OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $98.22 million.
Important Dates
The next confirmed earnings date is Thursday, November 7, 2024, before market open.
| Earnings Date | Nov 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
OppFi has 20.25 million shares outstanding. The number of shares has increased by 3.74% in one year.
| Shares Outstanding | 20.25M |
| Shares Change (YoY) | +3.74% |
| Shares Change (QoQ) | -77.19% |
| Owned by Insiders (%) | 9.74% |
| Owned by Institutions (%) | 38.52% |
| Float | 18.28M |
Valuation Ratios
The trailing PE ratio is 17.19 and the forward PE ratio is 6.69.
| PE Ratio | 17.19 |
| Forward PE | 6.69 |
| PS Ratio | 0.38 |
| Forward PS | 0.19 |
| PB Ratio | 5.31 |
| P/FCF Ratio | 0.34 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 7.45, with a Debt / Equity ratio of 1.57.
| Current Ratio | 7.45 |
| Quick Ratio | 6.93 |
| Debt / Equity | 1.57 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 29.20%.
| Return on Equity (ROE) | 29.20% |
| Return on Assets (ROA) | 9.61% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $549,153 |
| Profits Per Employee | $11,697 |
| Employee Count | 445 |
| Asset Turnover | 0.42 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $2.82 million in taxes.
| Income Tax | 2.82M |
| Effective Tax Rate | 4.85% |
Stock Price Statistics
The stock price has increased by +107.94% in the last 52 weeks. The beta is 1.22, so OppFi's price volatility has been higher than the market average.
| Beta (5Y) | 1.22 |
| 52-Week Price Change | +107.94% |
| 50-Day Moving Average | 4.71 |
| 200-Day Moving Average | 3.67 |
| Relative Strength Index (RSI) | 47.14 |
| Average Volume (20 Days) | 292,044 |
Short Selling Information
The latest short interest is 1.22 million, so 6.00% of the outstanding shares have been sold short.
| Short Interest | 1.22M |
| Short Previous Month | 1.12M |
| Short % of Shares Out | 6.00% |
| Short % of Float | 6.65% |
| Short Ratio (days to cover) | 4.96 |
Income Statement
In the last 12 months, OppFi had revenue of $244.37 million and earned $5.21 million in profits. Earnings per share was $0.28.
| Revenue | 244.37M |
| Gross Profit | 244.37M |
| Operating Income | 61.95M |
| Pretax Income | 8.02M |
| Net Income | 5.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.28 |
Full Income StatementBalance Sheet
The company has $46.62 million in cash and $315.95 million in debt, giving a net cash position of -$269.32 million or -$13.30 per share.
| Cash & Cash Equivalents | 46.62M |
| Total Debt | 315.95M |
| Net Cash | -269.32M |
| Net Cash Per Share | -$13.30 |
| Equity (Book Value) | 201.69M |
| Book Value Per Share | 0.95 |
| Working Capital | 444.43M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $309.31 million and capital expenditures -$9.08 million, giving a free cash flow of $300.23 million.
| Operating Cash Flow | 309.31M |
| Capital Expenditures | -9.08M |
| Free Cash Flow | 300.23M |
| FCF Per Share | $14.83 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 25.35% and 2.13%.
| Gross Margin | 100.00% |
| Operating Margin | 25.35% |
| Pretax Margin | 23.77% |
| Profit Margin | 2.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 103.20% |