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OptimumBank Holdings, Inc. (OPHC)

Stock Price: $2.86 USD -0.15 (-4.98%)
Updated Oct 26, 2020 4:00 PM EDT - Market closed
After-hours: $2.90 +0.04 (1.40%) Oct 26, 4:38 PM

Stock Price Chart

Key Info

Market Cap 8.44M
Revenue (ttm) 3.30M
Net Income (ttm) -1.18M
Shares Out 2.95M
EPS (ttm) -0.49
PE Ratio n/a
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Oct 26, 2020
Last Price $2.86
Previous Close $3.01
Change ($) -0.15
Change (%) -4.98%
Day's Open 2.92
Day's Range 2.83 - 3.16
Day's Volume 2,973
52-Week Range 1.68 - 5.40

More Stats

Market Cap 8.44M
Enterprise Value 10.16M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 2.95M
Float 1.64M
EPS (basic) -0.51
EPS (diluted) -0.49
FCF / Share -0.32
Dividend n/a
Dividend Yield n/a
Earnings Yield n/a
FCF Yield n/a
Payout Ratio n/a
Shares Short 18,499
Short Ratio 0.18
Short % of Float 1.13%
Beta 0.89
PE Ratio n/a
Forward PE n/a
P/FCF Ratio n/a
PS Ratio 2.55
PB Ratio 0.89
Revenue 3.30M
Operating Income -1.18M
Net Income -1.18M
Free Cash Flow -953,000
Net Cash -1.72M
Net Cash / Share -0.58
Gross Margin 102.60%
Operating Margin -35.68%
Profit Margin -35.70%
FCF Margin -28.84%
ROA -0.81%
ROE -16.02%
ROIC -0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue3.394.883.573.544.065.051.311.193.521.67
Revenue Growth-30.61%36.73%0.88%-12.83%-19.61%285.43%10.54%-66.34%111.08%-
Gross Profit3.394.883.573.544.065.051.311.193.521.67
Operating Income-1.150.80-0.59-0.40-0.481.61-4.85-4.29-3.71-4.41
Net Income-1.100.80-0.59-0.40-0.161.61-7.08-4.70-3.75-8.45
Shares Outstanding1.931.811.101.100.960.930.800.770.550.02
Earnings Per Share-0.580.53-0.53-0.38-0.171.85-8.90-6.90-32.80-412.80
Operating Cash Flow-0.560.020.570.550.631.30-2.97-2.66-0.891.68
Capital Expenditures-0.16-0.23-0.09-0.10-0.02-0.13-0.17-0.34--0.01
Free Cash Flow-0.72-0.210.480.450.601.17-3.14-3.01-0.891.67
Cash & Equivalents8.937.9811.6717.6410.3712.0713.8823.6122.7814.37
Total Debt16.8529.9025.7028.9125.5428.3628.5533.9038.5438.48
Net Cash / Debt-7.92-21.91-14.04-11.27-15.17-16.28-14.67-10.29-15.76-24.11
Assets12799.4595.87120127125129144154190
Liabilities12094.1593.32117125122129137148187
Book Value7.215.312.553.082.972.98-0.226.916.792.84
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name OptimumBank Holdings, Inc.
Country United States
Employees 19
CEO Timothy L. Terry

Stock Information

Ticker Symbol OPHC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: OPHC

Description

OptimumBank Holdings operates as the bank holding company for OptimumBank that provides a range of consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. It also provides debit and ATM cards; investment, cash management, and notary and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as Internet banking services. The company operates through three banking offices located in Broward County, Florida. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.