Old Point Financial Corporation (OPOF)

Old Point Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	100.68	140.04	80.81	19.25	187.92	120.44
Investment Securities	118.35	123.93	122.02	138.01	147.16	115.21
Trading Asset Securities	1	1.6	1.26	-	-	-
Mortgage-Backed Securities	96.6	94.84	81.31	88.91	89.06	73.5
Total Investments	215.95	220.37	204.59	226.92	236.22	188.71
Gross Loans	1,007	1,011	1,081	1,028	844.83	838.4
Allowance for Loan Losses	-11.94	-11.45	-12.21	-10.53	-9.87	-9.54
Other Adjustments to Gross Loans	-0.55	-0.87	-1.2	-1	-1.3	-2.1
Net Loans	994.33	998.71	1,068	1,017	833.66	826.76
Property, Plant & Equipment	29.19	29.99	31.06	31.01	32.13	33.61
Goodwill	1.65	1.65	1.65	1.65	1.65	1.65
Other Intangible Assets	0.12	0.14	0.19	0.23	0.28	0.32
Loans Held for Sale	-	-	0.47	0.42	3.29	14.41
Accrued Interest Receivable	-	3.2	-	-	-	-
Other Current Assets	0.34	0.34	0.34	0.99	0.87	-
Long-Term Deferred Tax Assets	-	7.96	8.27	8.83	2.82	2.46
Other Real Estate Owned & Foreclosed	2.35	1.97	0.22	-	-	-
Other Long-Term Assets	55	43.28	46.5	46.77	38.93	36.89
Total Assets	1,403	1,451	1,446	1,355	1,338	1,226

Liabilities

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Accrued Expenses	2.86	3.39	3.24	7.75	5.82	5.27
Interest Bearing Deposits	866.14	815.27	822.51	690.14	715.67	661.23
Institutional Deposits	-	84.6	75.9	47.3	39.9	45.4
Non-Interest Bearing Deposits	342.56	355.04	331.99	418.58	421.53	360.6
Total Deposits	1,209	1,255	1,230	1,156	1,177	1,067
Short-Term Borrowings	4.38	5.57	13.08	62.47	4.54	6.62
Current Portion of Long-Term Debt	-	-	-	-	0.48	-
Current Portion of Leases	0.18	0.38	-	-	-	-
Accrued Interest Payable	1.69	2.09	1.97	0.83	-	-
Long-Term Debt	26.11	29.8	29.67	29.54	29.41	29.9
Federal Home Loan Bank Debt, Long-Term	40	40	60	-	-	-
Long-Term Leases	0.48	0.46	1.25	-	-	-
Other Long-Term Liabilities	-	-	-	-	-	0.02
Total Liabilities	1,284	1,337	1,340	1,257	1,217	1,109

Shareholders' Equity

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Common Stock	25.16	25.06	24.93	24.76	26.01	25.97
Additional Paid-In Capital	17.67	17.55	17.1	16.59	21.46	21.25
Retained Earnings	90.46	88.49	82.28	78.15	71.68	65.86
Comprehensive Income & Other	-15.16	-17.13	-17.53	-20.77	1.68	4.07
Shareholders' Equity	118.14	113.97	106.78	98.73	120.82	117.15
Total Liabilities & Equity	1,403	1,451	1,446	1,355	1,338	1,226

Additional Metrics

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Total Debt	71.15	76.21	104	92	34.42	36.52
Net Cash (Debt)	30.53	65.44	-21.93	-72.75	153.5	83.92
Net Cash Growth	45.30%	-	-	-	82.92%	112.65%
Net Cash Per Share	6.00	12.92	-4.36	-14.35	29.30	16.09
Filing Date Shares Outstanding	5.03	5.04	5.04	5	5.19	5.23
Total Common Shares Outstanding	5.03	5.01	5.04	5	5.24	5.22
Book Value Per Share	23.48	22.74	21.19	19.75	23.06	22.42
Tangible Book Value	116.37	112.18	104.94	96.85	118.89	115.18
Tangible Book Value Per Share	23.13	22.38	20.82	19.37	22.69	22.05

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

Data Sources Report a data error