Ohio Valley Banc Corp. (OVBC)

NASDAQ: OVBC · Real-Time Price · USD

42.12

+0.46 (1.10%)

At close: Jul 30, 2026, 4:00 PM EDT

42.12

0.00 (0.00%)

After-hours: Jul 30, 2026, 4:10 PM EDT

Ohio Valley Banc Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	62.47	63.66	59.51	56.57	54.97	51.3
Revenue Growth	-1.28%	6.98%	5.20%	2.90%	7.17%	5.90%
Net Income	14.21	15.6	11	12.63	13.34	11.73
Earnings Per Share	3.01	3.31	2.32	2.65	2.80	2.45
EPS Growth	2.38%	42.67%	-12.45%	-5.36%	14.29%	14.49%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	156.17	91.79	166.21	256.25	91.98	304.07
Total Debt	50.32	53.35	48.24	53.09	26.45	28.11
Net Cash (Debt)	-50.32	-53.35	-48.24	-53.09	-26.45	-28.11
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-10.68	-11.32	-10.18	-11.12	-5.55	-5.88

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	24.78	18.09	13.1	20.75	15.99	13.19
Capital Expenditures	-1.07	-1.04	-1.43	-2.69	-1.99	-1.09
Free Cash Flow	23.71	17.05	11.66	18.06	14	12.1
Free Cash Flow Growth	104.99%	46.16%	-35.41%	28.97%	15.70%	33.86%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	28.10%	30.56%	22.48%	26.87%	28.98%	27.32%
Profit Margin	22.75%	24.51%	18.48%	22.33%	24.26%	22.87%
FCF Margin	0.00%	26.78%	19.60%	31.92%	25.47%	23.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	0.910	0.880	0.870	0.840	0.840
Dividend Per Share Growth	6.67%	3.41%	1.15%	3.57%	0%	0%
Dividend Yield	2.37%	2.28%	3.64%	4.44%	3.75%	2.83%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.81	12.08	10.44	8.68	9.44	12.10
P/FCF Ratio	8.41	10.27	9.07	6.08	9.00	11.69
PS Ratio	3.19	2.75	1.78	1.94	2.29	2.76