OP Bancorp Statistics
Total Valuation
OP Bancorp has a market cap or net worth of $230.56 million. The enterprise value is $97.06 million.
| Market Cap | 230.56M |
| Enterprise Value | 97.06M |
Important Dates
The last earnings date was Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 5, 2026 |
Share Statistics
OP Bancorp has 14.93 million shares outstanding. The number of shares has increased by 0.53% in one year.
| Current Share Class | 14.93M |
| Shares Outstanding | 14.93M |
| Shares Change (YoY) | +0.53% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 20.56% |
| Owned by Institutions (%) | 63.51% |
| Float | 11.85M |
Valuation Ratios
The trailing PE ratio is 7.68 and the forward PE ratio is 7.55.
| PE Ratio | 7.68 |
| Forward PE | 7.55 |
| PS Ratio | 2.30 |
| Forward PS | 2.05 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | 8.49 |
| P/OCF Ratio | 8.21 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 3.19 |
| EV / Sales | 0.96 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.54 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.46 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.01%.
| Return on Equity (ROE) | 13.01% |
| Return on Assets (ROA) | 1.11% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.14% |
| Revenue Per Employee | $400,538 |
| Profits Per Employee | $120,538 |
| Employee Count | 249 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OP Bancorp has paid $10.86 million in taxes.
| Income Tax | 10.86M |
| Effective Tax Rate | 26.56% |
Stock Price Statistics
The stock price has increased by +12.74% in the last 52 weeks. The beta is 0.61, so OP Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +12.74% |
| 50-Day Moving Average | 15.14 |
| 200-Day Moving Average | 14.50 |
| Relative Strength Index (RSI) | 59.36 |
| Average Volume (20 Days) | 32,923 |
Short Selling Information
The latest short interest is 125,963, so 0.84% of the outstanding shares have been sold short.
| Short Interest | 125,963 |
| Short Previous Month | 140,670 |
| Short % of Shares Out | 0.84% |
| Short % of Float | 1.06% |
| Short Ratio (days to cover) | 2.67 |
Income Statement
In the last 12 months, OP Bancorp had revenue of $99.73 million and earned $30.01 million in profits. Earnings per share was $2.01.
| Revenue | 99.73M |
| Gross Profit | 99.73M |
| Operating Income | 45.42M |
| Pretax Income | 40.87M |
| Net Income | 30.01M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.01 |
Balance Sheet
The company has $242.90 million in cash and $109.40 million in debt, with a net cash position of $133.50 million or $8.94 per share.
| Cash & Cash Equivalents | 242.90M |
| Total Debt | 109.40M |
| Net Cash | 133.50M |
| Net Cash Per Share | $8.94 |
| Equity (Book Value) | 239.95M |
| Book Value Per Share | 16.07 |
| Working Capital | -2.19B |
Cash Flow
In the last 12 months, operating cash flow was $27.91 million and capital expenditures -$898,000, giving a free cash flow of $27.01 million.
| Operating Cash Flow | 27.91M |
| Capital Expenditures | -898,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 49.57M |
| Free Cash Flow | 27.01M |
| FCF Per Share | $1.81 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.54% |
| Pretax Margin | 40.98% |
| Profit Margin | 30.09% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.81% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 3.63%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 3.63% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 26.87% |
| FCF Payout Ratio | 29.86% |
| Buyback Yield | -0.53% |
| Shareholder Yield | 3.10% |
| Earnings Yield | 13.02% |
| FCF Yield | 11.78% |
Analyst Forecast
The average price target for OP Bancorp is $17.75, which is 14.96% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.75 |
| Price Target Difference | 14.96% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 8.91% |
| EPS Growth Forecast (3Y) | 8.22% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |