Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.28
-0.26 (-1.40%)
At close: Sep 8, 2026, 4:00 PM EDT
18.34
+0.06 (0.33%)
After-hours: Sep 8, 2026, 7:30 PM EDT
Pioneer Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 26.97 | 23.83 | 24.49 | 23.23 | 22.86 | 22.01 | 21.17 | 22.89 | 20.14 | 21.49 | 13.86 | 18.71 | 19.08 | 20.77 | 21.48 | 18.36 | 15.86 | 13.52 | 14.44 | 13.19 |
Revenue Growth | 17.95% | 8.27% | 15.65% | 1.52% | 13.55% | 2.43% | 10.95% | 10.20% | -6.26% | 17.03% | -35.48% | 1.93% | 20.36% | 53.61% | 48.76% | 39.24% | 20.10% | 1.38% | 4.25% | 0.43% |
Net Income Net Income Growth | 3.48 | 5.29 | 3.74 | 4.33 | 6.45 | 5.76 | 3.29 | 6.31 | 3.93 | 4.72 | 3.19 | 3.42 | 4.51 | 6.02 | 6.18 | 5.23 | 2.36 | 0.3 | 6.26 | 1.36 |
Earnings Per Share EPS Growth | 0.14 | 0.22 | 0.16 | 0.18 | 0.26 | 0.23 | 0.13 | 0.25 | 0.16 | 0.19 | 0.13 | 0.14 | 0.18 | 0.24 | 0.25 | 0.21 | 0.09 | 0.01 | 0.25 | 0.05 |
EPS Growth | -46.15% | -4.57% | 16.82% | -29.22% | 66.58% | 22.92% | -25.70% | 4.46% | -36.50% | -10.11% | -48.48% | -34.81% | 90.78% | 2293.38% | -1.38% | 316.33% | - | -80.00% | 229.52% | -10.18% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash & Investments Cash & Investments Growth | 116.93 | 165.46 | 134.54 | 229.05 | 122.17 | 139.63 | 96.52 | - | - | - | 139.8 | 216.55 | 151.16 | 145.25 | 147.42 | 404.14 | 376.28 | 468.89 | 367.41 | 500.86 |
Total Debt Total Debt Growth | 8.45 | 7.66 | 61.77 | 7.9 | 8.77 | 10.73 | 58.97 | - | - | - | 39.72 | 28.8 | 25.25 | 21.24 | 25.83 | 29.82 | 12.81 | 6.6 | 0.75 | 0.63 |
Net Cash (Debt) Net Cash Growth | 108.47 | 157.79 | 72.77 | 221.15 | 113.4 | 128.9 | 37.55 | - | - | - | 100.08 | 187.75 | 125.91 | 124.01 | 121.59 | 374.32 | 363.46 | 462.29 | 366.66 | 500.23 |
Net Cash Growth | -4.34% | 22.42% | 93.81% | - | - | - | -70.18% | - | - | - | -17.69% | -49.84% | -65.36% | -73.17% | -66.84% | -25.17% | 3.95% | 32.52% | 58.03% | 64.85% |
Net Cash Per Share Net Cash Per Share Growth | 4.46 | 6.48 | 3.00 | 8.99 | 4.62 | 5.17 | 1.51 | - | - | - | 3.97 | 7.45 | 5.00 | 4.93 | 4.83 | 14.89 | 14.43 | 18.40 | 14.60 | 19.94 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 14.65 | -0.16 | 5.68 | 3.91 | 5.06 | -3.53 | 14.94 | 1.91 | 9.04 | 3.31 | -0.94 | 12.44 | 13.55 | 2.37 | 2.38 | 7.98 | 21.41 | 22.77 | -0.11 | 5.9 |
Capital Expenditures CapEx Growth | -0.42 | -0.64 | -0.22 | -0.23 | -0.51 | -1.37 | -0.63 | -0.12 | -0.2 | -0.1 | -0.16 | -0.37 | -0.28 | -0.09 | -0.01 | -0.07 | -0.13 | -0.13 | -0.35 | -0.17 |
Free Cash Flow Free Cash Flow Growth | 14.23 | -0.8 | 5.46 | 3.68 | 4.56 | -4.89 | 14.31 | 1.79 | 8.84 | 3.2 | -1.1 | 12.07 | 13.27 | 2.28 | 2.36 | 7.91 | 21.27 | 22.64 | -0.46 | 5.73 |
Free Cash Flow Growth | 212.49% | - | -61.86% | 105.36% | -48.47% | - | 7.84% | -21.31% | 274.10% | -59.49% | - | 52.58% | -37.63% | -89.95% | - | 38.00% | 311.97% | 6.40% | - | - |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Profit Margin | 12.92% | 22.20% | 15.29% | 18.64% | 28.21% | 26.19% | 15.55% | 27.56% | 19.52% | 21.96% | 23.03% | 18.27% | 23.62% | 29.01% | 28.78% | 28.51% | 14.90% | 2.23% | 43.33% | 10.29% |
FCF Margin | 52.78% | -3.35% | 22.29% | 15.83% | 19.92% | -22.22% | 67.58% | 7.83% | 43.90% | 14.91% | -7.97% | 64.49% | 69.53% | 10.96% | 11.00% | 43.09% | 134.17% | 167.47% | -3.19% | 43.47% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | 24.75 | 17.15 | 16.22 | 16.20 | 13.87 | 15.26 | 15.94 | 15.37 | 16.55 | 15.62 | 14.72 | 10.68 | 10.27 | 12.53 | 20.36 | 16.91 | 23.95 | 60.54 | 52.60 | 303.35 |
P/FCF Ratio | 18.47 | - | 37.39 | 18.21 | 19.20 | - | 10.34 | 21.92 | 10.98 | 9.02 | - | 7.18 | 8.73 | 7.33 | 5.29 | 4.66 | 5.01 | 7.99 | - | 7.92 |
PS Ratio | 4.23 | 3.60 | 3.55 | 3.60 | 3.40 | 3.41 | 3.40 | 3.56 | 3.40 | 3.38 | 3.48 | 2.69 | 2.83 | 3.24 | 4.14 | 3.85 | 4.32 | 4.86 | 5.25 | 5.89 |