Preferred Bank Statistics
Total Valuation
Preferred Bank has a market cap or net worth of $1.02 billion. The enterprise value is $576.22 million.
Important Dates
The last earnings date was Thursday, January 22, 2026, before market open.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Jan 6, 2026 |
Share Statistics
Preferred Bank has 12.18 million shares outstanding. The number of shares has decreased by -5.29% in one year.
| Current Share Class | 12.18M |
| Shares Outstanding | 12.18M |
| Shares Change (YoY) | -5.29% |
| Shares Change (QoQ) | -1.23% |
| Owned by Insiders (%) | 8.07% |
| Owned by Institutions (%) | 85.92% |
| Float | 11.19M |
Valuation Ratios
The trailing PE ratio is 8.04 and the forward PE ratio is 8.04.
| PE Ratio | 8.04 |
| Forward PE | 8.04 |
| PS Ratio | 3.75 |
| Forward PS | 3.55 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.29 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.31 |
| EV / Sales | 2.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.21%.
| Return on Equity (ROE) | 17.21% |
| Return on Assets (ROA) | 1.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.73% |
| Revenue Per Employee | $870,700 |
| Profits Per Employee | $413,721 |
| Employee Count | 323 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Preferred Bank has paid $55.92 million in taxes.
| Income Tax | 55.92M |
| Effective Tax Rate | 29.50% |
Stock Price Statistics
The stock price has decreased by -3.38% in the last 52 weeks. The beta is 0.66, so Preferred Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | -3.38% |
| 50-Day Moving Average | 95.63 |
| 200-Day Moving Average | 90.21 |
| Relative Strength Index (RSI) | 27.18 |
| Average Volume (20 Days) | 94,847 |
Short Selling Information
The latest short interest is 956,309, so 7.85% of the outstanding shares have been sold short.
| Short Interest | 956,309 |
| Short Previous Month | 967,213 |
| Short % of Shares Out | 7.85% |
| Short % of Float | 8.54% |
| Short Ratio (days to cover) | 10.67 |
Income Statement
In the last 12 months, Preferred Bank had revenue of $281.24 million and earned $133.63 million in profits. Earnings per share was $10.41.
| Revenue | 281.24M |
| Gross Profit | 281.24M |
| Operating Income | 196.49M |
| Pretax Income | 189.55M |
| Net Income | 133.63M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $10.41 |
Full Income StatementBalance Sheet
The company has $827.10 million in cash and $383.81 million in debt, with a net cash position of $443.29 million or $36.40 per share.
| Cash & Cash Equivalents | 827.10M |
| Total Debt | 383.81M |
| Net Cash | 443.29M |
| Net Cash Per Share | $36.40 |
| Equity (Book Value) | 789.48M |
| Book Value Per Share | 64.83 |
| Working Capital | -5.49B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 69.86% |
| Pretax Margin | 67.40% |
| Profit Margin | 47.52% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $3.20, which amounts to a dividend yield of 3.47%.
| Dividend Per Share | $3.20 |
| Dividend Yield | 3.47% |
| Dividend Growth (YoY) | 7.02% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 29.30% |
| Buyback Yield | 5.29% |
| Shareholder Yield | 9.11% |
| Earnings Yield | 13.11% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for Preferred Bank is $104.67, which is 25.02% higher than the current price. The consensus rating is "Hold".
| Price Target | $104.67 |
| Price Target Difference | 25.02% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
