OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $2.15 billion. The enterprise value is $2.21 billion.
| Market Cap | 2.15B |
| Enterprise Value | 2.21B |
Important Dates
The last earnings date was Wednesday, October 21, 2026, before market open.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Sep 30, 2026 |
Share Statistics
OFG Bancorp has 42.01 million shares outstanding. The number of shares has decreased by -5.35% in one year.
| Current Share Class | 42.01M |
| Shares Outstanding | 42.01M |
| Shares Change (YoY) | -5.35% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 0.91% |
| Owned by Institutions (%) | 101.91% |
| Float | 41.59M |
Valuation Ratios
The trailing PE ratio is 9.77 and the forward PE ratio is 9.86.
| PE Ratio | 9.77 |
| Forward PE | 9.86 |
| PS Ratio | 3.26 |
| Forward PS | 2.84 |
| PB Ratio | 1.60 |
| P/TBV Ratio | 1.73 |
| P/FCF Ratio | 10.62 |
| P/OCF Ratio | 9.57 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.83 |
| EV / Sales | 3.35 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.92 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.47 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.61%.
| Return on Equity (ROE) | 16.61% |
| Return on Assets (ROA) | 1.85% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.49% |
| Revenue Per Employee | $306,734 |
| Profits Per Employee | $104,461 |
| Employee Count | 2,156 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $37.29 million in taxes.
| Income Tax | 37.29M |
| Effective Tax Rate | 14.20% |
Stock Price Statistics
The stock price has increased by +32.46% in the last 52 weeks. The beta is 0.75, so OFG Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | +32.46% |
| 50-Day Moving Average | 51.67 |
| 200-Day Moving Average | 46.86 |
| Relative Strength Index (RSI) | 49.66 |
| Average Volume (20 Days) | 326,162 |
Short Selling Information
The latest short interest is 2.16 million, so 5.13% of the outstanding shares have been sold short.
| Short Interest | 2.16M |
| Short Previous Month | 2.08M |
| Short % of Shares Out | 5.13% |
| Short % of Float | 5.19% |
| Short Ratio (days to cover) | 7.45 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $661.32 million and earned $225.22 million in profits. Earnings per share was $5.24.
| Revenue | 661.32M |
| Gross Profit | 661.32M |
| Operating Income | 273.60M |
| Pretax Income | 262.51M |
| Net Income | 225.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.24 |
Balance Sheet
The company has $566.80 million in cash and $626.54 million in debt, with a net cash position of -$59.74 million or -$1.42 per share.
| Cash & Cash Equivalents | 566.80M |
| Total Debt | 626.54M |
| Net Cash | -59.74M |
| Net Cash Per Share | -$1.42 |
| Equity (Book Value) | 1.34B |
| Book Value Per Share | 31.83 |
| Working Capital | -9.56B |
Cash Flow
In the last 12 months, operating cash flow was $225.03 million and capital expenditures -$22.37 million, giving a free cash flow of $202.66 million.
| Operating Cash Flow | 225.03M |
| Capital Expenditures | -22.37M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 72.66M |
| Free Cash Flow | 202.66M |
| FCF Per Share | $4.82 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.37% |
| Pretax Margin | 39.69% |
| Profit Margin | 34.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.12% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.73%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.73% |
| Dividend Growth (YoY) | 17.39% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 25.75% |
| FCF Payout Ratio | 27.98% |
| Buyback Yield | 5.35% |
| Shareholder Yield | 8.08% |
| Earnings Yield | 10.24% |
| FCF Yield | 9.41% |
Analyst Forecast
The average price target for OFG Bancorp is $56.25, which is 9.84% higher than the current price. The consensus rating is "Hold".
| Price Target | $56.25 |
| Price Target Difference | 9.84% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 2.59% |
| EPS Growth Forecast (3Y) | 6.37% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 29, 2004 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |