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OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
53.54
+0.66 (1.25%)
At close: Aug 13, 2026, 4:00 PM EDT
53.54
0.00 (0.00%)
After-hours: Aug 13, 2026, 7:00 PM EDT

OFG Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
651.16623.93629.44628.61589.65540.36
Revenue Growth
5.12%-0.88%0.13%6.61%9.12%22.78%
Net Income
220.45205.1198.17181.87166.24144.9
Earnings Per Share
5.084.744.363.863.442.81
EPS Growth
16.73%8.72%12.86%12.33%22.42%112.88%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024
Period EndingJun '26 Dec '25 Dec '24
Wealth Management
37.6936.5434.43
Banking
504.63471.91479.47
Treasury
108.84115.49115.54
Total
651.16623.93629.44

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
745.711,040591.14748.17550.462,024
Total Debt
456.53456.59325.95200.7727.0364.57
Net Cash (Debt)
289.18583.75265.19547.4523.431,959
Net Cash Growth
-26.84%120.13%-51.56%4.58%-73.28%-4.58%
Net Cash Per Share
6.6513.495.8411.6310.8138.14

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
225.03217.72252.5295.66164.46100.04
Capital Expenditures
-22.37-18.38-21.34-17.86-31-23.05
Free Cash Flow
202.66199.34231.16277.8133.4676.99
Free Cash Flow Growth
3.14%-13.77%-16.79%108.16%73.34%290.88%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
38.71%37.52%40.31%42.20%41.40%39.71%
Profit Margin
33.85%32.87%31.48%28.93%28.19%27.05%
FCF Margin
31.12%31.95%36.73%44.19%22.63%14.25%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4001.2001.0000.8800.7000.400
Dividend Per Share Growth
17.39%20.00%13.64%25.71%75.00%42.86%
Dividend Yield
2.62%2.93%2.37%2.32%2.27%1.46%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.568.649.709.708.019.45
Forward PE
10.879.1110.9010.207.759.44
P/FCF Ratio
11.178.898.326.359.8317.12
PS Ratio
3.482.843.062.812.222.44