Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · IEX Real-Time Price · USD
41.19
-0.11 (-0.27%)
Jun 18, 2024, 4:00 PM EDT - Market closed

PFIS Statistics

Total Valuation

PFIS has a market cap or net worth of $290.69 million. The enterprise value is $258.98 million.

Market Cap 290.69M
Enterprise Value 258.98M

Important Dates

The next estimated earnings date is Tuesday, July 23, 2024, after market close.

Earnings Date Jul 23, 2024
Ex-Dividend Date May 31, 2024

Share Statistics

PFIS has 7.06 million shares outstanding. The number of shares has decreased by -1.35% in one year.

Shares Outstanding 7.06M
Shares Change (YoY) -1.35%
Shares Change (QoQ) -0.10%
Owned by Insiders (%) 4.07%
Owned by Institutions (%) 32.35%
Float 6.77M

Valuation Ratios

The trailing PE ratio is 12.60 and the forward PE ratio is 10.18.

PE Ratio 12.60
Forward PE 10.18
PS Ratio 3.00
Forward PS 2.00
PB Ratio 0.85
P/FCF Ratio 10.27
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.35, with an EV/FCF ratio of 9.15.

EV / Earnings 11.13
EV / Sales 2.68
EV / EBITDA 8.35
EV / EBIT 9.43
EV / FCF 9.15

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.23
Debt / EBITDA 2.52
Debt / FCF 2.77
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.00% and return on invested capital (ROIC) is 5.56%.

Return on Equity (ROE) 7.00%
Return on Assets (ROA) 0.60%
Return on Capital (ROIC) 5.56%
Revenue Per Employee $258,163
Profits Per Employee $62,045
Employee Count 375
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, PFIS has paid $4.21 million in taxes.

Income Tax 4.21M
Effective Tax Rate 15.32%

Stock Price Statistics

The stock price has decreased by -1.93% in the last 52 weeks. The beta is 0.50, so PFIS's price volatility has been lower than the market average.

Beta (1Y) 0.50
52-Week Price Change -1.93%
50-Day Moving Average 38.82
200-Day Moving Average 41.84
Relative Strength Index (RSI) 62.08
Average Volume (20 Days) 12,572

Short Selling Information

The latest short interest is 76,474, so 1.08% of the outstanding shares have been sold short.

Short Interest 76,474
Short Previous Month 79,251
Short % of Shares Out 1.08%
Short % of Float 1.13%
Short Ratio (days to cover) 8.37

Income Statement

In the last 12 months, PFIS had revenue of $96.81 million and earned $23.27 million in profits. Earnings per share was $3.27.

Revenue 96.81M
Gross Profit 96.81M
Operating Income 27.48M
Pretax Income 27.48M
Net Income 23.27M
EBITDA 31.01M
EBIT 27.48M
Earnings Per Share (EPS) $3.27
Full Income Statement

Balance Sheet

The company has $109.97 million in cash and $78.26 million in debt, giving a net cash position of $31.71 million or $4.49 per share.

Cash & Cash Equivalents 109.97M
Total Debt 78.26M
Net Cash 31.71M
Net Cash Per Share $4.49
Equity / Book Value 339.99M
Book Value Per Share 48.18
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $31.93 million and capital expenditures -$3.64 million, giving a free cash flow of $28.29 million.

Operating Cash Flow 31.93M
Capital Expenditures -3.64M
Free Cash Flow 28.29M
FCF Per Share $4.01
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 28.38% and 24.03%.

Gross Margin 100.00%
Operating Margin 28.38%
Pretax Margin 28.38%
Profit Margin 24.03%
EBITDA Margin 32.03%
EBIT Margin 28.38%
FCF Margin 29.23%

Dividends & Yields

This stock pays an annual dividend of $1.64, which amounts to a dividend yield of 3.98%.

Dividend Per Share $1.64
Dividend Yield 3.98%
Dividend Growth (YoY) 1.23%
Years of Dividend Growth 7
Payout Ratio 50.15%
Buyback Yield 1.35%
Shareholder Yield 5.33%
Earnings Yield 8.00%
FCF Yield 9.73%
Dividend Details

Analyst Forecast

The average price target for PFIS is $47.00, which is 14.11% higher than the current price. The consensus rating is "Hold".

Price Target $47.00
Price Target Difference 14.11%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 16, 2003. It was a forward split with a ratio of 3:2.

Last Split Date May 16, 2003
Split Type Forward
Split Ratio 3:2

Scores

Altman Z-Score n/a
Piotroski F-Score 5