Preferred Bank (PFBC)

Preferred Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	815.46	785.52	910.85	767.53	1,051	759.47
Investment Securities	642.99	274.04	235.11	322.29	305.35	285.54
Mortgage-Backed Securities	19.03	153.04	165.18	189.63	219.54	23.23
Total Investments	662.02	427.07	400.29	511.93	524.89	308.77
Gross Loans	5,872	5,641	5,273	5,075	4,425	4,035
Allowance for Loan Losses	-74.69	-71.48	-78.36	-68.47	-59.97	-63.43
Other Adjustments to Gross Loans	-9.96	-9.23	-11.08	-9.94	-6.32	-4.57
Net Loans	5,787	5,560	5,184	4,996	4,359	3,967
Property, Plant & Equipment	34.83	21.64	31.74	30.72	32.5	27.93
Loans Held for Sale	-	2.21	0.36	-	-	-
Accrued Interest Receivable	36.45	33.56	33.89	23.59	14.65	23.69
Other Receivables	5.19	2.2	2.39	-	-	-
Other Current Assets	-	-	0.32	1.73	10.19	3.6
Long-Term Deferred Tax Assets	43.71	47.4	48.99	43.22	26.67	24.47
Other Real Estate Owned & Foreclosed	52.61	14.99	16.72	21.99	-	-
Other Long-Term Assets	15.16	13.93	14.66	13.27	13.09	13.33
Total Assets	7,468	6,923	6,659	6,425	6,046	5,144
Accrued Expenses	-	18.9	18.2	12.2	9	7.1
Interest Bearing Deposits	3,876	3,734	3,604	3,226	2,985	2,591
Institutional Deposits	1,700	1,478	1,318	1,139	934.44	912.55
Non-Interest Bearing Deposits	654.3	704.86	787	1,192	1,306	938.91
Total Deposits	6,230	5,917	5,709	5,557	5,226	4,442
Current Portion of Leases	-	4.28	-	-	-	-
Accrued Interest Payable	15.66	16.52	16.12	2.61	0.72	1.25
Other Current Liabilities	-	15.05	0.32	1.73	10.19	3.6
Long-Term Debt	148.65	148.47	148.23	148	147.76	99.33
Federal Home Loan Bank Debt, Long-Term	200	-	-	-	-	-
Long-Term Leases	31.07	12.71	19.77	20.95	22.86	18.68
Other Long-Term Liabilities	67.1	27.51	52.19	52.45	43.55	45.76
Total Liabilities	6,692	6,160	5,964	5,795	5,460	4,618
Common Stock	210.88	210.88	210.88	210.88	210.88	210.88
Additional Paid-In Capital	103.24	95.79	86.83	81.56	73.17	64.06
Retained Earnings	755.59	685.11	592.33	475.07	372.95	300.97
Treasury Stock	-277.35	-201.17	-163.18	-108.48	-75.21	-57.5
Comprehensive Income & Other	-16.71	-27.46	-31.75	-28.61	4.93	7.03
Shareholders' Equity	775.64	763.15	695.11	630.43	586.72	525.45
Total Liabilities & Equity	7,468	6,923	6,659	6,425	6,046	5,144
Total Debt	379.72	165.46	168	168.94	170.62	118.02
Net Cash (Debt)	435.74	620.06	742.85	598.58	879.99	641.45
Net Cash Growth	-30.82%	-16.53%	24.10%	-31.98%	37.19%	54.22%
Net Cash Per Share	33.32	45.75	52.09	40.42	59.19	43.09
Filing Date Shares Outstanding	12.35	13.24	13.41	14.43	14.8	14.93
Total Common Shares Outstanding	12.35	13.19	13.58	14.36	14.68	14.93
Book Value Per Share	62.81	57.86	51.17	43.91	39.97	35.19
Tangible Book Value	775.64	763.15	695.11	630.43	586.72	525.45
Tangible Book Value Per Share	62.81	57.86	51.17	43.91	39.97	35.19

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q