Ohio Valley Banc Corp. (OVBC)
NASDAQ: OVBC · Real-Time Price · USD
44.11
-0.60 (-1.34%)
Aug 20, 2026, 10:57 AM EDT - Market open

Ohio Valley Banc Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
62.4463.6659.5156.5754.9751.3
Revenue Growth
-1.66%6.98%5.20%2.90%7.17%10.46%
Net Income
14.2115.61112.6313.3411.73
Earnings Per Share
3.023.312.322.652.802.45
EPS Growth
2.59%42.62%-12.23%-5.41%13.96%14.52%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
78.0816.3917.1716.1418.2818.58
Total Debt
51.7355.0349.9255.4529.0829.91
Net Cash (Debt)
26.35-38.63-32.76-39.31-10.8-11.33
Net Cash Growth
228.81%-----
Net Cash Per Share
5.59-8.20-6.92-8.23-2.26-2.37

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
22.9418.0913.120.7515.9913.19
Capital Expenditures
-3.23-1.04-1.43-2.69-1.99-1.09
Free Cash Flow
19.7117.0511.6618.061412.1
Free Cash Flow Growth
63.20%46.16%-35.41%28.97%15.70%33.86%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.76%24.51%18.48%22.33%24.26%22.87%
FCF Margin
31.57%26.78%19.60%31.92%25.47%23.59%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0000.9100.8800.8700.8400.840
Dividend Per Share Growth
6.67%3.41%1.15%3.57%0%0%
Dividend Yield
2.24%2.31%3.81%4.11%3.60%3.32%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.8212.0710.378.699.4512.06
P/FCF Ratio
10.6611.059.786.089.0011.69
PS Ratio
3.372.961.921.942.292.76