Peoples Bancorp of North Carolina, Inc. (PEBK)

NASDAQ: PEBK · Real-Time Price · USD

40.38

+0.51 (1.28%)

At close: May 6, 2026, 4:00 PM EDT

40.41

+0.03 (0.07%)

After-hours: May 6, 2026, 4:10 PM EDT

PEBK Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	60.18	59.02	54.08	54.72	51.11	43.97
Net Interest Income Growth	9.97%	9.13%	-1.17%	7.07%	16.22%	-0.34%
Non-Interest Income	27.91	30.98	27.72	22.91	26.69	24.92
Non-Interest Income Growth	-1.04%	11.78%	20.95%	-14.14%	7.10%	8.75%
Revenues Before Loan Losses	88.09	90	81.79	77.63	77.8	68.89
Provision for Credit Losses	1.23	0.94	-0.29	1.57	1.47	-1.16
Revenue	86.86	89.06	82.08	76.07	76.33	70.06
Revenue Growth (YoY)	4.61%	8.50%	7.90%	-0.34%	8.95%	11.59%
Compensation Expenses	28.7	28.25	28.21	26.64	26.13	24.51
Selling, General & Admin	14.22	15.13	13.95	12.43	12.34	11.64
Other Non-Interest Expenses	21.08	19.84	18.99	17.08	17.56	14.99
Total Non-Interest Expense	64	63.21	61.15	56.14	56.03	51.13
Pretax Income	25.87	25.85	20.93	19.92	20.3	18.93
Provision for Income Taxes	5.98	6.02	4.58	4.38	4.17	3.8
Net Income	19.88	19.83	16.35	15.55	16.12	15.13
Net Income to Common	19.88	19.83	16.35	15.55	16.12	15.13
Net Income Growth	18.70%	21.26%	5.19%	-3.58%	6.54%	33.25%
Shares Outstanding (Basic)	5	5	5	5	5	6
Shares Outstanding (Diluted)	5	5	5	6	6	6
Shares Change (YoY)	0.03%	-0.21%	-2.27%	-0.90%	-1.52%	-1.25%
EPS (Basic)	3.75	3.74	3.08	2.87	2.94	2.71
EPS (Diluted)	3.63	3.62	2.98	2.77	2.85	2.63
EPS Growth	19.02%	21.48%	7.58%	-2.81%	8.37%	34.87%
Shares Outstanding	5.46	5.31	5.3	5.42	5.64	5.66
Free Cash Flow	-	19.96	19.97	20.83	18.05	26.42
Free Cash Flow Growth	-	-0.06%	-4.13%	15.39%	-31.66%	296.04%
Free Cash Flow Per Share	-	3.65	3.64	3.71	3.19	4.59
Dividends Per Share	0.810	0.800	0.760	0.760	0.720	0.660
Dividend Growth	1.25%	5.26%	-	5.56%	9.09%	10.00%
Profit Margin	22.89%	22.27%	19.92%	20.44%	21.12%	21.60%
FCF Margin	-	22.41%	24.33%	27.39%	23.65%	37.71%
EBITDA	-	2.74	2.89	3.13	6.03	5.57
EBITDA Margin	-	3.08%	3.52%	4.11%	7.90%	7.95%
Effective Tax Rate	23.13%	23.29%	21.86%	21.97%	20.56%	20.05%

Updated Apr 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q