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Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
17.77
-0.08 (-0.45%)
At close: Oct 2, 2026, 4:00 PM EDT
17.79
+0.02 (0.11%)
After-hours: Oct 2, 2026, 4:10 PM EDT

Pioneer Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Revenue
98.5192.5985.6874.1979.6957
Revenue Growth
10.78%8.07%15.48%-6.90%39.80%6.51%
Net Income
16.8520.2918.2515.2621.9510.28
Earnings Per Share
0.700.830.730.610.870.41
EPS Growth
-20.41%14.05%20.01%-30.38%112.71%922.53%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Cash & Investments
116.93134.5496.52165.35151.16376.28
Total Debt
8.4561.7758.9722.925.2512.81
Net Cash (Debt)
108.4772.7737.55142.45125.91363.46
Net Cash Growth
-4.34%93.81%-73.64%13.13%-65.36%3.95%
Net Cash Per Share
4.462.961.495.655.0014.46

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Operating Cash Flow
24.0711.1229.223.8526.2749.97
Capital Expenditures
-1.5-2.32-1.06-0.84-0.45-0.78
Free Cash Flow
22.578.828.1423.0125.8249.19
Free Cash Flow Growth
43.19%-68.73%22.32%-10.88%-47.51%53.44%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
Profit Margin
17.10%21.91%21.30%20.57%27.54%18.03%
FCF Margin
22.91%9.50%32.85%31.01%32.40%86.29%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2024FY 2023FY 2022
Period EndingOct '26 Dec '25 Dec '24 Jun '24 Jun '23 Jun '22
PE Ratio
25.4616.2215.9416.5510.2723.95
P/FCF Ratio
19.0537.3910.3410.988.735.01
PS Ratio
4.373.553.403.402.834.32