OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $214.19 million. The enterprise value is $109.50 million.
| Market Cap | 214.19M |
| Enterprise Value | 109.50M |
Important Dates
The last earnings date was Friday, July 24, 2026, before market open.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 23.80 million shares outstanding. The number of shares has increased by 104.27% in one year.
| Current Share Class | 12.34M |
| Shares Outstanding | 23.80M |
| Shares Change (YoY) | +104.27% |
| Shares Change (QoQ) | +0.74% |
| Owned by Insiders (%) | 9.54% |
| Owned by Institutions (%) | 7.33% |
| Float | 21.53M |
Valuation Ratios
The trailing PE ratio is 10.35 and the forward PE ratio is 9.09.
| PE Ratio | 10.35 |
| Forward PE | 9.09 |
| PS Ratio | 3.76 |
| Forward PS | n/a |
| PB Ratio | 1.59 |
| P/TBV Ratio | 1.59 |
| P/FCF Ratio | 9.95 |
| P/OCF Ratio | 9.49 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.34 |
| EV / Sales | 1.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.09 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.93 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.68%.
| Return on Equity (ROE) | 16.68% |
| Return on Assets (ROA) | 1.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.76% |
| Revenue Per Employee | $580,541 |
| Profits Per Employee | $209,122 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $6.66 million in taxes.
| Income Tax | 6.66M |
| Effective Tax Rate | 24.53% |
Stock Price Statistics
The stock price has increased by +98.24% in the last 52 weeks. The beta is 0.26, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | +98.24% |
| 50-Day Moving Average | 6.17 |
| 200-Day Moving Average | 5.16 |
| Relative Strength Index (RSI) | 81.56 |
| Average Volume (20 Days) | 139,202 |
Short Selling Information
The latest short interest is 29,501, so 0.12% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.12% |
| Short % of Float | 0.14% |
| Short Ratio (days to cover) | 0.37 |
Income Statement
In the last 12 months, OPHC had revenue of $56.89 million and earned $20.49 million in profits. Earnings per share was $0.87.
| Revenue | 56.89M |
| Gross Profit | 56.89M |
| Operating Income | 27.82M |
| Pretax Income | 27.16M |
| Net Income | 20.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.87 |
Balance Sheet
The company has $146.24 million in cash and $41.55 million in debt, with a net cash position of $104.69 million or $4.40 per share.
| Cash & Cash Equivalents | 146.24M |
| Total Debt | 41.55M |
| Net Cash | 104.69M |
| Net Cash Per Share | $4.40 |
| Equity (Book Value) | 134.38M |
| Book Value Per Share | 5.65 |
| Working Capital | -1.06B |
Cash Flow
In the last 12 months, operating cash flow was $22.58 million and capital expenditures -$1.05 million, giving a free cash flow of $21.52 million.
| Operating Cash Flow | 22.58M |
| Capital Expenditures | -1.05M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 30.00M |
| Free Cash Flow | 21.52M |
| FCF Per Share | $0.90 |
Margins
| Gross Margin | n/a |
| Operating Margin | 48.90% |
| Pretax Margin | 47.73% |
| Profit Margin | 36.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.44% |
Dividends & Yields
OPHC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -104.27% |
| Shareholder Yield | -104.27% |
| Earnings Yield | 9.57% |
| FCF Yield | 10.05% |
Analyst Forecast
The average price target for OPHC is $7.25, which is -19.44% lower than the current price. The consensus rating is "Strong Buy".
| Price Target | $7.25 |
| Price Target Difference | -19.44% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 12, 2016. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jan 12, 2016 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |