Preferred Bank Statistics

Total Valuation

Preferred Bank has a market cap or net worth of $1.14 billion. The enterprise value is $510.65 million.

Market Cap	1.14B
Enterprise Value	510.65M

Important Dates

The next estimated earnings date is Wednesday, January 22, 2025, after market close.

Earnings Date	Jan 22, 2025
Ex-Dividend Date	Oct 7, 2024

Share Statistics

Preferred Bank has 13.27 million shares outstanding. The number of shares has decreased by -5.74% in one year.

Current Share Class	13.27M
Shares Outstanding	13.27M
Shares Change (YoY)	-5.74%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	7.64%
Owned by Institutions (%)	85.51%
Float	12.23M

Valuation Ratios

The trailing PE ratio is 8.60 and the forward PE ratio is 9.58.

PE Ratio	8.60
Forward PE	9.58
PS Ratio	4.44
Forward PS	4.33
PB Ratio	1.52
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	3.75
EV / Sales	1.96
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.19%.

Return on Equity (ROE)	19.19%
Return on Assets (ROA)	2.02%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$867,960
Profits Per Employee	$454,267
Employee Count	300
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Preferred Bank has paid $55.32 million in taxes.

Income Tax	55.32M
Effective Tax Rate	28.87%

Stock Price Statistics

The stock price has increased by +11.65% in the last 52 weeks. The beta is 0.95, so Preferred Bank's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+11.65%
50-Day Moving Average	89.88
200-Day Moving Average	80.57
Relative Strength Index (RSI)	33.01
Average Volume (20 Days)	84,099

Short Selling Information

The latest short interest is 911,853, so 6.87% of the outstanding shares have been sold short.

Short Interest	911,853
Short Previous Month	906,274
Short % of Shares Out	6.87%
Short % of Float	7.46%
Short Ratio (days to cover)	13.22

Income Statement

In the last 12 months, Preferred Bank had revenue of $260.39 million and earned $136.28 million in profits. Earnings per share was $9.99.

Revenue	260.39M
Gross Profit	260.39M
Operating Income	193.97M
Pretax Income	203.74M
Net Income	136.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$9.99

Full Income Statement

Balance Sheet

The company has $804.99 million in cash and $175.14 million in debt, giving a net cash position of $629.85 million or $47.47 per share.

Cash & Cash Equivalents	804.99M
Total Debt	175.14M
Net Cash	629.85M
Net Cash Per Share	$47.47
Equity (Book Value)	750.12M
Book Value Per Share	56.54
Working Capital	-5.03B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	74.49%
Pretax Margin	73.58%
Profit Margin	52.34%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.80, which amounts to a dividend yield of 3.26%.

Dividend Per Share	$2.80
Dividend Yield	3.26%
Dividend Growth (YoY)	27.27%
Years of Dividend Growth	3
Payout Ratio	28.03%
Buyback Yield	5.74%
Shareholder Yield	8.99%
Earnings Yield	11.95%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Preferred Bank is $99.50, which is 15.75% higher than the current price. The consensus rating is "Buy".

Price Target	$99.50
Price Target Difference	15.75%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2:1.

Last Split Date	Jun 20, 2011
Split Type	Reverse
Split Ratio	0.2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2