Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
14.64
-0.25 (-1.68%)
May 8, 2026, 12:25 PM EDT - Market open

Pioneer Bancorp Statistics

Total Valuation

Pioneer Bancorp has a market cap or net worth of $357.43 million. The enterprise value is $283.42 million.

Market Cap357.43M
Enterprise Value 283.42M

Important Dates

The next estimated earnings date is Tuesday, May 19, 2026, after market close.

Earnings Date May 19, 2026
Ex-Dividend Date n/a

Share Statistics

Pioneer Bancorp has 24.41 million shares outstanding. The number of shares has decreased by -2.44% in one year.

Current Share Class 24.41M
Shares Outstanding 24.41M
Shares Change (YoY) -2.44%
Shares Change (QoQ) +0.21%
Owned by Insiders (%) 2.03%
Owned by Institutions (%) 15.69%
Float 7.56M

Valuation Ratios

The trailing PE ratio is 18.26.

PE Ratio 18.26
Forward PE n/a
PS Ratio 3.85
Forward PS n/a
PB Ratio 1.12
P/TBV Ratio 1.17
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 14.30
EV / Sales 3.00
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.67%
Revenue Per Employee $350,974
Profits Per Employee $73,658
Employee Count269
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Pioneer Bancorp has paid $4.96 million in taxes.

Income Tax 4.96M
Effective Tax Rate 20.03%

Stock Price Statistics

The stock price has increased by +31.58% in the last 52 weeks. The beta is 0.41, so Pioneer Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.41
52-Week Price Change +31.58%
50-Day Moving Average 14.09
200-Day Moving Average 13.58
Relative Strength Index (RSI) 66.58
Average Volume (20 Days) 9,028

Short Selling Information

The latest short interest is 84,882, so 0.35% of the outstanding shares have been sold short.

Short Interest 84,882
Short Previous Month 104,727
Short % of Shares Out 0.35%
Short % of Float 1.12%
Short Ratio (days to cover) 5.08

Income Statement

In the last 12 months, Pioneer Bancorp had revenue of $94.41 million and earned $19.81 million in profits. Earnings per share was $0.82.

Revenue94.41M
Gross Profit 94.41M
Operating Income 27.69M
Pretax Income 24.78M
Net Income 19.81M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.82
Full Income Statement

Balance Sheet

The company has $134.54 million in cash and $54.42 million in debt, with a net cash position of $80.12 million or $3.28 per share.

Cash & Cash Equivalents 134.54M
Total Debt 54.42M
Net Cash 80.12M
Net Cash Per Share $3.28
Equity (Book Value) 323.86M
Book Value Per Share 13.27
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.33%
Pretax Margin 26.24%
Profit Margin 20.99%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

Pioneer Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.44%
Shareholder Yield 2.44%
Earnings Yield 5.45%
FCF Yield n/a

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 1