OP Bancorp Statistics
Total Valuation
OP Bancorp has a market cap or net worth of $222.35 million. The enterprise value is $156.88 million.
| Market Cap | 222.35M |
| Enterprise Value | 156.88M |
Important Dates
The next estimated earnings date is Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Aug 6, 2026 |
Share Statistics
OP Bancorp has 14.93 million shares outstanding. The number of shares has increased by 0.74% in one year.
| Current Share Class | 14.93M |
| Shares Outstanding | 14.93M |
| Shares Change (YoY) | +0.74% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 20.56% |
| Owned by Institutions (%) | 63.32% |
| Float | 11.85M |
Valuation Ratios
The trailing PE ratio is 7.64 and the forward PE ratio is 7.28.
| PE Ratio | 7.64 |
| Forward PE | 7.28 |
| PS Ratio | 2.28 |
| Forward PS | 2.01 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | 8.20 |
| P/OCF Ratio | 7.94 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.37 |
| EV / Sales | 1.61 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.78 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.80%.
| Return on Equity (ROE) | 12.80% |
| Return on Assets (ROA) | 1.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.08% |
| Revenue Per Employee | $390,080 |
| Profits Per Employee | $116,791 |
| Employee Count | 249 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OP Bancorp has paid $11.20 million in taxes.
| Income Tax | 11.20M |
| Effective Tax Rate | 27.88% |
Stock Price Statistics
The stock price has increased by +8.53% in the last 52 weeks. The beta is 0.61, so OP Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +8.53% |
| 50-Day Moving Average | 15.35 |
| 200-Day Moving Average | 14.46 |
| Relative Strength Index (RSI) | 40.80 |
| Average Volume (20 Days) | 48,660 |
Short Selling Information
The latest short interest is 181,218, so 1.21% of the outstanding shares have been sold short.
| Short Interest | 181,218 |
| Short Previous Month | 153,337 |
| Short % of Shares Out | 1.21% |
| Short % of Float | 1.53% |
| Short Ratio (days to cover) | 4.00 |
Income Statement
In the last 12 months, OP Bancorp had revenue of $97.13 million and earned $29.08 million in profits. Earnings per share was $1.95.
| Revenue | 97.13M |
| Gross Profit | 97.13M |
| Operating Income | 44.66M |
| Pretax Income | 40.15M |
| Net Income | 29.08M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.95 |
Balance Sheet
The company has $175.30 million in cash and $109.83 million in debt, with a net cash position of $65.47 million or $4.38 per share.
| Cash & Cash Equivalents | 175.30M |
| Total Debt | 109.83M |
| Net Cash | 65.47M |
| Net Cash Per Share | $4.38 |
| Equity (Book Value) | 238.64M |
| Book Value Per Share | 15.99 |
| Working Capital | -2.18B |
Cash Flow
In the last 12 months, operating cash flow was $27.91 million and capital expenditures -$898,000, giving a free cash flow of $27.01 million.
| Operating Cash Flow | 27.91M |
| Capital Expenditures | -898,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 49.57M |
| Free Cash Flow | 27.01M |
| FCF Per Share | $1.81 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.98% |
| Pretax Margin | 41.34% |
| Profit Margin | 29.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.81% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 3.76%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 3.76% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 26.67% |
| FCF Payout Ratio | 28.75% |
| Buyback Yield | -0.74% |
| Shareholder Yield | 3.03% |
| Earnings Yield | 13.12% |
| FCF Yield | 12.19% |
Analyst Forecast
The average price target for OP Bancorp is $17.75, which is 19.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.75 |
| Price Target Difference | 19.21% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 4.80% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |