OppFi Inc. (OPFI)

NYSE: OPFI · Real-Time Price · USD
10.37
-0.08 (-0.77%)
Sep 5, 2025, 3:00 PM - Market open
-0.77%
Market Cap907.49M
Revenue (ttm)320.83M
Net Income (ttm)-33.50M
Shares Out 87.51M
EPS (ttm)-2.43
PE Ration/a
Forward PE7.61
Dividend$1.00 (9.64%)
Ex-Dividend DateApr 8, 2025
Volume385,243
Open10.55
Previous Close10.45
Day's Range10.23 - 10.74
52-Week Range3.93 - 17.73
Beta1.72
AnalystsBuy
Price Target11.75 (+13.31%)
Earnings DateAug 6, 2025

About OPFI

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois. [Read more]

Sector Financials
Founded 2009
Employees 445
Stock Exchange NYSE
Ticker Symbol OPFI
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price target is $11.75, which is an increase of 13.31% from the latest price.

Price Target
$11.75
(13.31% upside)
Analyst Consensus: Buy
Stock Forecasts

News

OppFi Announces Increase to Share Repurchase Program

Authorization Permits Company to Purchase an Additional $20 Million of Class A Common Stock CHICAGO  , Aug. 26, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled ...

10 days ago - PRNewsWire

OppFi Publishes Supplemental Information Regarding its Warrants

CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to...

14 days ago - PRNewsWire

OppFi: Encouraging Update Supports Bullish Momentum

OppFi delivered another strong quarter, with revenue and EPS beating expectations, driven by improved underwriting and the proprietary Model 6 credit software. The Model 6 platform has enabled larger,...

23 days ago - Seeking Alpha

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

OPFI delivered strong Q2 results with 12.8% revenue growth, improved credit quality, and robust adjusted profitability despite macroeconomic headwinds. AI-driven Model 6 is a key growth engine, automa...

24 days ago - Seeking Alpha

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

OppFi has turned around its business, resolving prior loan performance issues, and the company is now delivering record results. Q2 results showed moderate revenue growth but strong profitability, wit...

25 days ago - Seeking Alpha

5 Stocks That Are Ready To Rebound

It's been a raucous rally ever since the Trump tariffs were canceled a week after the inaptly-named Liberation Day press conference. But now, with Q2 earnings rolling out, we're seeing some stocks get...

Other symbols: DANIBMKALULYFT
4 weeks ago - Benzinga

Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

Dallas, Texas--(Newsfile Corp. - August 6, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.

4 weeks ago - Newsfile Corp

OppFi Revenues Climb as Borrowers Seek Larger Loans

Personal lending platform OppFi recorded record quarterly revenue amid an uptick in loan sizes. The company released earnings Wednesday (Aug. 6) showing revenue increasing 12.8% year over year to a re...

4 weeks ago - PYMNTS

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

OppFi Inc. (NYSE:OPFI) Q2 2025 Earnings Conference Call August 6, 2025 9:00 AM ET Company Participants Mike Gallentine - Corporate Participant Pamela D. Johnson - CFO & Chief Accounting Officer Todd ...

4 weeks ago - Seeking Alpha

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

GAAP net income decreased 58.5% year over year to $11.5 million Adjusted net income1 increased 59.0% year over year to $39.4 million, a Company record for any quarter Total revenue increased 12.8% yea...

4 weeks ago - PRNewsWire

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

CHICAGO , Aug. 4, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that partners with banks to provide financial products and se...

4 weeks ago - PRNewsWire

OppFi Announces its Second Quarter 2025 Earnings Conference Call

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...

7 weeks ago - Business Wire

OppFi Is Undervalued Despite Its Recent Rebound

OppFi's operational metrics are strong, with improved loan originations, lower charge-offs, and increased automation driving business efficiency. Revenue growth is sluggish but rebounding, while EPS a...

2 months ago - Seeking Alpha

OppFi: Remaining Bullish Here, Though A Little More Cautious

OppFi's strong Q1 results, improved credit profile, and operational execution have driven a strong stock performance in recent months. Internal improvements—better credit scoring, higher yields, and l...

2 months ago - Seeking Alpha

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

I'm bullish on OppFi, but with caution—regulatory risk and leverage are real, yet the turnaround and growth are hard to ignore. OppFi's record revenue, special dividend, and consistent earnings beats ...

2 months ago - Seeking Alpha

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Am...

2 months ago - Business Wire

SA Quant Top 10: A Stellar Mid-Year Result

SA Quant Top 10 portfolio outperformed consensus with 25% YTD return, driven by strong momentum and upward earnings revisions. Momentum and earnings revisions are the most critical quant factors, whil...

2 months ago - Seeking Alpha

OppFi: Fintech's Dark Horse Is Charging Ahead

OppFi's Model 6 drove a 285% YoY surge in adjusted net income to $34 million in Q1-FY25. Loan originations rose 16% YoY to $189 million, while net charge-offs dropped from 48% to 35% of revenue. Avera...

2 months ago - Seeking Alpha

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

OppFi's AI-driven, tech-enabled lending platform delivers strong growth, profitability, and operational leverage in the underserved non-prime consumer finance market. Q1 2025 results show record reven...

3 months ago - Seeking Alpha

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

We're bullish on OPFI due to its robust revenue growth, improving loss ratios, and strong niche in high-interest subprime lending. OPFI is significantly undervalued, trading at just 0.5x sales and 9.9...

3 months ago - Seeking Alpha

OppFi: Attractive Company Facing Strong Economic Risks

OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic u...

4 months ago - Seeking Alpha

OppFi: Excellent Business, Rising Economic Risks

OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial perfor...

4 months ago - Seeking Alpha

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.

4 months ago - Newsfile Corp

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically...

4 months ago - Seeking Alpha

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

4 months ago - Seeking Alpha