OP Bancorp (OPBK)

OP Bancorp Statistics

Total Valuation

OP Bancorp has a market cap or net worth of $217.31 million. The enterprise value is $167.16 million.

Market Cap	217.31M
Enterprise Value	167.16M

Important Dates

The last earnings date was Thursday, April 23, 2026, after market close.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	May 7, 2026

Share Statistics

OP Bancorp has 14.89 million shares outstanding. The number of shares has increased by 0.58% in one year.

Current Share Class	14.89M
Shares Outstanding	14.89M
Shares Change (YoY)	+0.58%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	20.48%
Owned by Institutions (%)	63.00%
Float	11.83M

Valuation Ratios

The trailing PE ratio is 7.97 and the forward PE ratio is 7.93.

PE Ratio	7.97
Forward PE	7.93
PS Ratio	2.32
Forward PS	2.01
PB Ratio	0.93
P/TBV Ratio	0.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.12
EV / Sales	1.78
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.33%.

Return on Equity (ROE)	12.33%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.07%
Revenue Per Employee	$376,486
Profits Per Employee	$109,675
Employee Count	249
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OP Bancorp has paid $10.24 million in taxes.

Income Tax	10.24M
Effective Tax Rate	27.28%

Stock Price Statistics

The stock price has increased by +14.16% in the last 52 weeks. The beta is 0.62, so OP Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+14.16%
50-Day Moving Average	13.71
200-Day Moving Average	13.81
Relative Strength Index (RSI)	58.15
Average Volume (20 Days)	36,865

Short Selling Information

The latest short interest is 140,435, so 0.94% of the outstanding shares have been sold short.

Short Interest	140,435
Short Previous Month	169,275
Short % of Shares Out	0.94%
Short % of Float	1.19%
Short Ratio (days to cover)	3.34

Income Statement

In the last 12 months, OP Bancorp had revenue of $93.75 million and earned $27.31 million in profits. Earnings per share was $1.83.

Revenue	93.75M
Gross Profit	93.75M
Operating Income	42.01M
Pretax Income	37.55M
Net Income	27.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.83

Balance Sheet

The company has $160.26 million in cash and $110.12 million in debt, with a net cash position of $50.15 million or $3.37 per share.

Cash & Cash Equivalents	160.26M
Total Debt	110.12M
Net Cash	50.15M
Net Cash Per Share	$3.37
Equity (Book Value)	232.71M
Book Value Per Share	15.62
Working Capital	-2.16B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	44.81%
Pretax Margin	40.06%
Profit Margin	29.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 3.84%.

Dividend Per Share	$0.56
Dividend Yield	3.84%
Dividend Growth (YoY)	4.17%
Years of Dividend Growth	n/a
Payout Ratio	27.33%
Buyback Yield	-0.58%
Shareholder Yield	3.26%
Earnings Yield	12.57%
FCF Yield	n/a

Analyst Forecast

The average price target for OP Bancorp is $16.50, which is 13.09% higher than the current price. The consensus rating is "Buy".

Price Target	$16.50
Price Target Difference	13.09%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2