OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $1.02 billion. The enterprise value is $1.32 billion.
Important Dates
The next estimated earnings date is Thursday, March 6, 2025, after market close.
Earnings Date | Mar 6, 2025 |
Ex-Dividend Date | n/a |
Share Statistics
OppFi has 86.21 million shares outstanding. The number of shares has decreased by -40.45% in one year.
Current Share Class | 21.22M |
Shares Outstanding | 86.21M |
Shares Change (YoY) | -40.45% |
Shares Change (QoQ) | +2.91% |
Owned by Insiders (%) | 7.35% |
Owned by Institutions (%) | 44.24% |
Float | 18.27M |
Valuation Ratios
The trailing PE ratio is 31.32 and the forward PE ratio is 13.88.
PE Ratio | 31.32 |
Forward PE | 13.88 |
PS Ratio | 0.88 |
Forward PS | 1.84 |
PB Ratio | 7.03 |
P/TBV Ratio | 29.38 |
P/FCF Ratio | 3.40 |
P/OCF Ratio | 3.29 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 180.76 |
EV / Sales | 5.06 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 4.38 |
Financial Position
The company has a current ratio of 7.64, with a Debt / Equity ratio of 1.54.
Current Ratio | 7.64 |
Quick Ratio | 7.15 |
Debt / Equity | 1.54 |
Debt / EBITDA | n/a |
Debt / FCF | 1.13 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 35.01%.
Return on Equity (ROE) | 35.01% |
Return on Assets (ROA) | 11.77% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $585,755 |
Profits Per Employee | $16,404 |
Employee Count | 445 |
Asset Turnover | 0.43 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $4.65 million in taxes.
Income Tax | 4.65M |
Effective Tax Rate | 6.08% |
Stock Price Statistics
The stock price has increased by +228.45% in the last 52 weeks. The beta is 1.47, so OppFi's price volatility has been higher than the market average.
Beta (5Y) | 1.47 |
52-Week Price Change | +228.45% |
50-Day Moving Average | 7.94 |
200-Day Moving Average | 4.89 |
Relative Strength Index (RSI) | 72.29 |
Average Volume (20 Days) | 1,906,310 |
Short Selling Information
The latest short interest is 2.49 million, so 2.89% of the outstanding shares have been sold short.
Short Interest | 2.49M |
Short Previous Month | 2.06M |
Short % of Shares Out | 2.89% |
Short % of Float | 13.63% |
Short Ratio (days to cover) | 4.85 |
Income Statement
In the last 12 months, OppFi had revenue of $260.66 million and earned $7.30 million in profits. Earnings per share was $0.38.
Revenue | 260.66M |
Gross Profit | 260.66M |
Operating Income | 81.52M |
Pretax Income | 8.02M |
Net Income | 7.30M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $0.38 |
Full Income Statement Balance Sheet
The company has $44.84 million in cash and $339.29 million in debt, giving a net cash position of -$294.45 million or -$3.42 per share.
Cash & Cash Equivalents | 44.84M |
Total Debt | 339.29M |
Net Cash | -294.45M |
Net Cash Per Share | -$3.42 |
Equity (Book Value) | 220.31M |
Book Value Per Share | 1.70 |
Working Capital | 469.99M |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $311.86 million and capital expenditures -$10.71 million, giving a free cash flow of $301.15 million.
Operating Cash Flow | 311.86M |
Capital Expenditures | -10.71M |
Free Cash Flow | 301.15M |
FCF Per Share | $3.49 |
Full Cash Flow Statement Margins
Gross margin is 100.00%, with operating and profit margins of 31.27% and 2.80%.
Gross Margin | 100.00% |
Operating Margin | 31.27% |
Pretax Margin | 29.33% |
Profit Margin | 2.80% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 115.53% |