OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $1.14 billion. The enterprise value is $1.38 billion.
Important Dates
The last earnings date was Wednesday, May 7, 2025, before market open.
Earnings Date | May 7, 2025 |
Ex-Dividend Date | Apr 8, 2025 |
Share Statistics
OppFi has 86.81 million shares outstanding. The number of shares has decreased by -37.73% in one year.
Current Share Class | 26.17M |
Shares Outstanding | 86.81M |
Shares Change (YoY) | -37.73% |
Shares Change (QoQ) | +10.49% |
Owned by Insiders (%) | 5.70% |
Owned by Institutions (%) | 50.81% |
Float | 24.68M |
Valuation Ratios
PE Ratio | n/a |
Forward PE | 11.30 |
PS Ratio | 0.91 |
Forward PS | 1.93 |
PB Ratio | 14.75 |
P/TBV Ratio | 50.58 |
P/FCF Ratio | 3.59 |
P/OCF Ratio | 3.42 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | 4.53 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 4.35 |
Financial Position
The company has a current ratio of 16.72, with a Debt / Equity ratio of 1.27.
Current Ratio | 16.72 |
Quick Ratio | 15.57 |
Debt / Equity | 1.27 |
Debt / EBITDA | n/a |
Debt / FCF | 0.95 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 43.36%.
Return on Equity (ROE) | 43.36% |
Return on Assets (ROA) | 15.64% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $686,665 |
Profits Per Employee | -$21,688 |
Employee Count | 445 |
Asset Turnover | 0.51 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $5.46 million in taxes.
Income Tax | 5.46M |
Effective Tax Rate | 5.49% |
Stock Price Statistics
The stock price has increased by +306.81% in the last 52 weeks. The beta is 1.63, so OppFi's price volatility has been higher than the market average.
Beta (5Y) | 1.63 |
52-Week Price Change | +306.81% |
50-Day Moving Average | 10.27 |
200-Day Moving Average | 8.35 |
Relative Strength Index (RSI) | 65.44 |
Average Volume (20 Days) | 1,268,423 |
Short Selling Information
The latest short interest is 5.81 million, so 6.69% of the outstanding shares have been sold short.
Short Interest | 5.81M |
Short Previous Month | 4.45M |
Short % of Shares Out | 6.69% |
Short % of Float | 23.54% |
Short Ratio (days to cover) | 6.25 |
Income Statement
In the last 12 months, OppFi had revenue of $305.57 million and -$9.65 million in losses. Loss per share was -$0.62.
Revenue | 305.57M |
Gross Profit | 305.57M |
Operating Income | 130.36M |
Pretax Income | 8.02M |
Net Income | -9.65M |
EBITDA | n/a |
EBIT | n/a |
Loss Per Share | -$0.62 |
Full Income Statement Balance Sheet
The company has $57.95 million in cash and $300.84 million in debt, giving a net cash position of -$242.89 million or -$2.80 per share.
Cash & Cash Equivalents | 57.95M |
Total Debt | 300.84M |
Net Cash | -242.89M |
Net Cash Per Share | -$2.80 |
Equity (Book Value) | 236.76M |
Book Value Per Share | 0.89 |
Working Capital | 517.70M |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $333.12 million and capital expenditures -$15.27 million, giving a free cash flow of $317.85 million.
Operating Cash Flow | 333.12M |
Capital Expenditures | -15.27M |
Free Cash Flow | 317.85M |
FCF Per Share | $3.66 |
Full Cash Flow Statement Margins
Gross margin is 100.00%, with operating and profit margins of 42.66% and -3.16%.
Gross Margin | 100.00% |
Operating Margin | 42.66% |
Pretax Margin | 32.58% |
Profit Margin | -3.16% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 104.02% |