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Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.33
+0.18 (0.99%)
At close: Nov 13, 2026, 4:00 PM EST
18.32
-0.01 (-0.05%)
After-hours: Nov 13, 2026, 7:30 PM EST

Pioneer Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Revenue
103.0892.5985.6874.1979.6957
Revenue Growth
15.46%8.07%15.48%-6.90%39.80%6.51%
Net Income
12.620.2918.2515.2621.9510.28
Earnings Per Share
0.520.830.730.610.870.41
EPS Growth
-35.53%14.05%20.01%-30.38%112.71%922.53%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Cash & Investments
256.01134.5496.52165.35151.16376.28
Total Debt
86.8461.7758.9722.925.2512.81
Net Cash (Debt)
169.1772.7737.55142.45125.91363.46
Net Cash Growth
-23.50%93.81%-73.64%13.13%-65.36%3.95%
Net Cash Per Share
6.952.961.495.655.0014.46

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Operating Cash Flow
36.9611.1229.223.8526.2749.97
Capital Expenditures
-2.28-2.32-1.06-0.84-0.45-0.78
Free Cash Flow
34.688.828.1423.0125.8249.19
Free Cash Flow Growth
96.47%-68.73%22.32%-10.88%-47.51%53.44%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Profit Margin
12.22%21.91%21.30%20.57%27.54%18.03%
FCF Margin
33.64%9.50%32.85%31.01%32.40%86.29%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
PE Ratio
35.2816.2215.9416.5510.2723.95
P/FCF Ratio
12.8037.3910.3410.988.735.01
PS Ratio
4.313.553.403.402.834.32