Oportun Financial Corporation (OPRT)

NASDAQ: OPRT · Real-Time Price · USD
4.960
+0.040 (0.81%)
Feb 13, 2026, 4:00 PM EST - Market closed
Market Cap218.88M +48.4%
Revenue (ttm)712.62M -10.6%
Net Income30.58M
EPS0.66
Shares Out 44.13M
PE Ratio7.51
Forward PE3.54
Dividendn/a
Ex-Dividend Daten/a
Volume691,806
Open4.890
Previous Close4.920
Day's Range4.760 - 5.150
52-Week Range4.050 - 9.245
Beta1.18
AnalystsHold
Price Target5.50 (+10.89%)
Earnings DateFeb 26, 2026

About OPRT

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California. [Read more]

Sector Financials
IPO Date Sep 26, 2019
Employees 2,429
Stock Exchange NASDAQ
Ticker Symbol OPRT
Full Company Profile

Financial Performance

In 2024, Oportun Financial's revenue was $763.62 million, a decrease of -12.98% compared to the previous year's $877.51 million. Losses were -$78.68 million, -56.28% less than in 2023.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for OPRT stock is "Hold." The 12-month stock price target is $5.5, which is an increase of 10.89% from the latest price.

Price Target
$5.5
(10.89% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Oportun to Report Fourth Quarter 2025 Financial Results on Thursday, February 26, 2026

SAN MATEO, Calif., Feb. 12, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its fourth quarter 2025 on Thursday, Februa...

1 day ago - GlobeNewsWire

Oportun Strengthens Debt Capital Structure With $485 Million Asset Backed Securitization and Corporate Debt Repayments

5.32% yield, 45 basis points lower than the prior October 2025 ABS transaction Fourth consecutive sub-6% ABS transaction Repaid $37.5 million of corporate debt during the fourth quarter SAN MATEO, Cal...

4 days ago - GlobeNewsWire

Oportun: New Leadership Unlocks Potential Earnings And Valuation Gains

Oportun offers >100% upside potential as new leadership unlocks earnings and valuation gains. OPRT's subprime lending model provides a durable competitive moat and revenue resilience. Key EPS drivers ...

8 days ago - Seeking Alpha

Oportun Announces CEO Succession Plan

Raul Vazquez to step down as CEO and Board member no later than April 3, 2026 Board initiates CEO search Provides preliminary fourth quarter and full year 2025 financial and operating results SAN CARL...

23 days ago - GlobeNewsWire

Oportun to Present at Sidoti December Virtual Investor Conference

SAN CARLOS, Calif., Dec. 08, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it will participate in the upcoming Sidoti December Virt...

2 months ago - GlobeNewsWire

Oportun Financial: Trading At A Discount To Book Value Amid Macro Uncertainty

Oportun Financial remains a Buy as the stock trades at a 25% discount to tangible book value despite steady profitability. OPRT posted its fourth consecutive profitable quarter, with improved capital ...

2 months ago - Seeking Alpha

MULTIMEDIA UPDATE - Holiday Savings Surge: Oportun Reports $6.5 Million Saved for 2025, Up 30% From 2024

The Oportun 2025 Holiday Savings Report highlights rising participation in automated Set & Save™ accounts and stronger household preparedness for a potentially more expensive holiday season The Oportu...

3 months ago - GlobeNewsWire

Holiday Savings Surge: Oportun Reports $6.5 Million Saved for 2025, Up 30% From 2024

SAN CARLOS, Calif., Nov. 19, 2025 (GLOBE NEWSWIRE) -- Oportun  (Nasdaq: OPRT) today shared results from its 2025 Holiday Savings Report showing that Americans are saving more aggressively for this yea...

3 months ago - GlobeNewsWire

Oportun Financial Corporation (OPRT) Q3 2025 Earnings Call Transcript

Oportun Financial Corporation ( OPRT) Q3 2025 Earnings Call November 4, 2025 5:00 PM EST Company Participants Raul Vazquez - President, CEO & Director Dorian Hare - Senior Vice President of Investor ...

3 months ago - Seeking Alpha

Oportun Delivers Fourth Consecutive Quarter of GAAP Profitability, Increases Full-Year 2025 Adjusted EPS Guidance

Meets or exceeds all third quarter guidance metrics GAAP Net income of $5.2 million reflects $35 million year-over-year improvement GAAP EPS of $0.11 , up $0.86 versus prior-year period Adjusted EPS o...

3 months ago - GlobeNewsWire

Oportun to Report Third Quarter 2025 Financial Results on Tuesday, November 4, 2025

SAN CARLOS, Calif., Oct. 21, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its third quarter 2025 on Tuesday, Novembe...

4 months ago - GlobeNewsWire

Oportun Completes $441 Million Asset Backed Securitization

5.77% average yield, demonstrates Oportun's continued access to low-cost funding  Third consecutive transaction with AAA rating on most senior bonds SAN CARLOS, Calif., Oct. 20, 2025 (GLOBE NEWSWIRE) ...

4 months ago - GlobeNewsWire

Oportun Adds Additional Warehouse Capacity, Reduces Warehouse Financing Costs and Pays Down Additional Higher Cost Corporate Debt

Adds a new $247 million warehouse facility with Citizens Financial Group, Inc. and Community Investment Management Extends the term of an existing warehouse facility with Goldman Sachs and Jefferies b...

4 months ago - GlobeNewsWire

Oportun to Present at Sidoti September Virtual Investor Conference

SAN CARLOS, Calif., Sept. 15, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it will participate in the upcoming Sidoti September Vi...

5 months ago - GlobeNewsWire

Oportun Awards College Scholarships to Winners of 2025 Oportun Scholarship Program

SAN CARLOS, Calif., Sept. 04, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company and provider of responsible, affordable financial products, has announced the...

5 months ago - GlobeNewsWire

Oportun Completes $538 Million Asset Backed Securitization

5.294% average yield, 38 basis points lower than previous ABS financing in June AAA rating on the most senior bonds; and Company has proactively paid down $10 million of higher cost corporate debt sin...

6 months ago - GlobeNewsWire

Oportun Financial: Consumer Finance Poised For Up-Cycle

Oportun's loan portfolio quality has improved, supporting three consecutive quarters of GAAP profitability and reduced delinquency rates. Tangible book value per share declined due to warrant exercise...

6 months ago - Seeking Alpha

Oportun Financial Corporation (OPRT) Q2 2025 Earnings Call Transcript

Oportun Financial Corporation (NASDAQ:OPRT) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Dorian Hare - Senior Vice President of Investor Relations Paul Appleton - T...

6 months ago - Seeking Alpha

Oportun Achieves Third Straight Quarter of GAAP Profitability and Raises Full-Year 2025 Outlook

GAAP Net income of $6.9 million , a $38 million year-over-year improvement GAAP EPS of $0.14 , a $0.92 year-over-year improvement Adjusted EPS of $0.31 , up 288% versus prior-year quarter Operating ex...

6 months ago - GlobeNewsWire

Oportun to Report Second Quarter 2025 Financial Results on Wednesday, August 6, 2025

SAN CARLOS, Calif., July 23, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its second quarter 2025 on Wednesday, Augu...

7 months ago - GlobeNewsWire

Oportun Named to the CNBC World's Top Fintech Companies 2025 List

SAN CARLOS, Calif., July 16, 2025 (GLOBE NEWSWIRE) -- Oportun  (Nasdaq: OPRT), a mission-driven financial services company, today announced that it has been named to the third edition of CNBC's World'...

7 months ago - GlobeNewsWire

Oportun Enters Cooperation Agreement with Findell Capital

SAN CARLOS, Calif., July 14, 2025 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today announced it has ent...

7 months ago - GlobeNewsWire

Oportun Issues Letter Urging Stockholders to Vote for Director Nominees Raul Vazquez and Carlos Minetti

SAN CARLOS, Calif., July 09, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today issued a letter to stockholders ahead of i...

7 months ago - GlobeNewsWire

Oportun Board of Directors Reiterates Importance of CEO Raul Vazquez's Continued Stewardship on the Board

Urges stockholders to vote  “FOR”  Mr. Vazquez and Carlos Minetti on the  GREEN  proxy card

7 months ago - GlobeNewsWire

Findell Reports ISS Recommends Oportun Stockholders Vote FOR Findell Nominee Warren Wilcox and WITHHOLD on Long-Tenured CEO Raul Vazquez at Annual Meeting

Leading Independent Proxy Advisory Firm Affirms Findell's Case for Change at 2025 Annual Meeting, While Noting the Firm's Prior Engagement was an Initial Step Toward Improving Oportun Report from ISS ...

7 months ago - PRNewsWire