Old Point Financial Corporation (OPOF)
NASDAQ: OPOF · Real-Time Price · USD
29.80
-0.10 (-0.33%)
Feb 21, 2025, 4:00 PM EST - Market closed

Old Point Financial Statistics

Total Valuation

OPOF has a market cap or net worth of $151.32 million. The enterprise value is $85.04 million.

Market Cap 151.32M
Enterprise Value 85.04M

Important Dates

The last earnings date was Thursday, January 30, 2025, after market close.

Earnings Date Jan 30, 2025
Ex-Dividend Date Mar 5, 2025

Share Statistics

OPOF has 5.08 million shares outstanding. The number of shares has increased by 0.79% in one year.

Current Share Class 5.08M
Shares Outstanding 5.08M
Shares Change (YoY) +0.79%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 16.22%
Owned by Institutions (%) 21.31%
Float 2.92M

Valuation Ratios

The trailing PE ratio is 15.87.

PE Ratio 15.87
Forward PE n/a
PS Ratio 2.48
Forward PS n/a
PB Ratio 1.33
P/TBV Ratio 1.35
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 8.94
EV / Sales 1.40
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.61%.

Return on Equity (ROE) 8.61%
Return on Assets (ROA) 0.66%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $209,326
Profits Per Employee $32,674
Employee Count 291
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, OPOF has paid $1.90 million in taxes.

Income Tax 1.90M
Effective Tax Rate 16.63%

Stock Price Statistics

The stock price has increased by +74.27% in the last 52 weeks. The beta is 0.27, so OPOF's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change +74.27%
50-Day Moving Average 25.42
200-Day Moving Average 19.65
Relative Strength Index (RSI) 84.61
Average Volume (20 Days) 5,257

Short Selling Information

The latest short interest is 4,788, so 0.09% of the outstanding shares have been sold short.

Short Interest 4,788
Short Previous Month 4,555
Short % of Shares Out 0.09%
Short % of Float 0.16%
Short Ratio (days to cover) 1.26

Income Statement

In the last 12 months, OPOF had revenue of $60.91 million and earned $9.51 million in profits. Earnings per share was $1.88.

Revenue 60.91M
Gross Profit 60.91M
Operating Income 11.41M
Pretax Income 7.35M
Net Income 9.51M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.88
Full Income Statement

Balance Sheet

The company has $140.04 million in cash and $73.77 million in debt, giving a net cash position of $66.28 million or $13.05 per share.

Cash & Cash Equivalents 140.04M
Total Debt 73.77M
Net Cash 66.28M
Net Cash Per Share $13.05
Equity (Book Value) 113.97M
Book Value Per Share 22.44
Working Capital -1.12B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 18.72%
Pretax Margin 18.72%
Profit Margin 15.61%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 1.88%.

Dividend Per Share $0.56
Dividend Yield 1.88%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 29.83%
Buyback Yield -0.79%
Shareholder Yield 1.09%
Earnings Yield 6.28%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on October 2, 2007. It was a forward split with a ratio of 1.25:1.

Last Split Date Oct 2, 2007
Split Type Forward
Split Ratio 1.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2