Old Point Financial Corporation (OPOF)
NASDAQ: OPOF · Real-Time Price · USD
20.42
+0.12 (0.59%)
Nov 20, 2024, 4:00 PM EST - Market closed

Old Point Financial Statistics

Total Valuation

OPOF has a market cap or net worth of $103.69 million.

Market Cap 103.69M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, October 24, 2024, after market close.

Earnings Date Oct 24, 2024
Ex-Dividend Date Sep 4, 2024

Share Statistics

OPOF has 5.08 million shares outstanding. The number of shares has increased by 0.81% in one year.

Current Share Class 5.08M
Shares Outstanding 5.08M
Shares Change (YoY) +0.81%
Shares Change (QoQ) +0.25%
Owned by Insiders (%) 17.56%
Owned by Institutions (%) 22.34%
Float 2.93M

Valuation Ratios

The trailing PE ratio is 12.73.

PE Ratio 12.73
Forward PE n/a
PS Ratio 1.73
Forward PS n/a
PB Ratio 0.90
P/TBV Ratio 0.91
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.55%.

Return on Equity (ROE) 7.55%
Return on Assets (ROA) 0.55%
Return on Capital (ROIC) n/a
Revenue Per Employee $204,478
Profits Per Employee $27,873
Employee Count 291
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, OPOF has paid $1.76 million in taxes.

Income Tax 1.76M
Effective Tax Rate 17.83%

Stock Price Statistics

The stock price has increased by +24.51% in the last 52 weeks. The beta is 0.29, so OPOF's price volatility has been lower than the market average.

Beta (5Y) 0.29
52-Week Price Change +24.51%
50-Day Moving Average 19.26
200-Day Moving Average 16.98
Relative Strength Index (RSI) 58.19
Average Volume (20 Days) 20,197

Short Selling Information

The latest short interest is 2,386, so 0.05% of the outstanding shares have been sold short.

Short Interest 2,386
Short Previous Month 2,821
Short % of Shares Out 0.05%
Short % of Float 0.08%
Short Ratio (days to cover) 0.99

Income Statement

In the last 12 months, OPOF had revenue of $59.50 million and earned $8.11 million in profits. Earnings per share was $1.60.

Revenue 59.50M
Gross Profit 59.50M
Operating Income 9.87M
Pretax Income 7.35M
Net Income 8.11M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.60
Full Income Statement

Balance Sheet

The company has $176.86 million in cash and $71.54 million in debt, giving a net cash position of $105.31 million or $20.74 per share.

Cash & Cash Equivalents 176.86M
Total Debt 71.54M
Net Cash 105.31M
Net Cash Per Share $20.74
Equity (Book Value) 115.46M
Book Value Per Share 22.74
Working Capital -1.11B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 16.59%
Pretax Margin 16.59%
Profit Margin 13.63%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 17.86%

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 2.74%.

Dividend Per Share $0.56
Dividend Yield 2.74%
Dividend Growth (YoY) 1.82%
Years of Dividend Growth 3
Payout Ratio 34.90%
Buyback Yield -0.81%
Shareholder Yield 1.93%
Earnings Yield 7.82%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on October 2, 2007. It was a forward split with a ratio of 1.25:1.

Last Split Date Oct 2, 2007
Split Type Forward
Split Ratio 1.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2