OptimumBank Holdings, Inc. (OPHC)
| Market Cap | 66.92M +29.9% |
| Revenue (ttm) | 50.70M +26.8% |
| Net Income | 17.44M +19.3% |
| EPS | 0.74 -44.5% |
| Shares Out | 12.17M |
| PE Ratio | 7.44 |
| Forward PE | 6.37 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 12,680 |
| Open | 5.44 |
| Previous Close | 5.46 |
| Day's Range | 5.44 - 5.54 |
| 52-Week Range | 3.91 - 5.64 |
| Beta | 0.30 |
| Analysts | Strong Buy |
| Price Target | 7.17 (+30.36%) |
| Earnings Date | Apr 24, 2026 |
About OPHC
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, in... [Read more]
Financial Performance
In 2025, OptimumBank Holdings's revenue was $47.33 million, an increase of 27.59% compared to the previous year's $37.09 million. Earnings were $16.65 million, an increase of 26.85%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for OPHC stock is "Strong Buy." The 12-month stock price target is $7.17, which is an increase of 30.36% from the latest price.
News
OptimumBank Holdings, Inc. Named Among Nation's Top Community Banks in Raymond James Community Bankers Cup
Fort Lauderdale, Florida--(Newsfile Corp. - May 19, 2026) - OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named a recipient of the 2025 Raymond James Community Bankers Cu...
OptimumBank Holdings, Inc. to Present at Planet MicroCap Las Vegas Powered by MicroCapClub
Fort Lauderdale, Florida--(Newsfile Corp. - May 18, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") today announced that it will be presenting at the Planet MicroCap Las Vegas...
OptimumBank upgraded to Buy from Neutral at Compass Point
Compass Point upgraded OptimumBank (OPHC) to Buy from Neutral with a $6.50 price target
OptimumBank Holdings, Inc. Announces Executive Leadership Transition; Chairman Moishe Gubin Appointed CEO
Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today a significant leadership transition as the institution continues its trajec...
OptimumBank price target raised to $7 from $6.50 at Alliance Global
Alliance Global raised the firm’s price target on OptimumBank (OPHC) to $7 from $6.50 and keeps a Buy rating on the shares. The firm views the company’s Q1 performance positively.
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting
Ft. Lauderdale, Florida--(Newsfile Corp. - April 27, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow...
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a bank holding company and owns 100% of OptimumBank (the “Bank”), a Florida-...
OptimumBank Holdings Quarterly report: Q1 2026
OptimumBank Holdings has published its Q1 2026 quarterly earnings report on April 24, 2026.
OptimumBank Holdings Earnings release: Q1 2026
OptimumBank Holdings released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital
Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today Brean Capital, LLC ("Brean") has initiated equity research coverage of t...
OptimumBank initiated with a Buy at Brean Capital
Brean Capital analyst Christopher Marinac initiated coverage of OptimumBank (OPHC) with a Buy rating and $8 price target The company has fully-diluted tangible book value at $5.18 per share, notes…
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Alliance Global Partners
Fort Lauderdale, Florida--(Newsfile Corp. - April 10, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today Alliance Global Partners ("A.G.P.") has initiated equity research coverag...
OptimumBank initiated with a Buy at Alliance Global
Alliance Global analyst Gaurav Mehta initiated coverage of OptimumBank (OPHC) with a Buy rating and $6.50 price target The bank expects to generate annual growth in its loan book of…
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Tuesday, April 28, 2026 at its Headquarters in Ft. Lauderdale, Florida
Fort Lauderdale, Florida--(Newsfile Corp. - April 6, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tue...
OptimumBank Holdings Proxy statement: Proxy filing
OptimumBank Holdings filed a proxy statement on March 31, 2026, providing details for shareholder voting and corporate governance matters.
OptimumBank Holdings Proxy statement: Proxy filing
OptimumBank Holdings filed a proxy statement on March 26, 2026, providing details for shareholder voting and corporate governance matters.
OptimumBank Ranked #49 by S&P Global Market Intelligence Among Top U.S. Community Banks
Fort Lauderdale, Florida--(Newsfile Corp. - March 23, 2026) - OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named to the S&P Global Market Intelligence 2025 Top 100 Best...
OptimumBank Holdings Proxy statement: Proxy Filing
OptimumBank Holdings filed a proxy statement on March 17, 2026, providing details for shareholder voting and corporate governance matters.
Dream Chasers Responds to Carver Attempt to Block Bank Turnaround Expert Moishe Gubin
NEW YORK--(BUSINESS WIRE)--Dream Chasers Capital Group (DCCG), the leading shareholder of Carver Bancorp, Inc. (OTCQB: CARV), is today responding to the Board's recent blocking of the nomination of Mo...
OptimumBank announces formation of OptimumFunding
OptimumBank (OPHC) Holdings announced the formation of OptimumFunding, a wholly owned subsidiary created to support a new HUD and FHA lending initiative, representing a significant milestone in the Co...
OptimumBank Holdings, Inc. Announces Formation of OptimumFunding to Launch HUD and FHA Lending Platform
FORT LAUDERDALE, Fla., Feb. 23, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (“Company”) announced today the formation of OptimumFunding, LLC (“OptimumFunding”), a wholly ...
OptimumBank Holdings Earnings Call Transcript: Q4 2025
Record 2025 results included $16.65M net income, 27% growth, and $1.1B in assets, driven by strong loan and deposit growth, margin expansion, and disciplined cost management. Guidance calls for continued high growth and stable profitability, with infrastructure in place for further scaling.
OptimumBank Holdings Annual report: Q4 2025
OptimumBank Holdings has published its Q4 2025 annual report on February 18, 2026.
OptimumBank Holdings Earnings release: Q4 2025
OptimumBank Holdings released its Q4 2025 earnings on February 18, 2026, summarizing the period's financial results.
OptimumBank Holdings Transcript: Emerging Growth Conference 89
Celebrating 25 years, the bank reported strong asset and earnings growth, with a focus on commercial real estate lending and customer relationships. Plans for 2026 include geographic expansion, new business verticals, and a major technology upgrade, while capital strategy and dividend policy remain under review.