OFG Bancorp (OFG)
Stock Price Chart
Key Info
| Market Cap | 722.38M |
| Revenue (ttm) | 338.91M |
| Net Income (ttm) | 29.98M |
| Shares Out | 51.34M |
| EPS (ttm) | 0.84 |
| PE Ratio | 16.75 |
| Forward PE | n/a |
| Dividend | $0.28 |
| Dividend Yield | 1.99% |
Stock Quote
| Trading Day | Oct 28, 2020 |
| Last Price | $14.07 |
| Previous Close | $14.25 |
| Change ($) | -0.18 |
| Change (%) | -1.26% |
| Day's Open | 13.98 |
| Day's Range | 13.98 - 14.33 |
| Day's Volume | 163,946 |
| 52-Week Range | 8.63 - 23.76 |
More Stats
| Market Cap | 722.38M |
| Enterprise Value | n/a |
| Earnings Date (est) | Feb 2, 2021 |
| Ex-Dividend Date | Sep 29, 2020 |
| Shares Outstanding | 51.34M |
| Float | 50.68M |
| EPS (basic) | 0.45 |
| EPS (diluted) | 0.84 |
| FCF / Share | 1.65 |
| Dividend | $0.28 |
| Dividend Yield | 1.99% |
| Earnings Yield | 5.97% |
| FCF Yield | 11.77% |
| Payout Ratio | 62.20% |
| Shares Short | 618,260 |
| Short Ratio | 2.77 |
| Short % of Float | 1.22% |
| Beta | 1.69 |
| PE Ratio | 16.75 |
| Forward PE | n/a |
| P/FCF Ratio | 8.49 |
| PS Ratio | 2.13 |
| PB Ratio | 0.84 |
| Revenue | 338.91M |
| Operating Income | 36.46M |
| Net Income | 29.98M |
| Free Cash Flow | 85.04M |
| Net Cash | 1.76B |
| Net Cash / Share | 34.28 |
| Gross Margin | 79.16% |
| Operating Margin | 10.76% |
| Profit Margin | 6.90% |
| FCF Margin | 25.09% |
| ROA | 0.61% |
| ROE | 4.74% |
| ROIC | 0.50% |
Analyst Forecasts
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 308 | 340 | 270 | 301 | 228 | 365 | 354 | 160 | 160 | 117 |
| Revenue Growth | -9.23% | 26.01% | -10.44% | 31.83% | -37.44% | 3.19% | 121.64% | 0.06% | 36.31% | - |
| Gross Profit | 308 | 340 | 270 | 301 | 228 | 365 | 354 | 160 | 160 | 117 |
| Operating Income | 75.25 | 133 | 68.09 | 85.18 | -20.06 | 122 | 89.74 | 27.86 | 35.32 | 5.54 |
| Net Income | 53.84 | 84.41 | 52.65 | 59.19 | -2.50 | 85.18 | 98.45 | 24.56 | 34.45 | 9.83 |
| Shares Outstanding | 51.72 | 51.35 | 51.10 | 51.09 | 51.46 | 52.33 | 53.03 | 45.30 | 44.52 | 36.81 |
| Earnings Per Share | 0.92 | 1.52 | 0.88 | 1.03 | -0.37 | 1.50 | 1.73 | 0.35 | 0.67 | -0.50 |
| EPS Growth | -39.47% | 72.73% | -14.56% | - | - | -13.29% | 394.29% | -47.76% | - | - |
| Dividend Per Share | 0.28 | 0.25 | 0.24 | 0.24 | 0.36 | 0.34 | 0.26 | 0.24 | 0.21 | 0.17 |
| Dividend Growth | 12% | 4.17% | 0% | -33.33% | 5.88% | 30.77% | 8.33% | 14.29% | 23.53% | - |
| Operating Cash Flow | 110 | 133 | 151 | 78.51 | 97.08 | 175 | 174 | 50.24 | -39.73 | -32.44 |
| Capital Expenditures | -10.74 | -9.82 | -5.90 | - | - | -7.88 | -8.23 | -1.76 | -3.08 | -9.34 |
| Free Cash Flow | 98.88 | 124 | 146 | 78.51 | 97.08 | 167 | 166 | 48.48 | -42.81 | -41.79 |
| Cash & Equivalents | 853 | 450 | 488 | 513 | 540 | 582 | 703 | 869 | 591 | 449 |
| Total Debt | 345 | 570 | 329 | 795 | 1,372 | 1,420 | 1,707 | 2,487 | 3,486 | 3,923 |
| Net Cash / Debt | 507 | -120 | 159 | -282 | -831 | -838 | -1,004 | -1,618 | -2,894 | -3,474 |
| Assets | 9,298 | 6,583 | 6,189 | 6,502 | 7,099 | 7,449 | 8,158 | 9,212 | 6,694 | 7,311 |
| Liabilities | 8,252 | 5,583 | 5,244 | 5,581 | 6,202 | 6,507 | 7,273 | 8,348 | 5,999 | 6,579 |
| Book Value | 1,045 | 1,000 | 945 | 920 | 897 | 942 | 885 | 864 | 696 | 732 |
Company Profile
Company Details
| Full Name | OFG Bancorp |
| Country | Puerto Rico |
| Employees | 2,436 |
| CEO | José Rafael Fernández |
Stock Information
| Ticker Symbol | OFG |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NYSE: OFG |
Description
OFG Bancorp, a financial holding company, provides various banking and financial services. It operates in three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending; financial planning; and corporate and individual trust services. It also provides securities brokerage services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; separately-managed accounts and mutual fund asset allocation programs; and pension administration, trust, and other financial services. In addition, the company involves in insurance agency business; administration of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers investment brokerage, investment banking, and money and interest rate risk management, as well as derivatives and borrowings activities. The company operates through a network of 55 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is based in San Juan, Puerto Rico.