OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $2.03 billion. The enterprise value is $1.97 billion.
| Market Cap | 2.03B |
| Enterprise Value | 1.97B |
Important Dates
The next estimated earnings date is Thursday, July 16, 2026, before market open.
| Earnings Date | Jul 16, 2026 |
| Ex-Dividend Date | Jun 30, 2026 |
Share Statistics
OFG Bancorp has 42.26 million shares outstanding. The number of shares has decreased by -5.00% in one year.
| Current Share Class | 42.26M |
| Shares Outstanding | 42.26M |
| Shares Change (YoY) | -5.00% |
| Shares Change (QoQ) | -2.15% |
| Owned by Insiders (%) | 1.09% |
| Owned by Institutions (%) | 98.24% |
| Float | 41.79M |
Valuation Ratios
The trailing PE ratio is 9.93 and the forward PE ratio is 10.54.
| PE Ratio | 9.93 |
| Forward PE | 10.54 |
| PS Ratio | 3.20 |
| Forward PS | 2.81 |
| PB Ratio | 1.49 |
| P/TBV Ratio | 1.59 |
| P/FCF Ratio | 10.72 |
| P/OCF Ratio | 9.77 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.24 |
| EV / Sales | 3.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.06 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.04%.
| Return on Equity (ROE) | 16.04% |
| Return on Assets (ROA) | 1.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.42% |
| Revenue Per Employee | $290,934 |
| Profits Per Employee | $97,876 |
| Employee Count | 2,181 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $30.00 million in taxes.
| Income Tax | 30.00M |
| Effective Tax Rate | 12.32% |
Stock Price Statistics
The stock price has increased by +15.39% in the last 52 weeks. The beta is 0.73, so OFG Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +15.39% |
| 50-Day Moving Average | 44.79 |
| 200-Day Moving Average | 42.17 |
| Relative Strength Index (RSI) | 68.49 |
| Average Volume (20 Days) | 264,480 |
Short Selling Information
The latest short interest is 1.32 million, so 3.12% of the outstanding shares have been sold short.
| Short Interest | 1.32M |
| Short Previous Month | 1.13M |
| Short % of Shares Out | 3.12% |
| Short % of Float | 3.15% |
| Short Ratio (days to cover) | 5.26 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $634.53 million and earned $213.47 million in profits. Earnings per share was $4.84.
| Revenue | 634.53M |
| Gross Profit | 634.53M |
| Operating Income | 254.83M |
| Pretax Income | 243.46M |
| Net Income | 213.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.84 |
Balance Sheet
The company has $636.52 million in cash and $578.76 million in debt, with a net cash position of $57.77 million or $1.37 per share.
| Cash & Cash Equivalents | 636.52M |
| Total Debt | 578.76M |
| Net Cash | 57.77M |
| Net Cash Per Share | $1.37 |
| Equity (Book Value) | 1.37B |
| Book Value Per Share | 32.35 |
| Working Capital | -9.43B |
Cash Flow
In the last 12 months, operating cash flow was $207.77 million and capital expenditures -$18.39 million, giving a free cash flow of $189.38 million.
| Operating Cash Flow | 207.77M |
| Capital Expenditures | -18.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 300.00M |
| Free Cash Flow | 189.38M |
| FCF Per Share | $4.48 |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.16% |
| Pretax Margin | 38.37% |
| Profit Margin | 33.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.85% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.91%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.91% |
| Dividend Growth (YoY) | 18.18% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 26.85% |
| Buyback Yield | 5.00% |
| Shareholder Yield | 7.91% |
| Earnings Yield | 10.51% |
| FCF Yield | 9.32% |
Analyst Forecast
The average price target for OFG Bancorp is $47.75, which is -0.65% lower than the current price. The consensus rating is "Hold".
| Price Target | $47.75 |
| Price Target Difference | -0.65% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 1.37% |
| EPS Growth Forecast (3Y) | 3.99% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 29, 2004 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |