Peoples Financial Services Corp. (PFIS)

PFIS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	179.92	135.85	187.37	37.87	279.93	228.19
Investment Securities	536.99	394.39	330.48	360.85	413.01	210.77
Trading Asset Securities	-	20.54	19.28	21.8	9.87	15.37
Mortgage-Backed Securities	73.29	235.52	158.41	213.59	181.56	98.83
Total Investments	610.28	650.45	508.17	596.23	604.44	324.98
Gross Loans	4,016	3,995	2,850	2,730	2,329	2,178
Allowance for Loan Losses	-39.84	-41.78	-21.9	-27.47	-28.38	-27.34
Other Adjustments to Gross Loans	-	-1.1	-0.4	-0.3	-	-
Net Loans	3,977	3,952	2,828	2,703	2,301	2,151
Property, Plant & Equipment	77.01	73.28	61.28	55.67	51.5	47.05
Goodwill	75.99	75.99	63.37	63.37	63.37	63.37
Other Intangible Assets	29.24	34.2	-	0.11	0.47	0.96
Loans Held for Sale	0.82	-	0.25	-	0.41	0.84
Accrued Interest Receivable	17	15.63	12.73	11.72	8.53	8.26
Other Current Assets	-	8.34	5.79	3.09	-	-
Long-Term Deferred Tax Assets	30.03	35.69	13.77	18.74	5.36	3.77
Other Real Estate Owned & Foreclosed	1.54	0.77	-	0.12	0.61	0.86
Other Long-Term Assets	161.3	109.75	61.56	63.97	54.08	54.9
Total Assets	5,160	5,092	3,742	3,554	3,369	2,884
Interest Bearing Deposits	3,204	3,288	2,513	2,181	2,135	1,716
Institutional Deposits	173.53	184.04	121.27	92.73	90.8	98.25
Non-Interest Bearing Deposits	912.04	935.52	644.68	772.77	737.76	622.48
Total Deposits	4,290	4,408	3,279	3,047	2,963	2,437
Short-Term Borrowings	76.31	36.97	38.22	136.4	8.81	64.1
Current Portion of Long-Term Debt	-	39.57	-	0.56	-	10
Current Portion of Leases	-	1.13	-	-	-	-
Accrued Interest Payable	7.98	5.5	5.77	0.9	0.41	0.74
Long-Term Debt	83.11	33	33	33	33	33
Federal Home Loan Bank Debt, Long-Term	137.03	59.07	25	-	2.71	4.77
Long-Term Leases	-	11.59	11	8.3	8.8	6.43
Trust Preferred Securities	8.11	8.04	-	-	-	-
Pension & Post-Retirement Benefits	-	5.1	3.1	2.8	2.6	2.35
Other Long-Term Liabilities	48.11	15.19	6.74	9.61	9.63	8.43
Total Liabilities	4,650	4,623	3,402	3,238	3,029	2,567
Common Stock	20.02	20	14.09	14.32	14.34	14.43
Additional Paid-In Capital	250.74	250.7	122.13	126.85	127.55	129.27
Retained Earnings	267.69	238.96	248.55	230.52	203.75	171.02
Comprehensive Income & Other	-29.18	-40.7	-44.35	-56.34	-5.51	2.15
Shareholders' Equity	509.26	468.95	340.42	315.35	340.13	316.88
Total Liabilities & Equity	5,160	5,092	3,742	3,554	3,369	2,884
Total Debt	304.56	189.36	107.22	178.25	53.32	118.29
Net Cash (Debt)	-124.64	-32.97	99.42	-118.59	236.48	125.27
Net Cash Growth	-	-	-	-	88.78%	-
Net Cash Per Share	-12.38	-3.84	13.90	-16.44	32.68	17.07
Filing Date Shares Outstanding	9.99	9.99	7.06	7.16	7.17	7.2
Total Common Shares Outstanding	9.99	9.99	7.04	7.16	7.17	7.22
Book Value Per Share	50.95	46.94	48.35	44.06	47.44	43.92
Tangible Book Value	404.04	358.77	277.05	251.88	276.29	252.55
Tangible Book Value Per Share	40.43	35.91	39.35	35.19	38.54	35.00

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q