Oak Valley Bancorp (OVLY)
Stock Price Chart
Key Info
| Market Cap | 120.90M |
| Revenue (ttm) | 44.25M |
| Net Income (ttm) | 11.71M |
| Shares Out | 8.22M |
| EPS (ttm) | 1.50 |
| PE Ratio | 9.81 |
| Forward PE | n/a |
| Dividend | $0.28 |
| Dividend Yield | 1.90% |
Stock Quote
| Trading Day | Oct 26, 2020 |
| Last Price | $14.71 |
| Previous Close | $14.49 |
| Change ($) | 0.22 |
| Change (%) | 1.52% |
| Day's Open | 14.52 |
| Day's Range | 13.97 - 14.90 |
| Day's Volume | 6,580 |
| 52-Week Range | 10.72 - 19.95 |
More Stats
| Market Cap | 120.90M |
| Enterprise Value | n/a |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jul 31, 2020 |
| Shares Outstanding | 8.22M |
| Float | 6.03M |
| EPS (basic) | 1.44 |
| EPS (diluted) | 1.50 |
| FCF / Share | 2.69 |
| Dividend | $0.28 |
| Dividend Yield | 1.90% |
| Earnings Yield | 10.20% |
| FCF Yield | 18.28% |
| Payout Ratio | 19.10% |
| Shares Short | 31,347 |
| Short Ratio | 3.43 |
| Short % of Float | 0.52% |
| Beta | 0.39 |
| PE Ratio | 9.81 |
| Forward PE | n/a |
| P/FCF Ratio | 5.47 |
| PS Ratio | 2.73 |
| PB Ratio | 0.99 |
| Revenue | 44.25M |
| Operating Income | 15.62M |
| Net Income | 11.71M |
| Free Cash Flow | 22.11M |
| Net Cash | 138.88M |
| Net Cash / Share | 16.90 |
| Gross Margin | 100.62% |
| Operating Margin | 35.30% |
| Profit Margin | 26.50% |
| FCF Margin | 49.96% |
| ROA | 0.92% |
| ROE | 10.34% |
| ROIC | 1.40% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45.54 | 42.73 | 39.81 | 35.45 | 29.64 | 30.93 | 27.26 | 26.84 | 26.43 | 23.76 |
| Revenue Growth | 6.58% | 7.33% | 12.28% | 19.63% | -4.18% | 13.48% | 1.54% | 1.56% | 11.26% | - |
| Gross Profit | 45.54 | 42.73 | 39.81 | 35.45 | 29.64 | 30.93 | 27.26 | 26.84 | 26.43 | 23.76 |
| Operating Income | 16.69 | 15.35 | 15.24 | 11.14 | 6.96 | 10.70 | 8.60 | 8.60 | 9.04 | 6.98 |
| Net Income | 12.49 | 11.54 | 9.09 | 7.67 | 4.91 | 7.12 | 5.89 | 5.78 | 5.86 | 4.63 |
| Shares Outstanding | 8.21 | 8.19 | 8.10 | 8.09 | 8.08 | 8.07 | 7.93 | 7.91 | 7.72 | 7.70 |
| Earnings Per Share | 1.54 | 1.42 | 1.13 | 0.95 | 0.61 | 0.89 | 0.74 | 0.69 | 0.61 | 0.49 |
| EPS Growth | 8.45% | 25.66% | 18.95% | 55.74% | -31.46% | 20.27% | 7.25% | 13.11% | 24.49% | - |
| Dividend Per Share | 0.27 | 0.26 | 0.25 | 0.24 | 0.21 | 0.17 | - | - | - | - |
| Dividend Growth | 3.85% | 4% | 4.17% | 14.29% | 27.27% | - | - | - | - | - |
| Operating Cash Flow | 17.21 | 14.44 | 9.40 | 9.91 | 4.31 | 7.41 | 7.52 | 9.04 | 10.12 | 8.06 |
| Capital Expenditures | -1.38 | -1.64 | -1.81 | -0.66 | -1.41 | -1.55 | -0.44 | -0.80 | -4.32 | -0.97 |
| Free Cash Flow | 15.83 | 12.80 | 7.59 | 9.25 | 2.90 | 5.85 | 7.07 | 8.24 | 5.79 | 7.10 |
| Cash & Equivalents | 148 | 126 | 149 | 191 | 191 | 144 | 105 | 141 | 101 | 68.94 |
| Total Debt | - | - | - | - | - | - | - | - | 3.00 | 8.00 |
| Net Cash / Debt | 148 | 126 | 149 | 191 | 191 | 144 | 105 | 141 | 98.08 | 60.94 |
| Assets | 1,148 | 1,095 | 1,035 | 1,002 | 897 | 750 | 672 | 661 | 612 | 552 |
| Liabilities | 1,035 | 996 | 944 | 920 | 819 | 675 | 607 | 591 | 542 | 488 |
| Book Value | 113 | 99.04 | 90.77 | 82.45 | 78.26 | 75.04 | 64.52 | 69.97 | 70.40 | 64.66 |
Company Profile
Company Details
| Full Name | Oak Valley Bancorp |
| Country | United States |
| Employees | 188 |
| CEO | Christopher M. Courtney |
Stock Information
| Ticker Symbol | OVLY |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: OVLY |
Description
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides banking products and services to individuals and small and medium sized businesses in Oakdale, California, and surrounding areas. The company accepts various deposits products, such as checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans; commercial business lending and trade finance; and small business administration lending, as well as consumer loans consisting of personal loans, automobile loans, home improvement loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of July 22, 2020, it operated through 17 branches, including Oakdale, Turlock, Stockton, Patterson, Ripon, Escalon, Manteca, Tracy, Sacramento; two branches in Sonora; three branches in Modesto; and three branches in Bridgeport, Mammoth Lakes, and Bishop. Oak Valley Bancorp was founded in 1990 and is headquartered in Oakdale, California.