OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $623.33 million. The enterprise value is $917.78 million.
Important Dates
The last earnings date was Thursday, November 7, 2024, before market open.
| Earnings Date | Nov 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
OppFi has 86.21 million shares outstanding. The number of shares has decreased by -40.45% in one year.
| Current Share Class | 21.22M |
| Shares Outstanding | 86.21M |
| Shares Change (YoY) | -40.45% |
| Shares Change (QoQ) | +2.91% |
| Owned by Insiders (%) | 7.29% |
| Owned by Institutions (%) | 44.14% |
| Float | 18.28M |
Valuation Ratios
The trailing PE ratio is 19.12 and the forward PE ratio is 8.47.
| PE Ratio | 19.12 |
| Forward PE | 8.47 |
| PS Ratio | 0.54 |
| Forward PS | 1.12 |
| PB Ratio | 4.27 |
| P/TBV Ratio | 17.87 |
| P/FCF Ratio | 2.07 |
| P/OCF Ratio | 2.00 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 125.72 |
| EV / Sales | 3.52 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.05 |
Financial Position
The company has a current ratio of 7.64, with a Debt / Equity ratio of 1.54.
| Current Ratio | 7.64 |
| Quick Ratio | 7.15 |
| Debt / Equity | 1.54 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 35.01%.
| Return on Equity (ROE) | 35.01% |
| Return on Assets (ROA) | 11.77% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $585,755 |
| Profits Per Employee | $16,404 |
| Employee Count | 445 |
| Asset Turnover | 0.43 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $4.65 million in taxes.
| Income Tax | 4.65M |
| Effective Tax Rate | 6.08% |
Stock Price Statistics
The stock price has increased by +62.84% in the last 52 weeks. The beta is 1.47, so OppFi's price volatility has been higher than the market average.
| Beta (5Y) | 1.47 |
| 52-Week Price Change | +62.84% |
| 50-Day Moving Average | 6.42 |
| 200-Day Moving Average | 4.27 |
| Relative Strength Index (RSI) | 53.13 |
| Average Volume (20 Days) | 574,360 |
Short Selling Information
The latest short interest is 2.06 million, so 2.39% of the outstanding shares have been sold short.
| Short Interest | 2.06M |
| Short Previous Month | 1.31M |
| Short % of Shares Out | 2.39% |
| Short % of Float | 11.26% |
| Short Ratio (days to cover) | 3.90 |
Income Statement
In the last 12 months, OppFi had revenue of $260.66 million and earned $7.30 million in profits. Earnings per share was $0.38.
| Revenue | 260.66M |
| Gross Profit | 260.66M |
| Operating Income | 81.52M |
| Pretax Income | 8.02M |
| Net Income | 7.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.38 |
Full Income StatementBalance Sheet
The company has $44.84 million in cash and $339.29 million in debt, giving a net cash position of -$294.45 million or -$3.42 per share.
| Cash & Cash Equivalents | 44.84M |
| Total Debt | 339.29M |
| Net Cash | -294.45M |
| Net Cash Per Share | -$3.42 |
| Equity (Book Value) | 220.31M |
| Book Value Per Share | 1.70 |
| Working Capital | 469.99M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $311.86 million and capital expenditures -$10.71 million, giving a free cash flow of $301.15 million.
| Operating Cash Flow | 311.86M |
| Capital Expenditures | -10.71M |
| Free Cash Flow | 301.15M |
| FCF Per Share | $3.49 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 31.27% and 2.80%.
| Gross Margin | 100.00% |
| Operating Margin | 31.27% |
| Pretax Margin | 29.33% |
| Profit Margin | 2.80% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 115.53% |