OptimumBank Holdings, Inc. (OPHC)

NASDAQ: OPHC · Real-Time Price · USD
4.960
-0.110 (-2.17%)
Nov 20, 2024, 4:00 PM EST - Market closed
-2.17%
Market Cap 50.05M
Revenue (ttm) 34.51M
Net Income (ttm) 11.72M
Shares Out 10.09M
EPS (ttm) 1.32
PE Ratio 3.75
Forward PE n/a
Dividend n/a
Ex-Dividend Date n/a
Volume 534,688
Open 5.060
Previous Close 5.070
Day's Range 4.750 - 5.060
52-Week Range 3.210 - 5.900
Beta 0.36
Analysts Hold
Price Target 5.25 (+5.85%)
Earnings Date Nov 8, 2024

About OPHC

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for... [Read more]

Sector Financials
Founded 2000
Employees 60
Stock Exchange NASDAQ
Ticker Symbol OPHC
Full Company Profile

Financial Performance

In 2023, OptimumBank Holdings's revenue was $23.12 million, an increase of 50.80% compared to the previous year's $15.33 million. Earnings were $6.28 million, an increase of 56.18%.

Financial Statements

Analyst Forecast

According to one analyst, the rating for OPHC stock is "Hold" and the 12-month stock price forecast is $5.25.

Price Target
$5.25
(5.85% upside)
Analyst Consensus: Hold
Stock Forecasts

News

OptimumBank Holdings, Inc. Financial Performance for the Third Quarter of 2024

Fort Lauderdale, FL, Nov. 08, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) (“OptimumBank” or the “Company”) today reported robust financial performance for the third quarter of 2...

12 days ago - GlobeNewsWire

OptimumBank to Present at the LD Micro Main Event XVII

Presentation on October 29, 2024 at 11:30 AM PT OptimumBank invites individual and institutional investors, as well as advisors and analysts, to attend in person or online at LD Micro Main Event XVII ...

5 weeks ago - Newsfile Corp

Two Weeks Away, Two Panels, One Place: The Best of the Best in Economics at the Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast

FT. LAUDERDALE, Fla., Aug. 29, 2024 (GLOBE NEWSWIRE) -- OptimumBank's (Nasdaq: OPHC) industry leading event is just two weeks away, September 12, 2024. The conference will be streamed live on the web,...

2 months ago - GlobeNewsWire

OptimumBank Holding, Inc. Financial Performance for the Second Quarter of 2024

Fort Lauderdale, FL, Aug. 06, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) (“OptimumBank” or the “Company”) today reported strong financial performance for the second quarter of ...

3 months ago - GlobeNewsWire

OptimumBank to Host Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast

This is the Finance Industry's Preeminent Banking Conference; The Only Place to Find the Most Notable Leaders and Luminaries Gathered for a Single Event

4 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, Florida

FT. LAUDERDALE, Fla., May 23, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc.  (Nasdaq: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Wednesday, May ...

6 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces First Quarter Results

Fort Lauderdale, FL, May 16, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) The Company had net earnings of $2.377 million for the 1st quarter ended March 31, 2024, compared with ...

6 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces Full Year Results

Fort Lauderdale, FL, March 12, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) The Company had net earnings of $6.3 million for the year ended December 31, 2023, compared to net ea...

9 months ago - GlobeNewsWire

Top 4 Financial Stocks Which Could Rescue Your Portfolio This Quarter - Meridian (NASDAQ:MRBK), Ares Comml Real Est (NYSE:ACRE)

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Other symbols: ACREMRBK
9 months ago - Benzinga

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces 2023 Full Year Results for OptimumBank (the “Bank”)

Fort Lauderdale, FL, Feb. 05, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) (the “Bank”) ended the year with net income of $13,808,107 before credit loss and tax expenses, or $7,...

10 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin's comments pertaining to the Board's Strategic Planning - “A successful roadmap for growing our Bank”

Fort Lauderdale, FL, Dec. 08, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) a (the “Company”) ended the month of October 2023 with assets exceeding $755.7 million, an increase of...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Earnings

Fort Lauderdale, FL, Nov. 09, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $128 m...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin's comments pertaining to the Board's strategic planning - “A successful roadmap for growing our Bank”

Fort Lauderdale, FL, Oct. 06, 2023 (GLOBE NEWSWIRE) -- OptimumBank, a Florida banking corporation (the “Bank”) and wholly-owned subsidiary of OptimumBank Holdings, Inc., ended the third quarter of 202...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Earnings

Fort Lauderdale, FL, Aug. 10, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $47 mi...

1 year ago - GlobeNewsWire

Chairman's Comments for the Annual Shareholder Meeting June 27, 2023

Fort Lauderdale, FL, June 28, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) Similar to my comments at last year's Annual Shareholder meeting, I want to focus today on our past yea...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Earnings

Fort Lauderdale, FL, May 26, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $37 mil...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank

Fort Lauderdale, FL, May 11, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). OptimumBank, a Florida banking corporation (the “Bank”) reports in first quarter of 2023 a pre-tax incom...

1 year ago - GlobeNewsWire

OptimumBank (the "Bank") Announces OptimumBank's Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending

Fort Lauderdale, FL, Feb. 22, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). OptimumBank is excited to announce its entry into providing government loans to small and middle market...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results

Fort Lauderdale, FL, Nov. 11, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (the “Company”) ended the third quarter of 2022 with a pre-tax income of $903,000, after a loan loss provision of $1,...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Strengthens Board of Directors with the Election of Mr. Steven Newman, at the August 23, 2022 Board of Directors meeting.

Fort Lauderdale, FL, Aug. 30, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., the parent company of OptimumBank (www.OptimumBank.com), a Florida chartered bank that provides a range of consumer a...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank

Fort Lauderdale, FL, Aug. 09, 2022 (GLOBE NEWSWIRE) -- OptimumBank, a Florida banking corporation (the “Bank”) ended the second quarter of 2022 with a pre-tax income of $1,266M, after a loan loss prov...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member

Fort Lauderdale, FL, May 11, 2022 (GLOBE NEWSWIRE) -- Heng Fai Ambrose Chan has informed the Boards of OptimumBank (the “Bank”) and OptimumBank Holding, Inc. (the “Company”) that he will resign from b...

2 years ago - GlobeNewsWire

Chairman Comments from the Annual Shareholder Meeting held on April 26, 2022

Fort Lauderdale, FL, April 26, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). Similar to my comments at last year's Annual Shareholder meeting, I want to focus today on our past ye...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Lending to the Senior Healthcare industry

Fort Lauderdale, FL, April 11, 2022 (GLOBE NEWSWIRE) -- OptimumBank (the “Bank”) ended the year 2021 with total loans of $251,399,000 as compared with $154,919,000 from the year 2020 and $104,189,000 ...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Full Year Results for OptimumBank (the “Bank”)

Fort Lauderdale, FL, Feb. 01, 2022 (GLOBE NEWSWIRE) -- OptimumBank (the “Bank”) ended the year with a net income of $5,412,000, which included a tax benefit of $1,550,000. Excluding the non-cash provi...

3 years ago - GlobeNewsWire