OptimumBank Holdings, Inc. (OPHC)

NYSEAMERICAN: OPHC · Real-Time Price · USD
4.170
+0.010 (0.24%)
Mar 28, 2025, 4:00 PM EST - Market closed
0.24%
Market Cap 49.00M
Revenue (ttm) 37.09M
Net Income (ttm) 13.12M
Shares Out 11.75M
EPS (ttm) 1.33
PE Ratio 3.14
Forward PE 5.79
Dividend n/a
Ex-Dividend Date n/a
Volume 2,400
Open 4.190
Previous Close 4.160
Day's Range 4.140 - 4.190
52-Week Range 4.000 - 5.900
Beta 0.36
Analysts Hold
Price Target 5.25 (+25.9%)
Earnings Date May 12, 2025

About OPHC

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipmen... [Read more]

Sector Financials
Founded 2000
Employees 73
Stock Exchange NYSEAMERICAN
Ticker Symbol OPHC
Full Company Profile

Financial Performance

In 2024, OptimumBank Holdings's revenue was $37.09 million, an increase of 60.44% compared to the previous year's $23.12 million. Earnings were $13.12 million, an increase of 108.88%.

Financial Statements

Analyst Forecast

According to one analyst, the rating for OPHC stock is "Hold" and the 12-month stock price forecast is $5.25.

Price Target
$5.25
(25.90% upside)
Analyst Consensus: Hold
Stock Forecasts

News

OptimumBank Achieves SBA Preferred Lender Status

Fort Lauderdale, Florida--(Newsfile Corp. - February 18, 2025) - OptimumBank (NYSE American: OPHC) proudly announces that it has been designated as a Preferred Lender under the U.S. Small Business Adm...

5 weeks ago - Newsfile Corp

OptimumBank Holdings, Inc. Financial Performance for the Fourth Quarter of 2024

Fort Lauderdale, Florida--(Newsfile Corp. - February 5, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank")...

7 weeks ago - Newsfile Corp

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member

Fort Lauderdale, FL, Feb. 04, 2025 (GLOBE NEWSWIRE) -- Board member Martin Schmidt has informed the boards of OptimumBank (the “Bank”), and OptimumBank Holding, Inc. (the “Company”), that he will resi...

7 weeks ago - GlobeNewsWire

OptimumBank to Present at the 2025 Sequire Investor Summit in Puerto Rico

Ft. Lauderdale, FL, Jan. 16, 2025 (GLOBE NEWSWIRE) -- OptimumBank is proud to announce that it will be presenting at the upcoming Sequire Investor Summit 2025. The 2025 Edition of the Sequire Investor...

2 months ago - GlobeNewsWire

OPTIMUM BANKHOLDINGS TRANSFERS LISTING OF COMMON STOCK TO THE NYSE AMERICAN

Fort Lauderdale, FL, Dec. 19, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) (“OptimumBank” or the “Company”) today announced today that it is transferring the listing of its commo...

3 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. Financial Performance for the Third Quarter of 2024

Fort Lauderdale, FL, Nov. 08, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) (“OptimumBank” or the “Company”) today reported robust financial performance for the third quarter of 2...

5 months ago - GlobeNewsWire

OptimumBank to Present at the LD Micro Main Event XVII

Presentation on October 29, 2024 at 11:30 AM PT OptimumBank invites individual and institutional investors, as well as advisors and analysts, to attend in person or online at LD Micro Main Event XVII ...

5 months ago - Newsfile Corp

Two Weeks Away, Two Panels, One Place: The Best of the Best in Economics at the Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast

FT. LAUDERDALE, Fla., Aug. 29, 2024 (GLOBE NEWSWIRE) -- OptimumBank's (Nasdaq: OPHC) industry leading event is just two weeks away, September 12, 2024. The conference will be streamed live on the web,...

7 months ago - GlobeNewsWire

OptimumBank Holding, Inc. Financial Performance for the Second Quarter of 2024

Fort Lauderdale, FL, Aug. 06, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) (“OptimumBank” or the “Company”) today reported strong financial performance for the second quarter of ...

8 months ago - GlobeNewsWire

OptimumBank to Host Inaugural Virtual Banking Conference on September 12, 2024, via Live Webcast

This is the Finance Industry's Preeminent Banking Conference; The Only Place to Find the Most Notable Leaders and Luminaries Gathered for a Single Event

9 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, Florida

FT. LAUDERDALE, Fla., May 23, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc.  (Nasdaq: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Wednesday, May ...

11 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces First Quarter Results

Fort Lauderdale, FL, May 16, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) The Company had net earnings of $2.377 million for the 1st quarter ended March 31, 2024, compared with ...

11 months ago - GlobeNewsWire

OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces Full Year Results

Fort Lauderdale, FL, March 12, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) The Company had net earnings of $6.3 million for the year ended December 31, 2023, compared to net ea...

1 year ago - GlobeNewsWire

Top 4 Financial Stocks Which Could Rescue Your Portfolio This Quarter - Meridian (NASDAQ:MRBK), Ares Comml Real Est (NYSE:ACRE)

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Other symbols: ACREMRBK
1 year ago - Benzinga

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces 2023 Full Year Results for OptimumBank (the “Bank”)

Fort Lauderdale, FL, Feb. 05, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) (the “Bank”) ended the year with net income of $13,808,107 before credit loss and tax expenses, or $7,...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin's comments pertaining to the Board's Strategic Planning - “A successful roadmap for growing our Bank”

Fort Lauderdale, FL, Dec. 08, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) a (the “Company”) ended the month of October 2023 with assets exceeding $755.7 million, an increase of...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Earnings

Fort Lauderdale, FL, Nov. 09, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $128 m...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin's comments pertaining to the Board's strategic planning - “A successful roadmap for growing our Bank”

Fort Lauderdale, FL, Oct. 06, 2023 (GLOBE NEWSWIRE) -- OptimumBank, a Florida banking corporation (the “Bank”) and wholly-owned subsidiary of OptimumBank Holdings, Inc., ended the third quarter of 202...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Earnings

Fort Lauderdale, FL, Aug. 10, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $47 mi...

1 year ago - GlobeNewsWire

Chairman's Comments for the Annual Shareholder Meeting June 27, 2023

Fort Lauderdale, FL, June 28, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) Similar to my comments at last year's Annual Shareholder meeting, I want to focus today on our past yea...

1 year ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Earnings

Fort Lauderdale, FL, May 26, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $37 mil...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank

Fort Lauderdale, FL, May 11, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). OptimumBank, a Florida banking corporation (the “Bank”) reports in first quarter of 2023 a pre-tax incom...

2 years ago - GlobeNewsWire

OptimumBank (the "Bank") Announces OptimumBank's Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending

Fort Lauderdale, FL, Feb. 22, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). OptimumBank is excited to announce its entry into providing government loans to small and middle market...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results

Fort Lauderdale, FL, Nov. 11, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (the “Company”) ended the third quarter of 2022 with a pre-tax income of $903,000, after a loan loss provision of $1,...

2 years ago - GlobeNewsWire

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Strengthens Board of Directors with the Election of Mr. Steven Newman, at the August 23, 2022 Board of Directors meeting.

Fort Lauderdale, FL, Aug. 30, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., the parent company of OptimumBank (www.OptimumBank.com), a Florida chartered bank that provides a range of consumer a...

2 years ago - GlobeNewsWire