Old Point Financial Corporation (OPOF)
Sep 2, 2025 - OPOF was delisted (reason: merged into TOWN)
42.10
0.00 (0.00%)
Inactive · Last trade price on Aug 29, 2025
Old Point Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Cash & Equivalents | 100.68 | 140.04 | 80.81 | 19.25 | 187.92 | 120.44 |
Investment Securities | 118.35 | 123.93 | 122.02 | 138.01 | 147.16 | 115.21 |
Trading Asset Securities | 1 | 1.6 | 1.26 | - | - | - |
Mortgage-Backed Securities | 96.6 | 94.84 | 81.31 | 88.91 | 89.06 | 73.5 |
Total Investments | 215.95 | 220.37 | 204.59 | 226.92 | 236.22 | 188.71 |
Gross Loans | 1,007 | 1,011 | 1,081 | 1,028 | 844.83 | 838.4 |
Allowance for Loan Losses | -11.94 | -11.45 | -12.21 | -10.53 | -9.87 | -9.54 |
Other Adjustments to Gross Loans | -0.55 | -0.87 | -1.2 | -1 | -1.3 | -2.1 |
Net Loans | 994.33 | 998.71 | 1,068 | 1,017 | 833.66 | 826.76 |
Property, Plant & Equipment | 29.19 | 29.99 | 31.06 | 31.01 | 32.13 | 33.61 |
Goodwill | 1.65 | 1.65 | 1.65 | 1.65 | 1.65 | 1.65 |
Other Intangible Assets | 0.12 | 0.14 | 0.19 | 0.23 | 0.28 | 0.32 |
Loans Held for Sale | - | - | 0.47 | 0.42 | 3.29 | 14.41 |
Accrued Interest Receivable | - | 3.2 | - | - | - | - |
Other Current Assets | 0.34 | 0.34 | 0.34 | 0.99 | 0.87 | - |
Long-Term Deferred Tax Assets | - | 7.96 | 8.27 | 8.83 | 2.82 | 2.46 |
Other Real Estate Owned & Foreclosed | 2.35 | 1.97 | 0.22 | - | - | - |
Other Long-Term Assets | 55 | 43.28 | 46.5 | 46.77 | 38.93 | 36.89 |
Total Assets | 1,403 | 1,451 | 1,446 | 1,355 | 1,338 | 1,226 |
Accrued Expenses | 2.86 | 3.39 | 3.24 | 7.75 | 5.82 | 5.27 |
Interest Bearing Deposits | 866.14 | 815.27 | 822.51 | 690.14 | 715.67 | 661.23 |
Institutional Deposits | - | 84.6 | 75.9 | 47.3 | 39.9 | 45.4 |
Non-Interest Bearing Deposits | 342.56 | 355.04 | 331.99 | 418.58 | 421.53 | 360.6 |
Total Deposits | 1,209 | 1,255 | 1,230 | 1,156 | 1,177 | 1,067 |
Short-Term Borrowings | 4.38 | 5.57 | 13.08 | 62.47 | 4.54 | 6.62 |
Current Portion of Long-Term Debt | - | - | - | - | 0.48 | - |
Current Portion of Leases | 0.18 | 0.38 | - | - | - | - |
Accrued Interest Payable | 1.69 | 2.09 | 1.97 | 0.83 | - | - |
Long-Term Debt | 26.11 | 29.8 | 29.67 | 29.54 | 29.41 | 29.9 |
Federal Home Loan Bank Debt, Long-Term | 40 | 40 | 60 | - | - | - |
Long-Term Leases | 0.48 | 0.46 | 1.25 | - | - | - |
Other Long-Term Liabilities | - | - | - | - | - | 0.02 |
Total Liabilities | 1,284 | 1,337 | 1,340 | 1,257 | 1,217 | 1,109 |
Common Stock | 25.16 | 25.06 | 24.93 | 24.76 | 26.01 | 25.97 |
Additional Paid-In Capital | 17.67 | 17.55 | 17.1 | 16.59 | 21.46 | 21.25 |
Retained Earnings | 90.46 | 88.49 | 82.28 | 78.15 | 71.68 | 65.86 |
Comprehensive Income & Other | -15.16 | -17.13 | -17.53 | -20.77 | 1.68 | 4.07 |
Shareholders' Equity | 118.14 | 113.97 | 106.78 | 98.73 | 120.82 | 117.15 |
Total Liabilities & Equity | 1,403 | 1,451 | 1,446 | 1,355 | 1,338 | 1,226 |
Total Debt | 71.15 | 76.21 | 104 | 92 | 34.42 | 36.52 |
Net Cash (Debt) | 30.53 | 65.44 | -21.93 | -72.75 | 153.5 | 83.92 |
Net Cash Growth | 45.30% | - | - | - | 82.92% | 112.65% |
Net Cash Per Share | 6.00 | 12.92 | -4.36 | -14.35 | 29.30 | 16.09 |
Filing Date Shares Outstanding | 5.03 | 5.04 | 5.04 | 5 | 5.19 | 5.23 |
Total Common Shares Outstanding | 5.03 | 5.01 | 5.04 | 5 | 5.24 | 5.22 |
Book Value Per Share | 23.48 | 22.74 | 21.19 | 19.75 | 23.06 | 22.42 |
Tangible Book Value | 116.37 | 112.18 | 104.94 | 96.85 | 118.89 | 115.18 |
Tangible Book Value Per Share | 23.13 | 22.38 | 20.82 | 19.37 | 22.69 | 22.05 |
Updated Jul 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.