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Peoples Bancorp of North Carolina, Inc. (PEBK)

Stock Price: $25.78 USD 0.29 (1.14%)
Updated November 25, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 149.20M
Revenue (ttm) 62.10M
Net Income (ttm) 12.40M
Shares Out 5.79M
EPS (ttm) 2.12
PE Ratio 12.16
Forward PE n/a
Dividend $0.60
Dividend Yield 2.33%

Stock Quote

Trading Day November 25
Last Price $25.78
Previous Close $25.49
Change ($) 0.29
Change (%) 1.14%
Day's Open 25.26
Day's Range 25.25 - 26.23
Day's Volume 2,870
52-Week Range 13.30 - 33.18

More Stats

Market Cap 149.20M
Enterprise Value 67.73M
Earnings Date (est) n/a
Ex-Dividend Date Sep 2, 2020
Shares Outstanding 5.79M
Float 4.40M
EPS (basic) 2.12
EPS (diluted) 2.12
FCF / Share 1.61
Dividend $0.60
Dividend Yield 2.33%
Earnings Yield 8.22%
FCF Yield 6.24%
Payout Ratio 34.90%
Shares Short 35,548
Short Ratio 7.82
Short % of Float 0.81%
Beta 0.57
PE Ratio 12.16
Forward PE n/a
P/FCF Ratio 16.02
PS Ratio 2.40
PB Ratio 0.92
Revenue 62.10M
Operating Income 15.19M
Net Income 12.40M
Free Cash Flow 9.32M
Net Cash 81.47M
Net Cash / Share 14.08
Gross Margin 101.01%
Operating Margin 24.46%
Profit Margin 20.00%
FCF Margin 15.00%
ROA 0.93%
ROE 9.12%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

Current: $25.78
Target: 11.82
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth7.07%5.66%2.71%11.27%3.22%13.49%5.74%8.2%17.6%-
Gross Profit62.7258.5855.4453.9848.5147.0041.4139.1636.1930.78
Operating Income17.2016.0114.2211.7412.7311.338.577.386.621.83
Net Income14.0713.3810.279.189.639.396.695.795.161.84
Shares Outstanding5.916.006.005.966.
Earnings Per Share2.362.221.691.501.561.510.970.780.620.07
EPS Growth6.31%31.36%12.67%-3.85%3.38%55.09%24.42%26.54%746.58%-
Dividend Per Share0.660.520.450.350.
Dividend Growth26.92%16.33%29.57%35.29%55.49%50.46%-33.54%124.66%0%-
Operating Cash Flow13.2017.1918.5912.2413.861.9224.9219.0322.3517.80
Capital Expenditures-2.69-0.33-5.56-1.61-2.35-3.12-2.43-0.92-1.60-1.44
Free Cash Flow10.5116.8613.0410.6311.51-1.2022.4918.1120.7516.36
Cash & Equivalents52.3943.3757.3070.0939.7669.1076.7748.8429.2424.71
Total Debt43.4978.7158.3877.0591.99119131125130126
Net Cash / Debt8.90-35.34-1.07-6.96-52.23-49.95-54.24-76.35-101-102
Book Value13412411610710598.6783.7297.7510396.86
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Peoples Bancorp of North Carolina, Inc.
Country United States
Employees 306
CEO Lance A. Sellers

Stock Information

Ticker Symbol PEBK
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PEBK


Peoples Bancorp of North Carolina operates as a bank holding company for Peoples Bank that provides various banking products and services to individuals and small to medium-sized businesses. It offers various deposit products. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. As of December 31, 2019, it operated 20 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary in North Carolina. The company also operates loan production offices in Denver and Durham, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.