OP Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018	2017	2016	2015
Revenue	81.22	91.55	76.52	50.17	54.6	49.02	43.39	35.66	29.93
Revenue Growth (YoY)	-11.29%	19.65%	52.51%	-8.10%	11.38%	12.99%	21.68%	19.14%	-
Gross Profit	81.22	91.55	76.52	50.17	54.6	49.02	43.39	35.66	29.93
Selling, General & Admin	39.49	36.46	29.74	27.86	28.16	25.2	23.14	20.57	17.51
Other Operating Expenses	8.24	8.37	6.12	4.08	4.36	4.36	3.12	2.76	2.28
Operating Expenses	47.73	44.83	35.87	31.94	32.52	29.56	26.26	23.33	19.79
Operating Income	33.49	46.72	40.66	18.23	22.08	19.46	17.13	12.32	10.13
Other Expense / Income	-	-	-	-	-	-	-	0	-
Pretax Income	33.49	46.72	40.66	18.23	22.08	19.46	17.13	12.32	10.13
Income Tax	9.57	13.41	11.82	5.11	5.32	5.2	7.89	4.89	4.17
Net Income	23.92	33.31	28.84	13.13	16.76	14.25	9.24	7.43	5.96
Net Income Growth	-28.20%	15.50%	119.70%	-21.66%	17.57%	54.32%	24.39%	24.51%	-
Shares Outstanding (Basic)	15	15	15	15	16	16	15	-	-
Shares Change	-1.32%	0.44%	0.25%	-3.87%	-0.51%	3.90%	-	-	-
EPS (Basic)	1.55	2.15	1.89	0.85	1.04	0.92	0.68	0.55	0.44
EPS (Diluted)	1.55	2.14	1.88	0.85	1.03	0.89	0.66	0.53	0.43
EPS Growth	-27.57%	13.83%	121.18%	-17.48%	15.73%	34.85%	24.53%	23.26%	-
Free Cash Flow	65.66	82.32	-29.4	-5.47	17.24	29.41	-2.57	10.32	7.07
Free Cash Flow Per Share	4.38	5.42	-1.94	-0.36	1.10	1.86	-0.17	-	-
Dividend Per Share	0.480	0.440	0.310	0.280	0.200	-	-	-	-
Dividend Growth	9.09%	41.94%	10.71%	40.00%	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	41.24%	51.03%	53.13%	36.34%	40.44%	39.69%	39.48%	34.56%	33.86%
Profit Margin	29.45%	36.38%	37.69%	26.16%	30.69%	29.08%	21.29%	20.82%	19.93%
Free Cash Flow Margin	80.84%	89.92%	-38.42%	-10.90%	31.58%	60.00%	-5.92%	28.95%	23.62%
Effective Tax Rate	28.58%	28.71%	29.06%	28.01%	24.09%	26.75%	46.08%	39.73%	41.15%
EBITDA	34.83	48.09	41.97	19.54	23.22	20.5	18.14	13.4	11.07
EBITDA Margin	42.88%	52.53%	54.85%	38.93%	42.53%	41.82%	41.80%	37.59%	37.00%
Depreciation & Amortization	1.34	1.37	1.31	1.3	1.15	1.04	1.01	1.08	0.94
EBIT	33.49	46.72	40.66	18.23	22.08	19.46	17.13	12.32	10.13
EBIT Margin	41.24%	51.03%	53.13%	36.34%	40.44%	39.69%	39.48%	34.55%	33.86%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).