OppFi Statistics
Total Valuation
OppFi has a market cap or net worth of $939.41 million. The enterprise value is $1.21 billion.
Important Dates
The last earnings date was Wednesday, August 6, 2025, before market open.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | Apr 8, 2025 |
Share Statistics
OppFi has 87.31 million shares outstanding. The number of shares has decreased by -55.50% in one year.
| Current Share Class | 28.36M |
| Shares Outstanding | 87.31M |
| Shares Change (YoY) | -55.50% |
| Shares Change (QoQ) | +12.32% |
| Owned by Insiders (%) | 5.87% |
| Owned by Institutions (%) | 47.74% |
| Float | 85.12M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 7.90 |
| PS Ratio | 0.77 |
| Forward PS | 1.55 |
| PB Ratio | 22.46 |
| P/TBV Ratio | 70.36 |
| P/FCF Ratio | 2.81 |
| P/OCF Ratio | 2.67 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.78 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.63 |
Financial Position
The company has a current ratio of 19.57, with a Debt / Equity ratio of 1.46.
| Current Ratio | 19.57 |
| Quick Ratio | 18.31 |
| Debt / Equity | 1.46 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.95 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 37.15%.
| Return on Equity (ROE) | 37.15% |
| Return on Assets (ROA) | 12.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $720,969 |
| Profits Per Employee | -$75,274 |
| Employee Count | 445 |
| Asset Turnover | 0.51 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OppFi has paid $5.77 million in taxes.
| Income Tax | 5.77M |
| Effective Tax Rate | 6.90% |
Stock Price Statistics
The stock price has increased by +180.21% in the last 52 weeks. The beta is 1.72, so OppFi's price volatility has been higher than the market average.
| Beta (5Y) | 1.72 |
| 52-Week Price Change | +180.21% |
| 50-Day Moving Average | 12.50 |
| 200-Day Moving Average | 10.16 |
| Relative Strength Index (RSI) | 43.20 |
| Average Volume (20 Days) | 1,185,616 |
Short Selling Information
The latest short interest is 6.46 million, so 7.40% of the outstanding shares have been sold short.
| Short Interest | 6.46M |
| Short Previous Month | 6.42M |
| Short % of Shares Out | 7.40% |
| Short % of Float | 7.59% |
| Short Ratio (days to cover) | 4.90 |
Income Statement
In the last 12 months, OppFi had revenue of $320.83 million and -$33.50 million in losses. Loss per share was -$2.43.
| Revenue | 320.83M |
| Gross Profit | 320.83M |
| Operating Income | 145.87M |
| Pretax Income | 8.02M |
| Net Income | -33.50M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$2.43 |
Full Income StatementBalance Sheet
The company has $45.23 million in cash and $318.28 million in debt, giving a net cash position of -$273.05 million or -$3.13 per share.
| Cash & Cash Equivalents | 45.23M |
| Total Debt | 318.28M |
| Net Cash | -273.05M |
| Net Cash Per Share | -$3.13 |
| Equity (Book Value) | 217.71M |
| Book Value Per Share | 0.48 |
| Working Capital | 544.48M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $351.43 million and capital expenditures -$17.32 million, giving a free cash flow of $334.11 million.
| Operating Cash Flow | 351.43M |
| Capital Expenditures | -17.32M |
| Free Cash Flow | 334.11M |
| FCF Per Share | $3.83 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 45.47% and -10.44%.
| Gross Margin | 100.00% |
| Operating Margin | 45.47% |
| Pretax Margin | 26.08% |
| Profit Margin | -10.44% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 104.14% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 9.29%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 9.29% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 55.50% |
| Shareholder Yield | 64.80% |
| Earnings Yield | -3.57% |
| FCF Yield | 35.57% |
Dividend DetailsAnalyst Forecast
The average price target for OppFi is $11.75, which is 9.20% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.75 |
| Price Target Difference | 9.20% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
