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Old Point Financial Corporation (OPOF)

Stock Price: $16.10 USD 0.00 (0.00%)
Updated Jul 31, 2020 4:00 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 84.06M
Revenue (ttm) 48.24M
Net Income (ttm) 7.08M
Shares Out 5.22M
EPS (ttm) 1.53
PE Ratio 10.52
Forward PE n/a
Dividend $0.48
Dividend Yield 2.98%

Stock Quote

Trading Day Jul 31, 2020
Last Price $16.10
Previous Close $16.10
Change ($) 0.00
Change (%) 0.00%
Day's Open -
Day's Range 14.85 - 16.10
Day's Volume 0
52-Week Range 10.86 - 30.05

More Stats

Market Cap 84.06M
Enterprise Value 54.55M
Earnings Date (est) n/a
Ex-Dividend Date Jun 2, 2020
Shares Outstanding 5.22M
Float 3.36M
EPS (basic) 1.36
EPS (diluted) 1.53
FCF / Share 1.49
Dividend $0.48
Dividend Yield 2.98%
Earnings Yield 9.50%
FCF Yield 9.20%
Payout Ratio 35.30%
Shares Short 223
Short Ratio 0.13
Short % of Float n/a
Beta 0.95
PE Ratio 10.52
Forward PE n/a
P/FCF Ratio 10.87
PS Ratio 1.74
PB Ratio 0.73
Revenue 48.24M
Operating Income 8.05M
Net Income 7.08M
Free Cash Flow 7.73M
Net Cash 29.51M
Net Cash / Share 5.65
Gross Margin 98.63%
Operating Margin 16.68%
Profit Margin 14.90%
FCF Margin 16.03%
ROA 0.71%
ROE 7.12%
ROIC 0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$15.00*
Low
15.0
Current: $16.10
High
15.0
Target: 15.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue47.5843.7039.0738.7938.7738.4836.6239.3738.0334.75
Revenue Growth8.88%11.85%0.72%0.04%0.75%5.1%-6.98%3.5%9.44%-
Gross Profit47.5843.7039.0738.7938.7738.4836.6239.3738.0334.75
Operating Income8.945.20-0.134.353.694.313.515.184.351.70
Net Income7.864.92-0.033.803.634.123.164.193.291.55
Shares Outstanding5.205.144.994.964.964.964.964.964.954.93
Earnings Per Share1.510.96-0.010.770.730.830.640.840.660.31
EPS Growth57.29%--5.48%-12.05%29.69%-23.81%27.27%112.9%-
Dividend Per Share0.480.440.440.400.340.260.220.200.200.25
Dividend Growth9.09%0%10%17.65%30.77%18.18%10%0%-20%-
Operating Cash Flow12.3712.159.448.657.8310.048.529.789.392.83
Capital Expenditures-1.78-0.48-0.62-0.89-1.76-3.81-10.88-4.15-2.46-1.16
Free Cash Flow10.5911.688.827.766.086.23-2.375.636.931.67
Cash & Equivalents89.8742.2214.4125.8536.9933.3131.3342.3224.8628.43
Total Debt50.4088.3398.1918.7050.9567.8256.5962.2371.48125
Net Cash / Debt39.46-46.11-83.787.15-13.96-34.51-25.26-19.91-46.63-97.02
Assets1,0541,038982903897876864907850887
Liabilities945936885809804788784818764806
Book Value11010296.3993.9993.1888.5080.7689.3085.8780.95
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Old Point Financial Corporation
Country United States
Employees 287
CEO Robert F. Shuford

Stock Information

Ticker Symbol OPOF
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: OPOF

Description

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction and real estate mortgage loans, such as residential 1-4 family mortgages, commercial real estate loans, second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company provides retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products. As of March 12, 2019, it operated 19 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County. The company was founded in 1922 and is headquartered in Hampton, Virginia.