OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $425.91 million. The enterprise value is $652.82 million.
| Market Cap | 425.91M |
| Enterprise Value | 652.82M |
Important Dates
The next estimated earnings date is Wednesday, August 7, 2024, after market close.
| Earnings Date | Aug 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
OppFi has 111.49 million shares outstanding. The number of shares has increased by 467.77% in one year.
| Shares Outstanding | 111.49M |
| Shares Change (YoY) | +467.77% |
| Shares Change (QoQ) | +394.96% |
| Owned by Insiders (%) | 10.38% |
| Owned by Institutions (%) | 34.59% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 191.00 and the forward PE ratio is 6.04.
| PE Ratio | 191.00 |
| Forward PE | 6.04 |
| PS Ratio | 1.53 |
| Forward PS | 0.80 |
| PB Ratio | 23.43 |
| P/FCF Ratio | 1.44 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.93, with an EV/FCF ratio of 2.21.
| EV / Earnings | 152.49 |
| EV / Sales | 2.34 |
| EV / EBITDA | 9.93 |
| EV / EBIT | 12.16 |
| EV / FCF | 2.21 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 17.37 |
| Debt / EBITDA | 4.80 |
| Debt / FCF | 1.07 |
| Interest Coverage | 1.15 |
Financial Efficiency
Return on equity (ROE) is 36.10% and return on invested capital (ROIC) is 17.68%.
| Return on Equity (ROE) | 36.10% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 17.68% |
| Revenue Per Employee | $627,438 |
| Profits Per Employee | $9,620 |
| Employee Count | 445 |
| Asset Turnover | 0.48 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $2.59 million in taxes.
| Income Tax | 2.59M |
| Effective Tax Rate | 37.69% |
Stock Price Statistics
The stock price has increased by +91.96% in the last 52 weeks. The beta is 1.22, so OppFi's price volatility has been higher than the market average.
| Beta (5Y) | 1.22 |
| 52-Week Price Change | +91.96% |
| 50-Day Moving Average | 3.35 |
| 200-Day Moving Average | 3.24 |
| Relative Strength Index (RSI) | 61.45 |
| Average Volume (20 Days) | 220,158 |
Short Selling Information
The latest short interest is 991,512, so 0.89% of the outstanding shares have been sold short.
| Short Interest | 991,512 |
| Short Previous Month | 963,075 |
| Short % of Shares Out | 0.89% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 4.61 |
Income Statement
In the last 12 months, OppFi had revenue of $279.21 million and earned $4.28 million in profits. Earnings per share was $0.02.
| Revenue | 279.21M |
| Gross Profit | 167.51M |
| Operating Income | 94.72M |
| Pretax Income | 6.87M |
| Net Income | 4.28M |
| EBITDA | 65.75M |
| EBIT | 53.68M |
| Earnings Per Share (EPS) | $0.02 |
Balance Sheet
The company has $88.72 million in cash and $315.64 million in debt, giving a net cash position of -$226.92 million or -$2.04 per share.
| Cash & Cash Equivalents | 88.72M |
| Total Debt | 315.64M |
| Net Cash | -226.92M |
| Net Cash Per Share | -$2.04 |
| Equity (Book Value) | 18.18M |
| Book Value Per Share | 0.16 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $304.94 million and capital expenditures -$9.01 million, giving a free cash flow of $295.93 million.
| Operating Cash Flow | 304.94M |
| Capital Expenditures | -9.01M |
| Free Cash Flow | 295.93M |
| FCF Per Share | $15.41 |
Margins
Gross margin is 59.99%, with operating and profit margins of 33.92% and 1.53%.
| Gross Margin | 59.99% |
| Operating Margin | 33.92% |
| Pretax Margin | 2.46% |
| Profit Margin | 1.53% |
| EBITDA Margin | 23.55% |
| EBIT Margin | 19.23% |
| FCF Margin | 105.99% |
Dividends & Yields
OppFi does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -467.77% |
| Shareholder Yield | -467.77% |
| Earnings Yield | 1.01% |
| FCF Yield | 69.48% |
Analyst Forecast
The average price target for OppFi is $4.25, which is 11.26% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $4.25 |
| Price Target Difference | 11.26% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |