OptimumBank Holdings, Inc. (OPHC)

Market Cap	67.65M +48.0%
Revenue (ttm)	47.33M +27.6%
Net Income	16.65M +26.9%
EPS	0.71 +12.7%
Shares Out	12.17M
PE Ratio	7.83
Forward PE	6.47
Dividend	n/a
Ex-Dividend Date	n/a

Volume	54,793
Open	5.50
Previous Close	5.52
Day's Range	5.46 - 5.57
52-Week Range	3.91 - 5.59
Beta	0.28
Analysts	Strong Buy
Price Target	6.50 (+16.91%)
Earnings Date	Apr 24, 2026

About OPHC

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, in...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 2000
• Employees: 98
• Stock Exchange: NYSEAMERICAN
• Ticker Symbol: OPHC
• Website: https://www.optimumbank.com

Financial Performance

In 2025, OptimumBank Holdings's revenue was $47.33 million, an increase of 27.59% compared to the previous year's $37.09 million. Earnings were $16.65 million, an increase of 26.85%.

Analyst Summary

According to one analyst, the rating for OPHC stock is "Strong Buy" and the 12-month stock price target is $6.5.

Price Target

$6.5

(16.91% upside)

Analyst Consensus: Strong Buy