Pioneer Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Interest Income	80.81	79.15	66.51	65.54	42.38	41.82
Net Interest Income Growth	15.94%	19.00%	1.48%	54.66%	1.34%	-14.29%
Non-Interest Income	17.28	17.14	16.33	14.15	14.07	15.75
Non-Interest Income Growth	4.81%	4.96%	15.42%	0.53%	-10.64%	0.43%
Revenues Before Loan Losses	98.09	96.29	82.84	79.69	56.45	57.57
Provision for Credit Losses	3.68	3.7	2.7	-	-0.55	4.05
Revenue	94.41	92.59	80.14	79.69	57	53.52
Revenue Growth (YoY)	13.15%	15.53%	0.57%	39.80%	6.51%	-7.22%
Compensation Expenses	25.81	33.95	29.23	27.42	25.86	26.33
Selling, General & Admin	17.89	21.12	23.81	17.37	15.37	14.45
Other Non-Interest Expenses	6.77	11.04	7.7	7.04	2.44	10.07
Total Non-Interest Expense	69.64	66.1	60.73	51.83	43.66	50.86
Pretax Income	24.78	26.49	19.41	27.86	13.34	2.66
Provision for Income Taxes	4.96	6.2	4.15	5.91	3.06	1.58
Net Income	19.82	20.29	15.26	21.95	10.28	1.08
Net Income to Common	19.82	20.29	15.26	21.95	10.28	1.08
Net Income Growth	12.57%	32.94%	-30.47%	113.52%	854.41%	-79.28%
Shares Outstanding (Basic)	24	24	25	25	25	25
Shares Outstanding (Diluted)	24	25	25	25	25	25
Shares Change (YoY)	-2.76%	-2.60%	0.21%	0.15%	0.25%	0.22%
EPS (Basic)	0.82	0.83	0.61	0.87	0.41	0.04
EPS (Diluted)	0.81	0.83	0.61	0.87	0.41	0.04
EPS Growth	14.09%	36.07%	-29.89%	112.19%	925.00%	-80.95%
Shares Outstanding	25.08	25.07	26.26	25.98	25.98	25.98
Free Cash Flow	-	8.8	23.01	25.82	49.19	32.06
Free Cash Flow Growth	-	-61.75%	-10.88%	-47.51%	53.44%	9855.59%
Free Cash Flow Per Share	-	0.36	0.91	1.03	1.96	1.28
Profit Margin	20.99%	21.91%	19.04%	27.54%	18.03%	2.01%
FCF Margin	-	9.50%	28.71%	32.40%	86.29%	59.90%
EBITDA	-	1.9	2.6	2.7	2.74	2.86
EBITDA Margin	-	2.05%	3.24%	3.39%	4.81%	5.34%
Effective Tax Rate	20.03%	23.41%	21.38%	21.21%	22.93%	59.51%

Updated May 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q