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OP Bancorp (OPBK)

Stock Price: $6.44 USD 0.07 (1.10%)
Updated Jul 16, 2020 12:55 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 97.04M
Revenue (ttm) 52.93M
Net Income (ttm) 15.32M
Shares Out 15.07M
EPS (ttm) 0.95
PE Ratio 6.78
Forward PE n/a
Dividend $0.28
Dividend Yield 4.35%

Stock Quote

Trading Day Jul 16, 2020
Last Price $6.44
Previous Close $6.37
Change ($) 0.07
Change (%) 1.10%
Day's Open 6.39
Day's Range 6.35 - 6.48
Day's Volume 4,504
52-Week Range 5.54 - 10.72

More Stats

Market Cap 97.04M
Enterprise Value n/a
Earnings Date (est) Oct 22, 2020
Ex-Dividend Date May 6, 2020
Shares Outstanding 15.07M
Float 11.02M
EPS (basic) 0.96
EPS (diluted) 0.95
FCF / Share 1.09
Dividend $0.28
Dividend Yield 4.35%
Earnings Yield 14.75%
FCF Yield 17.12%
Payout Ratio 22.90%
Shares Short 101,342
Short Ratio 1.75
Short % of Float 0.86%
Beta 0.48
PE Ratio 6.78
Forward PE n/a
P/FCF Ratio 5.84
PS Ratio 1.83
PB Ratio 0.69
Revenue 52.93M
Operating Income 20.28M
Net Income 15.32M
Free Cash Flow 16.61M
Net Cash 101.30M
Net Cash / Share 6.72
Gross Margin 100.87%
Operating Margin 38.31%
Profit Margin 28.90%
FCF Margin 31.38%
ROA 1.34%
ROE 11.32%
ROIC 1.90%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$8.50*
(31.99% upside)
Low
8.00
Current: 6.44
High
9.00
Target: 8.50
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015
Revenue54.6049.0243.3935.6629.93
Revenue Growth11.38%12.99%21.68%19.14%-
Gross Profit54.6049.0243.3935.6629.93
Operating Income22.0819.4617.1312.3210.13
Net Income16.7614.259.247.435.96
Shares Outstanding15.7015.7815.19--
Earnings Per Share1.030.890.660.530.43
EPS Growth15.73%34.85%24.53%23.26%-
Dividend Per Share0.20----
Operating Cash Flow18.1630.61-2.1510.588.95
Capital Expenditures-1.74-1.20-0.42-0.26-1.88
Free Cash Flow16.4229.41-2.5710.327.07
Cash & Equivalents86.0477.7363.2520.130.00
Total Debt10.13-25.0010.00-
Net Cash / Debt75.9177.7338.2510.130.00
Assets1,1801,044901761-
Liabilities1,039914810680-
Book Value14113091.4881.28-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name OP Bancorp
Country United States
Employees 173
CEO Min J. Kim

Stock Information

Ticker Symbol OPBK
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: OPBK
IPO Date March 28, 2018

Description

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificate of deposits. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, and consumer loans; trade financing products; letters of credit, and SWIFT and export advice; and home mortgage loans. In addition, it offers online banking, mobile banking, debit and credit card, online transfer and bill payment, and cash management services. As of April 23, 2020, it operated nine full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas. The company also had four loan production offices in Atlanta, Georgia; Aurora Colorado; and Lynnwood and Seattle in Washington. OP Bancorp was founded in 2005 and is headquartered in Los Angeles, California.