OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
52.71
+0.59 (1.13%)
Sep 2, 2026, 4:00 PM EDT - Market closed
OFG Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 651.16 | 623.93 | 629.44 | 628.61 | 589.61 | 541.84 |
Revenue Growth | 5.12% | -0.88% | 0.13% | 6.62% | 8.82% | 25.18% |
Net Income Net Income Growth | 220.44 | 205.1 | 198.17 | 181.87 | 166.24 | 144.9 |
Earnings Per Share EPS Growth | 5.07 | 4.58 | 4.23 | 3.83 | 3.44 | 2.81 |
EPS Growth | 19.30% | 8.27% | 10.44% | 11.34% | 22.42% | 112.88% |
| Fiscal Year | TTM | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Wealth Management Wealth Management Growth | 37.69 | 36.54 | 34.43 |
Banking Banking Growth | 504.63 | 471.91 | 479.47 |
Treasury Treasury Growth | 108.84 | 115.49 | 115.54 |
Total Total Growth | 651.16 | 623.93 | 629.44 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 745.73 | 1,040 | 591.16 | 748.19 | 550.32 | 2,023 |
Total Debt Total Debt Growth | 577.99 | 580.46 | 422.56 | 224.8 | 54.4 | 95.87 |
Net Cash (Debt) Net Cash Growth | 167.74 | 459.9 | 168.59 | 523.39 | 495.91 | 1,928 |
Net Cash Growth | -51.86% | 172.79% | -67.79% | 5.54% | -74.27% | -4.46% |
Net Cash Per Share Net Cash Per Share Growth | 3.86 | 10.27 | 3.59 | 11.01 | 10.24 | 37.52 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 225.03 | 217.72 | 252.5 | 295.66 | 164.46 | 100.04 |
Capital Expenditures CapEx Growth | -22.37 | -18.38 | -21.34 | -17.86 | -31 | -23.05 |
Free Cash Flow Free Cash Flow Growth | 202.66 | 199.34 | 231.16 | 277.8 | 133.46 | 76.99 |
Free Cash Flow Growth | 3.14% | -13.77% | -16.79% | 108.16% | 73.34% | 290.88% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 33.85% | 32.87% | 31.48% | 28.93% | 28.19% | 26.74% |
FCF Margin | 31.12% | 31.95% | 36.73% | 44.19% | 22.63% | 14.21% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.350 | 1.200 | 1.000 | 0.880 | 0.700 | 0.400 |
Dividend Per Share Growth | 17.39% | 20.00% | 13.64% | 25.71% | 75.00% | 42.86% |
Dividend Yield | 2.56% | 2.97% | 2.47% | 2.52% | 2.81% | 1.71% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.40 | 8.78 | 9.80 | 9.70 | 7.89 | 9.14 |
Forward PE | 10.70 | 9.11 | 10.90 | 10.20 | 7.75 | 9.44 |
P/FCF Ratio | 10.99 | 9.04 | 8.40 | 6.35 | 9.82 | 17.20 |
PS Ratio | 3.42 | 2.89 | 3.09 | 2.81 | 2.22 | 2.44 |