Old Point Financial Corporation (OPOF)

Old Point Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	74	90	135	123	99	143
Market Cap Growth	-24.89%	-33.04%	10.05%	23.81%	-30.72%	26.31%
Enterprise Value	82	113	208	-31	15	103
PE Ratio	11.54	11.69	14.81	14.53	18.37	18.18
PS Ratio	1.28	1.52	2.40	2.32	2.05	3.00
PB Ratio	0.69	0.85	1.37	1.01	0.85	1.30
P/FCF Ratio	7.15	8.36	7.84	5.65	-13.46	13.50
P/OCF Ratio	6.60	8.22	7.68	5.29	-11.47	11.55
EV/Sales Ratio	1.41	1.90	3.69	-0.58	0.31	2.17
EV/EBITDA Ratio	8.26	9.71	15.97	-2.54	1.79	9.01
EV/EBIT Ratio	11.14	12.48	19.62	-3.17	2.55	11.57
EV/FCF Ratio	7.87	10.46	12.07	-1.42	-2.05	9.77
Debt / Equity Ratio	0.94	0.95	0.93	0.28	0.31	0.46
Debt / EBITDA Ratio	10.16	8.72	7.07	2.83	4.33	4.39
Debt / FCF Ratio	9.68	9.39	5.35	1.59	-4.96	4.76
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.05
Return on Equity (ROE)	6.10%	7.50%	9.10%	7.00%	4.70%	7.30%
Return on Assets (ROA)	0.40%	0.50%	0.70%	0.70%	0.50%	0.80%
Return on Capital (ROIC)	3.05%	3.71%	4.78%	5.44%	3.86%	4.91%
Earnings Yield	8.55%	8.56%	6.75%	6.88%	5.44%	5.50%
FCF Yield	14.00%	11.96%	12.75%	17.69%	-7.43%	7.41%
Dividend Yield	3.82%	3.10%	1.90%	2.10%	2.50%	1.70%
Payout Ratio	44.09%	36.40%	28.90%	31.10%	46.60%	31.80%
Buyback Yield / Dilution	-0.80%	0.91%	3.19%	-0.42%	-0.38%	-1.08%
Total Shareholder Return	3.02%	4.01%	5.09%	1.68%	2.12%	0.62%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).