Pioneer Bancorp, Inc. (PBFS)
Stock Price Chart
Key Info
| Market Cap | 249.39M |
| Revenue (ttm) | 41.88M |
| Net Income (ttm) | -6.51M |
| Shares Out | 25.98M |
| EPS (ttm) | 0.07 |
| PE Ratio | 137.14 |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Oct 28, 2020 |
| Last Price | $9.60 |
| Previous Close | $9.82 |
| Change ($) | -0.22 |
| Change (%) | -2.24% |
| Day's Open | 9.62 |
| Day's Range | 9.27 - 9.81 |
| Day's Volume | 7,689 |
| 52-Week Range | 8.02 - 15.35 |
More Stats
| Market Cap | 249.39M |
| Enterprise Value | 92.49M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 25.98M |
| Float | 11.49M |
| EPS (basic) | -0.26 |
| EPS (diluted) | 0.07 |
| FCF / Share | 0.02 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 0.73% |
| FCF Yield | 0.18% |
| Payout Ratio | n/a |
| Shares Short | 198,719 |
| Short Ratio | 9.19 |
| Short % of Float | 1.73% |
| Beta | n/a |
| PE Ratio | 137.14 |
| Forward PE | n/a |
| P/FCF Ratio | 542.15 |
| PS Ratio | 5.95 |
| PB Ratio | 1.09 |
| Revenue | 41.88M |
| Operating Income | -9.81M |
| Net Income | -6.51M |
| Free Cash Flow | 460,000 |
| Net Cash | 156.90M |
| Net Cash / Share | 6.04 |
| Gross Margin | 100.00% |
| Operating Margin | -23.41% |
| Profit Margin | -15.50% |
| FCF Margin | 1.10% |
| ROA | -0.43% |
| ROE | -3.63% |
| ROIC | -0.80% |
Analyst Forecasts
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 41.88 | 61.74 | 54.13 | 43.71 |
| Revenue Growth | -32.16% | 14.04% | 23.84% | - |
| Gross Profit | 41.88 | 61.74 | 54.13 | 43.71 |
| Operating Income | -9.81 | 23.85 | 17.81 | 8.35 |
| Net Income | -6.51 | 19.02 | 11.50 | 5.63 |
| Shares Outstanding | 25.01 | 25.98 | - | - |
| Earnings Per Share | -0.26 | - | - | - |
| Operating Cash Flow | 2.03 | 6.13 | 23.01 | 11.87 |
| Capital Expenditures | -1.57 | -1.67 | -7.95 | -9.37 |
| Free Cash Flow | 0.46 | 4.46 | 15.06 | 2.50 |
| Cash & Equivalents | 157 | 230 | 120 | 40.26 |
| Total Debt | - | - | - | 5.00 |
| Net Cash / Debt | 157 | 230 | 120 | 35.26 |
| Assets | 1,526 | 1,480 | 1,284 | 1,134 |
| Liabilities | 1,302 | 1,345 | 1,166 | 1,030 |
| Book Value | 224 | 135 | 118 | 104 |
Company Profile
Company Details
| Full Name | Pioneer Bancorp, Inc. |
| Country | United States |
| Employees | 245 |
| CEO | Thomas L. Amell |
Stock Information
| Ticker Symbol | PBFS |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: PBFS |
Description
Pioneer Bancorp operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. Its loan products include commercial real estate, commercial and industrial, commercial construction, one- to four-family residential real estate, home equity, and consumer loans; and home equity lines of credit. The company also invests in the U.S. governmental securities, fixed rate collateralized mortgage obligations, mortgage-backed securities, fixed-rate investment grade bonds, and equity securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and services, such as group health, dental, disability, and life insurance products, as well as defined contribution, defined benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. As of June 30, 2020, it operated 22 retail banking offices in Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. The company was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is as a subsidiary of Pioneer Bancorp, MHC.