Preferred Bank (PFBC)

Preferred Bank Statistics

Total Valuation

Preferred Bank has a market cap or net worth of $1.12 billion. The enterprise value is $682.61 million.

Market Cap	1.12B
Enterprise Value	682.61M

Important Dates

The last earnings date was Wednesday, April 22, 2026, before market open.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	Apr 7, 2026

Share Statistics

Preferred Bank has 11.84 million shares outstanding. The number of shares has decreased by -6.94% in one year.

Current Share Class	11.84M
Shares Outstanding	11.84M
Shares Change (YoY)	-6.94%
Shares Change (QoQ)	-1.50%
Owned by Insiders (%)	8.58%
Owned by Institutions (%)	88.33%
Float	10.82M

Valuation Ratios

The trailing PE ratio is 8.84 and the forward PE ratio is 8.91.

PE Ratio	8.84
Forward PE	8.91
PS Ratio	3.97
Forward PS	3.92
PB Ratio	1.46
P/TBV Ratio	1.46
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.07
EV / Sales	2.41
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.40%.

Return on Equity (ROE)	17.40%
Return on Assets (ROA)	1.83%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.50%
Revenue Per Employee	$874,701
Profits Per Employee	$415,901
Employee Count	324
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Preferred Bank has paid $56.79 million in taxes.

Income Tax	56.79M
Effective Tax Rate	29.65%

Stock Price Statistics

Beta (5Y)	0.57
52-Week Price Change	n/a
50-Day Moving Average	90.97
200-Day Moving Average	92.36
Relative Strength Index (RSI)	59.90
Average Volume (20 Days)	90,241

Short Selling Information

The latest short interest is 1.08 million, so 9.09% of the outstanding shares have been sold short.

Short Interest	1.08M
Short Previous Month	1.06M
Short % of Shares Out	9.09%
Short % of Float	9.95%
Short Ratio (days to cover)	9.08

Income Statement

In the last 12 months, Preferred Bank had revenue of $283.40 million and earned $134.75 million in profits. Earnings per share was $10.74.

Revenue	283.40M
Gross Profit	283.40M
Operating Income	197.31M
Pretax Income	191.54M
Net Income	134.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$10.74

Balance Sheet

The company has $825.16 million in cash and $383.15 million in debt, with a net cash position of $442.01 million or $37.33 per share.

Cash & Cash Equivalents	825.16M
Total Debt	383.15M
Net Cash	442.01M
Net Cash Per Share	$37.33
Equity (Book Value)	770.20M
Book Value Per Share	65.04
Working Capital	-5.50B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	69.62%
Pretax Margin	67.59%
Profit Margin	47.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $3.20, which amounts to a dividend yield of 3.37%.

Dividend Per Share	$3.20
Dividend Yield	3.37%
Dividend Growth (YoY)	6.90%
Years of Dividend Growth	5
Payout Ratio	28.87%
Buyback Yield	6.94%
Shareholder Yield	10.31%
Earnings Yield	11.98%
FCF Yield	n/a

Analyst Forecast

The average price target for Preferred Bank is $100.67, which is 6.50% higher than the current price. The consensus rating is "Hold".

Price Target	$100.67
Price Target Difference	6.50%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.

Last Split Date	Jun 20, 2011
Split Type	Reverse
Split Ratio	1:5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2