OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
7.50
+0.40 (5.65%)
Nov 21, 2024, 1:19 PM EST - Market open

OppFi Statistics

Total Valuation

OppFi has a market cap or net worth of $649.19 million.

Market Cap 649.19M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, November 7, 2024, before market open.

Earnings Date Nov 7, 2024
Ex-Dividend Date n/a

Share Statistics

OppFi has 86.21 million shares outstanding. The number of shares has decreased by -40.45% in one year.

Current Share Class 21.22M
Shares Outstanding 86.21M
Shares Change (YoY) -40.45%
Shares Change (QoQ) +2.91%
Owned by Insiders (%) 9.88%
Owned by Institutions (%) 42.70%
Float 19.12M

Valuation Ratios

The trailing PE ratio is 19.68 and the forward PE ratio is 9.72.

PE Ratio 19.68
Forward PE 9.72
PS Ratio 0.53
Forward PS 1.11
PB Ratio 4.19
P/TBV Ratio 17.55
P/FCF Ratio 2.03
P/OCF Ratio 1.96
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 7.64, with a Debt / Equity ratio of 1.54.

Current Ratio 7.64
Quick Ratio 7.15
Debt / Equity 1.54
Debt / EBITDA n/a
Debt / FCF 1.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 35.01%.

Return on Equity (ROE) 35.01%
Return on Assets (ROA) 11.77%
Return on Capital (ROIC) n/a
Revenue Per Employee $585,755
Profits Per Employee $16,404
Employee Count 445
Asset Turnover 0.43
Inventory Turnover n/a

Taxes

In the past 12 months, OppFi has paid $4.65 million in taxes.

Income Tax 4.65M
Effective Tax Rate 6.08%

Stock Price Statistics

The stock price has increased by +106.67% in the last 52 weeks. The beta is 1.22, so OppFi's price volatility has been higher than the market average.

Beta (5Y) 1.22
52-Week Price Change +106.67%
50-Day Moving Average 5.28
200-Day Moving Average 3.88
Relative Strength Index (RSI) 72.55
Average Volume (20 Days) 457,705

Short Selling Information

The latest short interest is 1.31 million, so 1.52% of the outstanding shares have been sold short.

Short Interest 1.31M
Short Previous Month 1.23M
Short % of Shares Out 1.52%
Short % of Float 6.87%
Short Ratio (days to cover) 4.41

Income Statement

In the last 12 months, OppFi had revenue of $260.66 million and earned $7.30 million in profits. Earnings per share was $0.38.

Revenue 260.66M
Gross Profit 260.66M
Operating Income 81.52M
Pretax Income 8.02M
Net Income 7.30M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.38
Full Income Statement

Balance Sheet

The company has $44.84 million in cash and $339.29 million in debt, giving a net cash position of -$294.45 million or -$3.42 per share.

Cash & Cash Equivalents 44.84M
Total Debt 339.29M
Net Cash -294.45M
Net Cash Per Share -$3.42
Equity (Book Value) 220.31M
Book Value Per Share 1.70
Working Capital 469.99M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $311.86 million and capital expenditures -$10.71 million, giving a free cash flow of $301.15 million.

Operating Cash Flow 311.86M
Capital Expenditures -10.71M
Free Cash Flow 301.15M
FCF Per Share $3.49
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 31.27% and 2.80%.

Gross Margin 100.00%
Operating Margin 31.27%
Pretax Margin 29.33%
Profit Margin 2.80%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 103.20%

Dividends & Yields

OppFi does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 40.45%
Shareholder Yield 40.45%
Earnings Yield 1.19%
FCF Yield 49.20%
Dividend Details

Analyst Forecast

The average price target for OppFi is $6.50, which is -13.68% lower than the current price. The consensus rating is "Buy".

Price Target $6.50
Price Target Difference -13.68%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6