Paymentus Holdings, Inc. (PAY)
NYSE: PAY · Real-Time Price · USD
33.49
+2.47 (7.96%)
At close: Nov 4, 2026, 4:00 PM EST
34.21
+0.72 (2.15%)
Pre-market: Nov 5, 2026, 4:03 AM EST
Paymentus Holdings Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
| 4,223 | 3,859 | 3,039 | 3,193 | 3,962 | 3,833 | 4,098 | 3,262 | 4,072 | 2,492 | 2,359 | 2,819 | 2,210 | 2,050 | 1,303 | 1,092 | 985 | 1,192 | 1,623 | 2,551 | 4,198 | |
Market Cap Growth (YoY) | 17.89% | 0.67% | -25.84% | -2.10% | -2.69% | 53.81% | 73.70% | 15.69% | 84.20% | 21.54% | 81.12% | 158.08% | 124.38% | 72.02% | -19.73% | -57.18% | -76.53% | -58.78% | -61.05% | - | - |
Enterprise Value | 3,825 | 3,491 | 2,707 | 2,879 | 3,682 | 3,575 | 3,860 | 3,064 | 3,893 | 2,313 | 2,189 | 2,650 | 2,059 | 1,902 | 1,171 | 958 | 852 | 1,047 | 1,470 | 2,394 | 4,036 |
Last Close Price | 33.49 | 30.64 | 24.16 | 25.40 | 31.59 | 30.60 | 32.75 | 26.10 | 32.67 | 20.02 | 19.00 | 22.75 | 17.87 | 16.60 | 10.56 | 8.86 | 8.01 | 9.72 | 13.37 | 21.08 | 34.98 |
Price Ratios
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 45.88 | 40.79 | 35.81 | 43.15 | 59.19 | 64.52 | 73.05 | 64.26 | 92.19 | 61.65 | 72.89 | 97.74 | 99.03 | 147.75 | 192.61 | -715.38 | -1920.37 | - | - | 393.55 | 596.20 |
Forward PE | 32.09 | 31.21 | 28.34 | 33.37 | 44.05 | 42.89 | 55.85 | 45.63 | 61.07 | 44.80 | 48.48 | 60.44 | 63.73 | 76.60 | 107.65 | 150.35 | 178.40 | 217.94 | 210.55 | 296.38 | - |
PS Ratio | 2.97 | 2.71 | 2.23 | 2.50 | 3.31 | 3.41 | 3.92 | 3.39 | 4.67 | 3.20 | 3.37 | 4.33 | 3.60 | 3.52 | 2.34 | 2.07 | 1.98 | 2.52 | 3.64 | 6.07 | 10.62 |
PB Ratio | 6.57 | 6.00 | 4.95 | 5.47 | 7.07 | 7.13 | 7.93 | 6.52 | 8.39 | 5.32 | 5.22 | 6.42 | 5.15 | 4.91 | 3.19 | 2.73 | 2.48 | 3.03 | 4.18 | 6.56 | 10.87 |
P/TBV Ratio | 9.86 | 9.01 | 7.63 | 8.65 | 11.46 | 11.88 | 13.62 | 11.51 | 15.23 | 9.97 | 10.15 | 12.78 | 10.44 | 10.26 | 6.78 | 5.91 | 5.38 | 6.41 | 8.92 | 13.78 | 22.85 |
P/FCF Ratio | 25.20 | 23.02 | 19.10 | 22.53 | 24.49 | 26.52 | 35.26 | 31.75 | 64.45 | 41.75 | 35.74 | 37.91 | 32.40 | 35.05 | 30.15 | 53.06 | 52.94 | - | 128.61 | 179.51 | - |
P/OCF Ratio | 25.13 | 22.96 | 19.05 | 22.47 | 24.44 | 26.45 | 35.16 | 31.63 | 63.99 | 41.42 | 35.44 | 37.58 | 32.12 | 34.69 | 29.59 | 51.09 | 49.59 | - | 117.36 | 163.91 | 215.38 |
PEG Ratio | - | 1.70 | 1.70 | 1.70 | 1.70 | 1.70 | 1.70 | 1.70 | 1.97 | 1.95 | 2.69 | 3.36 | 1.17 | 1.17 | 3.24 | 5.65 | 6.46 | 7.89 | 9.31 | 42.90 | 17.28 |
EV Ratios
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 2.69 | 2.46 | 1.99 | 2.25 | 3.08 | 3.18 | 3.70 | 3.19 | 4.47 | 2.97 | 3.13 | 4.07 | 3.35 | 3.27 | 2.10 | 1.81 | 1.71 | 2.21 | 3.29 | 5.70 | 10.20 |
EV/EBITDA Ratio | 31.60 | 28.84 | 25.01 | 31.02 | 44.20 | 48.03 | 57.67 | 50.08 | 72.43 | 47.47 | 52.13 | 72.90 | 75.29 | 96.32 | 86.06 | 138.01 | 133.39 | 155.76 | 194.44 | 202.42 | 252.74 |
EV/EBIT Ratio | 32.76 | 29.90 | 26.26 | 33.32 | 48.74 | 54.44 | 66.68 | 58.70 | 86.80 | 58.10 | 66.28 | 96.66 | 113.78 | 181.33 | 274.76 | - | -286.27 | - | - | - | 334.28 |
EV/FCF Ratio | 22.82 | 20.83 | 17.01 | 20.31 | 22.76 | 24.73 | 33.21 | 29.83 | 61.63 | 38.74 | 33.16 | 35.64 | 30.17 | 32.51 | 27.10 | 46.52 | 45.78 | - | 116.47 | 168.45 | - |
Financial Efficiency
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 |
Debt / EBITDA Ratio | 0.08 | 0.07 | 0.08 | 0.06 | 0.07 | 0.08 | 0.11 | 0.11 | 0.12 | 0.15 | 0.18 | 0.22 | 0.22 | 0.30 | 0.35 | 1.25 | 0.68 | 1.65 | 3.27 | 1.29 | 0.55 |
Debt / FCF Ratio | 0.06 | 0.06 | 0.07 | 0.05 | 0.04 | 0.05 | 0.07 | 0.08 | 0.13 | 0.16 | 0.14 | 0.14 | 0.15 | 0.18 | 0.25 | 0.59 | 0.68 | - | 1.09 | 0.72 | - |
Net Debt / Equity Ratio | -0.62 | -0.62 | -0.60 | -0.57 | -0.56 | -0.52 | -0.50 | -0.48 | -0.41 | -0.38 | -0.40 | -0.39 | -0.39 | -0.36 | -0.36 | -0.33 | -0.34 | -0.34 | -0.37 | -0.39 | -0.41 |
Net Debt / EBITDA Ratio | -3.29 | -3.29 | -3.39 | -3.58 | -3.77 | -3.77 | -3.86 | -3.89 | -3.67 | -3.66 | -4.27 | -4.68 | -6.17 | -7.68 | -10.89 | -18.96 | -21.09 | -19.81 | -19.13 | -12.95 | -9.85 |
Net Debt / FCF Ratio | -2.37 | -2.37 | -2.31 | -2.34 | -1.94 | -1.94 | -2.22 | -2.32 | -3.13 | -2.99 | -2.72 | -2.29 | -2.47 | -2.59 | -3.43 | -6.39 | -7.24 | -33.62 | -11.46 | -10.78 | -8.49 |
Asset Turnover | 2.02 | 2.02 | 2.04 | 1.99 | 1.92 | 1.88 | 1.84 | 1.74 | 1.61 | 1.49 | 1.40 | 1.33 | 1.27 | 1.14 | 1.14 | 1.11 | 1.06 | 0.94 | 1.03 | 1.35 | 1.32 |
Quick Ratio | 4.69 | 4.69 | 4.79 | 4.27 | 4.29 | 4.16 | 4.39 | 4.27 | 4.04 | 4.12 | 4.38 | 4.27 | 4.08 | 4.06 | 4.52 | 4.38 | 4.26 | 1.73 | 2.05 | 2.72 | 2.91 |
Current Ratio | 4.82 | 4.82 | 4.89 | 4.41 | 4.47 | 4.36 | 4.56 | 4.46 | 4.24 | 4.31 | 4.55 | 4.47 | 4.31 | 4.28 | 4.70 | 4.53 | 4.45 | 2.43 | 2.68 | 3.23 | 3.45 |
Return on Equity (ROE) | 16.02% | 16.02% | 15.02% | 13.66% | 12.80% | 11.81% | 11.59% | 10.80% | 9.65% | 9.12% | 7.53% | 6.87% | 5.40% | 3.42% | 1.70% | -0.39% | -0.13% | 0.83% | 1.25% | 3.08% | 3.95% |
Return on Assets (ROA) | 10.37% | 10.37% | 9.65% | 8.38% | 7.59% | 6.86% | 6.36% | 5.91% | 5.19% | 4.77% | 4.12% | 3.50% | 2.34% | 1.29% | 0.54% | -0.34% | -0.40% | -0.31% | -0.07% | 1.18% | 2.17% |
Return on Invested Capital (ROIC) | 35.11% | 34.36% | 30.45% | 25.76% | 22.19% | 18.99% | 18.27% | 16.33% | 13.42% | 11.88% | 9.64% | 8.29% | 6.00% | 3.27% | 1.18% | -1.41% | -1.60% | -1.05% | -0.77% | 1.15% | 4.80% |
Return on Capital Employed (ROCE) | 17.90% | 17.90% | 16.50% | 14.60% | 13.30% | 12.00% | 11.00% | 10.20% | 9.10% | 8.30% | 7.10% | 6.10% | 4.10% | 2.40% | 1.00% | -0.60% | -0.70% | -0.60% | -0.10% | 1.40% | 3.00% |
Yields
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 2.18% | 2.45% | 2.79% | 2.32% | 1.69% | 1.55% | 1.37% | 1.56% | 1.08% | 1.62% | 1.37% | 1.02% | 1.01% | 0.68% | 0.52% | -0.14% | -0.05% | 0.27% | 0.27% | 0.29% | 0.22% |
FCF Yield | 3.97% | 4.34% | 5.24% | 4.44% | 4.08% | 3.77% | 2.84% | 3.15% | 1.55% | 2.40% | 2.80% | 2.64% | 3.09% | 2.85% | 3.32% | 1.88% | 1.89% | 0.33% | 0.78% | 0.56% | 0.44% |
Buyback Yield / Dilution | -0.29% | -0.84% | 0.02% | -0.40% | -0.46% | -1.28% | -1.40% | -1.49% | -1.75% | -1.57% | -2.61% | -2.52% | -1.69% | -2.36% | -1.95% | 1.74% | 1.41% | 1.36% | -11.62% | -18.52% | -18.47% |