Company Description
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit.
It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans.
In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail, as well as internet banking services.
OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.
| Country | United States |
| Founded | 2000 |
| Industry | Banks - Regional |
| Sector | Financials |
| Employees | 73 |
| CEO | Timothy Terry |
Contact Details
Address: 2929 East Commercial Boulevard, Suite 303 Fort Lauderdale, Florida 33308 United States | |
| Phone | 954 900 2800 |
| Website | optimumbank.com |
Stock Details
| Ticker Symbol | OPHC |
| Exchange | NYSEAMERICAN |
| Stock Type | Common Stock |
| Fiscal Year | January - December |
| Reporting Currency | USD |
| CIK Code | 0001288855 |
| CUSIP Number | 68401P403 |
| ISIN Number | US68401P4037 |
| SIC Code | 6021 |
Key Executives
| Name | Position |
|---|---|
| Timothy L. Terry | Principal Executive Officer |
| Elliot Nunez | Executive Vice President and Chief Financial Officer |
| Lesile M. Legg | Vice President of Bank Operations, Branch Administration and Human Resources |
| Frank A. Nelson | Senior Vice President of Lending |
Latest SEC Filings
| Date | Type | Title |
|---|---|---|
| Jul 24, 2025 | 8-K | Current Report |
| Jul 1, 2025 | 8-K | Current Report |
| Jul 1, 2025 | 424B5 | Filing |
| May 29, 2025 | 8-K | Current Report |
| May 12, 2025 | 10-Q | Quarterly Report |
| May 5, 2025 | 8-K | Current Report |
| May 1, 2025 | 8-K | Current Report |
| Apr 24, 2025 | 8-K | Current Report |
| Apr 2, 2025 | DEF 14A | Other definitive proxy statements |
| Feb 26, 2025 | 10-K | Annual Report |