OP Bancorp (OPBK)

NASDAQ: OPBK · Real-Time Price · USD

15.63

+0.02 (0.13%)

At close: Aug 6, 2026, 4:00 PM EDT

15.60

-0.04 (-0.22%)

After-hours: Aug 6, 2026, 7:34 PM EDT

OP Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	97.13	91.1	79.28	81.22	91.55	76.52
Revenue Growth	15.52%	14.91%	-2.39%	-11.29%	19.65%	52.51%
Net Income	28.95	25.64	21.07	23.92	33.31	28.84
Earnings Per Share	1.93	1.72	1.39	1.55	2.14	1.88
EPS Growth	30.40%	23.74%	-10.32%	-27.57%	13.83%	121.18%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	175.05	167.31	134.94	91.22	82.97	115.46
Total Debt	24.63	24.59	0	0	0	0
Net Cash (Debt)	-24.63	-24.59	-0	-0	-0	-0
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.65	-1.65	-	-	-	-

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	28.26	26.16	31.24	67.76	83.73	-28.28
Capital Expenditures	-1.49	-2.8	-1.56	-2.18	-1.41	-1.13
Free Cash Flow	26.77	23.36	29.68	65.57	82.32	-29.4
Free Cash Flow Growth	-27.88%	-21.30%	-54.74%	-20.35%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	41.34%	38.78%	36.68%	41.24%	51.03%	53.13%
Profit Margin	29.81%	28.14%	26.58%	29.45%	36.38%	37.69%
FCF Margin	0.00%	25.64%	37.44%	80.74%	89.92%	-38.42%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.560	0.480	0.480	0.480	0.440	0.340
Dividend Per Share Growth	8.33%	0%	0%	9.09%	29.41%	21.43%
Dividend Yield	3.56%	3.40%	3.04%	4.38%	3.94%	2.67%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.04	8.21	11.37	7.06	5.21	6.79
Forward PE	7.87	7.37	11.06	7.50	5.34	7.17
P/FCF Ratio	8.72	9.00	7.89	2.50	2.07	-
PS Ratio	2.40	2.31	2.96	2.02	1.86	2.52