Company Description
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit.
The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans.
In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail, as well as internet banking services.
The company was founded in 2000 and is based in Fort Lauderdale, Florida.
| Country | United States |
| Founded | 2000 |
| Industry | Banks - Regional |
| Sector | Financials |
| Employees | 60 |
| CEO | Timothy Terry |
Contact Details
Address: 2929 East Commercial Boulevard, Suite 303 Fort Lauderdale, Florida 33308 United States | |
| Phone | 954 900 2800 |
| Website | optimumbank.com |
Stock Details
| Ticker Symbol | OPHC |
| Exchange | NASDAQ |
| Fiscal Year | January - December |
| Reporting Currency | USD |
| CIK Code | 0001288855 |
| CUSIP Number | 68401P403 |
| ISIN Number | US68401P4037 |
| SIC Code | 6021 |
Key Executives
| Name | Position |
|---|---|
| Timothy L. Terry | Principal Executive Officer |
| Joel J. Klein | Interim Chief Financial Officer and Director |
| Gene Babchick | Director of Business Development |
| Lesile M. Legg | Vice President of Bank Operations, Branch Administration and Human Resources |
| Frank A. Nelson | Senior Vice President of Lending |
| Lisa Corr | Assistant Vice President of Lending |
Latest SEC Filings
| Date | Type | Title |
|---|---|---|
| Nov 8, 2024 | 8-K | Current Report |
| Nov 8, 2024 | 10-Q | Quarterly Report |
| Oct 24, 2024 | 8-K | Current Report |
| Aug 20, 2024 | EFFECT | Notice of Effectiveness |
| Aug 15, 2024 | UPLOAD | Filing |
| Aug 9, 2024 | S-3 | Registration statement under Securities Act of 1933 |
| Aug 5, 2024 | 10-Q | Quarterly Report |
| Aug 2, 2024 | 8-K | Current Report |
| Jul 24, 2024 | 424B4 | Prospectus |
| Jul 23, 2024 | EFFECT | Notice of Effectiveness |