OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $1.25 billion. The enterprise value is $1.50 billion.
Important Dates
The next estimated earnings date is Wednesday, August 6, 2025, before market open.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | Apr 8, 2025 |
Share Statistics
OppFi has 86.81 million shares outstanding. The number of shares has decreased by -37.73% in one year.
| Current Share Class | 26.17M |
| Shares Outstanding | 86.81M |
| Shares Change (YoY) | -37.73% |
| Shares Change (QoQ) | +10.49% |
| Owned by Insiders (%) | 6.16% |
| Owned by Institutions (%) | 50.94% |
| Float | 24.56M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 12.19 |
| PS Ratio | 1.01 |
| Forward PS | 2.09 |
| PB Ratio | 16.22 |
| P/TBV Ratio | 55.63 |
| P/FCF Ratio | 3.95 |
| P/OCF Ratio | 3.77 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 4.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.71 |
Financial Position
The company has a current ratio of 16.72, with a Debt / Equity ratio of 1.27.
| Current Ratio | 16.72 |
| Quick Ratio | 15.57 |
| Debt / Equity | 1.27 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.95 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 43.36%.
| Return on Equity (ROE) | 43.36% |
| Return on Assets (ROA) | 15.64% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $686,665 |
| Profits Per Employee | -$21,688 |
| Employee Count | 445 |
| Asset Turnover | 0.51 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $5.46 million in taxes.
| Income Tax | 5.46M |
| Effective Tax Rate | 5.49% |
Stock Price Statistics
The stock price has increased by +330.06% in the last 52 weeks. The beta is 1.75, so OppFi's price volatility has been higher than the market average.
| Beta (5Y) | 1.75 |
| 52-Week Price Change | +330.06% |
| 50-Day Moving Average | 11.52 |
| 200-Day Moving Average | 9.01 |
| Relative Strength Index (RSI) | 65.81 |
| Average Volume (20 Days) | 1,375,210 |
Short Selling Information
The latest short interest is 6.32 million, so 7.28% of the outstanding shares have been sold short.
| Short Interest | 6.32M |
| Short Previous Month | 4.65M |
| Short % of Shares Out | 7.28% |
| Short % of Float | 25.74% |
| Short Ratio (days to cover) | 5.50 |
Income Statement
In the last 12 months, OppFi had revenue of $305.57 million and -$9.65 million in losses. Loss per share was -$0.62.
| Revenue | 305.57M |
| Gross Profit | 305.57M |
| Operating Income | 130.36M |
| Pretax Income | 8.02M |
| Net Income | -9.65M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.62 |
Full Income StatementBalance Sheet
The company has $57.95 million in cash and $300.84 million in debt, giving a net cash position of -$242.89 million or -$2.80 per share.
| Cash & Cash Equivalents | 57.95M |
| Total Debt | 300.84M |
| Net Cash | -242.89M |
| Net Cash Per Share | -$2.80 |
| Equity (Book Value) | 236.76M |
| Book Value Per Share | 0.89 |
| Working Capital | 517.70M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $333.12 million and capital expenditures -$15.27 million, giving a free cash flow of $317.85 million.
| Operating Cash Flow | 333.12M |
| Capital Expenditures | -15.27M |
| Free Cash Flow | 317.85M |
| FCF Per Share | $3.66 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 42.66% and -3.16%.
| Gross Margin | 100.00% |
| Operating Margin | 42.66% |
| Pretax Margin | 32.58% |
| Profit Margin | -3.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 104.02% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 6.92%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 6.92% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 37.73% |
| Shareholder Yield | 44.65% |
| Earnings Yield | -0.77% |
| FCF Yield | 25.34% |
Dividend DetailsAnalyst Forecast
The average price target for OppFi is $11.75, which is -18.69% lower than the current price. The consensus rating is "Buy".
| Price Target | $11.75 |
| Price Target Difference | -18.69% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
