Old Point Financial Corporation (OPOF)
Total Valuation
OPOF has a market cap or net worth of $85.43 million. The enterprise value is $108.20 million.
Market Cap | 85.43M |
Enterprise Value | 108.20M |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024, after market close.
Earnings Date | Apr 25, 2024 |
Ex-Dividend Date | Mar 5, 2024 |
Share Statistics
OPOF has 5.04 million shares outstanding. The number of shares has increased by 0.44% in one year.
Shares Outstanding | 5.04M |
Shares Change (YoY) | +0.44% |
Shares Change (QoQ) | +0.28% |
Owned by Insiders (%) | 19.19% |
Owned by Institutions (%) | 37.15% |
Float | 3.15M |
Valuation Ratios
The trailing PE ratio is 9.78.
PE Ratio | 9.78 |
Forward PE | n/a |
PS Ratio | 1.40 |
Forward PS | n/a |
PB Ratio | 0.86 |
P/FCF Ratio | 6.92 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.33, with an EV/FCF ratio of 8.77.
EV / Earnings | 12.17 |
EV / Sales | 1.78 |
EV / EBITDA | 8.33 |
EV / EBIT | 10.41 |
EV / FCF | 8.77 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.01 |
Debt / EBITDA | 7.73 |
Debt / FCF | 8.14 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.80% and return on invested capital (ROIC) is 4.45%.
Return on Equity (ROE) | 8.80% |
Return on Assets (ROA) | 0.60% |
Return on Capital (ROIC) | 4.45% |
Revenue Per Employee | $207,065 |
Profits Per Employee | $30,238 |
Employee Count | 294 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, OPOF has paid $1.50 million in taxes.
Income Tax | 1.50M |
Effective Tax Rate | 14.47% |
Stock Price Statistics
The stock price has decreased by -24.92% in the last 52 weeks. The beta is 0.20, so OPOF's price volatility has been lower than the market average.
Beta (1Y) | 0.20 |
52-Week Price Change | -24.92% |
50-Day Moving Average | 17.20 |
200-Day Moving Average | 17.44 |
Relative Strength Index (RSI) | 52.18 |
Average Volume (30 Days) | 2,329 |
Short Selling Information
The latest short interest is 3,790, so 0.08% of the outstanding shares have been sold short.
Short Interest | 3,790 |
Short Previous Month | 3,101 |
Short % of Shares Out | 0.08% |
Short % of Float | 0.12% |
Short Ratio (days to cover) | 1.22 |
Income Statement
In the last 12 months, OPOF had revenue of $60.88 million and earned $8.89 million in profits. Earnings per share was $1.78.
Revenue | 60.88M |
Gross Profit | 60.88M |
Operating Income | 10.39M |
Pretax Income | 10.39M |
Net Income | 8.89M |
EBITDA | 12.99M |
EBIT | 10.39M |
Earnings Per Share (EPS) | $1.78 |
Balance Sheet
The company has $77.64 million in cash and $100.41 million in debt, giving a net cash position of -$22.77 million or -$4.52 per share.
Cash & Cash Equivalents | 77.64M |
Total Debt | 100.41M |
Net Cash | -22.77M |
Net Cash Per Share | -$4.52 |
Equity / Book Value | 99.53M |
Book Value Per Share | 19.75 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $11.77 million and capital expenditures $564,000, giving a free cash flow of $12.34 million.
Operating Cash Flow | 11.77M |
Capital Expenditures | 564,000 |
Free Cash Flow | 12.34M |
FCF Per Share | $2.45 |
Margins
Gross margin is 100.00%, with operating and profit margins of 17.07% and 14.60%.
Gross Margin | 100.00% |
Operating Margin | 17.07% |
Pretax Margin | 17.07% |
Profit Margin | 14.60% |
EBITDA Margin | 21.34% |
EBIT Margin | 17.07% |
FCF Margin | 20.27% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 3.19%.
Dividend Per Share | $0.56 |
Dividend Yield | 3.19% |
Dividend Growth (YoY) | 5.66% |
Years of Dividend Growth | 3 |
Payout Ratio | 31.46% |
Buyback Yield | -0.44% |
Shareholder Yield | 2.78% |
Earnings Yield | 10.41% |
FCF Yield | 14.44% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on October 2, 2007. It was a forward split with a ratio of 5:4.
Last Split Date | Oct 2, 2007 |
Split Type | Forward |
Split Ratio | 5:4 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |