OP Bancorp Statistics
Total Valuation
OP Bancorp has a market cap or net worth of $209.41 million. The enterprise value is $159.65 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | May 7, 2026 |
Share Statistics
OP Bancorp has 14.89 million shares outstanding. The number of shares has increased by 0.58% in one year.
| Current Share Class | 14.89M |
| Shares Outstanding | 14.89M |
| Shares Change (YoY) | +0.58% |
| Shares Change (QoQ) | +0.10% |
| Owned by Insiders (%) | 20.60% |
| Owned by Institutions (%) | 62.15% |
| Float | 11.81M |
Valuation Ratios
The trailing PE ratio is 7.68 and the forward PE ratio is 7.64.
| PE Ratio | 7.68 |
| Forward PE | 7.64 |
| PS Ratio | 2.23 |
| Forward PS | 1.94 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | 7.82 |
| P/OCF Ratio | 7.41 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.83 |
| EV / Sales | 1.70 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.96 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.33%.
| Return on Equity (ROE) | 12.33% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.00% |
| Revenue Per Employee | $376,486 |
| Profits Per Employee | $109,972 |
| Employee Count | 249 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OP Bancorp has paid $10.24 million in taxes.
| Income Tax | 10.24M |
| Effective Tax Rate | 27.28% |
Stock Price Statistics
The stock price has increased by +10.71% in the last 52 weeks. The beta is 0.62, so OP Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +10.71% |
| 50-Day Moving Average | 13.96 |
| 200-Day Moving Average | 13.89 |
| Relative Strength Index (RSI) | 48.84 |
| Average Volume (20 Days) | 30,556 |
Short Selling Information
The latest short interest is 118,494, so 0.80% of the outstanding shares have been sold short.
| Short Interest | 118,494 |
| Short Previous Month | 128,208 |
| Short % of Shares Out | 0.80% |
| Short % of Float | 1.00% |
| Short Ratio (days to cover) | 3.30 |
Income Statement
In the last 12 months, OP Bancorp had revenue of $93.75 million and earned $27.38 million in profits. Earnings per share was $1.83.
| Revenue | 93.75M |
| Gross Profit | 93.75M |
| Operating Income | 42.01M |
| Pretax Income | 37.55M |
| Net Income | 27.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.83 |
Full Income StatementBalance Sheet
The company has $160.42 million in cash and $110.66 million in debt, with a net cash position of $49.76 million or $3.34 per share.
| Cash & Cash Equivalents | 160.42M |
| Total Debt | 110.66M |
| Net Cash | 49.76M |
| Net Cash Per Share | $3.34 |
| Equity (Book Value) | 232.71M |
| Book Value Per Share | 15.62 |
| Working Capital | -2.16B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $28.26 million and capital expenditures -$1.49 million, giving a free cash flow of $26.77 million.
| Operating Cash Flow | 28.26M |
| Capital Expenditures | -1.49M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 24.57M |
| Free Cash Flow | 26.77M |
| FCF Per Share | $1.80 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.81% |
| Pretax Margin | 40.06% |
| Profit Margin | 29.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.56% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.41%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 3.41% |
| Dividend Growth (YoY) | 4.17% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 27.33% |
| Buyback Yield | -0.58% |
| Shareholder Yield | 2.83% |
| Earnings Yield | 13.08% |
| FCF Yield | 12.78% |
Dividend DetailsAnalyst Forecast
The average price target for OP Bancorp is $16.50, which is 17.35% higher than the current price. The consensus rating is "Buy".
| Price Target | $16.50 |
| Price Target Difference | 17.35% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
