OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
5.94
+0.03 (0.51%)
At close: Nov 13, 2026, 4:00 PM EST
5.95
+0.01 (0.17%)
After-hours: Nov 13, 2026, 7:30 PM EST
OppFi Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 102.69 | 49.45 | 61.34 | 31.79 | 16.24 | 25.06 |
Long-Term Investments | 20.35 | 19.08 | 19.19 | - | - | - |
Loans & Lease Receivables | 518.88 | 546.24 | 473.7 | 463.43 | 457.94 | 388.11 |
Property, Plant & Equipment | 44.73 | 36.46 | 24.26 | 22.47 | 27.63 | 14.64 |
Restricted Cash | 37.98 | 43.81 | 26.94 | 42.15 | 33.43 | 37.3 |
Other Current Assets | - | - | 2.04 | 1.9 | 2.55 | - |
Long-Term Deferred Tax Assets | 99.3 | 32.65 | 21.34 | 25.78 | 26.76 | 25.59 |
Long-Term Deferred Charges | 3.4 | 5.03 | 2.73 | 3.83 | 4.05 | 1.53 |
Other Long-Term Assets | 15.07 | 21.37 | 9.63 | 10.18 | 11.25 | 9.87 |
Total Assets | 842.4 | 754.09 | 641.17 | 601.54 | 579.84 | 502.11 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 0.77 | 2.77 | 0.88 | 4.44 | 6.34 | 6.1 |
Accrued Expenses | 29.86 | 36.71 | 27.32 | 20.93 | 23.22 | 27.08 |
Short-Term Debt | - | - | - | 1.45 | 1.62 | - |
Current Portion of Long-Term Debt | - | 63.35 | 29.93 | - | 0.76 | 22.44 |
Current Portion of Leases | 0.65 | 2.56 | - | - | - | - |
Long-Term Debt | 349.64 | 258 | 288.83 | 332.67 | 344.69 | 251.58 |
Long-Term Leases | 9.26 | 8.87 | 13.29 | 15.06 | 16.56 | - |
Other Current Liabilities | 6.78 | 6.69 | 5.09 | 1.08 | - | 2.51 |
Other Long-Term Liabilities | 2.12 | 66.27 | 41.62 | 31.89 | 27.51 | 34.51 |
Total Liabilities | 399.08 | 445.21 | 406.96 | 407.51 | 420.69 | 344.23 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Additional Paid-In Capital | 438.58 | 113.51 | 93.9 | 76.48 | 65.5 | 61.67 |
Retained Earnings | 44.21 | -33.51 | -55.13 | -63.59 | -63.55 | -70.72 |
Total Common Equity | 443.32 | 58.48 | 32.77 | 10.44 | -0.49 | -9.04 |
Minority Interest | - | 250.39 | 201.44 | 183.59 | 159.64 | 166.92 |
Shareholders' Equity | 443.32 | 308.88 | 234.21 | 194.03 | 159.15 | 157.88 |
Total Liabilities & Equity | 842.4 | 754.09 | 641.17 | 601.54 | 579.84 | 502.11 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 359.55 | 332.78 | 332.05 | 349.18 | 363.62 | 274.02 |
Net Cash (Debt) | -256.86 | -283.33 | -270.71 | -317.39 | -347.38 | -248.96 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -3.60 | -10.69 | -13.44 | -19.36 | -4.12 | -2.95 |
Filing Date Shares Outstanding | 84.73 | 26.44 | 24.23 | 19.31 | 15.22 | 13.35 |
Total Common Shares Outstanding | 84.68 | 27.27 | 22.04 | 18.85 | 14.76 | 13.63 |
Working Capital | 621.5 | 527.42 | 500.8 | 511.38 | 478.23 | 392.33 |
Book Value Per Share | 5.24 | 2.14 | 1.49 | 0.55 | -0.03 | -0.66 |
Tangible Book Value | 443.32 | 58.48 | 32.77 | 10.44 | -0.49 | -9.04 |
Tangible Book Value Per Share | 5.24 | 2.14 | 1.49 | 0.55 | -0.03 | -0.66 |