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OptimumBank Holdings, Inc. (OPHC)
NYSEAMERICAN: OPHC · Real-Time Price · USD
9.00
+0.21 (2.39%)
Aug 6, 2026, 4:00 PM EDT - Market closed

OptimumBank Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
56.8947.3337.0923.1215.3310.01
Revenue Growth
37.85%27.59%60.44%50.80%53.22%134.64%
Net Income
13.8416.6513.126.284.026.3
Earnings Per Share
0.870.710.630.870.681.61
EPS Growth
33.85%12.70%-27.59%27.94%-57.76%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
146.24114.5693.6376.6671.8458.97
Total Debt
000000
Net Cash (Debt)
-0-0-0-0-0-0
Net Cash Growth
------
Net Cash Per Share
------

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
22.5817.8415.616.8810.363.76
Capital Expenditures
-1.05-0.9-0.99-0.67-0.32-0.38
Free Cash Flow
21.5216.9514.626.2110.043.38
Free Cash Flow Growth
41.75%15.93%135.23%-38.09%196.81%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
47.73%46.85%47.53%36.58%35.17%30.67%
Profit Margin
24.33%35.18%35.38%27.18%26.24%62.93%
FCF Margin
0.00%35.81%39.41%26.88%65.48%33.80%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.355.997.564.806.012.44
Forward PE
9.095.12----
P/FCF Ratio
9.952.893.794.882.765.50
PS Ratio
3.761.041.491.311.811.86