OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $821.71 million. The enterprise value is $1.09 billion.
Important Dates
The last earnings date was Wednesday, March 5, 2025, before market open.
| Earnings Date | Mar 5, 2025 |
| Ex-Dividend Date | Apr 8, 2025 |
Share Statistics
OppFi has 86.40 million shares outstanding. The number of shares has increased by 22.91% in one year.
| Current Share Class | 24.23M |
| Shares Outstanding | 86.40M |
| Shares Change (YoY) | +22.91% |
| Shares Change (QoQ) | +5.90% |
| Owned by Insiders (%) | 6.32% |
| Owned by Institutions (%) | 51.46% |
| Float | 22.68M |
Valuation Ratios
The trailing PE ratio is 26.42 and the forward PE ratio is 8.89.
| PE Ratio | 26.42 |
| Forward PE | 8.89 |
| PS Ratio | 0.69 |
| Forward PS | 1.42 |
| PB Ratio | 6.39 |
| P/TBV Ratio | 25.07 |
| P/FCF Ratio | 2.64 |
| P/OCF Ratio | 2.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 150.51 |
| EV / Sales | 3.95 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.51 |
Financial Position
The company has a current ratio of 8.58, with a Debt / Equity ratio of 1.42.
| Current Ratio | 8.58 |
| Quick Ratio | 8.14 |
| Debt / Equity | 1.42 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 39.15%.
| Return on Equity (ROE) | 39.15% |
| Return on Assets (ROA) | 13.49% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $621,955 |
| Profits Per Employee | $16,310 |
| Employee Count | 445 |
| Asset Turnover | 0.45 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $4.22 million in taxes.
| Income Tax | 4.22M |
| Effective Tax Rate | 4.79% |
Stock Price Statistics
The stock price has increased by +281.93% in the last 52 weeks. The beta is 1.66, so OppFi's price volatility has been higher than the market average.
| Beta (5Y) | 1.66 |
| 52-Week Price Change | +281.93% |
| 50-Day Moving Average | 11.56 |
| 200-Day Moving Average | 6.86 |
| Relative Strength Index (RSI) | 43.87 |
| Average Volume (20 Days) | 1,528,163 |
Short Selling Information
The latest short interest is 4.92 million, so 5.69% of the outstanding shares have been sold short.
| Short Interest | 4.92M |
| Short Previous Month | 6.39M |
| Short % of Shares Out | 5.69% |
| Short % of Float | 21.69% |
| Short Ratio (days to cover) | 2.55 |
Income Statement
In the last 12 months, OppFi had revenue of $276.77 million and earned $7.26 million in profits. Earnings per share was $0.36.
| Revenue | 276.77M |
| Gross Profit | 276.77M |
| Operating Income | 97.52M |
| Pretax Income | 8.02M |
| Net Income | 7.26M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.36 |
Full Income StatementBalance Sheet
The company has $61.34 million in cash and $332.05 million in debt, giving a net cash position of -$270.71 million or -$3.13 per share.
| Cash & Cash Equivalents | 61.34M |
| Total Debt | 332.05M |
| Net Cash | -270.71M |
| Net Cash Per Share | -$3.13 |
| Equity (Book Value) | 234.21M |
| Book Value Per Share | 1.49 |
| Working Capital | 498.32M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $323.81 million and capital expenditures -$13.01 million, giving a free cash flow of $310.80 million.
| Operating Cash Flow | 323.81M |
| Capital Expenditures | -13.01M |
| Free Cash Flow | 310.80M |
| FCF Per Share | $3.60 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 35.23% and 2.62%.
| Gross Margin | 100.00% |
| Operating Margin | 35.23% |
| Pretax Margin | 31.81% |
| Profit Margin | 2.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 112.29% |