PFIS Statistics
Total Valuation
PFIS has a market cap or net worth of $750.12 million. The enterprise value is $716.73 million.
| Market Cap | 750.12M |
| Enterprise Value | 716.73M |
Important Dates
The last earnings date was Friday, October 30, 2026, after market close.
| Earnings Date | Oct 30, 2026 |
| Ex-Dividend Date | Nov 30, 2026 |
Share Statistics
PFIS has 10.01 million shares outstanding. The number of shares has decreased by -0.16% in one year.
| Current Share Class | 10.01M |
| Shares Outstanding | 10.01M |
| Shares Change (YoY) | -0.16% |
| Shares Change (QoQ) | +0.14% |
| Owned by Insiders (%) | 8.36% |
| Owned by Institutions (%) | 36.13% |
| Float | 9.17M |
Valuation Ratios
The trailing PE ratio is 12.41 and the forward PE ratio is 10.65.
| PE Ratio | 12.41 |
| Forward PE | 10.65 |
| PS Ratio | 3.80 |
| Forward PS | 3.40 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.74 |
| P/FCF Ratio | 16.69 |
| P/OCF Ratio | 14.02 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 11.81 |
| EV / Sales | 3.63 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.95 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.51 |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.68%.
| Return on Equity (ROE) | 11.68% |
| Return on Assets (ROA) | 1.13% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.18% |
| Revenue Per Employee | $338,434 |
| Profits Per Employee | $104,046 |
| Employee Count | 583 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFIS has paid $13.41 million in taxes.
| Income Tax | 13.41M |
| Effective Tax Rate | 18.10% |
Stock Price Statistics
The stock price has increased by +68.10% in the last 52 weeks. The beta is 0.76, so PFIS's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +68.10% |
| 50-Day Moving Average | 69.85 |
| 200-Day Moving Average | 62.31 |
| Relative Strength Index (RSI) | 69.11 |
| Average Volume (20 Days) | 57,720 |
Short Selling Information
The latest short interest is 370,875, so 3.70% of the outstanding shares have been sold short.
| Short Interest | 370,875 |
| Short Previous Month | 379,590 |
| Short % of Shares Out | 3.70% |
| Short % of Float | 4.05% |
| Short Ratio (days to cover) | 6.26 |
Income Statement
In the last 12 months, PFIS had revenue of $197.31 million and earned $60.66 million in profits. Earnings per share was $6.04.
| Revenue | 197.31M |
| Gross Profit | 197.31M |
| Operating Income | 85.26M |
| Pretax Income | 74.07M |
| Net Income | 60.66M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.04 |
Balance Sheet
The company has $304.96 million in cash and $271.58 million in debt, with a net cash position of $33.39 million or $3.33 per share.
| Cash & Cash Equivalents | 304.96M |
| Total Debt | 271.58M |
| Net Cash | 33.39M |
| Net Cash Per Share | $3.33 |
| Equity (Book Value) | 529.30M |
| Book Value Per Share | 52.87 |
| Working Capital | -4.38B |
Cash Flow
In the last 12 months, operating cash flow was $53.47 million and capital expenditures -$8.56 million, giving a free cash flow of $44.91 million.
| Operating Cash Flow | 53.47M |
| Capital Expenditures | -8.56M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 59.59M |
| Free Cash Flow | 44.91M |
| FCF Per Share | $4.49 |
Margins
| Gross Margin | n/a |
| Operating Margin | 43.21% |
| Pretax Margin | 37.54% |
| Profit Margin | 30.74% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.55% |
Dividends & Yields
This stock pays an annual dividend of $2.50, which amounts to a dividend yield of 3.34%.
| Dividend Per Share | $2.50 |
| Dividend Yield | 3.34% |
| Dividend Growth (YoY) | 1.21% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 41.40% |
| FCF Payout Ratio | 55.73% |
| Buyback Yield | 0.16% |
| Shareholder Yield | 3.50% |
| Earnings Yield | 8.06% |
| FCF Yield | 5.99% |
Analyst Forecast
The average price target for PFIS is $73.50, which is -1.90% lower than the current price. The consensus rating is "Hold".
| Price Target | $73.50 |
| Price Target Difference | -1.90% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 7.61% |
| EPS Growth Forecast (3Y) | 10.32% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |