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Oak Valley Bancorp (OVLY)
NASDAQ: OVLY · Real-Time Price · USD
33.00
-0.46 (-1.36%)
Aug 10, 2026, 1:27 PM EDT - Market open

Oak Valley Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
81.8280.9278.2181.466754.9
Revenue Growth
4.10%3.47%-3.99%21.59%22.04%15.31%
Net Income
23.9323.9124.9530.8522.916.34
Earnings Per Share
2.882.883.023.752.792.00
EPS Growth
-3.03%-4.64%-19.47%34.41%39.50%19.05%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
155.55203.1138.48180.07415.8735.33
Net Cash Growth
-6.48%46.66%-23.09%-56.69%-43.45%279.88%
Cash & Investments
155.55203.1138.48180.07415.8735.33
Net Cash Per Share
18.7424.4916.7721.8850.6889.91

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
28.7628.6725.6433.0622.8111.19
Capital Expenditures
-3.14-4.11-1.78-1.89-1.19-0.98
Free Cash Flow
25.6224.5623.8631.1721.6210.21
Free Cash Flow Growth
12.47%2.94%-23.45%44.18%111.76%-41.67%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
37.47%37.88%41.16%49.48%44.31%39.49%
Profit Margin
29.24%29.55%31.90%37.87%34.18%29.76%
FCF Margin
31.31%30.35%30.50%38.26%32.26%18.60%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7500.6750.5250.3850.3100.295
Dividend Per Share Growth
25.00%28.57%36.36%24.19%5.08%3.51%
Dividend Yield
2.27%2.03%1.56%1.08%1.34%1.68%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.8710.449.697.998.128.70
P/FCF Ratio
10.9210.2710.257.978.6514.04
PS Ratio
3.333.123.133.052.792.61