OP Bancorp (OPBK)
Stock Price Chart
Key Info
| Market Cap | 94.75M |
| Revenue (ttm) | 50.23M |
| Net Income (ttm) | 13.90M |
| Shares Out | 15.18M |
| EPS (ttm) | 0.88 |
| PE Ratio | 7.09 |
| Forward PE | n/a |
| Dividend | $0.28 |
| Dividend Yield | 4.49% |
Stock Quote
| Trading Day | Oct 16, 2020 |
| Last Price | $6.24 |
| Previous Close | $6.28 |
| Change ($) | -0.04 |
| Change (%) | -0.64% |
| Day's Open | 6.21 |
| Day's Range | 6.01 - 6.32 |
| Day's Volume | 18,509 |
| 52-Week Range | 5.54 - 10.72 |
More Stats
| Market Cap | 94.75M |
| Enterprise Value | 1.82M |
| Earnings Date (est) | Oct 22, 2020 |
| Ex-Dividend Date | Aug 5, 2020 |
| Shares Outstanding | 15.18M |
| Float | 11.95M |
| EPS (basic) | 0.88 |
| EPS (diluted) | 0.88 |
| FCF / Share | 0.48 |
| Dividend | $0.28 |
| Dividend Yield | 4.49% |
| Earnings Yield | 14.10% |
| FCF Yield | 7.66% |
| Payout Ratio | 27.30% |
| Shares Short | 50,727 |
| Short Ratio | 2.06 |
| Short % of Float | 0.42% |
| Beta | 0.44 |
| PE Ratio | 7.09 |
| Forward PE | n/a |
| P/FCF Ratio | 13.06 |
| PS Ratio | 1.89 |
| PB Ratio | 0.69 |
| Revenue | 50.23M |
| Operating Income | 18.60M |
| Net Income | 13.90M |
| Free Cash Flow | 7.26M |
| Net Cash | 92.94M |
| Net Cash / Share | 6.12 |
| Gross Margin | 108.90% |
| Operating Margin | 37.03% |
| Profit Margin | 27.70% |
| FCF Margin | 14.45% |
| ROA | 1.15% |
| ROE | 10.12% |
| ROIC | 1.70% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|
| Revenue | 54.60 | 49.02 | 43.39 | 35.66 | 29.93 |
| Revenue Growth | 11.38% | 12.99% | 21.68% | 19.14% | - |
| Gross Profit | 54.60 | 49.02 | 43.39 | 35.66 | 29.93 |
| Operating Income | 22.08 | 19.46 | 17.13 | 12.32 | 10.13 |
| Net Income | 16.76 | 14.25 | 9.24 | 7.43 | 5.96 |
| Shares Outstanding | 15.70 | 15.78 | 15.19 | - | - |
| Earnings Per Share | 1.03 | 0.89 | 0.66 | 0.53 | 0.43 |
| EPS Growth | 15.73% | 34.85% | 24.53% | 23.26% | - |
| Dividend Per Share | 0.20 | - | - | - | - |
| Operating Cash Flow | 18.16 | 30.61 | -2.15 | 10.58 | 8.95 |
| Capital Expenditures | -1.74 | -1.20 | -0.42 | -0.26 | -1.88 |
| Free Cash Flow | 16.42 | 29.41 | -2.57 | 10.32 | 7.07 |
| Cash & Equivalents | 86.04 | 77.73 | 63.25 | 20.13 | - |
| Total Debt | 10.13 | - | 25.00 | 10.00 | - |
| Net Cash / Debt | 75.91 | 77.73 | 38.25 | 10.13 | - |
| Assets | 1,180 | 1,044 | 901 | 761 | - |
| Liabilities | 1,039 | 914 | 810 | 680 | - |
| Book Value | 141 | 130 | 91.48 | 81.28 | - |
Company Profile
Company Details
| Full Name | OP Bancorp |
| Country | United States |
| Employees | 171 |
| CEO | Min J. Kim |
Stock Information
| Ticker Symbol | OPBK |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: OPBK |
| IPO Date | March 28, 2018 |
Description
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificate of deposits. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, and consumer loans; trade financing products; letters of credit, and SWIFT and export advice; and home mortgage loans. In addition, it offers online banking, mobile banking, debit and credit card, online transfer and bill payment, and cash management services. As of April 23, 2020, it operated nine full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas. The company also had four loan production offices in Atlanta, Georgia; Aurora Colorado; and Lynnwood and Seattle in Washington. OP Bancorp was founded in 2005 and is headquartered in Los Angeles, California.