Preferred Bank (PFBC)
NASDAQ: PFBC · Real-Time Price · USD
85.98
+1.20 (1.42%)
Apr 24, 2025, 4:00 PM EDT - Market closed

Preferred Bank Statistics

Total Valuation

Preferred Bank has a market cap or net worth of $1.14 billion. The enterprise value is $518.60 million.

Market Cap 1.14B
Enterprise Value 518.60M

Important Dates

The next confirmed earnings date is Friday, April 25, 2025, before market open.

Earnings Date Apr 25, 2025
Ex-Dividend Date Apr 7, 2025

Share Statistics

Preferred Bank has 13.24 million shares outstanding. The number of shares has decreased by -4.96% in one year.

Current Share Class 13.24M
Shares Outstanding 13.24M
Shares Change (YoY) -4.96%
Shares Change (QoQ) -0.75%
Owned by Insiders (%) 11.81%
Owned by Institutions (%) 87.98%
Float 11.67M

Valuation Ratios

The trailing PE ratio is 8.92 and the forward PE ratio is 8.88.

PE Ratio 8.92
Forward PE 8.88
PS Ratio 4.30
Forward PS 3.99
PB Ratio 1.49
P/TBV Ratio 1.49
P/FCF Ratio 6.96
P/OCF Ratio 6.92
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 3.97
EV / Sales 1.94
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 3.17

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.01
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.92%.

Return on Equity (ROE) 17.92%
Return on Assets (ROA) 1.92%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $827,130
Profits Per Employee $404,526
Employee Count 323
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Preferred Bank has paid $53.37 million in taxes.

Income Tax 53.37M
Effective Tax Rate 29.00%

Stock Price Statistics

The stock price has increased by +11.05% in the last 52 weeks. The beta is 0.71, so Preferred Bank's price volatility has been lower than the market average.

Beta (5Y) 0.71
52-Week Price Change +11.05%
50-Day Moving Average 83.75
200-Day Moving Average 84.74
Relative Strength Index (RSI) 62.58
Average Volume (20 Days) 127,314

Short Selling Information

The latest short interest is 885,015, so 6.68% of the outstanding shares have been sold short.

Short Interest 885,015
Short Previous Month 931,737
Short % of Shares Out 6.68%
Short % of Float 7.58%
Short Ratio (days to cover) 8.73

Income Statement

In the last 12 months, Preferred Bank had revenue of $267.16 million and earned $130.66 million in profits. Earnings per share was $9.64.

Revenue 267.16M
Gross Profit 267.16M
Operating Income 186.27M
Pretax Income 203.74M
Net Income 130.66M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $9.64
Full Income Statement

Balance Sheet

The company has $785.52 million in cash and $165.46 million in debt, giving a net cash position of $620.06 million or $46.82 per share.

Cash & Cash Equivalents 785.52M
Total Debt 165.46M
Net Cash 620.06M
Net Cash Per Share $46.82
Equity (Book Value) 763.15M
Book Value Per Share 57.86
Working Capital -5.13B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $164.52 million and capital expenditures -$919,000, giving a free cash flow of $163.61 million.

Operating Cash Flow 164.52M
Capital Expenditures -919,000
Free Cash Flow 163.61M
FCF Per Share $12.35
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 69.72%
Pretax Margin 68.88%
Profit Margin 48.91%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 61.24%

Dividends & Yields

This stock pays an annual dividend of $3.00, which amounts to a dividend yield of 3.49%.

Dividend Per Share $3.00
Dividend Yield 3.49%
Dividend Growth (YoY) 16.00%
Years of Dividend Growth 4
Payout Ratio 31.12%
Buyback Yield 4.96%
Shareholder Yield 8.47%
Earnings Yield 11.48%
FCF Yield 14.37%
Dividend Details

Analyst Forecast

The average price target for Preferred Bank is $104.00, which is 20.96% higher than the current price. The consensus rating is "Hold".

Price Target $104.00
Price Target Difference 20.96%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2:1.

Last Split Date Jun 20, 2011
Split Type Reverse
Split Ratio 0.2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4