PEBK Statistics
Total Valuation
PEBK has a market cap or net worth of $228.07 million. The enterprise value is $185.94 million.
| Market Cap | 228.07M |
| Enterprise Value | 185.94M |
Important Dates
The next estimated earnings date is Monday, October 19, 2026, before market open.
| Earnings Date | Oct 19, 2026 |
| Ex-Dividend Date | Sep 3, 2026 |
Share Statistics
PEBK has 5.32 million shares outstanding. The number of shares has increased by 0.03% in one year.
| Current Share Class | 5.32M |
| Shares Outstanding | 5.32M |
| Shares Change (YoY) | +0.03% |
| Shares Change (QoQ) | +0.10% |
| Owned by Insiders (%) | 11.34% |
| Owned by Institutions (%) | 48.12% |
| Float | 4.54M |
Valuation Ratios
The trailing PE ratio is 11.77.
| PE Ratio | 11.77 |
| Forward PE | n/a |
| PS Ratio | 2.53 |
| Forward PS | n/a |
| PB Ratio | 1.41 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 11.38 |
| P/OCF Ratio | 10.64 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.32 |
| EV / Sales | 2.06 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.27 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.93 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.07%.
| Return on Equity (ROE) | 13.07% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.47% |
| Revenue Per Employee | $326,746 |
| Profits Per Employee | $72,308 |
| Employee Count | 276 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PEBK has paid $5.98 million in taxes.
| Income Tax | 5.98M |
| Effective Tax Rate | 23.04% |
Stock Price Statistics
The stock price has increased by +37.20% in the last 52 weeks. The beta is 0.30, so PEBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | +37.20% |
| 50-Day Moving Average | 43.66 |
| 200-Day Moving Average | 40.66 |
| Relative Strength Index (RSI) | 44.06 |
| Average Volume (20 Days) | 22,605 |
Short Selling Information
The latest short interest is 93,764, so 1.76% of the outstanding shares have been sold short.
| Short Interest | 93,764 |
| Short Previous Month | 94,845 |
| Short % of Shares Out | 1.76% |
| Short % of Float | 2.06% |
| Short Ratio (days to cover) | 3.36 |
Income Statement
In the last 12 months, PEBK had revenue of $90.18 million and earned $19.96 million in profits. Earnings per share was $3.64.
| Revenue | 90.18M |
| Gross Profit | 90.18M |
| Operating Income | 26.72M |
| Pretax Income | 25.93M |
| Net Income | 19.96M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.64 |
Balance Sheet
The company has $60.88 million in cash and $18.75 million in debt, with a net cash position of $42.13 million or $7.92 per share.
| Cash & Cash Equivalents | 60.88M |
| Total Debt | 18.75M |
| Net Cash | 42.13M |
| Net Cash Per Share | $7.92 |
| Equity (Book Value) | 161.34M |
| Book Value Per Share | 30.32 |
| Working Capital | -1.49B |
Cash Flow
In the last 12 months, operating cash flow was $21.44 million and capital expenditures -$1.39 million, giving a free cash flow of $20.05 million.
| Operating Cash Flow | 21.44M |
| Capital Expenditures | -1.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 20.05M |
| FCF Per Share | $3.77 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.63% |
| Pretax Margin | 28.76% |
| Profit Margin | 22.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.23% |
Dividends & Yields
This stock pays an annual dividend of $1.01, which amounts to a dividend yield of 2.36%.
| Dividend Per Share | $1.01 |
| Dividend Yield | 2.36% |
| Dividend Growth (YoY) | 5.26% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 27.47% |
| FCF Payout Ratio | 26.54% |
| Buyback Yield | -0.03% |
| Shareholder Yield | 2.33% |
| Earnings Yield | 8.75% |
| FCF Yield | 8.79% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 2017. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 1, 2017 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |