OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $70.85 million. The enterprise value is -$26.58 million.
| Market Cap | 70.85M |
| Enterprise Value | -26.58M |
Important Dates
The next estimated earnings date is Thursday, August 6, 2026, before market open.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 12.27 million shares outstanding. The number of shares has increased by 114.26% in one year.
| Current Share Class | 12.27M |
| Shares Outstanding | 12.27M |
| Shares Change (YoY) | +114.26% |
| Shares Change (QoQ) | +0.89% |
| Owned by Insiders (%) | 18.85% |
| Owned by Institutions (%) | 13.62% |
| Float | 9.48M |
Valuation Ratios
The trailing PE ratio is 7.81 and the forward PE ratio is 6.69.
| PE Ratio | 7.81 |
| Forward PE | 6.69 |
| PS Ratio | 1.40 |
| Forward PS | n/a |
| PB Ratio | 0.55 |
| P/TBV Ratio | 0.56 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.85%.
| Return on Equity (ROE) | 14.85% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.68% |
| Revenue Per Employee | $517,367 |
| Profits Per Employee | $177,969 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $5.73 million in taxes.
| Income Tax | 5.73M |
| Effective Tax Rate | 24.74% |
Stock Price Statistics
The stock price has increased by +30.84% in the last 52 weeks. The beta is 0.30, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | +30.84% |
| 50-Day Moving Average | 5.52 |
| 200-Day Moving Average | 4.79 |
| Relative Strength Index (RSI) | 64.25 |
| Average Volume (20 Days) | 35,291 |
Short Selling Information
The latest short interest is 29,501, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.17 |
Income Statement
In the last 12 months, OPHC had revenue of $50.70 million and earned $17.44 million in profits. Earnings per share was $0.74.
| Revenue | 50.70M |
| Gross Profit | 50.70M |
| Operating Income | 23.84M |
| Pretax Income | 23.17M |
| Net Income | 17.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.74 |
Balance Sheet
The company has $140.02 million in cash and $42.65 million in debt, with a net cash position of $97.37 million or $7.94 per share.
| Cash & Cash Equivalents | 140.02M |
| Total Debt | 42.65M |
| Net Cash | 97.37M |
| Net Cash Per Share | $7.94 |
| Equity (Book Value) | 126.85M |
| Book Value Per Share | 10.43 |
| Working Capital | -948.87M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 47.02% |
| Pretax Margin | 45.70% |
| Profit Margin | 34.40% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
OPHC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -114.26% |
| Shareholder Yield | -114.26% |
| Earnings Yield | 24.64% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for OPHC is $7.17, which is 24.16% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $7.17 |
| Price Target Difference | 24.16% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 12, 2016. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jan 12, 2016 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |