PFIS Statistics
Total Valuation
PFIS has a market cap or net worth of $707.38 million. The enterprise value is $782.26 million.
| Market Cap | 707.38M |
| Enterprise Value | 782.26M |
Important Dates
The last earnings date was Thursday, July 30, 2026, after market close.
| Earnings Date | Jul 30, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
PFIS has 10.01 million shares outstanding. The number of shares has decreased by -0.04% in one year.
| Current Share Class | 10.01M |
| Shares Outstanding | 10.01M |
| Shares Change (YoY) | -0.04% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 8.35% |
| Owned by Institutions (%) | 35.96% |
| Float | 9.17M |
Valuation Ratios
The trailing PE ratio is 12.51 and the forward PE ratio is 10.01.
| PE Ratio | 12.51 |
| Forward PE | 10.01 |
| PS Ratio | 3.75 |
| Forward PS | 3.25 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 15.92 |
| P/OCF Ratio | 13.37 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.91 |
| EV / Sales | 4.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.69 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.02%.
| Return on Equity (ROE) | 11.02% |
| Return on Assets (ROA) | 1.08% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.57% |
| Revenue Per Employee | $327,127 |
| Profits Per Employee | $97,383 |
| Employee Count | 583 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFIS has paid $13.73 million in taxes.
| Income Tax | 13.73M |
| Effective Tax Rate | 19.47% |
Stock Price Statistics
The stock price has increased by +42.75% in the last 52 weeks. The beta is 0.73, so PFIS's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +42.75% |
| 50-Day Moving Average | 67.51 |
| 200-Day Moving Average | 56.75 |
| Relative Strength Index (RSI) | 60.80 |
| Average Volume (20 Days) | 55,937 |
Short Selling Information
The latest short interest is 229,542, so 2.29% of the outstanding shares have been sold short.
| Short Interest | 229,542 |
| Short Previous Month | 208,639 |
| Short % of Shares Out | 2.29% |
| Short % of Float | 2.50% |
| Short Ratio (days to cover) | 3.34 |
Income Statement
In the last 12 months, PFIS had revenue of $190.72 million and earned $56.77 million in profits. Earnings per share was $5.65.
| Revenue | 190.72M |
| Gross Profit | 190.72M |
| Operating Income | 81.74M |
| Pretax Income | 70.50M |
| Net Income | 56.77M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.65 |
Balance Sheet
The company has $270.58 million in cash and $345.46 million in debt, with a net cash position of -$74.88 million or -$7.48 per share.
| Cash & Cash Equivalents | 270.58M |
| Total Debt | 345.46M |
| Net Cash | -74.88M |
| Net Cash Per Share | -$7.48 |
| Equity (Book Value) | 536.19M |
| Book Value Per Share | 53.56 |
| Working Capital | -4.37B |
Cash Flow
In the last 12 months, operating cash flow was $53.47 million and capital expenditures -$8.56 million, giving a free cash flow of $44.91 million.
| Operating Cash Flow | 53.47M |
| Capital Expenditures | -8.56M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 59.59M |
| Free Cash Flow | 44.91M |
| FCF Per Share | $4.49 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.86% |
| Pretax Margin | 36.97% |
| Profit Margin | 29.77% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.55% |
Dividends & Yields
This stock pays an annual dividend of $2.50, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | $2.50 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 0.91% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 44.25% |
| Buyback Yield | 0.04% |
| Shareholder Yield | 3.54% |
| Earnings Yield | 7.94% |
| FCF Yield | 6.28% |
Analyst Forecast
The average price target for PFIS is $73.50, which is 4.01% higher than the current price. The consensus rating is "Hold".
| Price Target | $73.50 |
| Price Target Difference | 4.01% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |