Preferred Bank Statistics
Total Valuation
Preferred Bank has a market cap or net worth of $1.07 billion. The enterprise value is $320.62 million.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Jul 8, 2025 |
Share Statistics
Preferred Bank has 12.43 million shares outstanding. The number of shares has decreased by -4.00% in one year.
| Current Share Class | 12.43M |
| Shares Outstanding | 12.43M |
| Shares Change (YoY) | -4.00% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 7.13% |
| Owned by Institutions (%) | 93.70% |
| Float | 11.54M |
Valuation Ratios
The trailing PE ratio is 8.52 and the forward PE ratio is 8.34.
| PE Ratio | 8.52 |
| Forward PE | 8.34 |
| PS Ratio | 4.01 |
| Forward PS | 3.95 |
| PB Ratio | 1.36 |
| P/TBV Ratio | 1.38 |
| P/FCF Ratio | 6.48 |
| P/OCF Ratio | 6.47 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 2.52 |
| EV / Sales | 1.21 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.04 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.21%.
| Return on Equity (ROE) | 17.21% |
| Return on Assets (ROA) | 1.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $823,387 |
| Profits Per Employee | $393,870 |
| Employee Count | 323 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Preferred Bank has paid $52.26 million in taxes.
| Income Tax | 52.26M |
| Effective Tax Rate | 29.12% |
Stock Price Statistics
The stock price has increased by +16.95% in the last 52 weeks. The beta is 0.70, so Preferred Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +16.95% |
| 50-Day Moving Average | 83.24 |
| 200-Day Moving Average | 85.36 |
| Relative Strength Index (RSI) | 58.98 |
| Average Volume (20 Days) | 95,783 |
Short Selling Information
The latest short interest is 963,063, so 7.75% of the outstanding shares have been sold short.
| Short Interest | 963,063 |
| Short Previous Month | 960,115 |
| Short % of Shares Out | 7.75% |
| Short % of Float | 8.35% |
| Short Ratio (days to cover) | 11.82 |
Income Statement
In the last 12 months, Preferred Bank had revenue of $265.95 million and earned $127.22 million in profits. Earnings per share was $9.43.
| Revenue | 265.95M |
| Gross Profit | 265.95M |
| Operating Income | 183.11M |
| Pretax Income | 203.74M |
| Net Income | 127.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.43 |
Full Income StatementBalance Sheet
The company has $925.18 million in cash and $172.55 million in debt, giving a net cash position of $752.63 million or $60.57 per share.
| Cash & Cash Equivalents | 925.18M |
| Total Debt | 172.55M |
| Net Cash | 752.63M |
| Net Cash Per Share | $60.57 |
| Equity (Book Value) | 778.60M |
| Book Value Per Share | 59.30 |
| Working Capital | -5.13B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $165.99 million and capital expenditures -$409,000, giving a free cash flow of $165.58 million.
| Operating Cash Flow | 165.99M |
| Capital Expenditures | -409,000 |
| Free Cash Flow | 165.58M |
| FCF Per Share | $13.33 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 68.85% |
| Pretax Margin | 67.49% |
| Profit Margin | 47.84% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 62.26% |
Dividends & Yields
This stock pays an annual dividend of $3.00, which amounts to a dividend yield of 3.76%.
| Dividend Per Share | $3.00 |
| Dividend Yield | 3.76% |
| Dividend Growth (YoY) | 11.32% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 31.28% |
| Buyback Yield | 4.00% |
| Shareholder Yield | 7.48% |
| Earnings Yield | 11.85% |
| FCF Yield | 15.43% |
Dividend DetailsAnalyst Forecast
The average price target for Preferred Bank is $92.33, which is 6.90% higher than the current price. The consensus rating is "Hold".
| Price Target | $92.33 |
| Price Target Difference | 6.90% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2:1.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 0.2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
