OP Bancorp Statistics
Total Valuation
OP Bancorp has a market cap or net worth of $233.31 million. The enterprise value is $167.75 million.
| Market Cap | 233.31M |
| Enterprise Value | 167.75M |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Aug 6, 2026 |
Share Statistics
OP Bancorp has 14.93 million shares outstanding. The number of shares has increased by 0.74% in one year.
| Current Share Class | 14.93M |
| Shares Outstanding | 14.93M |
| Shares Change (YoY) | +0.74% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 20.53% |
| Owned by Institutions (%) | 62.27% |
| Float | 11.85M |
Valuation Ratios
The trailing PE ratio is 8.04 and the forward PE ratio is 7.87.
| PE Ratio | 8.04 |
| Forward PE | 7.87 |
| PS Ratio | 2.40 |
| Forward PS | 2.15 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 8.72 |
| P/OCF Ratio | 8.26 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.79 |
| EV / Sales | 1.73 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.27 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.80%.
| Return on Equity (ROE) | 12.80% |
| Return on Assets (ROA) | 1.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.11% |
| Revenue Per Employee | $390,080 |
| Profits Per Employee | $116,281 |
| Employee Count | 249 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OP Bancorp has paid $11.20 million in taxes.
| Income Tax | 11.20M |
| Effective Tax Rate | 27.88% |
Stock Price Statistics
The stock price has increased by +21.82% in the last 52 weeks. The beta is 0.59, so OP Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +21.82% |
| 50-Day Moving Average | 14.80 |
| 200-Day Moving Average | 14.08 |
| Relative Strength Index (RSI) | 56.33 |
| Average Volume (20 Days) | 47,087 |
Short Selling Information
The latest short interest is 155,919, so 1.04% of the outstanding shares have been sold short.
| Short Interest | 155,919 |
| Short Previous Month | 172,541 |
| Short % of Shares Out | 1.04% |
| Short % of Float | 1.32% |
| Short Ratio (days to cover) | 2.53 |
Income Statement
In the last 12 months, OP Bancorp had revenue of $97.13 million and earned $28.95 million in profits. Earnings per share was $1.94.
| Revenue | 97.13M |
| Gross Profit | 97.13M |
| Operating Income | 44.66M |
| Pretax Income | 40.15M |
| Net Income | 28.95M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.94 |
Balance Sheet
The company has $175.05 million in cash and $109.49 million in debt, with a net cash position of $65.56 million or $4.39 per share.
| Cash & Cash Equivalents | 175.05M |
| Total Debt | 109.49M |
| Net Cash | 65.56M |
| Net Cash Per Share | $4.39 |
| Equity (Book Value) | 238.64M |
| Book Value Per Share | 15.99 |
| Working Capital | -2.18B |
Cash Flow
In the last 12 months, operating cash flow was $28.26 million and capital expenditures -$1.49 million, giving a free cash flow of $26.77 million.
| Operating Cash Flow | 28.26M |
| Capital Expenditures | -1.49M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 24.57M |
| Free Cash Flow | 26.77M |
| FCF Per Share | $1.79 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.98% |
| Pretax Margin | 41.34% |
| Profit Margin | 29.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.56% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 3.56%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 3.56% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 26.74% |
| Buyback Yield | -0.74% |
| Shareholder Yield | 2.85% |
| Earnings Yield | 12.41% |
| FCF Yield | 11.47% |
Analyst Forecast
The average price target for OP Bancorp is $17.75, which is 13.56% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.75 |
| Price Target Difference | 13.56% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |