OptimumBank Holdings, Inc. (OPHC)
| Market Cap | 236.23M +365.0% |
| Revenue (ttm) | 56.89M +37.9% |
| Net Income | 20.49M +39.2% |
| EPS | 0.82 +66.4% |
| Shares Out | 24.08M |
| PE Ratio | 11.90 |
| Forward PE | 8.92 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 167,153 |
| Open | 9.17 |
| Previous Close | 9.18 |
| Day's Range | 9.17 - 9.93 |
| 52-Week Range | 3.91 - 9.93 |
| Beta | 0.26 |
| Analysts | Strong Buy |
| Price Target | 8.58 (-26.1%) |
| Earnings Date | Jul 24, 2026 |
About OPHC
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, in... [Read more]
Financial Performance
In 2025, OptimumBank Holdings's revenue was $47.33 million, an increase of 27.59% compared to the previous year's $37.09 million. Earnings were $16.65 million, an increase of 26.85%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for OPHC stock is "Strong Buy." The 12-month stock price target is $8.58, which is a decrease of -26.10% from the latest price.
News
OptimumBank Holdings Earnings Call Transcript: Q2 2026
Record quarterly net income and asset growth were driven by disciplined lending, strong credit quality, and a simplified capital structure. Forward EPS guidance was raised, with Optimum Finance emerging as a high-yield, profitable segment.
OptimumBank Holdings Slides: Q2 2026
OptimumBank Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 13, 2026.
OptimumBank Holdings Earnings release: Q2 2026
OptimumBank Holdings released its Q2 2026 earnings on August 13, 2026, summarizing the period's financial results.
OptimumBank Holdings Quarterly report: Q2 2026
OptimumBank Holdings has published its Q2 2026 quarterly earnings report on August 13, 2026.
OptimumBank Holdings, Inc., Announced Second Quarter 2026 Results and Will Host Earnings Webcast on August 13, 2026
Fort Lauderdale, Florida--(Newsfile Corp. - August 6, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), today announced that its management team will host a conference call and live webcast on...
OptimumBank Holdings, Inc. Financial Performance for the Second Quarter of 2026
Fort Lauderdale, FL, July 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a financial holding company and owns 100% of OptimumBank (the “Bank”), a Flor...
OptimumBank Holdings Transcript: Planet MicroCap Las Vegas 2026
Celebrating 25 years, the bank has achieved strong growth in assets, profitability, and efficiency, with a focus on relationship-driven commercial real estate lending in South Florida. Credit quality remains high, and the bank is positioned for further expansion without major new hiring.
OptimumBank Holdings, Inc. Named Among Nation's Top Community Banks in Raymond James Community Bankers Cup
Fort Lauderdale, Florida--(Newsfile Corp. - May 19, 2026) - OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named a recipient of the 2025 Raymond James Community Bankers Cu...
OptimumBank Holdings, Inc. to Present at Planet MicroCap Las Vegas Powered by MicroCapClub
Fort Lauderdale, Florida--(Newsfile Corp. - May 18, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") today announced that it will be presenting at the Planet MicroCap Las Vegas...
OptimumBank upgraded to Buy from Neutral at Compass Point
Compass Point upgraded OptimumBank (OPHC) to Buy from Neutral with a $6.50 price target
OptimumBank Holdings, Inc. Announces Executive Leadership Transition; Chairman Moishe Gubin Appointed CEO
Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today a significant leadership transition as the institution continues its trajec...
OptimumBank price target raised to $7 from $6.50 at Alliance Global
Alliance Global raised the firm’s price target on OptimumBank (OPHC) to $7 from $6.50 and keeps a Buy rating on the shares. The firm views the company’s Q1 performance positively.
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting
Ft. Lauderdale, Florida--(Newsfile Corp. - April 27, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow...
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a bank holding company and owns 100% of OptimumBank (the “Bank”), a Florida-...
OptimumBank Holdings Quarterly report: Q1 2026
OptimumBank Holdings has published its Q1 2026 quarterly earnings report on April 24, 2026.
OptimumBank Holdings Earnings release: Q1 2026
OptimumBank Holdings released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital
Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today Brean Capital, LLC ("Brean") has initiated equity research coverage of t...
OptimumBank initiated with a Buy at Brean Capital
Brean Capital analyst Christopher Marinac initiated coverage of OptimumBank (OPHC) with a Buy rating and $8 price target The company has fully-diluted tangible book value at $5.18 per share, notes…
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Alliance Global Partners
Fort Lauderdale, Florida--(Newsfile Corp. - April 10, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today Alliance Global Partners ("A.G.P.") has initiated equity research coverag...
OptimumBank initiated with a Buy at Alliance Global
Alliance Global analyst Gaurav Mehta initiated coverage of OptimumBank (OPHC) with a Buy rating and $6.50 price target The bank expects to generate annual growth in its loan book of…
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Tuesday, April 28, 2026 at its Headquarters in Ft. Lauderdale, Florida
Fort Lauderdale, Florida--(Newsfile Corp. - April 6, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tue...
OptimumBank Holdings Proxy statement: Proxy filing
OptimumBank Holdings filed a proxy statement on March 31, 2026, providing details for shareholder voting and corporate governance matters.
OptimumBank Holdings Proxy statement: Proxy filing
OptimumBank Holdings filed a proxy statement on March 26, 2026, providing details for shareholder voting and corporate governance matters.
OptimumBank Ranked #49 by S&P Global Market Intelligence Among Top U.S. Community Banks
Fort Lauderdale, Florida--(Newsfile Corp. - March 23, 2026) - OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named to the S&P Global Market Intelligence 2025 Top 100 Best...
OptimumBank Holdings Proxy statement: Proxy Filing
OptimumBank Holdings filed a proxy statement on March 17, 2026, providing details for shareholder voting and corporate governance matters.