OptimumBank Holdings, Inc. (OPHC)
| Market Cap | 66.19M +28.5% |
| Revenue (ttm) | 50.70M +26.8% |
| Net Income | 17.44M +19.3% |
| EPS | 0.74 -44.5% |
| Shares Out | 12.17M |
| PE Ratio | 7.36 |
| Forward PE | 6.30 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 21,140 |
| Open | 5.48 |
| Previous Close | 5.51 |
| Day's Range | 5.42 - 5.57 |
| 52-Week Range | 3.91 - 5.64 |
| Beta | 0.33 |
| Analysts | Strong Buy |
| Price Target | 7.17 (+31.8%) |
| Earnings Date | Apr 24, 2026 |
About OPHC
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, in... [Read more]
Financial Performance
In 2025, OptimumBank Holdings's revenue was $47.33 million, an increase of 27.59% compared to the previous year's $37.09 million. Earnings were $16.65 million, an increase of 26.85%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for OPHC stock is "Strong Buy." The 12-month stock price target is $7.17, which is an increase of 31.80% from the latest price.
News
OptimumBank upgraded to Buy from Neutral at Compass Point
Compass Point upgraded OptimumBank (OPHC) to Buy from Neutral with a $6.50 price target
OptimumBank Holdings, Inc. Announces Executive Leadership Transition; Chairman Moishe Gubin Appointed CEO
Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today a significant leadership transition as the institution continues its trajec...
OptimumBank price target raised to $7 from $6.50 at Alliance Global
Alliance Global raised the firm’s price target on OptimumBank (OPHC) to $7 from $6.50 and keeps a Buy rating on the shares. The firm views the company’s Q1 performance positively.
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting
Ft. Lauderdale, Florida--(Newsfile Corp. - April 27, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow...
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a bank holding company and owns 100% of OptimumBank (the “Bank”), a Florida-...
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital
Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today Brean Capital, LLC ("Brean") has initiated equity research coverage of t...
OptimumBank initiated with a Buy at Brean Capital
Brean Capital analyst Christopher Marinac initiated coverage of OptimumBank (OPHC) with a Buy rating and $8 price target The company has fully-diluted tangible book value at $5.18 per share, notes…
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Alliance Global Partners
Fort Lauderdale, Florida--(Newsfile Corp. - April 10, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today Alliance Global Partners ("A.G.P.") has initiated equity research coverag...
OptimumBank initiated with a Buy at Alliance Global
Alliance Global analyst Gaurav Mehta initiated coverage of OptimumBank (OPHC) with a Buy rating and $6.50 price target The bank expects to generate annual growth in its loan book of…
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Tuesday, April 28, 2026 at its Headquarters in Ft. Lauderdale, Florida
Fort Lauderdale, Florida--(Newsfile Corp. - April 6, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tue...
OptimumBank Ranked #49 by S&P Global Market Intelligence Among Top U.S. Community Banks
Fort Lauderdale, Florida--(Newsfile Corp. - March 23, 2026) - OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named to the S&P Global Market Intelligence 2025 Top 100 Best...
Dream Chasers Responds to Carver Attempt to Block Bank Turnaround Expert Moishe Gubin
NEW YORK--(BUSINESS WIRE)--Dream Chasers Capital Group (DCCG), the leading shareholder of Carver Bancorp, Inc. (OTCQB: CARV), is today responding to the Board's recent blocking of the nomination of Mo...
OptimumBank announces formation of OptimumFunding
OptimumBank (OPHC) Holdings announced the formation of OptimumFunding, a wholly owned subsidiary created to support a new HUD and FHA lending initiative, representing a significant milestone in the Co...
OptimumBank Holdings, Inc. Announces Formation of OptimumFunding to Launch HUD and FHA Lending Platform
FORT LAUDERDALE, Fla., Feb. 23, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (“Company”) announced today the formation of OptimumFunding, LLC (“OptimumFunding”), a wholly ...
OptimumBank Holdings Earnings Call Transcript: Q4 2025
Record 2025 results included $16.65M net income, 27% growth, and $1.1B in assets, driven by strong loan and deposit growth, margin expansion, and disciplined cost management. Guidance calls for continued high growth and stable profitability, with infrastructure in place for further scaling.
OptimumBank Holdings Transcript: Emerging Growth Conference 89
Celebrating 25 years, the bank reported strong asset and earnings growth, with a focus on commercial real estate lending and customer relationships. Plans for 2026 include geographic expansion, new business verticals, and a major technology upgrade, while capital strategy and dividend policy remain under review.
OptimumBank Holdings, Inc. to Present on the Emerging Growth Conference on January 21, 2026
OptimumBank Holdings, Inc. invites individual and institutional investors as well as advisors and analysts to attend its real-time, interactive presentation at the Emerging Growth Conference. Fort Lau...
OptimumBank Announces Q1 2026 Owner-Occupied Commercial Real Estate Promotion
Competitive SOFR + 2.67% Pricing Available for a Limited Time Fort Lauderdale, Florida--(Newsfile Corp. - January 9, 2026) - OptimumBank, Member FDIC (NYSE American: OPHC), today announced the launch ...
OptimumBank Holdings, Inc. Announces Capital Structure Enhancements Reflecting Strong Institutional and Insider Alignment
Fort Lauderdale, Florida--(Newsfile Corp. - January 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is pleased to provide a year-end update on the successful completion of ...
OptimumBank director purchases 7,600 shares
OptimumBank (OPHC) announced that Director Michael Blisko, last week, purchased additional shares of Company stock in an open-market transaction. According to a Form 4 filed with the U.S. Securities a...
OptimumBank Holdings, Inc. Announces Insider Share Purchase by Director Michael Blisko
FT. LAUDERDALE, Fla., Dec. 09, 2025 (GLOBE NEWSWIRE) -- OptimumBank (NYSE: OPHC) based in Ft.
OptimumBank Holdings Earnings Call Transcript: Q3 2025
Achieved record Q3 net earnings of $4.3 million, driven by strong net interest income, disciplined cost control, and robust loan and deposit growth. Asset quality and capital ratios remain well above peers, with continued expansion in commercial real estate lending and a focus on relationship-driven banking.
OptimumBank Holdings, Inc. Financial Performance for the Third Quarter of 2025
Fort Lauderdale, FL, Nov. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a one-bank holding company and owns 100% of OptimumBank (the “Bank”). The Com...
OptimumBank to Ring the Opening Bell at the New York Stock Exchange in Celebration of 25 Years of Growth and Community Banking
Fort Lauderdale, Florida--(Newsfile Corp. - October 24, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC), the parent company of OptimumBank, announced today that its leadership team will ring ...
IBN Announces Latest Episode of The GotStocks Podcast featuring Moishe Gubin, Chairman of OptimumBank Holdings Inc.
AUSTIN, Texas, Oct. 21, 2025 (GLOBE NEWSWIRE) -- via IBN – IBN, a multifaceted communications organization engaged in connecting public companies to the investment community, is pleased to announce th...