OptimumBank Holdings, Inc. (OPHC)
Market Cap | 41.14M |
Revenue (ttm) | 26.08M |
Net Income (ttm) | 7.51M |
Shares Out | 9.63M |
EPS (ttm) | 1.02 |
PE Ratio | 4.19 |
Forward PE | 9.10 |
Dividend | n/a |
Ex-Dividend Date | n/a |
Volume | 7,391 |
Open | 4.345 |
Previous Close | 4.290 |
Day's Range | 4.212 - 4.345 |
52-Week Range | 2.850 - 4.920 |
Beta | 0.35 |
Analysts | Hold |
Price Target | 5.25 (+22.95%) |
Earnings Date | Aug 6, 2024 |
About OPHC
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for... [Read more]
Financial Performance
In 2023, OPHC's revenue was $23.12 million, an increase of 50.80% compared to the previous year's $15.33 million. Earnings were $6.28 million, an increase of 56.18%.
Financial StatementsAnalyst Forecast
According to one analyst, the rating for OPHC stock is "Hold" and the 12-month stock price forecast is $5.25.
News
![](https://cdn.snapi.dev/images/v1/t/v/press4-2445393.jpg)
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, Florida
FT. LAUDERDALE, Fla., May 23, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (Nasdaq: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Wednesday, May ...
![](https://cdn.snapi.dev/images/v1/c/f/press11-2435448.jpg)
OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces First Quarter Results
Fort Lauderdale, FL, May 16, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) The Company had net earnings of $2.377 million for the 1st quarter ended March 31, 2024, compared with ...
![](https://cdn.snapi.dev/images/v1/p/t/press11-2321068.jpg)
OptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces Full Year Results
Fort Lauderdale, FL, March 12, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) The Company had net earnings of $6.3 million for the year ended December 31, 2023, compared to net ea...
![](https://cdn.snapi.dev/images/v1/d/w/image45-2288208.jpg)
Top 4 Financial Stocks Which Could Rescue Your Portfolio This Quarter - Meridian (NASDAQ:MRBK), Ares Comml Real Est (NYSE:ACRE)
The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.
![](https://cdn.snapi.dev/images/v1/9/x/press20-2260903.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces 2023 Full Year Results for OptimumBank (the “Bank”)
Fort Lauderdale, FL, Feb. 05, 2024 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) (the “Bank”) ended the year with net income of $13,808,107 before credit loss and tax expenses, or $7,...
![](https://cdn.snapi.dev/images/v1/5/p/press16-2189268.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin's comments pertaining to the Board's Strategic Planning - “A successful roadmap for growing our Bank”
Fort Lauderdale, FL, Dec. 08, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (NASDAQ: OPHC) a (the “Company”) ended the month of October 2023 with assets exceeding $755.7 million, an increase of...
![](https://cdn.snapi.dev/images/v1/b/t/press15-2151440.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Earnings
Fort Lauderdale, FL, Nov. 09, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $128 m...
![](https://cdn.snapi.dev/images/v1/j/s/press18-2093575.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin's comments pertaining to the Board's strategic planning - “A successful roadmap for growing our Bank”
Fort Lauderdale, FL, Oct. 06, 2023 (GLOBE NEWSWIRE) -- OptimumBank, a Florida banking corporation (the “Bank”) and wholly-owned subsidiary of OptimumBank Holdings, Inc., ended the third quarter of 202...
![](https://cdn.snapi.dev/images/v1/1/8/press12-2018237.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Earnings
Fort Lauderdale, FL, Aug. 10, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $47 mi...
![](https://cdn.snapi.dev/images/v1/z/c/press5-1952344.jpg)
Chairman's Comments for the Annual Shareholder Meeting June 27, 2023
Fort Lauderdale, FL, June 28, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) Similar to my comments at last year's Annual Shareholder meeting, I want to focus today on our past yea...
![](https://cdn.snapi.dev/images/v1/t/k/press12-1910147.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Earnings
Fort Lauderdale, FL, May 26, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NASDAQ: OPHC) and subsidiary OptimumBank today announced the company's total assets increased by approximately $37 mil...
![](https://cdn.snapi.dev/images/v1/g/p/press5-1885341.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces First Quarter Results for OptimumBank
Fort Lauderdale, FL, May 11, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). OptimumBank, a Florida banking corporation (the “Bank”) reports in first quarter of 2023 a pre-tax incom...
![](https://cdn.snapi.dev/images/v1/b/m/press9-1765015.jpg)
OptimumBank (the "Bank") Announces OptimumBank's Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending
Fort Lauderdale, FL, Feb. 22, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). OptimumBank is excited to announce its entry into providing government loans to small and middle market...
![](https://cdn.snapi.dev/images/v1/a/d/press10-1633257.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results
Fort Lauderdale, FL, Nov. 11, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (the “Company”) ended the third quarter of 2022 with a pre-tax income of $903,000, after a loan loss provision of $1,...
![](https://cdn.snapi.dev/images/v1/v/8/press18-1524614.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Strengthens Board of Directors with the Election of Mr. Steven Newman, at the August 23, 2022 Board of Directors meeting.
Fort Lauderdale, FL, Aug. 30, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., the parent company of OptimumBank (www.OptimumBank.com), a Florida chartered bank that provides a range of consumer a...
![](https://cdn.snapi.dev/images/v1/c/j/press2-1496178.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank
Fort Lauderdale, FL, Aug. 09, 2022 (GLOBE NEWSWIRE) -- OptimumBank, a Florida banking corporation (the “Bank”) ended the second quarter of 2022 with a pre-tax income of $1,266M, after a loan loss prov...
![](https://cdn.snapi.dev/images/v1/m/b/press2-1368475.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Resignation of Board Member
Fort Lauderdale, FL, May 11, 2022 (GLOBE NEWSWIRE) -- Heng Fai Ambrose Chan has informed the Boards of OptimumBank (the “Bank”) and OptimumBank Holding, Inc. (the “Company”) that he will resign from b...
![](https://cdn.snapi.dev/images/v1/r/t/press19-1337497.jpg)
Chairman Comments from the Annual Shareholder Meeting held on April 26, 2022
Fort Lauderdale, FL, April 26, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). Similar to my comments at last year's Annual Shareholder meeting, I want to focus today on our past ye...
![](https://cdn.snapi.dev/images/v1/b/7/press17-1315185.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Lending to the Senior Healthcare industry
Fort Lauderdale, FL, April 11, 2022 (GLOBE NEWSWIRE) -- OptimumBank (the “Bank”) ended the year 2021 with total loans of $251,399,000 as compared with $154,919,000 from the year 2020 and $104,189,000 ...
![](https://cdn.snapi.dev/images/v1/u/o/press4-1212275.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Full Year Results for OptimumBank (the “Bank”)
Fort Lauderdale, FL, Feb. 01, 2022 (GLOBE NEWSWIRE) -- OptimumBank (the “Bank”) ended the year with a net income of $5,412,000, which included a tax benefit of $1,550,000. Excluding the non-cash provi...
![](https://cdn.snapi.dev/images/v1/v/9/press4-1137483.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) OptimumBank (the “Bank”) Announces OptimumBank's Entry into Accounts Receivable Financing to Skilled Nursing Facilities
Fort Lauderdale, FL, Dec. 06, 2021 (GLOBE NEWSWIRE) -- After completing its best quarter in many years, with the Bank's year-to-date earnings reaching of $2,244K as of September 30, 2021, OptimumBank ...
![](https://cdn.snapi.dev/images/v1/6/z/press3-964104.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter Results for OptimumBank (the “Bank”)
Summary of Results:
![](https://cdn.snapi.dev/images/v1/7/v/press5-938127.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Successful Acquisition of Remaining TruPS
Fort Lauderdale, FL, July 30, 2021 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (the “Company”), the parent company of OptimumBank, announced that it has successfully completed the acquisition of al...
![](https://cdn.snapi.dev/images/v1/m/8/press6-857450.jpg)
OptimumBank Holdings, Inc. Announces Commencement of Exchange Offer for Trust Preferred Securities
Fort Lauderdale, FL, June 07, 2021 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ) (www.OptimumBank.com) (the “Company”), the parent company of OptimumBank, today announced that it has co...
![](https://cdn.snapi.dev/images/v1/n/c/press16-841756.jpg)
OptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Comments from the Annual Shareholder Meeting held on May 25, 2021
Fort Lauderdale, FL., May 26, 2021 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ) I will begin my comments this year similar to last year's comments. I am grateful that we are all health...