Preferred Bank Statistics
Total Valuation
Preferred Bank has a market cap or net worth of $1.14 billion. The enterprise value is $719.60 million.
Important Dates
The next estimated earnings date is Monday, October 20, 2025, before market open.
| Earnings Date | Oct 20, 2025 |
| Ex-Dividend Date | Jul 8, 2025 |
Share Statistics
Preferred Bank has 12.38 million shares outstanding. The number of shares has decreased by -3.45% in one year.
| Current Share Class | 12.38M |
| Shares Outstanding | 12.38M |
| Shares Change (YoY) | -3.45% |
| Shares Change (QoQ) | -5.04% |
| Owned by Insiders (%) | 12.23% |
| Owned by Institutions (%) | 88.48% |
| Float | 10.86M |
Valuation Ratios
The trailing PE ratio is 9.72 and the forward PE ratio is 9.27.
| PE Ratio | 9.72 |
| Forward PE | 9.27 |
| PS Ratio | 4.51 |
| Forward PS | 4.09 |
| PB Ratio | 1.54 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 6.92 |
| P/OCF Ratio | 6.90 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.69 |
| EV / Sales | 2.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.20%.
| Return on Equity (ROE) | 17.20% |
| Return on Assets (ROA) | 1.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $829,656 |
| Profits Per Employee | $391,563 |
| Employee Count | 323 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Preferred Bank has paid $52.29 million in taxes.
| Income Tax | 52.29M |
| Effective Tax Rate | 29.25% |
Stock Price Statistics
The stock price has increased by +15.02% in the last 52 weeks. The beta is 0.79, so Preferred Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | +15.02% |
| 50-Day Moving Average | 93.02 |
| 200-Day Moving Average | 87.52 |
| Relative Strength Index (RSI) | 45.16 |
| Average Volume (20 Days) | 67,831 |
Short Selling Information
The latest short interest is 1.01 million, so 8.12% of the outstanding shares have been sold short.
| Short Interest | 1.01M |
| Short Previous Month | 1.00M |
| Short % of Shares Out | 8.12% |
| Short % of Float | 9.26% |
| Short Ratio (days to cover) | 12.44 |
Income Statement
In the last 12 months, Preferred Bank had revenue of $267.98 million and earned $126.48 million in profits. Earnings per share was $9.51.
| Revenue | 267.98M |
| Gross Profit | 267.98M |
| Operating Income | 183.84M |
| Pretax Income | 203.74M |
| Net Income | 126.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.51 |
Full Income StatementBalance Sheet
The company has $796.26 million in cash and $371.68 million in debt, giving a net cash position of $424.57 million or $34.31 per share.
| Cash & Cash Equivalents | 796.26M |
| Total Debt | 371.68M |
| Net Cash | 424.57M |
| Net Cash Per Share | $34.31 |
| Equity (Book Value) | 747.66M |
| Book Value Per Share | 60.19 |
| Working Capital | -5.26B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $165.86 million and capital expenditures -$492,000, giving a free cash flow of $165.37 million.
| Operating Cash Flow | 165.86M |
| Capital Expenditures | -492,000 |
| Free Cash Flow | 165.37M |
| FCF Per Share | $13.36 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 68.60% |
| Pretax Margin | 66.71% |
| Profit Margin | 47.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 61.71% |
Dividends & Yields
This stock pays an annual dividend of $3.00, which amounts to a dividend yield of 3.25%.
| Dividend Per Share | $3.00 |
| Dividend Yield | 3.25% |
| Dividend Growth (YoY) | 11.32% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 31.03% |
| Buyback Yield | 3.45% |
| Shareholder Yield | 6.70% |
| Earnings Yield | 11.05% |
| FCF Yield | 14.45% |
Dividend DetailsAnalyst Forecast
The average price target for Preferred Bank is $103.67, which is 12.14% higher than the current price. The consensus rating is "Hold".
| Price Target | $103.67 |
| Price Target Difference | 12.14% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
