OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $219.62 million. The enterprise value is $114.93 million.
| Market Cap | 219.62M |
| Enterprise Value | 114.93M |
Important Dates
The next estimated earnings date is Monday, November 9, 2026, before market open.
| Earnings Date | Nov 9, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 24.08 million shares outstanding. The number of shares has decreased by -16.44% in one year.
| Current Share Class | 12.62M |
| Shares Outstanding | 24.08M |
| Shares Change (YoY) | -16.44% |
| Shares Change (QoQ) | +0.43% |
| Owned by Insiders (%) | 9.43% |
| Owned by Institutions (%) | 9.83% |
| Float | 10.35M |
Valuation Ratios
The trailing PE ratio is 10.48 and the forward PE ratio is 8.27.
| PE Ratio | 10.48 |
| Forward PE | 8.27 |
| PS Ratio | 3.86 |
| Forward PS | n/a |
| PB Ratio | 1.62 |
| P/TBV Ratio | 1.63 |
| P/FCF Ratio | 8.62 |
| P/OCF Ratio | 8.22 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.61 |
| EV / Sales | 2.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.51 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.31 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.68%.
| Return on Equity (ROE) | 16.68% |
| Return on Assets (ROA) | 1.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.00% |
| Revenue Per Employee | $580,541 |
| Profits Per Employee | $209,122 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $6.66 million in taxes.
| Income Tax | 6.66M |
| Effective Tax Rate | 24.53% |
Stock Price Statistics
The stock price has increased by +122.44% in the last 52 weeks. The beta is 0.31, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.31 |
| 52-Week Price Change | +122.44% |
| 50-Day Moving Average | 8.96 |
| 200-Day Moving Average | 6.60 |
| Relative Strength Index (RSI) | 55.87 |
| Average Volume (20 Days) | 62,793 |
Short Selling Information
The latest short interest is 29,501, so 0.12% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.12% |
| Short % of Float | 0.29% |
| Short Ratio (days to cover) | 1.26 |
Income Statement
In the last 12 months, OPHC had revenue of $56.89 million and earned $20.49 million in profits. Earnings per share was $0.87.
| Revenue | 56.89M |
| Gross Profit | 56.89M |
| Operating Income | 27.82M |
| Pretax Income | 27.16M |
| Net Income | 20.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.87 |
Balance Sheet
The company has $146.24 million in cash and $41.55 million in debt, with a net cash position of $104.69 million or $4.35 per share.
| Cash & Cash Equivalents | 146.24M |
| Total Debt | 41.55M |
| Net Cash | 104.69M |
| Net Cash Per Share | $4.35 |
| Equity (Book Value) | 134.38M |
| Book Value Per Share | 5.65 |
| Working Capital | -1.09B |
Cash Flow
In the last 12 months, operating cash flow was $26.70 million and capital expenditures -$1.23 million, giving a free cash flow of $25.47 million.
| Operating Cash Flow | 26.70M |
| Capital Expenditures | -1.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 39.00M |
| Free Cash Flow | 25.47M |
| FCF Per Share | $1.06 |
Margins
| Gross Margin | n/a |
| Operating Margin | 48.90% |
| Pretax Margin | 47.73% |
| Profit Margin | 36.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 44.77% |
Dividends & Yields
OPHC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 16.44% |
| Shareholder Yield | 16.44% |
| Earnings Yield | 9.54% |
| FCF Yield | 11.60% |
Analyst Forecast
The average price target for OPHC is $10.92, which is 19.74% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $10.92 |
| Price Target Difference | 19.74% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 12, 2016. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jan 12, 2016 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |