Preferred Bank Statistics
Total Valuation
Preferred Bank has a market cap or net worth of $1.23 billion. The enterprise value is $910.20 million.
| Market Cap | 1.23B |
| Enterprise Value | 910.20M |
Important Dates
The last earnings date was Friday, October 23, 2026, before market open.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | Oct 5, 2026 |
Share Statistics
Preferred Bank has 11.85 million shares outstanding. The number of shares has decreased by -6.39% in one year.
| Current Share Class | 11.85M |
| Shares Outstanding | 11.85M |
| Shares Change (YoY) | -6.39% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 7.79% |
| Owned by Institutions (%) | 92.69% |
| Float | 10.92M |
Valuation Ratios
The trailing PE ratio is 9.59 and the forward PE ratio is 9.22.
| PE Ratio | 9.59 |
| Forward PE | 9.22 |
| PS Ratio | 4.33 |
| Forward PS | 4.01 |
| PB Ratio | 1.55 |
| P/TBV Ratio | 1.55 |
| P/FCF Ratio | 6.10 |
| P/OCF Ratio | 5.96 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.87 |
| EV / Sales | 3.21 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.51 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.48 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.89%.
| Return on Equity (ROE) | 16.89% |
| Return on Assets (ROA) | 1.73% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.64% |
| Revenue Per Employee | $876,136 |
| Profits Per Employee | $408,809 |
| Employee Count | 324 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Preferred Bank has paid $57.62 million in taxes.
| Income Tax | 57.62M |
| Effective Tax Rate | 30.32% |
Stock Price Statistics
The stock price has increased by +12.35% in the last 52 weeks. The beta is 0.57, so Preferred Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +12.35% |
| 50-Day Moving Average | 105.05 |
| 200-Day Moving Average | 99.05 |
| Relative Strength Index (RSI) | 45.73 |
| Average Volume (20 Days) | 106,688 |
Short Selling Information
The latest short interest is 1.35 million, so 11.41% of the outstanding shares have been sold short.
| Short Interest | 1.35M |
| Short Previous Month | 1.40M |
| Short % of Shares Out | 11.41% |
| Short % of Float | 12.39% |
| Short Ratio (days to cover) | 12.40 |
Income Statement
In the last 12 months, Preferred Bank had revenue of $283.87 million and earned $132.45 million in profits. Earnings per share was $10.82.
| Revenue | 283.87M |
| Gross Profit | 283.87M |
| Operating Income | 194.17M |
| Pretax Income | 190.08M |
| Net Income | 132.45M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $10.82 |
Balance Sheet
The company has $701.03 million in cash and $381.07 million in debt, with a net cash position of $319.96 million or $26.99 per share.
| Cash & Cash Equivalents | 701.03M |
| Total Debt | 381.07M |
| Net Cash | 319.96M |
| Net Cash Per Share | $26.99 |
| Equity (Book Value) | 792.43M |
| Book Value Per Share | 66.85 |
| Working Capital | -5.77B |
Cash Flow
In the last 12 months, operating cash flow was $206.37 million and capital expenditures -$4.67 million, giving a free cash flow of $201.69 million.
| Operating Cash Flow | 206.37M |
| Capital Expenditures | -4.67M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 201.69M |
| FCF Per Share | $17.02 |
Margins
| Gross Margin | n/a |
| Operating Margin | 68.40% |
| Pretax Margin | 66.96% |
| Profit Margin | 46.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 71.05% |
Dividends & Yields
This stock pays an annual dividend of $3.20, which amounts to a dividend yield of 3.08%.
| Dividend Per Share | $3.20 |
| Dividend Yield | 3.08% |
| Dividend Growth (YoY) | 6.67% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 29.58% |
| FCF Payout Ratio | 22.59% |
| Buyback Yield | 6.39% |
| Shareholder Yield | 9.47% |
| Earnings Yield | 10.42% |
| FCF Yield | 16.40% |
Analyst Forecast
The average price target for Preferred Bank is $117.50, which is 13.22% higher than the current price. The consensus rating is "Hold".
| Price Target | $117.50 |
| Price Target Difference | 13.22% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 4.33% |
| EPS Growth Forecast (3Y) | 4.33% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |