Peoples Financial Corporation (PFBX)
Total Valuation
PFBX has a market cap or net worth of $72.26 million. The enterprise value is -$271.51 million.
Market Cap | 72.26M |
Enterprise Value | -271.51M |
Important Dates
The last earnings date was Wednesday, April 22, 2020, after market close.
Earnings Date | Apr 22, 2020 |
Ex-Dividend Date | Nov 10, 2023 |
Share Statistics
PFBX has 4.66 million shares outstanding. The number of shares has decreased by -0.25% in one year.
Shares Outstanding | 4.66M |
Shares Change (YoY) | -0.25% |
Shares Change (QoQ) | -0.25% |
Owned by Insiders (%) | 38.77% |
Owned by Institutions (%) | 24.20% |
Float | 1.80M |
Valuation Ratios
The trailing PE ratio is 7.91.
PE Ratio | 7.91 |
Forward PE | n/a |
PS Ratio | 2.17 |
Forward PS | n/a |
PB Ratio | 1.04 |
P/FCF Ratio | 11.12 |
PEG Ratio | n/a |
Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.13, with a Debt / Equity ratio of 0.27.
Current Ratio | 0.13 |
Quick Ratio | 1.86 |
Debt / Equity | 0.27 |
Debt / EBITDA | 1.96 |
Debt / FCF | 2.85 |
Interest Coverage | -0.72 |
Financial Efficiency
Return on equity (ROE) is 13.23% and return on invested capital (ROIC) is 15.32%.
Return on Equity (ROE) | 13.23% |
Return on Assets (ROA) | 1.15% |
Return on Capital (ROIC) | 15.32% |
Revenue Per Employee | $252,788 |
Profits Per Employee | $69,439 |
Employee Count | 132 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, PFBX has paid $2.12 million in taxes.
Income Tax | 2.12M |
Effective Tax Rate | 18.79% |
Stock Price Statistics
The stock price has increased by +29.17% in the last 52 weeks. The beta is 0.40, so PFBX's price volatility has been lower than the market average.
Beta (1Y) | 0.40 |
52-Week Price Change | +29.17% |
50-Day Moving Average | 15.93 |
200-Day Moving Average | 13.89 |
Relative Strength Index (RSI) | 38.78 |
Average Volume (30 Days) | 345 |
Short Selling Information
The latest short interest is 2,010, so 0.04% of the outstanding shares have been sold short.
Short Interest | 2,010 |
Short Previous Month | 1,843 |
Short % of Shares Out | 0.04% |
Short % of Float | 0.11% |
Short Ratio (days to cover) | 1.45 |
Income Statement
In the last 12 months, PFBX had revenue of $33.37 million and earned $9.17 million in profits. Earnings per share was $1.96.
Revenue | 33.37M |
Gross Profit | 33.37M |
Operating Income | 16.57M |
Pretax Income | 11.29M |
Net Income | 9.17M |
EBITDA | 9.42M |
EBIT | 7.83M |
Earnings Per Share (EPS) | $1.96 |
Balance Sheet
The company has $362.27 million in cash and $18.50 million in debt, giving a net cash position of $343.77 million or $73.74 per share.
Cash & Cash Equivalents | 362.27M |
Total Debt | 18.50M |
Net Cash | 343.77M |
Net Cash Per Share | $73.74 |
Equity / Book Value | 69.28M |
Book Value Per Share | 14.86 |
Working Capital | -170.30M |
Cash Flow
In the last 12 months, operating cash flow was $9.05 million and capital expenditures -$2.55 million, giving a free cash flow of $6.50 million.
Operating Cash Flow | 9.05M |
Capital Expenditures | -2.55M |
Free Cash Flow | 6.50M |
FCF Per Share | $1.39 |
Margins
Gross margin is 100.00%, with operating and profit margins of 49.64% and 27.47%.
Gross Margin | 100.00% |
Operating Margin | 49.64% |
Pretax Margin | 33.83% |
Profit Margin | 27.47% |
EBITDA Margin | 28.24% |
EBIT Margin | 23.45% |
FCF Margin | 19.47% |
Dividends & Yields
This stock pays an annual dividend of $0.30, which amounts to a dividend yield of 1.94%.
Dividend Per Share | $0.30 |
Dividend Yield | 1.94% |
Dividend Growth (YoY) | 178.95% |
Years of Dividend Growth | 2 |
Payout Ratio | 11.07% |
Buyback Yield | 0.25% |
Shareholder Yield | 2.19% |
Earnings Yield | 12.69% |
FCF Yield | 8.99% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 19, 2000. It was a forward split with a ratio of 2:1.
Last Split Date | Apr 19, 2000 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
PFBX has an Altman Z-Score of -0.06 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
Altman Z-Score | -0.06 |
Piotroski F-Score | 5 |