OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
13.14
-0.06 (-0.45%)
At close: Jun 3, 2025, 4:00 PM
13.20
+0.06 (0.46%)
After-hours: Jun 3, 2025, 7:59 PM EDT

OppFi Statistics

Total Valuation

OppFi has a market cap or net worth of $1.14 billion. The enterprise value is $1.38 billion.

Market Cap 1.14B
Enterprise Value 1.38B

Important Dates

The last earnings date was Wednesday, May 7, 2025, before market open.

Earnings Date May 7, 2025
Ex-Dividend Date Apr 8, 2025

Share Statistics

OppFi has 86.81 million shares outstanding. The number of shares has decreased by -37.73% in one year.

Current Share Class 26.17M
Shares Outstanding 86.81M
Shares Change (YoY) -37.73%
Shares Change (QoQ) +10.49%
Owned by Insiders (%) 5.70%
Owned by Institutions (%) 50.81%
Float 24.68M

Valuation Ratios

PE Ratio n/a
Forward PE 11.30
PS Ratio 0.91
Forward PS 1.93
PB Ratio 14.75
P/TBV Ratio 50.58
P/FCF Ratio 3.59
P/OCF Ratio 3.42
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 4.53
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 4.35

Financial Position

The company has a current ratio of 16.72, with a Debt / Equity ratio of 1.27.

Current Ratio 16.72
Quick Ratio 15.57
Debt / Equity 1.27
Debt / EBITDA n/a
Debt / FCF 0.95
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 43.36%.

Return on Equity (ROE) 43.36%
Return on Assets (ROA) 15.64%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $686,665
Profits Per Employee -$21,688
Employee Count 445
Asset Turnover 0.51
Inventory Turnover n/a

Taxes

In the past 12 months, OppFi has paid $5.46 million in taxes.

Income Tax 5.46M
Effective Tax Rate 5.49%

Stock Price Statistics

The stock price has increased by +306.81% in the last 52 weeks. The beta is 1.63, so OppFi's price volatility has been higher than the market average.

Beta (5Y) 1.63
52-Week Price Change +306.81%
50-Day Moving Average 10.27
200-Day Moving Average 8.35
Relative Strength Index (RSI) 65.44
Average Volume (20 Days) 1,268,423

Short Selling Information

The latest short interest is 5.81 million, so 6.69% of the outstanding shares have been sold short.

Short Interest 5.81M
Short Previous Month 4.45M
Short % of Shares Out 6.69%
Short % of Float 23.54%
Short Ratio (days to cover) 6.25

Income Statement

In the last 12 months, OppFi had revenue of $305.57 million and -$9.65 million in losses. Loss per share was -$0.62.

Revenue 305.57M
Gross Profit 305.57M
Operating Income 130.36M
Pretax Income 8.02M
Net Income -9.65M
EBITDA n/a
EBIT n/a
Loss Per Share -$0.62
Full Income Statement

Balance Sheet

The company has $57.95 million in cash and $300.84 million in debt, giving a net cash position of -$242.89 million or -$2.80 per share.

Cash & Cash Equivalents 57.95M
Total Debt 300.84M
Net Cash -242.89M
Net Cash Per Share -$2.80
Equity (Book Value) 236.76M
Book Value Per Share 0.89
Working Capital 517.70M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $333.12 million and capital expenditures -$15.27 million, giving a free cash flow of $317.85 million.

Operating Cash Flow 333.12M
Capital Expenditures -15.27M
Free Cash Flow 317.85M
FCF Per Share $3.66
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 42.66% and -3.16%.

Gross Margin 100.00%
Operating Margin 42.66%
Pretax Margin 32.58%
Profit Margin -3.16%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 104.02%

Dividends & Yields

This stock pays an annual dividend of $0.25, which amounts to a dividend yield of 1.90%.

Dividend Per Share $0.25
Dividend Yield 1.90%
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield 37.73%
Shareholder Yield 39.64%
Earnings Yield -0.85%
FCF Yield 27.87%
Dividend Details

Analyst Forecast

The average price target for OppFi is $11.75, which is -10.58% lower than the current price. The consensus rating is "Buy".

Price Target $11.75
Price Target Difference -10.58%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5