Ohio Valley Banc Corp. (OVBC)
Stock Price Chart
Key Info
| Market Cap | 94.50M |
| Revenue (ttm) | 46.68M |
| Net Income (ttm) | 9.72M |
| Shares Out | 4.79M |
| EPS (ttm) | 1.86 |
| PE Ratio | 10.61 |
| Forward PE | n/a |
| Dividend | $0.84 |
| Dividend Yield | 4.26% |
Stock Quote
| Trading Day | Aug 4, 2020 |
| Last Price | $19.74 |
| Previous Close | $19.70 |
| Change ($) | 0.04 |
| Change (%) | 0.20% |
| Day's Open | 19.96 |
| Day's Range | 19.69 - 19.98 |
| Day's Volume | 2,704 |
| 52-Week Range | 19.20 - 41.50 |
More Stats
| Market Cap | 94.50M |
| Enterprise Value | 69.78M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jul 30, 2020 |
| Shares Outstanding | 4.79M |
| Float | 4.10M |
| EPS (basic) | 2.04 |
| EPS (diluted) | 1.86 |
| FCF / Share | 1.71 |
| Dividend | $0.84 |
| Dividend Yield | 4.26% |
| Earnings Yield | 9.42% |
| FCF Yield | 8.66% |
| Payout Ratio | 41.20% |
| Shares Short | 62,761 |
| Short Ratio | 8.28 |
| Short % of Float | 1.53% |
| Beta | 0.08 |
| PE Ratio | 10.61 |
| Forward PE | n/a |
| P/FCF Ratio | 11.55 |
| PS Ratio | 2.02 |
| PB Ratio | 0.73 |
| Revenue | 46.68M |
| Operating Income | 11.51M |
| Net Income | 9.72M |
| Free Cash Flow | 8.18M |
| Net Cash | 24.71M |
| Net Cash / Share | 5.16 |
| Gross Margin | 107.03% |
| Operating Margin | 24.66% |
| Profit Margin | 19.10% |
| FCF Margin | 17.52% |
| ROA | 0.83% |
| ROE | 6.96% |
| ROIC | 1.10% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 51.22 | 51.63 | 48.60 | 41.74 | 41.00 | 40.49 | 40.43 | 39.56 | 36.20 | 33.25 |
| Revenue Growth | -0.79% | 6.22% | 16.45% | 1.8% | 1.27% | 0.15% | 2.2% | 9.28% | 8.86% | - |
| Gross Profit | 51.22 | 51.63 | 48.60 | 41.74 | 41.00 | 40.49 | 40.43 | 39.56 | 36.20 | 33.25 |
| Operating Income | 11.72 | 14.20 | 12.00 | 8.84 | 11.38 | 11.19 | 11.05 | 9.81 | 7.90 | 6.61 |
| Net Income | 9.91 | 11.94 | 7.51 | 6.92 | 8.57 | 8.07 | 8.11 | 7.05 | 5.84 | 5.10 |
| Shares Outstanding | 4.78 | 4.73 | 4.69 | 4.67 | 4.12 | 4.10 | 4.06 | 4.03 | 4.00 | 3.98 |
| Earnings Per Share | 2.08 | 2.53 | 1.60 | 1.59 | 2.08 | 1.97 | 2.00 | 1.75 | 1.46 | 1.28 |
| EPS Growth | -17.79% | 58.13% | 0.63% | -23.56% | 5.58% | -1.5% | 14.29% | 19.86% | 14.06% | - |
| Dividend Per Share | 0.84 | 0.84 | 0.84 | 0.84 | 0.89 | 0.84 | 0.73 | 1.09 | 0.84 | 0.84 |
| Dividend Growth | 0% | 0% | 0% | -5.62% | 5.95% | 15.07% | -33.03% | 29.76% | 0% | - |
| Operating Cash Flow | 14.75 | 18.14 | 14.50 | 13.37 | 10.40 | 11.68 | 13.16 | 10.83 | 16.18 | 12.33 |
| Capital Expenditures | -6.23 | -2.73 | -1.73 | -1.68 | -1.95 | -0.99 | -1.15 | -0.44 | -0.45 | -0.67 |
| Free Cash Flow | 8.52 | 15.42 | 12.77 | 11.68 | 8.45 | 10.70 | 12.01 | 10.39 | 15.73 | 11.66 |
| Cash & Equivalents | 52.36 | 71.18 | 74.57 | 40.17 | 45.53 | 30.98 | 28.34 | 45.65 | 51.63 | 59.75 |
| Total Debt | 43.54 | 48.21 | 44.45 | 45.59 | 32.45 | 33.47 | 27.25 | 27.79 | 33.80 | 79.35 |
| Net Cash / Debt | 8.81 | 22.97 | 30.12 | -5.42 | 13.08 | -2.50 | 1.10 | 17.87 | 17.83 | -19.60 |
| Assets | 1,013 | 1,030 | 1,026 | 955 | 796 | 779 | 747 | 769 | 804 | 852 |
| Liabilities | 885 | 913 | 917 | 850 | 706 | 692 | 667 | 693 | 732 | 783 |
| Book Value | 128 | 118 | 109 | 105 | 90.47 | 86.22 | 80.42 | 75.82 | 71.84 | 68.13 |
Company Profile
Company Details
| Full Name | Ohio Valley Banc Corp. |
| Country | United States |
| Employees | 284 |
| CEO | Thomas E. Wiseman |
Stock Information
| Ticker Symbol | OVBC |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: OVBC |
Description
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit boxes, wire transfers, credit card services, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machine (ATM) services, consumer finance, seasonal tax preparation services, and commercial property and various liability insurance services, as well as trust services. It operated 16 offices in Ohio and West Virginia; and 6 consumer finance offices in Ohio. The company owns and operates 34 ATMs, including 20 off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis, Ohio.