Old Point Financial Corporation (OPOF)

NASDAQ: OPOF · IEX Real-Time Price · USD
17.55
+0.91 (5.47%)
Mar 28, 2024, 2:59 PM EDT - Market open

Total Valuation

OPOF has a market cap or net worth of $85.43 million. The enterprise value is $108.20 million.

Market Cap 85.43M
Enterprise Value 108.20M

Important Dates

The next estimated earnings date is Thursday, April 25, 2024, after market close.

Earnings Date Apr 25, 2024
Ex-Dividend Date Mar 5, 2024

Share Statistics

OPOF has 5.04 million shares outstanding. The number of shares has increased by 0.44% in one year.

Shares Outstanding 5.04M
Shares Change (YoY) +0.44%
Shares Change (QoQ) +0.28%
Owned by Insiders (%) 19.19%
Owned by Institutions (%) 37.15%
Float 3.15M

Valuation Ratios

The trailing PE ratio is 9.78.

PE Ratio 9.78
Forward PE n/a
PS Ratio 1.40
Forward PS n/a
PB Ratio 0.86
P/FCF Ratio 6.92
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.33, with an EV/FCF ratio of 8.77.

EV / Earnings 12.17
EV / Sales 1.78
EV / EBITDA 8.33
EV / EBIT 10.41
EV / FCF 8.77

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.01
Debt / EBITDA 7.73
Debt / FCF 8.14
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.80% and return on invested capital (ROIC) is 4.45%.

Return on Equity (ROE) 8.80%
Return on Assets (ROA) 0.60%
Return on Capital (ROIC) 4.45%
Revenue Per Employee $207,065
Profits Per Employee $30,238
Employee Count 294
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, OPOF has paid $1.50 million in taxes.

Income Tax 1.50M
Effective Tax Rate 14.47%

Stock Price Statistics

The stock price has decreased by -24.92% in the last 52 weeks. The beta is 0.20, so OPOF's price volatility has been lower than the market average.

Beta (1Y) 0.20
52-Week Price Change -24.92%
50-Day Moving Average 17.20
200-Day Moving Average 17.44
Relative Strength Index (RSI) 52.18
Average Volume (30 Days) 2,329

Short Selling Information

The latest short interest is 3,790, so 0.08% of the outstanding shares have been sold short.

Short Interest 3,790
Short Previous Month 3,101
Short % of Shares Out 0.08%
Short % of Float 0.12%
Short Ratio (days to cover) 1.22

Income Statement

In the last 12 months, OPOF had revenue of $60.88 million and earned $8.89 million in profits. Earnings per share was $1.78.

Revenue 60.88M
Gross Profit 60.88M
Operating Income 10.39M
Pretax Income 10.39M
Net Income 8.89M
EBITDA 12.99M
EBIT 10.39M
Earnings Per Share (EPS) $1.78
Full Income Statement

Balance Sheet

The company has $77.64 million in cash and $100.41 million in debt, giving a net cash position of -$22.77 million or -$4.52 per share.

Cash & Cash Equivalents 77.64M
Total Debt 100.41M
Net Cash -22.77M
Net Cash Per Share -$4.52
Equity / Book Value 99.53M
Book Value Per Share 19.75
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $11.77 million and capital expenditures $564,000, giving a free cash flow of $12.34 million.

Operating Cash Flow 11.77M
Capital Expenditures 564,000
Free Cash Flow 12.34M
FCF Per Share $2.45
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 17.07% and 14.60%.

Gross Margin 100.00%
Operating Margin 17.07%
Pretax Margin 17.07%
Profit Margin 14.60%
EBITDA Margin 21.34%
EBIT Margin 17.07%
FCF Margin 20.27%

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 3.19%.

Dividend Per Share $0.56
Dividend Yield 3.19%
Dividend Growth (YoY) 5.66%
Years of Dividend Growth 3
Payout Ratio 31.46%
Buyback Yield -0.44%
Shareholder Yield 2.78%
Earnings Yield 10.41%
FCF Yield 14.44%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on October 2, 2007. It was a forward split with a ratio of 5:4.

Last Split Date Oct 2, 2007
Split Type Forward
Split Ratio 5:4

Scores

Altman Z-Score n/a
Piotroski F-Score 5