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OFG Bancorp (OFG)

Stock Price: $14.07 USD -0.18 (-1.26%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 722.38M
Revenue (ttm) 338.91M
Net Income (ttm) 29.98M
Shares Out 51.34M
EPS (ttm) 0.84
PE Ratio 16.75
Forward PE n/a
Dividend $0.28
Dividend Yield 1.99%

Stock Quote

Trading Day Oct 28, 2020
Last Price $14.07
Previous Close $14.25
Change ($) -0.18
Change (%) -1.26%
Day's Open 13.98
Day's Range 13.98 - 14.33
Day's Volume 163,946
52-Week Range 8.63 - 23.76

More Stats

Market Cap 722.38M
Enterprise Value n/a
Earnings Date (est) Feb 2, 2021
Ex-Dividend Date Sep 29, 2020
Shares Outstanding 51.34M
Float 50.68M
EPS (basic) 0.45
EPS (diluted) 0.84
FCF / Share 1.65
Dividend $0.28
Dividend Yield 1.99%
Earnings Yield 5.97%
FCF Yield 11.77%
Payout Ratio 62.20%
Shares Short 618,260
Short Ratio 2.77
Short % of Float 1.22%
Beta 1.69
PE Ratio 16.75
Forward PE n/a
P/FCF Ratio 8.49
PS Ratio 2.13
PB Ratio 0.84
Revenue 338.91M
Operating Income 36.46M
Net Income 29.98M
Free Cash Flow 85.04M
Net Cash 1.76B
Net Cash / Share 34.28
Gross Margin 79.16%
Operating Margin 10.76%
Profit Margin 6.90%
FCF Margin 25.09%
ROA 0.61%
ROE 4.74%
ROIC 0.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (2)

Buy 2
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$17.25*
(22.60% upside)
Low
16.5
Current: $14.07
High
18.0
Target: 17.25
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue308340270301228365354160160117
Revenue Growth-9.23%26.01%-10.44%31.83%-37.44%3.19%121.64%0.06%36.31%-
Gross Profit308340270301228365354160160117
Operating Income75.2513368.0985.18-20.0612289.7427.8635.325.54
Net Income53.8484.4152.6559.19-2.5085.1898.4524.5634.459.83
Shares Outstanding51.7251.3551.1051.0951.4652.3353.0345.3044.5236.81
Earnings Per Share0.921.520.881.03-0.371.501.730.350.67-0.50
EPS Growth-39.47%72.73%-14.56%---13.29%394.29%-47.76%--
Dividend Per Share0.280.250.240.240.360.340.260.240.210.17
Dividend Growth12%4.17%0%-33.33%5.88%30.77%8.33%14.29%23.53%-
Operating Cash Flow11013315178.5197.0817517450.24-39.73-32.44
Capital Expenditures-10.74-9.82-5.90---7.88-8.23-1.76-3.08-9.34
Free Cash Flow98.8812414678.5197.0816716648.48-42.81-41.79
Cash & Equivalents853450488513540582703869591449
Total Debt3455703297951,3721,4201,7072,4873,4863,923
Net Cash / Debt507-120159-282-831-838-1,004-1,618-2,894-3,474
Assets9,2986,5836,1896,5027,0997,4498,1589,2126,6947,311
Liabilities8,2525,5835,2445,5816,2026,5077,2738,3485,9996,579
Book Value1,0451,000945920897942885864696732
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name OFG Bancorp
Country Puerto Rico
Employees 2,436
CEO José Rafael Fernández

Stock Information

Ticker Symbol OFG
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Banks—Regional
Unique Identifier NYSE: OFG

Description

OFG Bancorp, a financial holding company, provides various banking and financial services. It operates in three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending; financial planning; and corporate and individual trust services. It also provides securities brokerage services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; separately-managed accounts and mutual fund asset allocation programs; and pension administration, trust, and other financial services. In addition, the company involves in insurance agency business; administration of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers investment brokerage, investment banking, and money and interest rate risk management, as well as derivatives and borrowings activities. The company operates through a network of 55 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is based in San Juan, Puerto Rico.