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OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
51.21
+0.34 (0.67%)
At close: Nov 3, 2026, 4:00 PM EST
50.49
-0.72 (-1.41%)
After-hours: Nov 3, 2026, 5:46 PM EST

OFG Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
661.32623.93629.44628.61589.61541.84
Revenue Growth
5.98%-0.88%0.13%6.62%8.82%25.18%
Net Income
225.22205.1198.17181.87166.24144.9
Earnings Per Share
5.244.584.233.833.442.81
EPS Growth
19.13%8.27%10.44%11.34%22.42%112.88%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024
Period EndingDec '25 Dec '24
Wealth Management
36.5434.43
Banking
471.91479.47
Treasury
115.49115.54
Total
623.93629.44

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
566.81,040591.16748.19550.322,023
Total Debt
626.54580.46422.56224.854.495.87
Net Cash (Debt)
-59.74459.9168.59523.39495.911,928
Net Cash Growth
-172.79%-67.79%5.54%-74.27%-4.46%
Net Cash Per Share
-1.3910.273.5911.0110.2437.52

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-217.72252.5295.66164.46100.04
Capital Expenditures
--18.38-21.34-17.86-31-23.05
Free Cash Flow
-199.34231.16277.8133.4676.99
Free Cash Flow Growth
--13.77%-16.79%108.16%73.34%290.88%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.06%32.87%31.48%28.93%28.19%26.74%
FCF Margin
-31.95%36.73%44.19%22.63%14.21%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4001.2001.0000.8800.7000.400
Dividend Per Share Growth
17.39%20.00%13.64%25.71%75.00%42.86%
Dividend Yield
2.73%2.88%2.34%2.35%2.54%1.50%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.778.789.809.707.899.14
Forward PE
9.869.1110.9010.207.759.44
P/FCF Ratio
10.629.048.406.359.8217.20
PS Ratio
3.262.893.092.812.222.44