OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $2.26 billion. The enterprise value is $2.10 billion.
| Market Cap | 2.26B |
| Enterprise Value | 2.10B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Sep 30, 2026 |
Share Statistics
OFG Bancorp has 42.27 million shares outstanding. The number of shares has decreased by -5.36% in one year.
| Current Share Class | 42.27M |
| Shares Outstanding | 42.27M |
| Shares Change (YoY) | -5.36% |
| Shares Change (QoQ) | -1.30% |
| Owned by Insiders (%) | 0.96% |
| Owned by Institutions (%) | 98.62% |
| Float | 41.85M |
Valuation Ratios
The trailing PE ratio is 10.56 and the forward PE ratio is 10.87.
| PE Ratio | 10.56 |
| Forward PE | 10.87 |
| PS Ratio | 3.48 |
| Forward PS | 3.02 |
| PB Ratio | 1.61 |
| P/TBV Ratio | 1.72 |
| P/FCF Ratio | 11.17 |
| P/OCF Ratio | 10.06 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.50 |
| EV / Sales | 3.22 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.34 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.85 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.08%.
| Return on Equity (ROE) | 16.08% |
| Return on Assets (ROA) | 1.81% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.47% |
| Revenue Per Employee | $298,015 |
| Profits Per Employee | $100,890 |
| Employee Count | 2,185 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $31.62 million in taxes.
| Income Tax | 31.62M |
| Effective Tax Rate | 12.55% |
Stock Price Statistics
The stock price has increased by +24.11% in the last 52 weeks. The beta is 0.70, so OFG Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +24.11% |
| 50-Day Moving Average | 49.96 |
| 200-Day Moving Average | 43.71 |
| Relative Strength Index (RSI) | 64.75 |
| Average Volume (20 Days) | 287,306 |
Short Selling Information
The latest short interest is 1.65 million, so 3.90% of the outstanding shares have been sold short.
| Short Interest | 1.65M |
| Short Previous Month | 1.66M |
| Short % of Shares Out | 3.90% |
| Short % of Float | 3.93% |
| Short Ratio (days to cover) | 4.99 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $651.16 million and earned $220.44 million in profits. Earnings per share was $5.07.
| Revenue | 651.16M |
| Gross Profit | 651.16M |
| Operating Income | 262.43M |
| Pretax Income | 252.07M |
| Net Income | 220.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.07 |
Balance Sheet
The company has $745.73 million in cash and $577.99 million in debt, with a net cash position of $167.74 million or $3.97 per share.
| Cash & Cash Equivalents | 745.73M |
| Total Debt | 577.99M |
| Net Cash | 167.74M |
| Net Cash Per Share | $3.97 |
| Equity (Book Value) | 1.41B |
| Book Value Per Share | 33.30 |
| Working Capital | -9.77B |
Cash Flow
In the last 12 months, operating cash flow was $225.03 million and capital expenditures -$22.37 million, giving a free cash flow of $202.66 million.
| Operating Cash Flow | 225.03M |
| Capital Expenditures | -22.37M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 72.66M |
| Free Cash Flow | 202.66M |
| FCF Per Share | $4.79 |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.30% |
| Pretax Margin | 38.71% |
| Profit Margin | 33.85% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.12% |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 2.62%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 2.62% |
| Dividend Growth (YoY) | 17.39% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 26.63% |
| Buyback Yield | 5.36% |
| Shareholder Yield | 7.98% |
| Earnings Yield | 9.74% |
| FCF Yield | 8.96% |
Analyst Forecast
The average price target for OFG Bancorp is $56.50, which is 5.53% higher than the current price. The consensus rating is "Hold".
| Price Target | $56.50 |
| Price Target Difference | 5.53% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 2.18% |
| EPS Growth Forecast (3Y) | 6.29% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 29, 2004 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |