Peoples Financial Corporation (PFBX)

Peoples Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	33.05	39.49	1.72	25.93	24.98	24.05
Revenue Growth (YoY)	225.01%	2198.78%	-93.37%	3.82%	3.86%	3.68%
Cost of Revenue	0	6.13	0	0	0	0
Gross Profit	33.05	33.37	1.72	25.93	24.98	24.05
Selling, General & Admin	22.34	12.02	12.15	12.81	12.3	12.96
Other Operating Expenses	-14.2	-6.35	-5.2	-30.11	-40.03	-35.33
Operating Expenses	-4.35	6.35	6.95	-17.29	-27.73	-22.37
Operating Income	16.26	11.29	8.67	8.64	-2.75	1.68
Interest Income	30.18	32.63	21.55	19.46	17.73	17.68
Interest Expense	17.2	0.41	2.16	0.83	1.58	3.25
Other Expense / Income	17.98	32.22	21.55	18.3	18.9	12.76
Pretax Income	11.26	11.29	6.51	8.64	-2.75	1.68
Income Tax	1.04	2.12	-2.43	0.06	-2.75	1.68
Net Income	10.22	9.17	8.94	8.91	-2.75	1.68
Net Income Growth	6.34%	2.52%	0.34%	-	-	166.93%
Shares Outstanding (Basic)	5	5	5	5	5	5
Shares Outstanding (Diluted)	5	5	5	5	5	5
Shares Change	-0.35%	-0.07%	-3.43%	-1.00%	-1.01%	-1.76%
EPS (Basic)	2.19	1.96	1.91	1.84	-0.56	0.34
EPS (Diluted)	2.19	1.96	1.91	1.84	-0.56	0.34
EPS Growth	6.83%	2.62%	3.80%	-	-	161.54%
Free Cash Flow	6.85	6.39	5.74	2.64	5.48	3.69
Free Cash Flow Per Share	1.47	1.37	1.23	0.54	1.12	0.75
Gross Margin	100.00%	84.49%	100.00%	100.00%	100.00%	100.00%
Operating Margin	49.20%	28.58%	504.54%	33.32%	-11.01%	6.98%
Profit Margin	30.93%	23.21%	520.43%	34.36%	-11.01%	6.98%
Free Cash Flow Margin	20.71%	16.19%	333.82%	10.18%	21.94%	15.36%
Effective Tax Rate	9.26%	18.79%	-37.34%	0.72%	-	100.00%
EBITDA	6.76	-11.29	10.35	10.47	-0.8	3.59
EBITDA Margin	20.44%	-28.58%	602.62%	40.36%	-3.19%	14.94%
Depreciation & Amortization	1.62	1.55	1.69	1.82	1.95	1.91
EBIT	5.14	-12.84	8.67	8.64	-2.75	1.68
EBIT Margin	15.55%	-32.51%	504.54%	33.32%	-11.01%	6.98%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.