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Oak Valley Bancorp (OVLY)
NASDAQ: OVLY · Real-Time Price · USD
34.43
-0.05 (-0.15%)
Oct 30, 2026, 4:00 PM EDT - Market closed

Oak Valley Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
83.4580.9278.2181.466754.9
Revenue Growth
5.28%3.47%-3.99%21.59%22.04%15.31%
Net Income
23.2123.9124.9530.8522.916.34
Earnings Per Share
2.782.883.023.752.792.00
EPS Growth
-2.14%-4.64%-19.47%34.41%39.50%19.05%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
194.856.1966.2769.19204.2787.86
Total Debt
7.857.627.017.168.016.82
Net Cash (Debt)
186.9648.5759.2562.03196.2681.04
Net Cash Growth
-21.97%-18.03%-4.47%-68.39%142.17%11.32%
Net Cash Per Share
22.455.867.177.5423.929.91

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-28.6725.6433.0622.8111.19
Capital Expenditures
--4.11-1.78-1.89-1.19-0.98
Free Cash Flow
-24.5623.8631.1621.6210.21
Free Cash Flow Growth
-2.94%-23.45%44.18%111.76%-41.67%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
27.81%29.55%31.90%37.87%34.18%29.76%
FCF Margin
-30.35%30.50%38.26%32.26%18.59%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7500.6750.5250.3850.3100.295
Dividend Per Share Growth
25.00%28.57%36.36%24.19%5.08%3.51%
Dividend Yield
2.18%2.24%1.79%1.28%1.37%1.70%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.3910.389.697.978.088.68
P/FCF Ratio
11.6510.1110.137.898.5613.89
PS Ratio
3.423.073.093.022.762.58