OP Bancorp (OPBK)

NASDAQ: OPBK · Real-Time Price · USD

14.89

-0.18 (-1.19%)

At close: Oct 9, 2026, 4:00 PM EDT

14.89

0.00 (0.00%)

After-hours: Oct 9, 2026, 4:10 PM EDT

OP Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	97.13	91.1	79.28	81.22	91.55	76.52
Revenue Growth	15.52%	14.91%	-2.39%	-11.29%	19.65%	52.51%
Net Income	29.08	25.64	20.69	23.44	32.61	28.51
Earnings Per Share	1.95	1.72	1.39	1.55	2.14	1.88
EPS Growth	31.71%	23.74%	-10.17%	-27.69%	13.83%	121.18%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	175.3	167.42	135.41	91.31	83.07	115.55
Total Debt	109.83	111.65	103.44	114.34	10.21	10.31
Net Cash (Debt)	65.47	55.77	31.98	-23.03	72.85	105.25
Net Cash Growth	-54.00%	74.41%	-	-	-30.78%	13.20%
Net Cash Per Share	4.38	3.74	2.15	-1.52	4.78	6.94

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	27.91	26.16	31.24	67.76	83.73	-28.28
Capital Expenditures	-0.9	-2.8	-1.56	-2.18	-1.41	-1.13
Free Cash Flow	27.01	23.36	29.68	65.57	82.32	-29.4
Free Cash Flow Growth	96.38%	-21.30%	-54.74%	-20.35%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	29.94%	28.14%	26.10%	28.86%	35.61%	37.26%
FCF Margin	27.81%	25.64%	37.44%	80.74%	89.92%	-38.42%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.560	0.480	0.480	0.480	0.440	0.340
Dividend Per Share Growth	8.33%	0%	0%	9.09%	29.41%	21.43%
Dividend Yield	3.76%	3.49%	3.23%	4.87%	4.61%	3.23%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.64	8.20	11.32	7.01	5.20	6.77
Forward PE	7.28	7.37	11.06	7.50	5.34	7.17
P/FCF Ratio	8.20	9.00	7.89	2.51	2.06	-
PS Ratio	2.28	2.31	2.95	2.02	1.85	2.52