Old Point Financial Statistics

Total Valuation

OPOF has a market cap or net worth of $198.94 million. The enterprise value is $133.20 million.

Market Cap	198.94M
Enterprise Value	133.20M

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Jun 9, 2025

Share Statistics

OPOF has 5.11 million shares outstanding. The number of shares has increased by 0.82% in one year.

Current Share Class	5.11M
Shares Outstanding	5.11M
Shares Change (YoY)	+0.82%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	13.06%
Owned by Institutions (%)	22.89%
Float	3.15M

Valuation Ratios

The trailing PE ratio is 19.89.

PE Ratio	19.89
Forward PE	n/a
PS Ratio	3.22
Forward PS	n/a
PB Ratio	1.67
P/TBV Ratio	1.72
P/FCF Ratio	16.24
P/OCF Ratio	15.27
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.39
EV / Sales	2.17
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	10.87

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.85%.

Return on Equity (ROE)	8.85%
Return on Assets (ROA)	0.69%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$236,038
Profits Per Employee	$38,265
Employee Count	260
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OPOF has paid $2.17 million in taxes.

Income Tax	2.17M
Effective Tax Rate	17.89%

Stock Price Statistics

The stock price has increased by +168.73% in the last 52 weeks. The beta is -0.30, so OPOF's price volatility has been lower than the market average.

Beta (5Y)	-0.30
52-Week Price Change	+168.73%
50-Day Moving Average	38.90
200-Day Moving Average	27.44
Relative Strength Index (RSI)	48.17
Average Volume (20 Days)	10,661

Short Selling Information

The latest short interest is 17,139, so 0.34% of the outstanding shares have been sold short.

Short Interest	17,139
Short Previous Month	16,146
Short % of Shares Out	0.34%
Short % of Float	0.54%
Short Ratio (days to cover)	1.91

Income Statement

In the last 12 months, OPOF had revenue of $61.37 million and earned $9.95 million in profits. Earnings per share was $1.96.

Revenue	61.37M
Gross Profit	61.37M
Operating Income	13.26M
Pretax Income	7.35M
Net Income	9.95M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.96

Full Income Statement

Balance Sheet

The company has $137.13 million in cash and $71.39 million in debt, giving a net cash position of $65.74 million or $12.88 per share.

Cash & Cash Equivalents	137.13M
Total Debt	71.39M
Net Cash	65.74M
Net Cash Per Share	$12.88
Equity (Book Value)	117.22M
Book Value Per Share	23.38
Working Capital	-1.13B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $13.03 million and capital expenditures -$778,000, giving a free cash flow of $12.25 million.

Operating Cash Flow	13.03M
Capital Expenditures	-778,000
Free Cash Flow	12.25M
FCF Per Share	$2.40

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	21.61%
Pretax Margin	19.74%
Profit Margin	16.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.97%

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 1.43%.

Dividend Per Share	$0.56
Dividend Yield	1.43%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	28.59%
Buyback Yield	-0.82%
Shareholder Yield	0.61%
Earnings Yield	5.00%
FCF Yield	6.16%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 2, 2007. It was a forward split with a ratio of 1.25:1.

Last Split Date	Oct 2, 2007
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4