Peoples Bancorp of North Carolina, Inc. (PEBK)
Stock Price Chart
Key Info
| Market Cap | 100.99M |
| Revenue (ttm) | 60.28M |
| Net Income (ttm) | 11.52M |
| Shares Out | 5.79M |
| EPS (ttm) | 1.95 |
| PE Ratio | 8.95 |
| Forward PE | n/a |
| Dividend | $0.60 |
| Dividend Yield | 3.44% |
Stock Quote
| Trading Day | Aug 10, 2020 |
| Last Price | $17.45 |
| Previous Close | $16.87 |
| Change ($) | 0.58 |
| Change (%) | 3.44% |
| Day's Open | 16.85 |
| Day's Range | 16.15 - 17.92 |
| Day's Volume | 4,911 |
| 52-Week Range | 13.30 - 33.18 |
More Stats
| Market Cap | 100.99M |
| Enterprise Value | 31.97M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jun 2, 2020 |
| Shares Outstanding | 5.79M |
| Float | 4.39M |
| EPS (basic) | 1.96 |
| EPS (diluted) | 1.95 |
| FCF / Share | 2.01 |
| Dividend | $0.60 |
| Dividend Yield | 3.44% |
| Earnings Yield | 11.17% |
| FCF Yield | 11.52% |
| Payout Ratio | 37.20% |
| Shares Short | 27,406 |
| Short Ratio | 4.16 |
| Short % of Float | 0.76% |
| Beta | 0.61 |
| PE Ratio | 8.95 |
| Forward PE | n/a |
| P/FCF Ratio | 8.68 |
| PS Ratio | 1.68 |
| PB Ratio | 0.70 |
| Revenue | 60.28M |
| Operating Income | 14.02M |
| Net Income | 11.52M |
| Free Cash Flow | 11.64M |
| Net Cash | 69.03M |
| Net Cash / Share | 11.93 |
| Gross Margin | 104.05% |
| Operating Margin | 23.26% |
| Profit Margin | 19.10% |
| FCF Margin | 19.30% |
| ROA | 0.91% |
| ROE | 8.63% |
| ROIC | 1.10% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 62.72 | 58.58 | 55.44 | 53.98 | 48.51 | 47.00 | 41.41 | 39.16 | 36.19 | 30.78 |
| Revenue Growth | 7.07% | 5.66% | 2.71% | 11.27% | 3.22% | 13.49% | 5.74% | 8.2% | 17.6% | - |
| Gross Profit | 62.72 | 58.58 | 55.44 | 53.98 | 48.51 | 47.00 | 41.41 | 39.16 | 36.19 | 30.78 |
| Operating Income | 17.20 | 16.01 | 14.22 | 11.74 | 12.73 | 11.33 | 8.57 | 7.38 | 6.62 | 1.83 |
| Net Income | 14.07 | 13.38 | 10.27 | 9.18 | 9.63 | 9.39 | 6.69 | 5.79 | 5.16 | 1.84 |
| Shares Outstanding | 5.91 | 6.00 | 6.00 | 5.96 | 6.07 | 6.18 | 6.17 | 6.16 | 6.10 | 6.09 |
| Earnings Per Share | 2.36 | 2.22 | 1.69 | 1.50 | 1.56 | 1.51 | 0.97 | 0.78 | 0.62 | 0.07 |
| EPS Growth | 6.31% | 31.36% | 12.67% | -3.85% | 3.38% | 55.09% | 24.42% | 26.54% | 746.58% | - |
| Dividend Per Share | 0.66 | 0.52 | 0.45 | 0.35 | 0.26 | 0.16 | 0.11 | 0.16 | 0.07 | 0.07 |
| Dividend Growth | 26.92% | 16.33% | 29.57% | 35.29% | 55.49% | 50.46% | -33.54% | 124.66% | 0% | - |
| Operating Cash Flow | 13.20 | 17.19 | 18.59 | 12.24 | 13.86 | 1.92 | 24.92 | 19.03 | 22.35 | 17.80 |
| Capital Expenditures | -2.69 | -0.33 | -5.56 | -1.61 | -2.35 | -3.12 | -2.43 | -0.92 | -1.60 | -1.44 |
| Free Cash Flow | 10.51 | 16.86 | 13.04 | 10.63 | 11.51 | -1.20 | 22.49 | 18.11 | 20.75 | 16.36 |
| Cash & Equivalents | 52.39 | 43.37 | 57.30 | 70.09 | 39.76 | 69.10 | 76.77 | 48.84 | 29.24 | 24.71 |
| Total Debt | 43.49 | 78.71 | 58.38 | 77.05 | 91.99 | 119 | 131 | 125 | 130 | 126 |
| Net Cash / Debt | 8.90 | -35.34 | -1.07 | -6.96 | -52.23 | -49.95 | -54.24 | -76.35 | -101 | -102 |
| Assets | 1,155 | 1,093 | 1,092 | 1,088 | 1,038 | 1,040 | 1,035 | 1,014 | 1,067 | 1,068 |
| Liabilities | 1,021 | 970 | 976 | 981 | 934 | 942 | 951 | 916 | 964 | 971 |
| Book Value | 134 | 124 | 116 | 107 | 105 | 98.67 | 83.72 | 97.75 | 103 | 96.86 |
Company Profile
Company Details
| Full Name | Peoples Bancorp of North Carolina, Inc. |
| Country | United States |
| Employees | 306 |
| CEO | Lance A. Sellers |
Stock Information
| Ticker Symbol | PEBK |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: PEBK |
Description
Peoples Bancorp of North Carolina, Inc. operates as a bank holding company for Peoples Bank that provides various banking products and services to individuals and small to medium-sized businesses. It offers various deposit products. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. As of December 31, 2018, it operated 20 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary in North Carolina. The company also operates loan production offices in Denver and Durham, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.