OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $66.79 million. The enterprise value is $4.98 million.
Important Dates
The next estimated earnings date is Monday, May 11, 2026.
| Earnings Date | May 11, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 12.17 million shares outstanding. The number of shares has increased by 11.74% in one year.
| Current Share Class | 12.17M |
| Shares Outstanding | 12.17M |
| Shares Change (YoY) | +11.74% |
| Shares Change (QoQ) | -1.29% |
| Owned by Insiders (%) | 19.01% |
| Owned by Institutions (%) | 13.46% |
| Float | 9.48M |
Valuation Ratios
The trailing PE ratio is 7.73 and the forward PE ratio is 6.78.
| PE Ratio | 7.73 |
| Forward PE | 6.78 |
| PS Ratio | 1.41 |
| Forward PS | n/a |
| PB Ratio | 0.52 |
| P/TBV Ratio | 0.55 |
| P/FCF Ratio | 3.94 |
| P/OCF Ratio | 3.74 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 0.30 |
| EV / Sales | 0.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.79%.
| Return on Equity (ROE) | 14.79% |
| Return on Assets (ROA) | 1.63% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.25% |
| Revenue Per Employee | $482,908 |
| Profits Per Employee | $169,878 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $5.52 million in taxes.
| Income Tax | 5.52M |
| Effective Tax Rate | 24.91% |
Stock Price Statistics
The stock price has increased by +35.89% in the last 52 weeks. The beta is 0.28, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +35.89% |
| 50-Day Moving Average | 5.27 |
| 200-Day Moving Average | 4.54 |
| Relative Strength Index (RSI) | 61.44 |
| Average Volume (20 Days) | 17,097 |
Short Selling Information
The latest short interest is 29,501, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.81 |
Income Statement
In the last 12 months, OPHC had revenue of $47.33 million and earned $16.65 million in profits. Earnings per share was $0.71.
| Revenue | 47.33M |
| Gross Profit | 47.33M |
| Operating Income | 22.86M |
| Pretax Income | 22.17M |
| Net Income | 16.65M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.71 |
Full Income StatementBalance Sheet
The company has $114.56 million in cash and $52.75 million in debt, with a net cash position of $61.81 million or $5.08 per share.
| Cash & Cash Equivalents | 114.56M |
| Total Debt | 52.75M |
| Net Cash | 61.81M |
| Net Cash Per Share | $5.08 |
| Equity (Book Value) | 121.90M |
| Book Value Per Share | 10.57 |
| Working Capital | -863.52M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $17.84 million and capital expenditures -$896,000, giving a free cash flow of $16.95 million.
| Operating Cash Flow | 17.84M |
| Capital Expenditures | -896,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 16.95M |
| FCF Per Share | $1.39 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.30% |
| Pretax Margin | 46.85% |
| Profit Margin | 35.18% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.81% |
Dividends & Yields
OPHC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -11.74% |
| Shareholder Yield | -11.74% |
| Earnings Yield | 24.92% |
| FCF Yield | 25.37% |
Analyst Forecast
The average price target for OPHC is $6.50, which is 18.40% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $6.50 |
| Price Target Difference | 18.40% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 12, 2016. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jan 12, 2016 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
