Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $277.69 million. The enterprise value is $84.34 million.

Market Cap	277.69M
Enterprise Value	84.34M

Important Dates

The last earnings date was Wednesday, April 22, 2026, after market close.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

OVLY has 8.27 million shares outstanding. The number of shares has increased by 0.43% in one year.

Current Share Class	8.27M
Shares Outstanding	8.27M
Shares Change (YoY)	+0.43%
Shares Change (QoQ)	+0.21%
Owned by Insiders (%)	14.18%
Owned by Institutions (%)	34.00%
Float	7.07M

Valuation Ratios

The trailing PE ratio is 11.65.

PE Ratio	11.65
Forward PE	n/a
PS Ratio	3.38
Forward PS	n/a
PB Ratio	1.35
P/TBV Ratio	1.37
P/FCF Ratio	10.96
P/OCF Ratio	9.75
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.53
EV / Sales	1.03
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	3.33

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.33
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.28%.

Return on Equity (ROE)	12.28%
Return on Assets (ROA)	1.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.25%
Revenue Per Employee	$336,434
Profits Per Employee	$98,053
Employee Count	244
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $6.74 million in taxes.

Income Tax	6.74M
Effective Tax Rate	21.97%

Stock Price Statistics

The stock price has increased by +27.17% in the last 52 weeks. The beta is 0.21, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	+27.17%
50-Day Moving Average	33.12
200-Day Moving Average	30.38
Relative Strength Index (RSI)	54.26
Average Volume (20 Days)	29,856

Short Selling Information

The latest short interest is 50,970, so 0.62% of the outstanding shares have been sold short.

Short Interest	50,970
Short Previous Month	38,736
Short % of Shares Out	0.62%
Short % of Float	0.72%
Short Ratio (days to cover)	1.56

Income Statement

In the last 12 months, OVLY had revenue of $82.09 million and earned $23.93 million in profits. Earnings per share was $2.88.

Revenue	82.09M
Gross Profit	82.09M
Operating Income	31.79M
Pretax Income	30.66M
Net Income	23.93M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.88

Balance Sheet

The company has $201.60 million in cash and $8.25 million in debt, with a net cash position of $193.35 million or $23.37 per share.

Cash & Cash Equivalents	201.60M
Total Debt	8.25M
Net Cash	193.35M
Net Cash Per Share	$23.37
Equity (Book Value)	206.15M
Book Value Per Share	24.91
Working Capital	-1.57B

Cash Flow

In the last 12 months, operating cash flow was $28.48 million and capital expenditures -$3.14 million, giving a free cash flow of $25.34 million.

Operating Cash Flow	28.48M
Capital Expenditures	-3.14M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	25.34M
FCF Per Share	$3.06

Margins

Gross Margin	n/a
Operating Margin	38.73%
Pretax Margin	37.35%
Profit Margin	29.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.87%

Dividends & Yields

This stock pays an annual dividend of $0.75, which amounts to a dividend yield of 2.23%.

Dividend Per Share	$0.75
Dividend Yield	2.23%
Dividend Growth (YoY)	28.57%
Years of Dividend Growth	12
Payout Ratio	23.44%
Buyback Yield	-0.43%
Shareholder Yield	1.80%
Earnings Yield	8.62%
FCF Yield	9.13%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4