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OptimumBank Holdings, Inc. (OPHC)

Stock Price: $2.86 USD -0.15 (-4.98%)

Updated Oct 26, 2020 4:00 PM EDT - Market closed

After-hours: $2.90 +0.04 (1.40%) Oct 26, 4:38 PM

Stock Price Chart

Key Info

Market Cap	8.44M
Revenue (ttm)	3.30M
Net Income (ttm)	-1.18M
Shares Out	2.95M
EPS (ttm)	-0.49
PE Ratio	n/a
Forward PE	n/a
Dividend	n/a
Dividend Yield	n/a

Stock Quote

Trading Day	Oct 26, 2020
Last Price	$2.86
Previous Close	$3.01
Change ($)	-0.15
Change (%)	-4.98%
Day's Open	2.92
Day's Range	2.83 - 3.16
Day's Volume	2,973
52-Week Range	1.68 - 5.40

More Stats

Market Cap	8.44M
Enterprise Value	10.16M
Earnings Date (est)	n/a
Ex-Dividend Date	n/a
Shares Outstanding	2.95M
Float	1.64M
EPS (basic)	-0.51
EPS (diluted)	-0.49
FCF / Share	-0.32

Dividend	n/a
Dividend Yield	n/a
Earnings Yield	n/a
FCF Yield	n/a
Payout Ratio	n/a
Shares Short	18,499
Short Ratio	0.18
Short % of Float	1.13%
Beta	0.89

PE Ratio	n/a
Forward PE	n/a
P/FCF Ratio	n/a
PS Ratio	2.55
PB Ratio	0.89
Revenue	3.30M
Operating Income	-1.18M
Net Income	-1.18M
Free Cash Flow	-953,000

Net Cash	-1.72M
Net Cash / Share	-0.58
Gross Margin	102.60%
Operating Margin	-35.68%
Profit Margin	-35.70%
FCF Margin	-28.84%
ROA	-0.81%
ROE	-16.02%
ROIC	-0.80%

Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy	0
Overweight	0
Hold	0
Underweight	0
Sell	0

What these ratings mean

Analyst Consensus: n/a

Price Target

$n/a*

*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Revenue	3.39	4.88	3.57	3.54	4.06	5.05	1.31	1.19	3.52	1.67
Revenue Growth	-30.61%	36.73%	0.88%	-12.83%	-19.61%	285.43%	10.54%	-66.34%	111.08%	-
Gross Profit	3.39	4.88	3.57	3.54	4.06	5.05	1.31	1.19	3.52	1.67
Operating Income	-1.15	0.80	-0.59	-0.40	-0.48	1.61	-4.85	-4.29	-3.71	-4.41
Net Income	-1.10	0.80	-0.59	-0.40	-0.16	1.61	-7.08	-4.70	-3.75	-8.45
Shares Outstanding	1.93	1.81	1.10	1.10	0.96	0.93	0.80	0.77	0.55	0.02
Earnings Per Share	-0.58	0.53	-0.53	-0.38	-0.17	1.85	-8.90	-6.90	-32.80	-412.80
Operating Cash Flow	-0.56	0.02	0.57	0.55	0.63	1.30	-2.97	-2.66	-0.89	1.68
Capital Expenditures	-0.16	-0.23	-0.09	-0.10	-0.02	-0.13	-0.17	-0.34	-	-0.01
Free Cash Flow	-0.72	-0.21	0.48	0.45	0.60	1.17	-3.14	-3.01	-0.89	1.67
Cash & Equivalents	8.93	7.98	11.67	17.64	10.37	12.07	13.88	23.61	22.78	14.37
Total Debt	16.85	29.90	25.70	28.91	25.54	28.36	28.55	33.90	38.54	38.48
Net Cash / Debt	-7.92	-21.91	-14.04	-11.27	-15.17	-16.28	-14.67	-10.29	-15.76	-24.11
Assets	127	99.45	95.87	120	127	125	129	144	154	190
Liabilities	120	94.15	93.32	117	125	122	129	137	148	187
Book Value	7.21	5.31	2.55	3.08	2.97	2.98	-0.22	6.91	6.79	2.84

Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name	OptimumBank Holdings, Inc.
Country	United States
Employees	19
CEO	Timothy L. Terry

Stock Information

Ticker Symbol	OPHC
Stock Exchange	NASDAQ
Sector	Financial Services
Industry	Banks—Regional
Unique Identifier	NASDAQ: OPHC

Description

OptimumBank Holdings operates as the bank holding company for OptimumBank that provides a range of consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. It also provides debit and ATM cards; investment, cash management, and notary and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as Internet banking services. The company operates through three banking offices located in Broward County, Florida. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.