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Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
17.12
-0.20 (-1.15%)
At close: Aug 10, 2026, 4:00 PM EDT
17.10
-0.02 (-0.12%)
After-hours: Aug 10, 2026, 7:34 PM EDT

Pioneer Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Jun '24 Jun '23 Jun '22 Jun '21
Revenue
98.5292.5980.1479.695753.52
Revenue Growth
10.78%15.53%0.57%39.80%6.51%-7.22%
Net Income
16.8520.2915.2621.9510.281.08
Earnings Per Share
0.690.830.610.870.410.04
EPS Growth
-20.69%36.07%-29.89%112.19%925.00%-80.95%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingMar '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Net Cash (Debt)
156.94133.6896.52165.19150.48376.06
Net Cash Growth
12.40%38.49%-41.57%9.78%-59.99%15.72%
Cash & Investments
156.94133.6896.52165.19150.48376.06
Net Cash Per Share
6.425.443.726.555.9814.96

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Cash Flow
14.4811.1223.8526.2749.9732.65
Capital Expenditures
-1.59-2.32-0.84-0.45-0.78-0.6
Free Cash Flow
12.898.823.0125.8249.1932.06
Free Cash Flow Growth
8.07%-61.75%-10.88%-47.51%53.44%9855.59%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Jun '24 Jun '23 Jun '22 Jun '21
Pretax Margin
21.75%28.61%24.22%34.95%23.40%4.97%
Profit Margin
17.10%21.91%19.04%27.54%18.03%2.01%
FCF Margin
0.00%9.50%28.71%32.40%86.29%59.90%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
PE Ratio
24.8116.24-16.4110.2923.90
P/FCF Ratio
32.3938.41-11.429.015.18
PS Ratio
4.243.65-3.282.924.47