Peoples Financial Corporation (PFBX)

OTCMKTS: PFBX · Delayed Price · USD
14.01
-0.49 (-3.38%)
Jan 27, 2023, 10:17 AM EST - Market closed

Total Valuation

PFBX has a market cap or net worth of $65.49 million. The enterprise value is $48.03 million.

Market Cap 65.49M
Enterprise Value 48.03M

Important Dates

The last earnings date was Wednesday, January 25, 2023, after market close.

Last Earnings Date Jan 25, 2023
Ex-Dividend Date Nov 4, 2022

Share Statistics

PFBX has 4.68 million shares outstanding. The number of shares has decreased by -4.11% in one year.

Shares Outstanding 4.68M
Shares Change (YoY) -4.11%
Shares Change (QoQ) n/a
Owned by Insiders (%) 38.04%
Owned by Institutions (%) 22.96%
Float 1.86M

Valuation Ratios

The trailing PE ratio is 10.95.

PE Ratio 10.95
Forward PE n/a
PS Ratio 2.44
Forward PS n/a
PB Ratio 1.37
P/FCF Ratio 19.00
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.66, with an EV/FCF ratio of 13.93.

EV / Earnings 7.95
EV / Sales 1.79
EV / EBITDA 6.66
EV / EBIT 7.59
EV / FCF 13.93

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a

Financial Efficiency

Return on equity (ROE) is 3.67%.

Return on Equity (ROE) 3.67%
Return on Assets (ROA) 0.20%
Return on Capital (ROIC) n/a
Revenue Per Employee $206,092
Profits Per Employee $46,492
Employee Count 130
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

Income Tax -142,000
Effective Tax Rate -2.41%

Stock Price Statistics

The stock price has decreased by -19.94% in the last 52 weeks. The beta is 0.37, so PFBX's price volatility has been lower than the market average.

Beta (1Y) 0.37
52-Week Price Change -19.94%
50-Day Moving Average 15.00
200-Day Moving Average 15.51
Average Volume (30 Days) 538

Short Selling Information

The latest short interest is 2,010, so 0.04% of the outstanding shares have been sold short.

Short Interest 2,010
Short Previous Month 1,843
Short % of Shares Out 0.04%
Short % of Float 0.11%
Short Ratio (days to cover) 1.45

Income Statement

In the last 12 months, PFBX had revenue of $26.79 million and earned $6.04 million in profits. Earnings per share was $1.28.

Revenue 26.79M
Gross Profit 13.27M
Operating Income n/a
Pretax Income 5.90M
Net Income 6.04M
EBITDA 7.22M
EBIT 6.33M
Earnings Per Share (EPS) $1.28
Full Income Statement

Balance Sheet

Cash & Cash Equivalents 17.47M
Total Debt n/a
Net Cash 17.47M
Net Cash Per Share $3.73
Equity / Book Value 47.67M
Book Value Per Share 10.19
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $3.21 million and capital expenditures -$1.13 million, giving a free cash flow of $3.45 million.

Operating Cash Flow 3.21M
Capital Expenditures -1.13M
Free Cash Flow 3.45M
FCF Per Share $0.74
Full Cash Flow Statement

Margins

Gross Margin 49.51%
Operating Margin n/a
Pretax Margin 22.03%
Profit Margin 22.56%
EBITDA Margin 26.93%
EBIT Margin 23.61%
FCF Margin 12.87%

Dividends & Yields

This stock pays an annual dividend of $0.19, which amounts to a dividend yield of 1.36%.

Dividend Per Share $0.19
Dividend Yield 1.36%
Earnings Yield 9.23%
FCF Yield 5.26%
Dividend Growth (YoY) -9.52%
Payout Ratio 80.15%
Buyback Yield 4.11%
Shareholder Yield 5.46%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on April 19, 2000. It was a forward split with a ratio of 2:1.

Last Split Date Apr 19, 2000
Split Type Forward
Split Ratio 2:1