OppFi Inc. (OPFI)

NYSE: OPFI · Real-Time Price · USD
10.75
-0.18 (-1.65%)
Mar 25, 2025, 4:00 PM EST - Market closed
-1.65%
Market Cap 927.99M
Revenue (ttm) 276.77M
Net Income (ttm) 7.26M
Shares Out 86.40M
EPS (ttm) 0.36
PE Ratio 29.83
Forward PE 10.04
Dividend $0.12 (1.12%)
Ex-Dividend Date Apr 18, 2024
Volume 1,320,571
Open 11.04
Previous Close 10.93
Day's Range 10.61 - 11.10
52-Week Range 2.35 - 17.73
Beta 1.66
Analysts Buy
Price Target 7.50 (-30.23%)
Earnings Date Mar 5, 2025

About OPFI

OppFi Inc. operates as a specialty finance platform for community banks to extend credit access in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is headquartered in Chicago, Illinois. [Read more]

Industry Credit Services
Sector Financials
Founded 2009
Employees 445
Stock Exchange NYSE
Ticker Symbol OPFI
Full Company Profile

Financial Performance

Financial Statements

Analyst Forecast

According to 2 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price forecast is $7.5, which is a decrease of -30.23% from the latest price.

Price Target
$7.5
(-30.23% downside)
Analyst Consensus: Buy
Stock Forecasts

News

OppFi Announces $0.25 Per Share Special Dividend

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...

19 hours ago - Business Wire

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...

6 days ago - Business Wire

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

OppFi Inc. reported strong 2024 results and provided impressive 2025 guidance, driven by internal improvements in credit scoring and risk profile. The company offers lending solutions to subprime and ...

18 days ago - Seeking Alpha

OppFi: Q4 Delivers An Inflection Point

I maintain a "Strong Buy" rating on OppFi Inc. due to its strategic investment in Bitty Holdings and potential for significant margin expansion. Q4 2024 results exceeded expectations, with revenue and...

19 days ago - Seeking Alpha

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

Dallas, Texas--(Newsfile Corp. - March 5, 2025) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.

20 days ago - Newsfile Corp

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

OppFi, Inc (NYSE:OPFI) Q4 2024 Earnings Conference Call March 5, 2025 9:00 AM ET Company Participants Mike Gallentine - Head of IR Todd Schwartz - Executive Chairman, Director & CEO Pamela Johnson - ...

20 days ago - Seeking Alpha

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI; OPFI WS) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend cr...

20 days ago - Business Wire

OppFi: Leveraged For Increased Lending

OppFi is a digital subprime lender with competitive advantages in credit-scoring technology and a user-friendly platform. The company faced challenges due to inflation, impacting earnings in 2022-2023...

25 days ago - Seeking Alpha

OppFi: This Dip Caught My Attention

OppFi: This Dip Caught My Attention

4 weeks ago - Seeking Alpha

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...

5 weeks ago - Business Wire

OppFi Stock Deserves A Strong Buy On Its Dip

OppFi is a specialty finance firm with a $1.12 billion market cap, focusing on underserved American populations, with a market of more than 60 million consumers. Despite minimal net sales growth, OppF...

5 weeks ago - Seeking Alpha

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE:OPFI) (“OppFi ” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...

5 weeks ago - Business Wire

OppFi Stock: Why I'm Buying This Dip

OppFi Inc. targets underserved populations with financial products, showing impressive net income growth and operational efficiency improvements in Q3 FY2024. Despite a slight revenue growth, OPFI's n...

6 weeks ago - Seeking Alpha

Top 10 Small-Cap Stocks Amid Market Turbulence

Small-cap stocks are trading at historically low valuations, with the S&P 600 index TTM at a 15.33 discount compared to the 30.16 for large-cap S&P 500. While large-cap stocks outperformed small-caps ...

6 weeks ago - Seeking Alpha

OppFi: The Opportunity Is Here And Upside Is Waiting

OppFi Inc. has remained under the radar for several years, though a recent breakout has started to gain investor interest. The company has significantly improved its financial standing, including a mo...

2 months ago - Seeking Alpha

Why OppFi May See Strong Upside From Here

OppFi Inc. is a small-cap digital financial services platform with strong fundamentals, poised for significant growth and margin expansion in 2025. The company's strategic investment in Bitty Holdings...

2 months ago - Seeking Alpha

Pamela Johnson, CFO of OppFi Joins LawFi as an Advisor

JACKSONVILLE, Fla.--(BUSINESS WIRE)--LawFi, Inc., (“LawFi”) a pioneering Legal Fintech Lender and the inventor of the “Legal Fee Loan” is pleased to announce the addition of Pamela Johnson to our grow...

2 months ago - Business Wire

Top 10 Stocks For 2025

Global markets have been impacted by geopolitical tensions, inflation, and the 2024 U.S. presidential election. With the right opportunities and strategy, investors stand to gain in 2025. In 2025, con...

2 months ago - Seeking Alpha

Undercovered Dozen: OppFi, PowerFleet, Eletrobras, American Battery +

The 'Undercovered' Dozen series highlights lesser-known stocks with potential. Today's edition features companies like American Battery Technology, Quantum Corporation, and NervGen Pharma Corp. Americ...

Other symbols: AIOTABATEBR
3 months ago - Seeking Alpha

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

3 months ago - Seeking Alpha

OppFi to present at NobleCon20 Conference

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...

4 months ago - Business Wire

Trump Bump And Rate Cuts: 5 Small-Caps Set To Surge

SA Quant's Top 5 Small-Caps Ready For A Rally has returned over 20% in two months, beating the market, with four stocks delivering double-digit returns. Small caps initially rallied on interest rate c...

Other symbols: DXPENECBRPDVIRC
4 months ago - Seeking Alpha

OppFi, Inc (OPFI) Q3 2024 Earnings Call Transcript

OppFi, Inc (NYSE:OPFI) Q3 2024 Results Conference Call November 7, 2024 9:00 AM ET Company Participants John Kakos - Senior Vice President, Controller Todd Schwartz - Chief Executive Officer and Exec...

4 months ago - Seeking Alpha

Stonegate Capital Partners Updates 3Q24 Report on OppFi, Inc. (OPFI)

Dallas, Texas--(Newsfile Corp. - November 8, 2024) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners updates coverage on OppFi (NYSE: OPFI). OppFi reported revenue, adj.

4 months ago - Newsfile Corp

OppFi Reports Record Third Quarter Net Income and Revenue, Raises Full-Year Earnings Outlook

CHICAGO--(BUSINESS WIRE)--OppFi Reports Record Third Quarter Net Income and Revenue, Raises Full-Year Earnings Outlook.

4 months ago - Business Wire