Old Point Financial Corporation (OPOF)

Sep 2, 2025 - OPOF was delisted (reason: merged into TOWN)

42.10

0.00 (0.00%)

Inactive · Last trade price on Aug 29, 2025

Old Point Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	61	60.91	59.47	56.24	52.89	48.42
Revenue Growth	4.45%	2.43%	5.75%	6.34%	9.23%	1.76%
Net Income	8.66	9.51	7.73	9.11	8.44	5.39
Earnings Per Share	1.70	1.88	1.54	1.80	1.61	1.03
EPS Growth	21.17%	22.03%	-14.35%	11.56%	56.31%	-31.79%

Revenue by Segment

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Bank	74.87	56.27	51.91	49.87	49.38
Parent	9.66	11.07	9.84	6.27	8.65
Wealth Management	5.69	5.34	5.29	4.9	5
Eliminations	-9.72	-11.13	-9.91	-6.33	-8.71

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	101.68	141.65	82.07	19.25	187.92	120.44
Total Debt	71.15	76.21	104	92	34.42	36.52
Net Cash (Debt)	30.53	65.44	-21.93	-72.75	153.5	83.92
Net Cash Growth	45.30%	-	-	-	82.92%	112.65%
Net Cash Per Share	6.00	12.92	-4.36	-14.35	29.30	16.09

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	13.74	14.64	11	17.57	23.18	-8.64
Capital Expenditures	0.22	-1.41	-1.05	-1.35	-1.51	-0.92
Free Cash Flow	13.95	13.23	9.94	16.21	21.66	-9.56
Free Cash Flow Growth	71.17%	33.09%	-38.66%	-25.16%	-	-

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Profit Margin	14.20%	15.61%	13.00%	16.20%	15.96%	11.13%
FCF Margin	22.87%	21.72%	16.72%	28.83%	40.96%	-19.74%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	0.560	0.560	0.560	0.520	0.500	0.480
Dividend Per Share Growth	0%	0%	7.69%	4.00%	4.17%	0%
Dividend Yield	1.33%	2.17%	3.25%	2.07%	2.34%	2.84%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	24.72	13.92	11.69	14.81	14.53	18.37
P/FCF Ratio	15.39	10.00	9.09	8.32	5.66	-
PS Ratio	3.51	2.17	1.52	2.40	2.32	2.05