OppFi Inc. (OPFI)
| Market Cap | 844.25M |
| Revenue (ttm) | 335.44M |
| Net Income (ttm) | 3.87M |
| Shares Out | 87.31M |
| EPS (ttm) | 0.14 |
| PE Ratio | 71.62 |
| Forward PE | 6.14 |
| Dividend | $0.25 (2.59%) |
| Ex-Dividend Date | Apr 8, 2025 |
| Volume | 751,761 |
| Open | 9.81 |
| Previous Close | 10.05 |
| Day's Range | 9.66 - 10.00 |
| 52-Week Range | 4.83 - 17.73 |
| Beta | 1.71 |
| Analysts | Buy |
| Price Target | 11.75 (+21.51%) |
| Earnings Date | Oct 29, 2025 |
About OPFI
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois. [Read more]
Financial Performance
Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price target is $11.75, which is an increase of 21.51% from the latest price.
News
OppFi: Remaining Bullish Despite The Noise
OppFi continues to deliver very strong quarterly results with another beat and raise in Q3. Company's Model 6 credit model has enabled OppFi to implement better credit controls while improving the und...
Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - October 30, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Inc. (OPFI) Q3 2025 Earnings Call Transcript
OppFi Inc. ( OPFI) Q3 2025 Earnings Call October 29, 2025 9:00 AM EDT Company Participants Mike Gallentine Todd Schwartz - Founder, Executive Chairman & CEO Pamela Johnson - CFO & Chief Accounting Of...
OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance
Net income increased 136.9% year over year to $75.9 million, a Company record for any quarter Adjusted net income1 increased 41.4% year over year to $40.7 million, a Company record for any quarter Tot...
Four Growth Stocks Powering The Fourth Industrial Revolution In 2025
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OppFi Announces its Third Quarter 2025 Earnings Conference Call
CHICAGO , Oct. 7, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to ...
OppFi Announces New $150 Million Revolving Credit Facility
CHICAGO , Oct. 2, 2025 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to e...
OppFi Announces Increase to Share Repurchase Program
Authorization Permits Company to Purchase an Additional $20 Million of Class A Common Stock CHICAGO , Aug. 26, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled ...
OppFi Publishes Supplemental Information Regarding its Warrants
CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to...
OppFi: Encouraging Update Supports Bullish Momentum
OppFi delivered another strong quarter, with revenue and EPS beating expectations, driven by improved underwriting and the proprietary Model 6 credit software. The Model 6 platform has enabled larger,...
OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off
OPFI delivered strong Q2 results with 12.8% revenue growth, improved credit quality, and robust adjusted profitability despite macroeconomic headwinds. AI-driven Model 6 is a key growth engine, automa...
OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)
OppFi has turned around its business, resolving prior loan performance issues, and the company is now delivering record results. Q2 results showed moderate revenue growth but strong profitability, wit...
5 Stocks That Are Ready To Rebound
It's been a raucous rally ever since the Trump tariffs were canceled a week after the inaptly-named Liberation Day press conference. But now, with Q2 earnings rolling out, we're seeing some stocks get...
Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - August 6, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Revenues Climb as Borrowers Seek Larger Loans
Personal lending platform OppFi recorded record quarterly revenue amid an uptick in loan sizes. The company released earnings Wednesday (Aug. 6) showing revenue increasing 12.8% year over year to a re...
OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript
OppFi Inc. (NYSE:OPFI) Q2 2025 Earnings Conference Call August 6, 2025 9:00 AM ET Company Participants Mike Gallentine - Corporate Participant Pamela D. Johnson - CFO & Chief Accounting Officer Todd ...
OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance
GAAP net income decreased 58.5% year over year to $11.5 million Adjusted net income1 increased 59.0% year over year to $39.4 million, a Company record for any quarter Total revenue increased 12.8% yea...
OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference
CHICAGO , Aug. 4, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that partners with banks to provide financial products and se...
OppFi Announces its Second Quarter 2025 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi Is Undervalued Despite Its Recent Rebound
OppFi's operational metrics are strong, with improved loan originations, lower charge-offs, and increased automation driving business efficiency. Revenue growth is sluggish but rebounding, while EPS a...
OppFi: Remaining Bullish Here, Though A Little More Cautious
OppFi's strong Q1 results, improved credit profile, and operational execution have driven a strong stock performance in recent months. Internal improvements—better credit scoring, higher yields, and l...
OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart
I'm bullish on OppFi, but with caution—regulatory risk and leverage are real, yet the turnaround and growth are hard to ignore. OppFi's record revenue, special dividend, and consistent earnings beats ...
OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Am...
SA Quant Top 10: A Stellar Mid-Year Result
SA Quant Top 10 portfolio outperformed consensus with 25% YTD return, driven by strong momentum and upward earnings revisions. Momentum and earnings revisions are the most critical quant factors, whil...
OppFi: Fintech's Dark Horse Is Charging Ahead
OppFi's Model 6 drove a 285% YoY surge in adjusted net income to $34 million in Q1-FY25. Loan originations rose 16% YoY to $189 million, while net charge-offs dropped from 48% to 35% of revenue. Avera...