84.68 | 116.55 | 229.55 | 117.93 |
Free Cash Flow Growth | 160.49% | -6.10% | -27.35% | -49.23% | 94.65% | 0.00% |
Free Cash Flow Per Share | 1.87 | 1.38 | 1.45 | 1.98 | 3.90 | 1.98 |
Dividends Per Share | 0.800 | 0.800 | 0.800 | 0.800 | 0.770 | 0.680 |
Dividend Growth | 0% | 0% | 0% | 3.90% | 13.23% | 0% |
Profit Margin | 11.21% | 18.27% | 26.66% | 26.98% | 34.36% | 29.82% |
FCF Margin | 26.35% | 20.45% | 22.49% | 30.22% | 53.53% | 31.95% |
Effective Tax Rate | 24.96% | 23.23% | 23.16% | 23.91% | 24.01% | 22.61% |