OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $2.21 billion. The enterprise value is $2.05 billion.
| Market Cap | 2.21B |
| Enterprise Value | 2.05B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Sep 30, 2026 |
Share Statistics
OFG Bancorp has 42.27 million shares outstanding. The number of shares has decreased by -5.36% in one year.
| Current Share Class | 42.27M |
| Shares Outstanding | 42.27M |
| Shares Change (YoY) | -5.36% |
| Shares Change (QoQ) | -1.30% |
| Owned by Insiders (%) | 1.09% |
| Owned by Institutions (%) | 98.19% |
| Float | 41.79M |
Valuation Ratios
The trailing PE ratio is 10.32 and the forward PE ratio is 10.68.
| PE Ratio | 10.32 |
| Forward PE | 10.68 |
| PS Ratio | 3.40 |
| Forward PS | 2.95 |
| PB Ratio | 1.57 |
| P/TBV Ratio | 1.68 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.29 |
| EV / Sales | 3.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.08%.
| Return on Equity (ROE) | 16.08% |
| Return on Assets (ROA) | 1.81% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.48% |
| Revenue Per Employee | $298,561 |
| Profits Per Employee | $101,075 |
| Employee Count | 2,181 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $31.62 million in taxes.
| Income Tax | 31.62M |
| Effective Tax Rate | 12.55% |
Stock Price Statistics
The stock price has increased by +17.70% in the last 52 weeks. The beta is 0.71, so OFG Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | +17.70% |
| 50-Day Moving Average | 47.79 |
| 200-Day Moving Average | 42.93 |
| Relative Strength Index (RSI) | 65.96 |
| Average Volume (20 Days) | 381,716 |
Short Selling Information
The latest short interest is 1.66 million, so 3.93% of the outstanding shares have been sold short.
| Short Interest | 1.66M |
| Short Previous Month | 1.32M |
| Short % of Shares Out | 3.93% |
| Short % of Float | 3.97% |
| Short Ratio (days to cover) | 3.59 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $651.16 million and earned $220.44 million in profits. Earnings per share was $5.08.
| Revenue | 651.16M |
| Gross Profit | 651.16M |
| Operating Income | 262.54M |
| Pretax Income | 252.07M |
| Net Income | 220.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.08 |
Balance Sheet
The company has $745.73 million in cash and $577.99 million in debt, with a net cash position of $167.74 million or $3.97 per share.
| Cash & Cash Equivalents | 745.73M |
| Total Debt | 577.99M |
| Net Cash | 167.74M |
| Net Cash Per Share | $3.97 |
| Equity (Book Value) | 1.41B |
| Book Value Per Share | 33.30 |
| Working Capital | -9.26B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.32% |
| Pretax Margin | 38.71% |
| Profit Margin | 33.85% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.67%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.67% |
| Dividend Growth (YoY) | 17.39% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 26.58% |
| Buyback Yield | 5.36% |
| Shareholder Yield | 8.03% |
| Earnings Yield | 9.95% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for OFG Bancorp is $55.00, which is 4.96% higher than the current price. The consensus rating is "Hold".
| Price Target | $55.00 |
| Price Target Difference | 4.96% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 1.47% |
| EPS Growth Forecast (3Y) | 4.32% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 29, 2004 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |