Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
43.53
-0.36 (-0.82%)
Oct 20, 2026, 4:00 PM EDT - Market closed
PEBK Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 91.6 | 89.06 | 82.08 | 76.07 | 76.33 | 70.06 |
Revenue Growth | 7.13% | 8.50% | 7.90% | -0.34% | 8.95% | 11.59% |
Net Income Net Income Growth | 21.99 | 19.83 | 16.35 | 15.55 | 16.12 | 15.13 |
Earnings Per Share EPS Growth | 4.02 | 3.62 | 2.98 | 2.77 | 2.85 | 2.63 |
EPS Growth | 31.40% | 21.48% | 7.58% | -2.81% | 8.37% | 34.87% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Operations (excl. Community Bank Real Estate Solutions, Llc (CBRES)) Banking Operations (excl. Community Bank Real Estate Solutions, Llc (CBRES)) Growth | 76.31 | 71.47 | 67.52 | 65.16 | 61.42 |
Other Other Growth | -0.93 | -1.08 | -1.05 | -0.51 | -0.27 |
Community Bank Real Estate Solutions, Llc (CBRES) Community Bank Real Estate Solutions, Llc (CBRES) Growth | 13.68 | 11.69 | 9.59 | 11.68 | 8.91 |
Total Total Growth | 89.06 | 82.08 | 76.07 | 76.33 | 70.06 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 57.15 | 58.11 | 59.27 | 82.38 | 71.6 | 277.5 |
Total Debt Total Debt Growth | 18.59 | 19.08 | 19.6 | 107.01 | 68.34 | 57.24 |
Net Cash (Debt) Net Cash Growth | 38.56 | 39.03 | 39.67 | -24.64 | 3.26 | 220.26 |
Net Cash Growth | -60.55% | -1.61% | - | - | -98.52% | 89.16% |
Net Cash Per Share Net Cash Per Share Growth | 7.06 | 7.13 | 7.23 | -4.39 | 0.58 | 38.31 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 21.37 | 20.56 | 22.78 | 22.62 | 26.9 |
Capital Expenditures CapEx Growth | - | -1.41 | -0.59 | -1.95 | -4.56 | -0.48 |
Free Cash Flow Free Cash Flow Growth | - | 19.96 | 19.97 | 20.83 | 18.05 | 26.42 |
Free Cash Flow Growth | - | -0.06% | -4.13% | 15.39% | -31.66% | 296.04% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 24.01% | 22.27% | 19.92% | 20.44% | 21.12% | 21.60% |
FCF Margin | - | 22.41% | 24.33% | 27.39% | 23.65% | 37.71% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 21, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.840 | 0.800 | 0.760 | 0.760 | 0.720 | 0.660 |
Dividend Per Share Growth | 5.26% | 5.26% | 0% | 5.56% | 9.09% | 10.00% |
Dividend Yield | 1.93% | 2.21% | 2.50% | 2.45% | 2.21% | 2.39% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 21, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.83 | 9.69 | 10.13 | 11.03 | 11.39 | 10.32 |
P/FCF Ratio | 11.55 | 9.63 | 8.29 | 8.23 | 10.17 | 5.91 |
PS Ratio | 2.53 | 2.16 | 2.02 | 2.25 | 2.40 | 2.23 |