Preferred Bank (PFBC)

Preferred Bank Statistics

Total Valuation

Preferred Bank has a market cap or net worth of $1.10 billion. The enterprise value is $351.49 million.

Market Cap	1.10B
Enterprise Value	351.49M

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Apr 7, 2025

Share Statistics

Preferred Bank has 13.13 million shares outstanding. The number of shares has decreased by -4.00% in one year.

Current Share Class	13.13M
Shares Outstanding	13.13M
Shares Change (YoY)	-4.00%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	6.75%
Owned by Institutions (%)	88.67%
Float	12.24M

Valuation Ratios

The trailing PE ratio is 8.92 and the forward PE ratio is 8.73.

PE Ratio	8.92
Forward PE	8.73
PS Ratio	4.20
Forward PS	3.86
PB Ratio	1.42
P/TBV Ratio	1.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	2.76
EV / Sales	1.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.21%.

Return on Equity (ROE)	17.21%
Return on Assets (ROA)	1.84%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$823,387
Profits Per Employee	$393,870
Employee Count	323
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Preferred Bank has paid $52.26 million in taxes.

Income Tax	52.26M
Effective Tax Rate	29.12%

Stock Price Statistics

The stock price has increased by +14.10% in the last 52 weeks. The beta is 0.70, so Preferred Bank's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	+14.10%
50-Day Moving Average	82.06
200-Day Moving Average	85.11
Relative Strength Index (RSI)	53.35
Average Volume (20 Days)	85,077

Short Selling Information

The latest short interest is 1.00 million, so 7.64% of the outstanding shares have been sold short.

Short Interest	1.00M
Short Previous Month	1.05M
Short % of Shares Out	7.64%
Short % of Float	8.20%
Short Ratio (days to cover)	7.55

Income Statement

In the last 12 months, Preferred Bank had revenue of $265.95 million and earned $127.22 million in profits. Earnings per share was $9.43.

Revenue	265.95M
Gross Profit	265.95M
Operating Income	183.11M
Pretax Income	203.74M
Net Income	127.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$9.43

Balance Sheet

The company has $925.18 million in cash and $172.55 million in debt, giving a net cash position of $752.63 million or $57.32 per share.

Cash & Cash Equivalents	925.18M
Total Debt	172.55M
Net Cash	752.63M
Net Cash Per Share	$57.32
Equity (Book Value)	778.60M
Book Value Per Share	59.30
Working Capital	-5.12B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	68.85%
Pretax Margin	67.49%
Profit Margin	47.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $3.00, which amounts to a dividend yield of 3.57%.

Dividend Per Share	$3.00
Dividend Yield	3.57%
Dividend Growth (YoY)	16.00%
Years of Dividend Growth	4
Payout Ratio	31.81%
Buyback Yield	4.00%
Shareholder Yield	7.57%
Earnings Yield	11.52%
FCF Yield	n/a

Analyst Forecast

The average price target for Preferred Bank is $92.33, which is 9.80% higher than the current price. The consensus rating is "Hold".

Price Target	$92.33
Price Target Difference	9.80%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2011. It was a reverse split with a ratio of 0.2:1.

Last Split Date	Jun 20, 2011
Split Type	Reverse
Split Ratio	0.2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2