PEBK Statistics
Total Valuation
PEBK has a market cap or net worth of $231.62 million. The enterprise value is $193.05 million.
| Market Cap | 231.62M |
| Enterprise Value | 193.05M |
Important Dates
The last earnings date was Monday, October 19, 2026, before market open.
| Earnings Date | Oct 19, 2026 |
| Ex-Dividend Date | Sep 3, 2026 |
Share Statistics
PEBK has 5.32 million shares outstanding. The number of shares has decreased by -0.32% in one year.
| Current Share Class | 5.32M |
| Shares Outstanding | 5.32M |
| Shares Change (YoY) | -0.32% |
| Shares Change (QoQ) | -0.39% |
| Owned by Insiders (%) | 11.34% |
| Owned by Institutions (%) | 48.68% |
| Float | 4.54M |
Valuation Ratios
The trailing PE ratio is 10.83.
| PE Ratio | 10.83 |
| Forward PE | n/a |
| PS Ratio | 2.53 |
| Forward PS | n/a |
| PB Ratio | 1.47 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | 11.55 |
| P/OCF Ratio | 10.80 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 8.78 |
| EV / Sales | 2.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.63 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.93 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.32%.
| Return on Equity (ROE) | 14.32% |
| Return on Assets (ROA) | 1.26% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.53% |
| Revenue Per Employee | $331,870 |
| Profits Per Employee | $79,681 |
| Employee Count | 276 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PEBK has paid $6.52 million in taxes.
| Income Tax | 6.52M |
| Effective Tax Rate | 22.85% |
Stock Price Statistics
The stock price has increased by +53.17% in the last 52 weeks. The beta is 0.31, so PEBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.31 |
| 52-Week Price Change | +53.17% |
| 50-Day Moving Average | 43.92 |
| 200-Day Moving Average | 41.14 |
| Relative Strength Index (RSI) | 46.76 |
| Average Volume (20 Days) | 18,114 |
Short Selling Information
The latest short interest is 77,412, so 1.45% of the outstanding shares have been sold short.
| Short Interest | 77,412 |
| Short Previous Month | 93,764 |
| Short % of Shares Out | 1.45% |
| Short % of Float | 1.70% |
| Short Ratio (days to cover) | 3.48 |
Income Statement
In the last 12 months, PEBK had revenue of $91.60 million and earned $21.99 million in profits. Earnings per share was $4.02.
| Revenue | 91.60M |
| Gross Profit | 91.60M |
| Operating Income | 29.30M |
| Pretax Income | 28.51M |
| Net Income | 21.99M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.02 |
Balance Sheet
The company has $57.15 million in cash and $18.59 million in debt, with a net cash position of $38.56 million or $7.25 per share.
| Cash & Cash Equivalents | 57.15M |
| Total Debt | 18.59M |
| Net Cash | 38.56M |
| Net Cash Per Share | $7.25 |
| Equity (Book Value) | 157.66M |
| Book Value Per Share | 29.63 |
| Working Capital | -1.49B |
Cash Flow
In the last 12 months, operating cash flow was $21.44 million and capital expenditures -$1.39 million, giving a free cash flow of $20.05 million.
| Operating Cash Flow | 21.44M |
| Capital Expenditures | -1.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 20.05M |
| FCF Per Share | $3.77 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.99% |
| Pretax Margin | 31.12% |
| Profit Margin | 24.01% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.23% |
Dividends & Yields
This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 1.93%.
| Dividend Per Share | $0.84 |
| Dividend Yield | 1.93% |
| Dividend Growth (YoY) | 5.26% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 24.87% |
| FCF Payout Ratio | 26.54% |
| Buyback Yield | 0.32% |
| Shareholder Yield | 2.25% |
| Earnings Yield | 9.50% |
| FCF Yield | 8.66% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 2017. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 1, 2017 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |