Oportun Financial Corporation (OPRT)

NASDAQ: OPRT · Real-Time Price · USD
4.660
+0.150 (3.33%)
Nov 21, 2025, 4:00 PM EST - Market closed
3.33%
Market Cap206.08M
Revenue (ttm)712.62M
Net Income (ttm)30.58M
Shares Out 44.13M
EPS (ttm)0.66
PE Ratio7.07
Forward PE3.38
Dividendn/a
Ex-Dividend Daten/a
Volume481,204
Open4.510
Previous Close4.510
Day's Range4.500 - 4.695
52-Week Range2.980 - 9.245
Beta1.24
AnalystsSell
Price Target6.00 (+28.76%)
Earnings DateNov 4, 2025

About OPRT

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California. [Read more]

Sector Financials
IPO Date Sep 26, 2019
Employees 2,429
Stock Exchange NASDAQ
Ticker Symbol OPRT
Full Company Profile

Financial Performance

In 2024, Oportun Financial's revenue was $763.62 million, a decrease of -12.98% compared to the previous year's $877.51 million. Losses were -$78.68 million, -56.28% less than in 2023.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for OPRT stock is "Sell." The 12-month stock price target is $6.0, which is an increase of 28.76% from the latest price.

Price Target
$6.0
(28.76% upside)
Analyst Consensus: Sell
Stock Forecasts

News

MULTIMEDIA UPDATE - Holiday Savings Surge: Oportun Reports $6.5 Million Saved for 2025, Up 30% From 2024

The Oportun 2025 Holiday Savings Report highlights rising participation in automated Set & Save™ accounts and stronger household preparedness for a potentially more expensive holiday season The Oportu...

4 days ago - GlobeNewsWire

Holiday Savings Surge: Oportun Reports $6.5 Million Saved for 2025, Up 30% From 2024

SAN CARLOS, Calif., Nov. 19, 2025 (GLOBE NEWSWIRE) -- Oportun  (Nasdaq: OPRT) today shared results from its 2025 Holiday Savings Report showing that Americans are saving more aggressively for this yea...

4 days ago - GlobeNewsWire

Oportun Financial Corporation (OPRT) Q3 2025 Earnings Call Transcript

Oportun Financial Corporation ( OPRT) Q3 2025 Earnings Call November 4, 2025 5:00 PM EST Company Participants Raul Vazquez - President, CEO & Director Dorian Hare - Senior Vice President of Investor ...

19 days ago - Seeking Alpha

Oportun Delivers Fourth Consecutive Quarter of GAAP Profitability, Increases Full-Year 2025 Adjusted EPS Guidance

Meets or exceeds all third quarter guidance metrics GAAP Net income of $5.2 million reflects $35 million year-over-year improvement GAAP EPS of $0.11 , up $0.86 versus prior-year period Adjusted EPS o...

19 days ago - GlobeNewsWire

Oportun to Report Third Quarter 2025 Financial Results on Tuesday, November 4, 2025

SAN CARLOS, Calif., Oct. 21, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its third quarter 2025 on Tuesday, Novembe...

4 weeks ago - GlobeNewsWire

Oportun Completes $441 Million Asset Backed Securitization

5.77% average yield, demonstrates Oportun's continued access to low-cost funding  Third consecutive transaction with AAA rating on most senior bonds SAN CARLOS, Calif., Oct. 20, 2025 (GLOBE NEWSWIRE) ...

4 weeks ago - GlobeNewsWire

Oportun Adds Additional Warehouse Capacity, Reduces Warehouse Financing Costs and Pays Down Additional Higher Cost Corporate Debt

Adds a new $247 million warehouse facility with Citizens Financial Group, Inc. and Community Investment Management Extends the term of an existing warehouse facility with Goldman Sachs and Jefferies b...

5 weeks ago - GlobeNewsWire

Oportun to Present at Sidoti September Virtual Investor Conference

SAN CARLOS, Calif., Sept. 15, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it will participate in the upcoming Sidoti September Vi...

2 months ago - GlobeNewsWire

Oportun Awards College Scholarships to Winners of 2025 Oportun Scholarship Program

SAN CARLOS, Calif., Sept. 04, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company and provider of responsible, affordable financial products, has announced the...

2 months ago - GlobeNewsWire

Oportun Completes $538 Million Asset Backed Securitization

5.294% average yield, 38 basis points lower than previous ABS financing in June AAA rating on the most senior bonds; and Company has proactively paid down $10 million of higher cost corporate debt sin...

3 months ago - GlobeNewsWire

Oportun Financial: Consumer Finance Poised For Up-Cycle

Oportun's loan portfolio quality has improved, supporting three consecutive quarters of GAAP profitability and reduced delinquency rates. Tangible book value per share declined due to warrant exercise...

3 months ago - Seeking Alpha

Oportun Financial Corporation (OPRT) Q2 2025 Earnings Call Transcript

Oportun Financial Corporation (NASDAQ:OPRT) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Dorian Hare - Senior Vice President of Investor Relations Paul Appleton - T...

3 months ago - Seeking Alpha

Oportun Achieves Third Straight Quarter of GAAP Profitability and Raises Full-Year 2025 Outlook

GAAP Net income of $6.9 million , a $38 million year-over-year improvement GAAP EPS of $0.14 , a $0.92 year-over-year improvement Adjusted EPS of $0.31 , up 288% versus prior-year quarter Operating ex...

3 months ago - GlobeNewsWire

Oportun to Report Second Quarter 2025 Financial Results on Wednesday, August 6, 2025

SAN CARLOS, Calif., July 23, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its second quarter 2025 on Wednesday, Augu...

4 months ago - GlobeNewsWire

Oportun Named to the CNBC World's Top Fintech Companies 2025 List

SAN CARLOS, Calif., July 16, 2025 (GLOBE NEWSWIRE) -- Oportun  (Nasdaq: OPRT), a mission-driven financial services company, today announced that it has been named to the third edition of CNBC's World'...

4 months ago - GlobeNewsWire

Oportun Enters Cooperation Agreement with Findell Capital

SAN CARLOS, Calif., July 14, 2025 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today announced it has ent...

4 months ago - GlobeNewsWire

Oportun Issues Letter Urging Stockholders to Vote for Director Nominees Raul Vazquez and Carlos Minetti

SAN CARLOS, Calif., July 09, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today issued a letter to stockholders ahead of i...

4 months ago - GlobeNewsWire

Oportun Board of Directors Reiterates Importance of CEO Raul Vazquez's Continued Stewardship on the Board

Urges stockholders to vote  “FOR”  Mr. Vazquez and Carlos Minetti on the  GREEN  proxy card

4 months ago - GlobeNewsWire

Findell Reports ISS Recommends Oportun Stockholders Vote FOR Findell Nominee Warren Wilcox and WITHHOLD on Long-Tenured CEO Raul Vazquez at Annual Meeting

Leading Independent Proxy Advisory Firm Affirms Findell's Case for Change at 2025 Annual Meeting, While Noting the Firm's Prior Engagement was an Initial Step Toward Improving Oportun Report from ISS ...

4 months ago - PRNewsWire

Oportun Responds to Comments by Findell Capital

Reiterates openness and ongoing efforts to reach constructive compromise with Findell Highlights Board actions to streamline and rebalance director skills in service of all stockholders SAN CARLOS, Ca...

5 months ago - GlobeNewsWire

Findell Capital Reiterates Desire for Compromise at Oportun Financial and Issues Statement on Behalf of Scott Parker

NEW YORK , June 30, 2025 /PRNewswire/ -- Findell Capital Partners, LP, (together with its affiliates, "Findell," "we" or "us") one of the largest stockholders of Oportun Financial Corporation (NASDAQ:...

5 months ago - PRNewsWire

Findell Capital Issues Rebuttal Presentation on Oportun Financial and Notes Support of Oportun Founder and Former CEO James Gutierrez

Highlights the Support of Oportun Founder and Former CEO James Gutierrez, who Wrote that Findell Has "Offered a Smart, Focused Plan to Restore Value" Outlines How the Company Forced a Costly Proxy Con...

5 months ago - PRNewsWire

Oportun Issues Letter to Stockholders Detailing CEO Raul Vazquez's Record of Proven Leadership

Urges stockholders to vote “FOR” Mr. Vazquez and Carlos Minetti on the GREEN proxy card

5 months ago - GlobeNewsWire

Oportun Releases Investor Presentation Highlighting Strategic Progress

Outlines proactive steps taken by Board and management to drive long-term stockholder value Urges stockholders to vote “FOR” Oportun's two nominees – CEO Raul Vazquez and Carlos Minetti – on the GREEN...

5 months ago - GlobeNewsWire

Findell Capital Reiterates Commitment to Reaching a Good Faith Settlement at Oportun Financial

NEW YORK , June 17, 2025 /PRNewswire/ -- Findell Capital Partners, LP, (together with its affiliates, "Findell," "we" or "us") one of the largest stockholders of Oportun Financial Corporation (NASDAQ:...

5 months ago - PRNewsWire