Oak Valley Bancorp (OVLY)

NASDAQ: OVLY · Real-Time Price · USD

33.98

-0.06 (-0.18%)

Aug 28, 2026, 4:00 PM EDT - Market closed

Oak Valley Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	83.07	80.92	78.21	81.46	67	54.9
Revenue Growth	4.94%	3.47%	-3.99%	21.59%	22.04%	15.31%
Net Income	23.45	23.91	24.95	30.85	22.9	16.34
Earnings Per Share	2.82	2.88	3.02	3.75	2.79	2.00
EPS Growth	-3.44%	-4.64%	-19.47%	34.41%	39.50%	19.05%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	194.8	56.19	66.27	69.19	204.27	87.86
Total Debt	7.85	7.62	7.01	7.16	8.01	6.82
Net Cash (Debt)	186.96	48.57	59.25	62.03	196.26	81.04
Net Cash Growth	-2.16%	-18.03%	-4.47%	-68.39%	142.17%	11.32%
Net Cash Per Share	22.48	5.86	7.17	7.54	23.92	9.91

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	26.27	28.67	25.64	33.06	22.81	11.19
Capital Expenditures	-1.79	-4.11	-1.78	-1.89	-1.19	-0.98
Free Cash Flow	24.48	24.56	23.86	31.16	21.62	10.21
Free Cash Flow Growth	4.43%	2.94%	-23.45%	44.18%	111.76%	-41.67%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.23%	29.55%	31.90%	37.87%	34.18%	29.76%
FCF Margin	29.47%	30.35%	30.50%	38.26%	32.26%	18.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.750	0.675	0.525	0.385	0.310	0.295
Dividend Per Share Growth	25.00%	28.57%	36.36%	24.19%	5.08%	3.51%
Dividend Yield	2.21%	2.30%	1.88%	1.37%	1.47%	1.86%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.05	10.38	9.69	7.97	8.08	8.68
P/FCF Ratio	11.48	10.11	10.13	7.89	8.56	13.89
PS Ratio	3.38	3.07	3.09	3.02	2.76	2.58