PEBK Statistics
Total Valuation
PEBK has a market cap or net worth of $226.73 million. The enterprise value is $183.85 million.
| Market Cap | 226.73M |
| Enterprise Value | 183.85M |
Important Dates
The next estimated earnings date is Monday, July 20, 2026, before market open.
| Earnings Date | Jul 20, 2026 |
| Ex-Dividend Date | Jun 3, 2026 |
Share Statistics
PEBK has 5.31 million shares outstanding. The number of shares has decreased by -0.07% in one year.
| Current Share Class | 5.31M |
| Shares Outstanding | 5.31M |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | -0.21% |
| Owned by Insiders (%) | 11.14% |
| Owned by Institutions (%) | 45.35% |
| Float | 4.52M |
Valuation Ratios
The trailing PE ratio is 11.74.
| PE Ratio | 11.74 |
| Forward PE | n/a |
| PS Ratio | 2.52 |
| Forward PS | n/a |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 11.67 |
| P/OCF Ratio | 11.05 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.25 |
| EV / Sales | 2.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.98 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.41%.
| Return on Equity (ROE) | 13.41% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.51% |
| Revenue Per Employee | $325,605 |
| Profits Per Employee | $72,040 |
| Employee Count | 276 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PEBK has paid $5.98 million in taxes.
| Income Tax | 5.98M |
| Effective Tax Rate | 23.13% |
Stock Price Statistics
The stock price has increased by +53.99% in the last 52 weeks. The beta is 0.31, so PEBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.31 |
| 52-Week Price Change | +53.99% |
| 50-Day Moving Average | 41.32 |
| 200-Day Moving Average | 36.16 |
| Relative Strength Index (RSI) | 52.94 |
| Average Volume (20 Days) | 36,531 |
Short Selling Information
The latest short interest is 80,922, so 1.52% of the outstanding shares have been sold short.
| Short Interest | 80,922 |
| Short Previous Month | 64,115 |
| Short % of Shares Out | 1.52% |
| Short % of Float | 1.79% |
| Short Ratio (days to cover) | 2.71 |
Income Statement
In the last 12 months, PEBK had revenue of $89.87 million and earned $19.88 million in profits. Earnings per share was $3.63.
| Revenue | 89.87M |
| Gross Profit | 89.87M |
| Operating Income | 26.65M |
| Pretax Income | 25.87M |
| Net Income | 19.88M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.63 |
Balance Sheet
The company has $61.26 million in cash and $18.91 million in debt, with a net cash position of $42.35 million or $7.98 per share.
| Cash & Cash Equivalents | 61.26M |
| Total Debt | 18.91M |
| Net Cash | 42.35M |
| Net Cash Per Share | $7.98 |
| Equity (Book Value) | 158.12M |
| Book Value Per Share | 29.78 |
| Working Capital | -1.46B |
Cash Flow
In the last 12 months, operating cash flow was $20.48 million and capital expenditures -$1.10 million, giving a free cash flow of $19.38 million.
| Operating Cash Flow | 20.48M |
| Capital Expenditures | -1.10M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 19.38M |
| FCF Per Share | $3.65 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.65% |
| Pretax Margin | 28.78% |
| Profit Margin | 22.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.56% |
Dividends & Yields
This stock pays an annual dividend of $1.01, which amounts to a dividend yield of 2.37%.
| Dividend Per Share | $1.01 |
| Dividend Yield | 2.37% |
| Dividend Growth (YoY) | 5.32% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 27.27% |
| Buyback Yield | 0.07% |
| Shareholder Yield | 2.43% |
| Earnings Yield | 8.79% |
| FCF Yield | 8.57% |
Analyst Forecast
The average price target for PEBK is $11.82, which is -72.32% lower than the current price. The consensus rating is "Hold".
| Price Target | $11.82 |
| Price Target Difference | -72.32% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 2017. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 1, 2017 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |