Peoples Financial Statistics
Total Valuation
PFBX has a market cap or net worth of $78.08 million. The enterprise value is -$396.19 million.
| Market Cap | 78.08M |
| Enterprise Value | -396.19M |
Important Dates
The last earnings date was Wednesday, April 22, 2020, after market close.
| Earnings Date | Apr 22, 2020 |
| Ex-Dividend Date | Nov 10, 2023 |
Share Statistics
PFBX has 4.66 million shares outstanding. The number of shares has decreased by -0.35% in one year.
| Shares Outstanding | 4.66M |
| Shares Change (YoY) | -0.35% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 38.77% |
| Owned by Institutions (%) | 24.20% |
| Float | 1.78M |
Valuation Ratios
The trailing PE ratio is 7.65.
| PE Ratio | 7.65 |
| Forward PE | n/a |
| PS Ratio | 2.36 |
| Forward PS | n/a |
| PB Ratio | 1.11 |
| P/FCF Ratio | 11.41 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.56, with a Debt / Equity ratio of 0.42.
| Current Ratio | 0.56 |
| Quick Ratio | 2.56 |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 4.44 |
| Debt / FCF | 4.38 |
| Interest Coverage | -0.40 |
Financial Efficiency
Return on equity (ROE) is 14.46% and return on invested capital (ROIC) is 14.66%.
| Return on Equity (ROE) | 14.46% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | 14.66% |
| Revenue Per Employee | $236,050 |
| Profits Per Employee | $73,000 |
| Employee Count | 140 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFBX has paid $1.04 million in taxes.
| Income Tax | 1.04M |
| Effective Tax Rate | 9.26% |
Stock Price Statistics
The stock price has increased by +39.00% in the last 52 weeks. The beta is 0.45, so PFBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +39.00% |
| 50-Day Moving Average | 15.91 |
| 200-Day Moving Average | 15.18 |
| Relative Strength Index (RSI) | 84.33 |
| Average Volume (20 Days) | 546 |
Short Selling Information
The latest short interest is 2,010, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 2,010 |
| Short Previous Month | 1,843 |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.11% |
| Short Ratio (days to cover) | 1.45 |
Income Statement
In the last 12 months, PFBX had revenue of $33.05 million and earned $10.22 million in profits. Earnings per share was $2.19.
| Revenue | 33.05M |
| Gross Profit | 33.05M |
| Operating Income | 16.26M |
| Pretax Income | 11.26M |
| Net Income | 10.22M |
| EBITDA | 6.76M |
| EBIT | 5.14M |
| Earnings Per Share (EPS) | $2.19 |
Balance Sheet
The company has -$108.12 million in cash and $30.00 million in debt, giving a net cash position of $474.28 million or $101.74 per share.
| Cash & Cash Equivalents | -108.12M |
| Total Debt | 30.00M |
| Net Cash | 474.28M |
| Net Cash Per Share | $101.74 |
| Equity (Book Value) | 70.66M |
| Book Value Per Share | 15.16 |
| Working Capital | -86.77M |
Cash Flow
In the last 12 months, operating cash flow was $8.99 million and capital expenditures -$2.15 million, giving a free cash flow of $6.85 million.
| Operating Cash Flow | 8.99M |
| Capital Expenditures | -2.15M |
| Free Cash Flow | 6.85M |
| FCF Per Share | $1.47 |
Margins
Gross margin is 100.00%, with operating and profit margins of 49.20% and 30.93%.
| Gross Margin | 100.00% |
| Operating Margin | 49.20% |
| Pretax Margin | 34.08% |
| Profit Margin | 30.93% |
| EBITDA Margin | 20.44% |
| EBIT Margin | 15.55% |
| FCF Margin | 20.71% |
Dividends & Yields
This stock pays an annual dividend of $0.30, which amounts to a dividend yield of 1.79%.
| Dividend Per Share | $0.30 |
| Dividend Yield | 1.79% |
| Dividend Growth (YoY) | 178.95% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 11.07% |
| Buyback Yield | 0.35% |
| Shareholder Yield | 2.14% |
| Earnings Yield | 13.09% |
| FCF Yield | 8.77% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 19, 2000. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 19, 2000 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
PFBX has an Altman Z-Score of 0.06 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.06 |
| Piotroski F-Score | 5 |