Pioneer Bancorp, Inc. (PBFS)
Total Valuation
PBFS has a market cap or net worth of $257.18 million. The enterprise value is $117.55 million.
Market Cap | 257.18M |
Enterprise Value | 117.55M |
Important Dates
The next estimated earnings date is Monday, May 13, 2024, after market close.
Earnings Date | May 13, 2024 |
Ex-Dividend Date | n/a |
Share Statistics
PBFS has 25.98 million shares outstanding. The number of shares has increased by 0.20% in one year.
Shares Outstanding | 25.98M |
Shares Change (YoY) | +0.20% |
Shares Change (QoQ) | +0.05% |
Owned by Insiders (%) | 55.53% |
Owned by Institutions (%) | 24.16% |
Float | 6.39M |
Valuation Ratios
The trailing PE ratio is 14.48.
PE Ratio | 14.48 |
Forward PE | n/a |
PS Ratio | 3.28 |
Forward PS | n/a |
PB Ratio | 0.91 |
P/FCF Ratio | 9.68 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.83, with an EV/FCF ratio of 4.43.
EV / Earnings | 6.86 |
EV / Sales | 1.50 |
EV / EBITDA | 4.83 |
EV / EBIT | 5.41 |
EV / FCF | 4.43 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 6.04%.
Return on Equity (ROE) | 6.30% |
Return on Assets (ROA) | 0.90% |
Return on Capital (ROIC) | 6.04% |
Revenue Per Employee | $299,134 |
Profits Per Employee | $65,427 |
Employee Count | 262 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, PBFS has paid $4.57 million in taxes.
Income Tax | 4.57M |
Effective Tax Rate | 21.05% |
Stock Price Statistics
The stock price has decreased by -1.62% in the last 52 weeks. The beta is 0.45, so PBFS's price volatility has been lower than the market average.
Beta (1Y) | 0.45 |
52-Week Price Change | -1.62% |
50-Day Moving Average | 9.52 |
200-Day Moving Average | 9.15 |
Relative Strength Index (RSI) | 58.62 |
Average Volume (30 Days) | 13,686 |
Short Selling Information
The latest short interest is 44,811, so 0.17% of the outstanding shares have been sold short.
Short Interest | 44,811 |
Short Previous Month | 43,686 |
Short % of Shares Out | 0.17% |
Short % of Float | 0.70% |
Short Ratio (days to cover) | 3.90 |
Income Statement
In the last 12 months, PBFS had revenue of $78.37 million and earned $17.14 million in profits. Earnings per share was $0.69.
Revenue | 78.37M |
Gross Profit | 78.37M |
Operating Income | 21.71M |
Pretax Income | 21.71M |
Net Income | 17.14M |
EBITDA | 24.34M |
EBIT | 21.71M |
Earnings Per Share (EPS) | $0.69 |
Balance Sheet
The company has $139.63 million in cash and no debt, giving a net cash position of $139.63 million or $5.38 per share.
Cash & Cash Equivalents | 139.63M |
Total Debt | n/a |
Net Cash | 139.63M |
Net Cash Per Share | $5.38 |
Equity / Book Value | 283.80M |
Book Value Per Share | 10.92 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $27.47 million and capital expenditures -$907,000, giving a free cash flow of $26.56 million.
Operating Cash Flow | 27.47M |
Capital Expenditures | -907,000 |
Free Cash Flow | 26.56M |
FCF Per Share | $1.05 |
Margins
Gross margin is 100.00%, with operating and profit margins of 27.70% and 21.87%.
Gross Margin | 100.00% |
Operating Margin | 27.70% |
Pretax Margin | 27.70% |
Profit Margin | 21.87% |
EBITDA Margin | 31.06% |
EBIT Margin | 27.70% |
FCF Margin | 33.89% |
Dividends & Yields
PBFS does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | n/a |
Buyback Yield | -0.20% |
Shareholder Yield | -0.20% |
Earnings Yield | 6.67% |
FCF Yield | 10.33% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |