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Peoples Bancorp of North Carolina, Inc. (PEBK)

Stock Price: $17.45 USD 0.58 (3.44%)
Updated Aug 10, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 100.99M
Revenue (ttm) 60.28M
Net Income (ttm) 11.52M
Shares Out 5.79M
EPS (ttm) 1.95
PE Ratio 8.95
Forward PE n/a
Dividend $0.60
Dividend Yield 3.44%

Stock Quote

Trading Day Aug 10, 2020
Last Price $17.45
Previous Close $16.87
Change ($) 0.58
Change (%) 3.44%
Day's Open 16.85
Day's Range 16.15 - 17.92
Day's Volume 4,911
52-Week Range 13.30 - 33.18

More Stats

Market Cap 100.99M
Enterprise Value 31.97M
Earnings Date (est) n/a
Ex-Dividend Date Jun 2, 2020
Shares Outstanding 5.79M
Float 4.39M
EPS (basic) 1.96
EPS (diluted) 1.95
FCF / Share 2.01
Dividend $0.60
Dividend Yield 3.44%
Earnings Yield 11.17%
FCF Yield 11.52%
Payout Ratio 37.20%
Shares Short 27,406
Short Ratio 4.16
Short % of Float 0.76%
Beta 0.61
PE Ratio 8.95
Forward PE n/a
P/FCF Ratio 8.68
PS Ratio 1.68
PB Ratio 0.70
Revenue 60.28M
Operating Income 14.02M
Net Income 11.52M
Free Cash Flow 11.64M
Net Cash 69.03M
Net Cash / Share 11.93
Gross Margin 104.05%
Operating Margin 23.26%
Profit Margin 19.10%
FCF Margin 19.30%
ROA 0.91%
ROE 8.63%
ROIC 1.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$11.82*
Low
11.8
Current: $17.45
High
11.8
Target: 11.82
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue62.7258.5855.4453.9848.5147.0041.4139.1636.1930.78
Revenue Growth7.07%5.66%2.71%11.27%3.22%13.49%5.74%8.2%17.6%-
Gross Profit62.7258.5855.4453.9848.5147.0041.4139.1636.1930.78
Operating Income17.2016.0114.2211.7412.7311.338.577.386.621.83
Net Income14.0713.3810.279.189.639.396.695.795.161.84
Shares Outstanding5.916.006.005.966.076.186.176.166.106.09
Earnings Per Share2.362.221.691.501.561.510.970.780.620.07
EPS Growth6.31%31.36%12.67%-3.85%3.38%55.09%24.42%26.54%746.58%-
Dividend Per Share0.660.520.450.350.260.160.110.160.070.07
Dividend Growth26.92%16.33%29.57%35.29%55.49%50.46%-33.54%124.66%0%-
Operating Cash Flow13.2017.1918.5912.2413.861.9224.9219.0322.3517.80
Capital Expenditures-2.69-0.33-5.56-1.61-2.35-3.12-2.43-0.92-1.60-1.44
Free Cash Flow10.5116.8613.0410.6311.51-1.2022.4918.1120.7516.36
Cash & Equivalents52.3943.3757.3070.0939.7669.1076.7748.8429.2424.71
Total Debt43.4978.7158.3877.0591.99119131125130126
Net Cash / Debt8.90-35.34-1.07-6.96-52.23-49.95-54.24-76.35-101-102
Assets1,1551,0931,0921,0881,0381,0401,0351,0141,0671,068
Liabilities1,021970976981934942951916964971
Book Value13412411610710598.6783.7297.7510396.86
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Peoples Bancorp of North Carolina, Inc.
Country United States
Employees 306
CEO Lance A. Sellers

Stock Information

Ticker Symbol PEBK
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PEBK

Description

Peoples Bancorp of North Carolina, Inc. operates as a bank holding company for Peoples Bank that provides various banking products and services to individuals and small to medium-sized businesses. It offers various deposit products. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. As of December 31, 2018, it operated 20 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary in North Carolina. The company also operates loan production offices in Denver and Durham, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.