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OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
52.40
-0.03 (-0.06%)
At close: Jul 24, 2026, 4:00 PM EDT
52.40
0.00 (0.00%)
After-hours: Jul 24, 2026, 4:10 PM EDT

OFG Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
664.17623.93629.44628.61589.65540.36
Revenue Growth
7.22%-0.88%0.13%6.61%9.12%22.78%
Net Income
220.45205.1198.17181.87166.24144.9
Earnings Per Share
5.084.744.363.863.442.81
EPS Growth
16.73%8.72%12.86%12.33%22.42%112.88%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024
Period EndingDec '25 Dec '24
Wealth Management
36.5434.43
Banking
471.91479.47
Treasury
115.49115.54
Total
623.93629.44

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
745.711,040591.14748.17550.462,024
Total Debt
456.53456.59325.95200.7727.0364.57
Net Cash (Debt)
-456.53-456.59-325.95-200.77-27.03-64.57
Net Cash Growth
------
Net Cash Per Share
-10.50-10.56-7.17-4.27-0.56-1.26

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
207.77217.72252.5295.66164.46100.04
Capital Expenditures
-18.39-18.38-21.34-17.86-31-23.05
Free Cash Flow
189.38199.34231.16277.8133.4676.99
Free Cash Flow Growth
-25.76%-13.77%-16.79%108.16%73.34%290.88%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
37.95%37.52%40.31%42.20%41.40%39.71%
Profit Margin
33.19%32.87%31.48%28.93%28.19%27.05%
FCF Margin
0.00%31.95%36.73%44.19%22.63%14.25%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4001.2001.0000.8800.7000.400
Dividend Per Share Growth
17.39%20.00%13.64%25.71%75.00%42.86%
Dividend Yield
2.67%2.93%2.37%2.32%2.27%1.46%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.328.649.709.708.019.45
Forward PE
10.689.1110.9010.207.759.44
P/FCF Ratio
-8.898.326.359.8317.12
PS Ratio
3.402.843.062.812.222.44