OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $73.61 million. The enterprise value is -$24.28 million.
| Market Cap | 73.61M |
| Enterprise Value | -24.28M |
Important Dates
The next estimated earnings date is Thursday, August 6, 2026, before market open.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 12.27 million shares outstanding. The number of shares has decreased by -5.65% in one year.
| Current Share Class | 12.27M |
| Shares Outstanding | 12.27M |
| Shares Change (YoY) | -5.65% |
| Shares Change (QoQ) | +2.09% |
| Owned by Insiders (%) | 18.85% |
| Owned by Institutions (%) | 13.62% |
| Float | 9.58M |
Valuation Ratios
The trailing PE ratio is 8.11 and the forward PE ratio is 6.95.
| PE Ratio | 8.11 |
| Forward PE | 6.95 |
| PS Ratio | 1.44 |
| Forward PS | n/a |
| PB Ratio | 0.57 |
| P/TBV Ratio | 0.58 |
| P/FCF Ratio | 3.40 |
| P/OCF Ratio | 3.24 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.98 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.85%.
| Return on Equity (ROE) | 14.85% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.69% |
| Revenue Per Employee | $517,469 |
| Profits Per Employee | $177,969 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $5.73 million in taxes.
| Income Tax | 5.73M |
| Effective Tax Rate | 24.74% |
Stock Price Statistics
The stock price has increased by +31.58% in the last 52 weeks. The beta is 0.29, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +31.58% |
| 50-Day Moving Average | 5.63 |
| 200-Day Moving Average | 4.89 |
| Relative Strength Index (RSI) | 64.53 |
| Average Volume (20 Days) | 38,823 |
Short Selling Information
The latest short interest is 29,501, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.35 |
Income Statement
In the last 12 months, OPHC had revenue of $50.71 million and earned $17.44 million in profits. Earnings per share was $0.74.
| Revenue | 50.71M |
| Gross Profit | 50.71M |
| Operating Income | 23.84M |
| Pretax Income | 23.17M |
| Net Income | 17.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.74 |
Balance Sheet
The company has $140.02 million in cash and $42.65 million in debt, with a net cash position of $97.37 million or $7.94 per share.
| Cash & Cash Equivalents | 140.02M |
| Total Debt | 42.65M |
| Net Cash | 97.37M |
| Net Cash Per Share | $7.94 |
| Equity (Book Value) | 126.85M |
| Book Value Per Share | 10.43 |
| Working Capital | -988.87M |
Cash Flow
In the last 12 months, operating cash flow was $22.58 million and capital expenditures -$1.05 million, giving a free cash flow of $21.52 million.
| Operating Cash Flow | 22.58M |
| Capital Expenditures | -1.05M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 30.00M |
| Free Cash Flow | 21.52M |
| FCF Per Share | $1.75 |
Margins
| Gross Margin | n/a |
| Operating Margin | 47.01% |
| Pretax Margin | 45.70% |
| Profit Margin | 34.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.44% |
Dividends & Yields
OPHC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 5.65% |
| Shareholder Yield | 5.65% |
| Earnings Yield | 23.86% |
| FCF Yield | 29.45% |
Analyst Forecast
The average price target for OPHC is $7.17, which is 19.50% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $7.17 |
| Price Target Difference | 19.50% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 12, 2016. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jan 12, 2016 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |