Preferred Bank Statistics
Total Valuation
Preferred Bank has a market cap or net worth of $1.21 billion. The enterprise value is $764.21 million.
| Market Cap | 1.21B |
| Enterprise Value | 764.21M |
Important Dates
The next estimated earnings date is Monday, July 20, 2026, before market open.
| Earnings Date | Jul 20, 2026 |
| Ex-Dividend Date | Apr 7, 2026 |
Share Statistics
Preferred Bank has 11.84 million shares outstanding. The number of shares has decreased by -6.94% in one year.
| Current Share Class | 11.84M |
| Shares Outstanding | 11.84M |
| Shares Change (YoY) | -6.94% |
| Shares Change (QoQ) | -1.50% |
| Owned by Insiders (%) | 8.28% |
| Owned by Institutions (%) | 86.48% |
| Float | 10.86M |
Valuation Ratios
The trailing PE ratio is 9.40 and the forward PE ratio is 9.37.
| PE Ratio | 9.40 |
| Forward PE | 9.37 |
| PS Ratio | 4.26 |
| Forward PS | 4.01 |
| PB Ratio | 1.55 |
| P/TBV Ratio | 1.57 |
| P/FCF Ratio | 7.23 |
| P/OCF Ratio | 7.13 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.67 |
| EV / Sales | 2.70 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.58 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.40%.
| Return on Equity (ROE) | 17.40% |
| Return on Assets (ROA) | 1.83% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.56% |
| Revenue Per Employee | $874,701 |
| Profits Per Employee | $415,901 |
| Employee Count | 324 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Preferred Bank has paid $56.79 million in taxes.
| Income Tax | 56.79M |
| Effective Tax Rate | 29.65% |
Stock Price Statistics
The stock price has increased by +18.31% in the last 52 weeks. The beta is 0.56, so Preferred Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +18.31% |
| 50-Day Moving Average | 94.56 |
| 200-Day Moving Average | 92.78 |
| Relative Strength Index (RSI) | 69.80 |
| Average Volume (20 Days) | 95,875 |
Short Selling Information
The latest short interest is 1.10 million, so 9.31% of the outstanding shares have been sold short.
| Short Interest | 1.10M |
| Short Previous Month | 1.07M |
| Short % of Shares Out | 9.31% |
| Short % of Float | 10.15% |
| Short Ratio (days to cover) | 10.42 |
Income Statement
In the last 12 months, Preferred Bank had revenue of $283.40 million and earned $134.75 million in profits. Earnings per share was $10.74.
| Revenue | 283.40M |
| Gross Profit | 283.40M |
| Operating Income | 197.31M |
| Pretax Income | 191.54M |
| Net Income | 134.75M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $10.74 |
Balance Sheet
The company has $825.16 million in cash and $383.15 million in debt, with a net cash position of $442.01 million or $37.33 per share.
| Cash & Cash Equivalents | 825.16M |
| Total Debt | 383.15M |
| Net Cash | 442.01M |
| Net Cash Per Share | $37.33 |
| Equity (Book Value) | 770.20M |
| Book Value Per Share | 65.04 |
| Working Capital | -5.51B |
Cash Flow
In the last 12 months, operating cash flow was $169.13 million and capital expenditures -$2.32 million, giving a free cash flow of $166.81 million.
| Operating Cash Flow | 169.13M |
| Capital Expenditures | -2.32M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 200.00M |
| Free Cash Flow | 166.81M |
| FCF Per Share | $14.09 |
Margins
| Gross Margin | n/a |
| Operating Margin | 69.62% |
| Pretax Margin | 67.59% |
| Profit Margin | 47.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 58.86% |
Dividends & Yields
This stock pays an annual dividend of $3.20, which amounts to a dividend yield of 3.17%.
| Dividend Per Share | $3.20 |
| Dividend Yield | 3.17% |
| Dividend Growth (YoY) | 6.90% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 28.87% |
| Buyback Yield | 6.94% |
| Shareholder Yield | 10.11% |
| Earnings Yield | 11.17% |
| FCF Yield | 13.83% |
Analyst Forecast
The average price target for Preferred Bank is $103.75, which is 1.54% higher than the current price. The consensus rating is "Hold".
| Price Target | $103.75 |
| Price Target Difference | 1.54% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |