Peoples Financial Corporation (PFBX)

OTCMKTS · Delayed Price · Currency is USD

23.10

+0.35 (1.54%)

Aug 24, 2026, 2:48 PM EST

Peoples Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	27.25	27.51	30.63	33.64	28.37	31.6
Revenue Growth	-6.52%	-10.18%	-8.96%	18.60%	-10.22%	68.49%
Net Income	3.7	3.91	21.7	9.17	8.94	8.91
Earnings Per Share	0.80	0.85	4.66	1.96	1.91	1.84
EPS Growth	-80.96%	-81.83%	137.73%	2.58%	3.90%	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	24.05	19.58	107.74	22.79	32.84	49.99
Total Debt	38.5	0.8	-	18.5	-	0.89
Net Cash (Debt)	-14.45	18.78	107.74	4.29	32.84	49.1
Net Cash Growth	-	-82.57%	2409.18%	-86.92%	-33.13%	-45.78%
Net Cash Per Share	-3.13	4.07	23.14	0.92	7.02	10.14

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	4.44	4.5	6.03	9.05	7.91	4.58
Capital Expenditures	-0.48	-0.3	-0.98	-2.54	-2.17	-1.94
Free Cash Flow	3.96	4.2	5.06	6.51	5.74	2.64
Free Cash Flow Growth	-31.89%	-16.93%	-22.37%	13.58%	117.23%	-51.83%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	13.58%	14.22%	70.86%	27.25%	31.52%	28.20%
FCF Margin	14.52%	15.27%	16.51%	19.36%	20.22%	8.36%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.360	0.360	0.360	0.220	0.150
Dividend Per Share Growth	-18.18%	0%	0%	63.64%	46.67%	114.29%
Dividend Yield	1.58%	1.78%	1.99%	2.28%	1.67%	1.00%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	28.81	24.04	4.00	8.44	7.59	8.74
Forward PE	-	26.71	26.71	26.71	26.71	26.71
P/FCF Ratio	26.96	22.38	17.15	11.88	11.83	29.50
PS Ratio	3.91	3.42	2.83	2.30	2.39	2.47