OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $1.70 billion. The enterprise value is $1.18 billion.
| Market Cap | 1.70B |
| Enterprise Value | 1.18B |
Important Dates
The last earnings date was Thursday, April 18, 2024, before market open.
| Earnings Date | Apr 18, 2024 |
| Ex-Dividend Date | Mar 27, 2024 |
Share Statistics
OFG Bancorp has 47.13 million shares outstanding. The number of shares has decreased by -1.83% in one year.
| Shares Outstanding | 47.13M |
| Shares Change (YoY) | -1.83% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 1.96% |
| Owned by Institutions (%) | 94.93% |
| Float | 46.26M |
Valuation Ratios
The trailing PE ratio is 9.42 and the forward PE ratio is 9.40. OFG Bancorp's PEG ratio is 0.93.
| PE Ratio | 9.42 |
| Forward PE | 9.40 |
| PS Ratio | 2.70 |
| Forward PS | 2.77 |
| PB Ratio | 1.42 |
| P/FCF Ratio | 6.11 |
| PEG Ratio | 0.93 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.12, with an EV/FCF ratio of 4.23.
| EV / Earnings | 6.46 |
| EV / Sales | 1.87 |
| EV / EBITDA | 4.12 |
| EV / EBIT | 4.43 |
| EV / FCF | 4.23 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.19 |
| Debt / EBITDA | 0.79 |
| Debt / FCF | 0.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.20% and return on invested capital (ROIC) is 12.82%.
| Return on Equity (ROE) | 16.20% |
| Return on Assets (ROA) | 1.70% |
| Return on Capital (ROIC) | 12.82% |
| Revenue Per Employee | $279,632 |
| Profits Per Employee | $80,904 |
| Employee Count | 2,248 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $83.38 million in taxes.
| Income Tax | 83.38M |
| Effective Tax Rate | 31.43% |
Stock Price Statistics
The stock price has increased by +40.94% in the last 52 weeks. The beta is 1.10, so OFG Bancorp's price volatility has been higher than the market average.
| Beta (1Y) | 1.10 |
| 52-Week Price Change | +40.94% |
| 50-Day Moving Average | 35.74 |
| 200-Day Moving Average | 33.42 |
| Relative Strength Index (RSI) | 54.34 |
| Average Volume (30 Days) | 244,759 |
Short Selling Information
The latest short interest is 279,493, so 0.59% of the outstanding shares have been sold short.
| Short Interest | 279,493 |
| Short Previous Month | 422,267 |
| Short % of Shares Out | 0.59% |
| Short % of Float | 0.60% |
| Short Ratio (days to cover) | 0.98 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $628.61 million and earned $181.87 million in profits. Earnings per share was $3.83.
| Revenue | 628.61M |
| Gross Profit | 628.61M |
| Operating Income | 265.25M |
| Pretax Income | 265.25M |
| Net Income | 181.87M |
| EBITDA | 285.64M |
| EBIT | 265.25M |
| Earnings Per Share (EPS) | $3.83 |
Balance Sheet
The company has $748.17 million in cash and $224.80 million in debt, giving a net cash position of $523.37 million or $11.10 per share.
| Cash & Cash Equivalents | 748.17M |
| Total Debt | 224.80M |
| Net Cash | 523.37M |
| Net Cash Per Share | $11.10 |
| Equity / Book Value | 1.19B |
| Book Value Per Share | 25.32 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $295.66 million and capital expenditures -$17.82 million, giving a free cash flow of $277.84 million.
| Operating Cash Flow | 295.66M |
| Capital Expenditures | -17.82M |
| Free Cash Flow | 277.84M |
| FCF Per Share | $5.84 |
Margins
Gross margin is 100.00%, with operating and profit margins of 42.20% and 28.93%.
| Gross Margin | 100.00% |
| Operating Margin | 42.20% |
| Pretax Margin | 42.20% |
| Profit Margin | 28.93% |
| EBITDA Margin | 45.44% |
| EBIT Margin | 42.20% |
| FCF Margin | 44.20% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.77%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.77% |
| Dividend Growth (YoY) | 18.18% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 26.11% |
| Buyback Yield | 1.83% |
| Shareholder Yield | 4.60% |
| Earnings Yield | 10.71% |
| FCF Yield | 16.35% |
Analyst Forecast
The average price target for OFG Bancorp is $40.00, which is 10.64% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.00 |
| Price Target Difference | 10.64% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 29, 2004 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |